Capital One Spark Miles for Business
on Capital One's website
Capital One Spark Miles for Business
Card details
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
Transfer your miles to 15+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
Fly through security with one statement credit for either the $85 TSA Pre✓® application fee or the $100 Global Entry application fee
$0 intro annual fee for the first year; $95 after that
Free employee cards which also earn unlimited 2X miles from their purchases
Rates, fees & offers
Annual fee
$0 intro for the first year, then $95
Rewards rate
2x
Bonus offer
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.
Intro APR
N/A
Ongoing APR
APR: 20.99% Variable APR
Cash Advance APR: 26.99%, Variable
Penalty APR: 29.40%, Variable
Balance transfer fee
$0 at this Transfer APR
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$0 intro for the first year, then $95 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR20.99% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Paul Soucy
Rating details
4.9
Editor's overall rating
Pros and cons
Pros
High rewards rate
No minimum redemption amount
Cons
High annual fee
No Intro APR period
High APR
If you're looking for a credit card for your business that offers a high, fixed rewards rate on all your spending, the Capital One Spark Miles for Business delivers. With every swipe, you'll score miles that are useable for nearly any travel purchase. Plus, there's no limit to the rewards you can earn. This is a rare quality among business cards, which usually put an annual cap on accelerated points, miles or cash-back earning. Finally, it's worth noting that this card is a good choice for overseas business trips because it charges no foreign transaction fees. For more information, see NerdWallet's full review.
