The Blue Business® Plus Credit Card from American Express
on American Express's website
The Blue Business® Plus Credit Card from American Express
American Express is a NerdWallet Partner
Card details
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors at account opening.
No Annual Fee
Terms Apply
Rates, fees & offers
Annual fee
$0
Rewards rate
1x-2x
Bonus offer
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. Terms Apply.
Intro APR
0% intro APR on purchases for 12 months from the date of account opening
Ongoing APR
APR: 13.24% - 19.24% Variable APR
Penalty APR: 29.24%, Variable
Foreign transaction fee
2.7% of each transaction after conversion to US dollars.
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99% - 22.99% Variable APR | ||
Intro APR0% intro APR on purchases for 12 months from the date of account opening | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Sara Rathner
Rating details
4.8
Editor's overall rating
Pros and cons
Pros
High rewards rate
No annual fee
Cons
With the The Blue Business® Plus Credit Card from American Express, you can finance your business with a long intro APR period, spend above your credit limit if needed, and earn double the points on all purchases up to an annual spending cap. There's no need to concern yourself with spending categories. Terms apply.
The $0-annual-fee card earns 2X Membership Rewards points on the first $50,000 in purchases each calendar year, and 1X points on spending above $50,000. You also get an intro 0% intro APR on Purchases for 12 months, and then the ongoing APR of 13.24% - 19.24% Variable APR. Terms apply.
If you're seeking a welcome offer or the chance to earn elevated rewards on specific spending, you'll want to look elsewhere. The card’s also not a good fit for businesses with expenses that far exceed the card’s annual cap on double rewards.
For more information, see our full review of this card.
