Luxury Card™ Mastercard® Titanium Card™

Luxury Card™ Mastercard® Titanium Card™

on Luxury Card's website

Luxury Card™ Mastercard® Titanium Card™

Luxury Card™ Mastercard® Titanium Card™

Luxury Card™ Mastercard® Titanium Card™

on Luxury Card's website

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Card details

  • Patented brushed stainless steel front and carbon back—weighing 22 grams.

  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.

  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.

  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.

  • Members-only LUXURY MAGAZINE®.

  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.

  • Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.

Rates, fees & offers

  • Annual fee

    $195

  • Rewards rate

    1x

  • Bonus offer

    None

  • Intro APR

    0% intro APR on Balance Transfers for 15 billing cycles

  • Ongoing APR

    APR: 16.49%, Variable

    Cash Advance APR: 26.74%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$195

Annual fee

$99

Annual fee

$95

Regular APR

16.49% Variable APR

Regular APR

16.74%, 20.74% or 25.74%, Variable APR

Rates & Fees

Regular APR

17.24%-24.24% Variable APR

Intro APR

0% intro APR on Balance Transfers for 15 billing cycles

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Erin Hurd

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

2.3

Editor's overall rating

Pros and cons

Pros
  • Luxury perks

  • Intro APR period

Cons
  • Has annual fee

  • Low rewards rate

  • No new cardholder bonus offer

If you want to impress your friends with a weighty card when you pay for dinner, the Luxury Card™ Mastercard® Titanium Card™ will certainly add some flash.

The metal card carries a $195 annual fee, but you’ll get some luxury travel benefits like Priority Pass Select membership, credit for Global Entry or TSA Precheck application fee, 24/7 concierge access and even an airport escort.

You’ll earn 1 point per dollar spent on the card, with points being worth 2 cents apiece for airfare redemptions and 1 cent apiece for other redemptions.

For more information, see a closer look at this card.