The Blue Business® Plus Credit Card from American Express
on American Express's website
The Blue Business® Plus Credit Card from American Express
American Express is a NerdWallet Partner
Card details
Earn up to $300 back to boost your business. You can earn up to $100 in the form of statement credits at each of the following merchants: Dell Technologies, DocuSign or FedEx after you make an eligible purchase on your new Card within the first 3 months of Card Membership.
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card.
*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors at account opening.
No Annual Fee
Terms Apply
Rates, fees & offers
Annual fee
$0
Rewards rate
1x-2x
Bonus offer
Earn up to $300 back to boost your business. You can earn up to $100 in the form of statement credits at each of the following merchants: Dell Technologies, DocuSign or FedEx after you make an eligible purchase on your new Card within the first 3 months of Card Membership. Terms Apply.
Intro APR
0% on purchases for 12 months from the date of account opening
Ongoing APR
APR: 13.24% - 19.24% Variable APR
Penalty APR: 29.24%, Variable
Foreign transaction fee
2.7% of each transaction after conversion to US dollars.
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$0 intro for the first year, then $95 | Annual Fee$0 |
Regular APR14.99% - 23.74% Variable APR | ||
Intro APR0% on purchases for 12 months from the date of account opening | Intro APR0% intro APR on Purchases for 12 months | Intro APR0% intro APR on Purchases for 15 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Sara Rathner
Rating details
4.8
Editor's overall rating
Pros and cons
Pros
High rewards rate
No annual fee
Cons
With the The Blue Business® Plus Credit Card from American Express, you can finance your business with a long intro APR period, spend above your credit limit if needed, and earn double the points on all purchases up to an annual spending cap. There's no need to concern yourself with spending categories. Terms apply.
The $0-annual-fee card earns 2X Membership Rewards points on the first $50,000 in purchases each calendar year, and 1X points on spending above $50,000. You also get an intro 0% intro APR on Purchases for 12 months, and then the ongoing APR of 13.24% - 19.24% Variable APR. Terms apply.
If you're seeking a welcome offer or the chance to earn elevated rewards on specific spending, you'll want to look elsewhere. The card’s also not a good fit for businesses with expenses that far exceed the card’s annual cap on double rewards.
For more information, see our full review of this card.
