Wyndham Rewards® Earner℠ Plus Credit Card

Wyndham Rewards® Earner℠ Plus Credit Card

Wyndham Rewards® Earner℠ Plus Credit Card

Wyndham Rewards® Earner℠ Plus Credit Card

Wyndham Rewards® Earner℠ Plus Credit Card

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Card details

  • Earn 45,000 bonus points, enough for up to 6 free nights at participating properties after spending $1,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.

  • Earn 6 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.

  • Earn 4 points per $1 spent on eligible dining and grocery store purchases (excluding Target® and Walmart®).

  • Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments). That means paying bills, buying home office supplies, car repairs, and more are earning you your next great vacation!

  • Annual Bonus: Receive 7,500 bonus points each anniversary year—that’s enough for up to one free night at participating properties.

  • Automatically receive a Wyndham Rewards PLATINUM member level and enjoy perks like early check-in, car rental upgrades, and more.

  • There is no limit to the number of points you can earn.

  • No foreign transaction fees on international purchases.

Rates, fees & offers

  • Annual fee

    $75

  • Rewards rate

    1x-6x

  • Bonus offer

    Earn 45,000 bonus points, enough for up to 6 free nights at participating properties after spending $1,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.

  • Intro APR

    0% intro APR on balance transfers for 15 billing cycles

  • Ongoing APR

    APR: 15.74%-24.99%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    0% of each transaction in U.S. dollars.

Recommended credit score

Compare to other cards

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Annual Fee

$75

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

15.74%-24.99% Variable APR

Rates & Fees

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on balance transfers for 15 billing cycles

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Kimberly Palmer

Rating details

4.9

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • New cardholder bonus offer

  • Anniversary perk

  • Transfer partners

Cons
  • No free anniversary night

  • Has annual fee

  • Limited redemptions

The Wyndham Rewards® Earner℠ Plus Credit Card is a solid choice for Wyndham loyalists. It earns 6 points per $1 spent at Wyndham properties, which includes hotels, vacation rentals and timeshares. Redemption options — including free or discounted nights — transfer to more than a dozen travel partners, including airlines. You can also use points on gift cards, merchandise and more.

The annual fee is $75, and it also comes with a sign-up bonus: Earn 45,000 bonus points, enough for up to 6 free nights at participating properties after spending $1,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.

Additionally, the card offers elite status with Wyndham, as well as anniversary points each year that can help offset that annual fee. It doesn’t, however, come with a free night each year, as many other hotel credit cards do.