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The basics.
Credit Cards 101

Quick quiz: What’s the difference between a credit card and a debit card? Why is it important to carry credit? How do credit cards work? Don’t panic if you don’t…

What’s My Credit Score?

Your credit score is a number based on how you’ve repaid debts in the past. The higher it is, the better you look to potential creditors (who also look to…

How Is Credit Card Interest Calculated?

So your bank tells you that your credit card has a 15% APR. What does that actually mean? How does your bank calculate your interest rate, and how does that…