CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

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Card details

  • Designed for businesses

  • Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.

  • First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.

  • 25% savings on American Airlines inflight Wi-Fi when you use your card

  • Enjoy preferred boarding on American Airlines flights

  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations

  • Earn 1 AAdvantage® mile per $1 spent on other purchases

  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases

  • No Foreign Transaction Fees

Rates, fees & offers

  • Annual fee

    $0 intro for the first year, then $99

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 18.24%-27.24% Variable APR

    Cash Advance APR: 27.49%, Variable

    Penalty APR: Up to 29.99%, Variable

  • Balance transfer fee

    N/A

  • Foreign transaction fee

    0%

Recommended credit score

Compare to other cards

Citibank CitiBusiness AAdvantage Business Credit Card

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$0 intro for the first year, then $99

Annual fee

$99

Annual fee

$199

Regular APR

18.24%-27.24% Variable APR

Regular APR

18.24%, 22.24% or 27.24%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Gregory Karp

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.6

Editor's overall rating

Pros and cons

Pros
  • Free checked bag

  • Early boarding

  • Bonus categories

  • Companion benefit

Cons
  • Has annual fee

  • Requires excellent credit

The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® offers plenty of value to American Airlines loyalists to justify its annual fee: $0 intro for the first year, then $99.

You get free checked bags, preferred boarding and other perks that add value to its spending rewards:

- 2 AAdvantage miles per dollar spent on eligible American Airlines purchases. - 2 AAdvantage miles per dollar spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and gas stations. - 1 AAdvantage mile per dollar on all other purchases.

If your business has you flying American on the regular, this card ought to be in your wallet. But if you aren’t choosy about which airline you fly with, look to a general travel card.

For more information, see NerdWallet’s full review of this card.