Your shortcut to the best personal loans for you
Our Nerds researched more than 30 personal loans, narrowing down to just one winner per category.
Click the categories you’re interested in to see the winners.
For borrowers with fair credit, Upgrade is a standout personal loan lender. It offers multiple interest rate discounts and accepts joint and secured loan applications — all options that can lower your rate.
Read our methodology ❯Upgrade has a low minimum credit score requirement that gives bad-credit borrowers a better chance of qualifying. It also offers joint and secured loan options that can help borrowers qualify and get an affordable rate.
Read our methodology ❯