Starbucks® Rewards Visa® Card

Starbucks® Rewards Visa® Card

Starbucks® Rewards Visa® Card

Starbucks® Rewards Visa® Card

Starbucks® Rewards Visa® Card

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Card details

  • Earn up to 3 Stars per $1 spent at Starbucks stores: 1 Star per $1 when digitally loading your Starbucks Card® with your Starbucks Rewards Visa Card (excludes money added at the register), plus 2 Stars per $1 spent when that Starbucks Card is used to pay at Starbucks stores.

  • Earn 1 Star per $2 spent at grocery stores, on local transit and commuting, and on internet, cable and phone services.

  • Earn 1 Star per $4 you spend everywhere else.

  • Get free perks sent to your inbox once per month throughout 2022.

  • The information related to the Starbucks® Rewards Visa® Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card

Rates, fees & offers

  • Annual fee

    $0 intro for the first year, then $49

  • Rewards rate

    0.25x-3x

  • Bonus offer

    N/A

  • Intro APR

    N/A

  • Ongoing APR

    APR: See Terms

  • Foreign transaction fee

    See Terms

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn moreLearn more
Annual fee

$0 intro for the first year, then $49

Annual fee

$99

Annual fee

$199

Regular APR

See Terms

Rates & Fees

Regular APR

19.74%, 23.74% or 28.74%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Claire Tsosie

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.1

Editor's overall rating

Pros and cons

Pros
  • Bonus categories

  • New cardholder bonus offer

  • High rewards rate

Cons
  • Has annual fee

  • Complicated rewards

  • Complicated redemptions

  • Requires good/excellent credit

The Starbucks® Rewards Visa® Card features bold, Venti-sized ongoing rewards with an extra shot of loyalty benefits — and an annual fee of $0 intro for the first year, then $49.

Cardholders earn up to 3 Stars per $1 spent at Starbucks which includes:

--1 Star for every $1 digitally loaded to your registered Starbucks Card in the Starbucks mobile app using the Chase Freedom Unlimited®.

--2 Stars per $1 spent that you earn when paying with that registered card.

You'll also earn:

--1 Star per $2 spent at grocery stores, on local transit and commuting, and on internet, cable, and phone services.

--1 Star per $4 spent on all other purchases.

For dedicated fans of the coffee chain who drop in on the daily, it's well worth the relatively steep price. The card’s rewards, redeemable for free food and drink items at Starbucks, could potentially save you plenty. But for occasional customers, it’s not worth the cost.

For more information, see our full review of this card.

Information related to the Starbucks® Rewards Visa® Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.