Luxury Card™ Mastercard® Gold Card™
on Luxury Card's website
Luxury Card™ Mastercard® Gold Card™
Card details
Patented 24K-gold-plated front and carbon back—weighing 22 grams.
2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.
Rates, fees & offers
Annual fee
$995
Rewards rate
1x
Bonus offer
None
Intro APR
0% intro APR on Balance Transfers for 15 billing cycles
Ongoing APR
APR: 16.49%, Variable
Cash Advance APR: 26.74%, Variable
Balance transfer fee
Either $5 or 3% of the amount of each transfer, whichever is greater
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | ||
Annual fee$995 | Annual fee$99 | Annual fee$95 |
Regular APR16.49% Variable APR | Regular APR17.24%-24.24% Variable APR | |
Intro APR0% intro APR on Balance Transfers for 15 billing cycles | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Erin Hurd
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Rating details
1.1
Editor's overall rating
Pros and cons
Pros
Luxury perks
Anniversary perk
Lounge membership
Intro APR period
Cons
High annual fee
Low rewards rate
No new cardholder bonus offer
Made with 24-karat gold (really), the Luxury Card™ Mastercard® Gold Card™ is one of the most opulent cards around, with a weighty $995 annual fee to boot.
You’ll get $200 in airline credits each year, plus luxury perks like personal concierge service, airport escorts, $100 in credit for Global Entry or TSA Precheck application fee and access to the Luxury Travel Program for travel benefits at select hotels.
The card earns 1 point per dollar spent. Points are worth 2 cents apiece for both airfare redemptions and cash back and 1 cent apiece for other redemptions.
For more information, see a closer look at this card.
