Capital One® Spark® Miles for Business
on Capital One's website
Capital One® Spark® Miles for Business
Card details
Earn unlimited 2 miles per $1 on every purchase, everywhere
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Receive up to $100 credit for one Global Entry or TSA Pre✓® application fee
Fly on any airline, anytime, with no blackout dates or seat restrictions
$0 intro annual fee for the first year; $95 after that
$0 fraud liability if your card is lost or stolen
Free employee cards which also earn unlimited 2x miles from their purchases
No foreign transaction fees
Rates, fees & offers
Annual fee
$0 for the first year, then $95
Rewards rate
2 miles per dollar
Bonus offer
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.
Intro APR
N/A
Ongoing APR
APR: 19.24% Variable APR
Penalty APR: 31.65%, Variable
Cash Advance APR: 25.24%, Variable
Balance transfer fee
N/A
Foreign transaction fee
None
Recommended credit score
NerdWallet review
By Paul Soucy
Rating details
4.4
Editor's overall rating
Pros and cons
Pros
High rewards rate
No foreign transaction fee
Cons
Has annual fee
High APR
If you're looking for a credit card for your business that offers a high, fixed rewards rate on all your spending, the Capital One® Spark® Miles for Business delivers. With every swipe, you'll score miles that are useable for nearly any travel purchase. Plus, there's no limit to the rewards you can earn. This is a rare quality among business cards, which usually put an annual cap on accelerated points, miles or cash-back earning. Finally, it's worth noting that this card is a good choice for overseas business trips because it charges no foreign transaction fees. For more information, see NerdWallet's full review.
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