Discover it® Business Card

Discover it® Business Card

on Discover's website, or call (800) 347-0264

Discover it® Business Card

Discover it® Business Card

Discover it® Business Card

on Discover's website, or call (800) 347-0264

Card details

  • INTRO OFFER: Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. And no limit to how much we’ll match. So you could turn $350 cash back into $700 with Cashback Match™.

  • Earn 1.5% cash back on every dollar spent on all purchases.

  • Redeem your cash back for any amount, any time. Your rewards never expire.

  • Track business expenses. Download transactions easily into Quicken, QuickBooks, and Excel.

  • Add up to 50 free employee cards.

  • No annual fee.

  • 100% U.S. based customer service. Talk to a real person at any time, day or night.

  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5%

  • Bonus offer

    Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. And no limit to how much we’ll match. So you could turn $350 cash back into $700 with Cashback Match™.

  • Intro APR

    0% on Purchases for 12 months

  • Ongoing APR

    APR: 14.49% - 22.49% Variable APR

    Cash Advance APR: 26.49%, Variable

  • Balance transfer fee

    5%

  • Foreign transaction fee

    None

Recommended credit score

NerdWallet review

By Robin Saks Frankel

Rating details

4.8

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No annual fee

  • No foreign transaction fee

Cons

    If your business plans to shell out a lot over the course of a year, the Discover it® Business Card can help you hang on to some of those clams.

    The card earns an unlimited 1.5% cash back on every dollar spent on all purchases, and like other eligible Discover cards, it offers a unique and potentially lucrative sign-up bonus that can effectively double that rate in the first year for new cardholders. If you're expecting a lot of upfront expenses in the first several months — say, launching a business, making a major capital improvement or acquiring someone else's company — this card might be a good fit for you.

    But other small-business cards offer similar or better ongoing rewards, while also throwing in extras such as an upfront welcome bonus or a lengthier 0% intro APR offer that may provide a greater benefit to your bottom line.  And if you're OK with tracking bonus categories, you can do better than 1.5% back.