Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
Earn unlimited 1% cash back on all other purchases – automatically.
INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
Redeem cash back any amount, any time. Rewards never expire.
Use your rewards at Amazon.com checkout.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
No annual fee.
Rates, fees & offers
Discover will match ALL the cash back earned at the end of your first year, automatically.
0% on Purchases and Balance Transfers for 14 months
APR: 13.74% - 24.74% Variable APR
Cash Advance APR: 26.74%, Variable
Balance Transfer Fee
Foreign Transaction Fee
Recommended credit score
Not sure which card is best for you?
The card offers 5% cash back on quarterly rotating categories that you activate, on up to $1,500 in spending per quarter, and 1% cash back on all other purchases. Plus, it offers a great sign-up bonus: Discover will match ALL the cash back earned at the end of your first year, automatically.
It also gives cardholders an early break on interest with 0% on Purchases and Balance Transfers for 14 months, and then the ongoing APR of 13.74% - 24.74% Variable APR.
Add to that free access to your FICO® score, an online bonus mall where you can earn even more rewards, and a $0 annual fee. All things considered, the Discover it® Cash Back stacks up nicely against the competition. For more information, read our full review.
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