Discover it® Miles

Discover it® Miles

on Discover's website, or call 800-347-0264

Discover it® Miles

Discover it® Miles

Discover it® Miles

on Discover's website, or call 800-347-0264

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Card details

  • UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles.  There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.

  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.

  • Redeem Miles to pay any part of your monthly bill, including your minimum payment.

  • Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.

  • 0% intro APR for 15 months on purchases. Then 15.74% to 26.74% Standard Variable Purchase APR will apply.

  • Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.

  • Discover is accepted nationwide by 99% of the places that take credit cards.

  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.

  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.

  • Click "Apply Now" to see terms and conditions.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5x

  • Bonus offer

    UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.

  • Intro APR

    0% intro APR for 15 months on purchases and balance transfers

  • Ongoing APR

    APR: 15.74%-26.74% Variable APR

    Cash Advance APR: 28.74%, Variable

  • Balance transfer fee

    3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

15.74%-26.74% Variable APR

Rates & Fees

Regular APR

18.99%, 22.99% or 27.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

0% intro APR for 15 months on purchases and balance transfers

Intro APR

0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Ben Luthi

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3.8

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period

  • Flexible rewards redemption

Cons
  • Requires good/excellent credit

  • No luxury perks

  • Lower acceptance abroad

If you want a travel credit card, but don't travel enough to justify one with an annual fee, you'll want to take a look at the Discover it® Miles. The card earns a flat 1.5 miles per $1 spent and offers a sign-up bonus you won't find anywhere else: UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.

That's not all for perks. The Discover it® Miles charges no foreign transaction fees and gives you free access to your FICO® credit score. It's also a great choice for a large purchase with its introductory offer of 0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 15.74%-26.74% Variable APR.

While most top-tier travel credit cards charge an annual fee, this one has a fee of $0. Not bad, considering what you get. For more details about the card, check out our full review.