Capital One Spark Cash Select - $500 Cash Bonus

Capital One Spark Cash Select - $500 Cash Bonus

on Capital One's website

Capital One Spark Cash Select - $500 Cash Bonus

Capital One Spark Cash Select - $500 Cash Bonus

Capital One Spark Cash Select - $500 Cash Bonus

on Capital One's website

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Card details

  • Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening

  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions

  • No annual fee

  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel

  • Rewards won't expire for the life of the account

  • Redeem your cash back rewards for any amount

  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases

  • $0 fraud liability if your card is lost or stolen

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5%-5%

  • Bonus offer

    Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 13.49%-19.49% Variable APR

    Cash Advance APR: 27.24%, Variable

    Penalty APR: 29.65%, Variable

  • Balance transfer fee

    $0 at this Transfer APR

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

13.49%-19.49% Variable APR

Regular APR

16.24%, 20.24% or 25.24%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Ben Luthi

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.6

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • High rewards rate

  • No reward caps

Cons
  • Requires good/excellent credit

If you need a credit card for your small business, but don't care for extra frills or fees, the Capital One Spark Cash Select - $500 Cash Bonus is a simple solution. With it, you can earn 1.5% cash back on every purchase, every day. Plus, get a jump start on your rewards with its sign-up bonus: Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening.

Controlling expenses is important for entrepreneurs, so the Capital One Spark Cash Select - $500 Cash Bonus’s $0 annual fee and no foreign transaction fees can help you keep costs down, especially if you travel internationally for business. For more information, see NerdWallet's full review.