Discover it® Business Card
Discover it® Business Card
Discover it® Business Card
Card details
INTRO OFFER: Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. And no limit to how much we’ll match. So you could turn $350 cash back into $700 with Cashback Match™.
Earn 1.5% cash back on every dollar spent on all purchases.
Redeem your cash back for any amount, any time. Your rewards never expire.
Track business expenses. Download transactions easily into Quicken, QuickBooks, and Excel.
Add up to 50 free employee cards.
No annual fee.
100% U.S. based customer service. Talk to a real person at any time, day or night.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5%
Bonus offer
Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. And no limit to how much we’ll match. So you could turn $350 cash back into $700 with Cashback Match™.
Intro APR
0% on Purchases for 12 months
Ongoing APR
APR: 14.49% - 22.49% Variable APR
Cash Advance APR: 26.49%, Variable
Balance transfer fee
5%
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 Discover it® Business Card | ||
|---|---|---|
Annual Fee$0 | Annual Fee$95 | Annual Fee$95 |
Regular APR14.49% - 22.49% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APR0% on Purchases for 12 months | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Just tell us some details and see which card matches your needs most.
Just tell us some details and see which card matches your needs most.
NerdWallet review
Rating details
4.8
Editor's overall rating
Pros and cons
Pros
High rewards rate
No annual fee
No foreign transaction fee
Cons
If your business plans to shell out a lot over the course of a year, the Discover it® Business Card can help you hang on to some of those clams.
The card earns an unlimited 1.5% cash back on every dollar spent on all purchases, and like other eligible Discover cards, it offers a unique and potentially lucrative sign-up bonus that can effectively double that rate in the first year for new cardholders. If you're expecting a lot of upfront expenses in the first several months — say, launching a business, making a major capital improvement or acquiring someone else's company — this card might be a good fit for you.
But other small-business cards offer similar or better ongoing rewards, while also throwing in extras such as an upfront welcome bonus or a lengthier 0% intro APR offer that may provide a greater benefit to your bottom line. And if you're OK with tracking bonus categories, you can do better than 1.5% back.
