Compare top credit cards, banks, and loans

on Wells Fargo's website

Annual fee

Intro APR

0% intro APR for 21 months from account opening on purchases and qualifying balance transfers

Regular APR

17.24%, 23.74%, or 28.99% Variable APR

Recommended Credit Score

690-850

(Good - Excellent)

Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.24%, 23.74%, or 28.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.
$0 annual fee.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
View Rates and Fees

Pros

No annual fee
Intro APR period

Cons

No rewards

Citi Double Cash® Card

NerdWallet rating

4.9

on Citibank's application

Annual fee

Rewards rate

1%-5%

Cashback

Intro offer

$200

Recommended Credit Score

630-850

(Average - Excellent)

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
View Rates and Fees

Pros

No annual fee
High rewards rate
Intro balance transfer fee

Cons

No intro APR period on purchases

Discover it® Cash Back - 18 Month Intro Balance Transfer Offer

NerdWallet rating

4.9

on Discover's website, or call

Annual fee

Rewards rate

1%-5%

Cashback

Intro offer

Cashback Match™

Recommended Credit Score

690-850

(Good - Excellent)

INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% Cashback Bonus® at Grocery Stores and Wholesale Clubs, April 1 through June 30, 2025, on up to $1,500 in purchases, when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Redeem your rewards for cash at any time.
Apply and you could get a decision in as little as 60 seconds. No annual fee.
Start shopping and earning rewards in minutes with our digital card, before your physical card arrives in the mail, if eligible.
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. Activate by mobile app for free.
Get a 0% intro APR for 18 months on balance transfers. Then 18.24% to 27.24% Standard Variable APR applies, based on credit worthiness.
Terms and conditions apply.
View Rates and Fees

Pros

No annual fee
Intro APR period
Bonus categories
Cash rewards

Cons

Complicated rewards
Spending caps on bonus rewards
Lower acceptance abroad

✨ Limited Time Offer: $1,000 Value Bonus

Why this card stands out

For a limited time, new cardholders of the Capital One Venture Rewards Credit Card can earn a bonus worth $1,000 in travel. That includes a $250 credit to use on Capital One Travel in the first year, plus 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.

Capital One Venture Rewards Credit Card

NerdWallet rating

4.7

on Capital One's website

Annual fee

$95

Rewards rate

2x-5x

Miles

Intro offer

75,000 Miles + $250 Travel Credit

Miles

Recommended Credit Score

690-850

(Good - Excellent)

Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
Earn unlimited 2X miles on every purchase, every day
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Miles won't expire for the life of the account and there's no limit to how many you can earn
Receive up to a $120 credit for Global Entry or TSA PreCheck®
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
Transfer your miles to your choice of 15+ travel loyalty programs
View Rates and Fees

Pros

High rewards rate
Flexible rewards redemption

Cons

Has annual fee
Requires good/excellent credit

✨ Limited Time Offer: $100,000-Point Bonus

Why this card stands out

For a limited time, new Chase Sapphire Preferred® Card holders can claim one of the richest bonus offers ever seen on cards in its class. The offer: Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's worth $1,250 in travel when you use the points to book through Chase..

Chase Sapphire Preferred® Card

NerdWallet rating

5.0

on Chase's website

Annual fee

$95

Rewards rate

1x-5x

Points

Intro offer

100,000

Points

Recommended Credit Score

690-850

(Good - Excellent)

Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
Member FDIC
View Rates and Fees

Pros

New cardholder bonus offer
Bonus categories
Primary rental car coverage
Flexible rewards redemption
Transfer partners

Cons

Has annual fee
Requires good/excellent credit
Complicated rewards

Wells Fargo Active Cash® Card

NerdWallet rating

5.0

on Wells Fargo's website

Annual fee

Rewards rate

Cashback

Intro offer

$200

Recommended Credit Score

690-850

(Good - Excellent)

Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Earn unlimited 2% cash rewards on purchases.
0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
$0 annual fee.
No categories to track or remember and cash rewards don’t expire as long as your account remains open.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
View Rates and Fees

Pros

High rewards rate
No annual fee
Intro APR period

Cons

No bonus categories

Discover it® Cash Back

NerdWallet rating

4.9

Not sure these are right for you? Explore more cards

on Discover's website, or call

Annual fee

Rewards rate

1%-5%

Cashback

Intro offer

Cashback Match™

Recommended Credit Score

690-850

(Good - Excellent)

INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% Cashback Bonus® at Grocery Stores and Wholesale Clubs, April 1 through June 30, 2025, on up to $1,500 in purchases, when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Redeem your rewards for cash at any time.
Apply and you could get a decision in as little as 60 seconds. No annual fee.
Start shopping and earning rewards in minutes with our digital card, before your physical card arrives in the mail, if eligible.
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. Activate by mobile app for free.
Get a 0% intro APR for 15 months on purchases. Then 18.24% to 27.24% Standard Variable Purchase APR applies, based on credit worthiness.
Terms and conditions apply.
View Rates and Fees

Pros

No annual fee
Intro APR period
Bonus categories
Cash rewards

Cons

Complicated rewards
Spending caps on bonus rewards
Lower acceptance abroad

Auto Insurance

Rates change over time, so you could find better coverage that costs less by checking rates every few months. There's no penalty for switching, and you may even get a refund for the unused portion of your current policy.

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Online Savings Accounts

The best online savings accounts offer high interest rates while being a great place to park your money. Check out the offers from our partners, get the Nerds’ take on them, and start earning interest today.

SoFi Checking and Savings

NerdWallet rating

4.5

Not sure if these are right for you? Explore more online savings accounts

at SoFi Bank, N.A., Member FDIC

APY

3.80%

With $0 min. balance for APY

Bonus

$300

Earn up to $300 with direct deposit. Terms apply.

Barclays Online Savings Account

NerdWallet rating

4.5

Read review

APY

3.80%

With $0 min. balance for APY

Bonus

N/A

American Express® High Yield Savings Account

NerdWallet rating

4.5

Read review

APY

3.70%

With $0 min. balance for APY

Bonus

N/A

Pre-qualify for a personal loan today

You may be eligible for personal loans with lower minimum interest rates than credit cards.
Pre-qualify for free in minutes, and compare lenders and rates side-by-side.

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Mortgages

Compare some of our Nerd-reviewed mortgage options, then reach out to multiple lenders to see how much you can save. It pays to compare quotes.

NBKC

NerdWallet rating

4.5

at NBKC

Min. credit score

620

VA:	620
FHA:	620
CONVENTIONAL:	620
JUMBO:	640

Min. down payment

Pros

Mortgage rates are on the low side compared to other lenders, according to the latest federal data.
VA loans represent more than a quarter of purchase volume, a larger share than many lenders NerdWallet reviews.
Offers a variety of loan types for purchase and refinance, including fixed- and adjustable-rate loans and government options

Cons

HELOCs and no-down-payment loans are available only in the Kansas City metro area.
Mobile app focuses on online banking, not mortgages.
You’ll need to share contact information to see customized mortgage rates.

Rocket Mortgage, LLC

NerdWallet rating

4.5

at Rocket Mortgage, LLC

Min. credit score

620

VA:	580
FHA:	580
CONVENTIONAL:	620
JUMBO:	680

Min. down payment

Pros

Reported average time to close is 15 days faster than industry average.
FHA and VA loans make up 40% of Rocket Mortgage’s total loan volume.
Borrowers can apply via mobile app.

Cons

Origination fees are on the higher end, according to the latest federal data.
No construction or renovation loans.
Physical branches are only available in Detroit, Cleveland, and Phoenix.

Rate

NerdWallet rating

5.0