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Which travel card has the most valuable miles?

See the travel credit cards that can help you earn enough points to book a free trip.

Travel cards pack serious rewards

A recent NerdWallet study found that, on average, Americans earn about $901 in travel rewards during their first year of using a travel card. Roughly half of those rewards are from the sign-up bonus and the remainder is typically from ongoing rewards. Together, they can help you travel for free. Friendly heads up, you’ll want to apply for a travel card at least 5 months before your next trip. In most cases, that’ll give you enough time to earn your sign-up bonus and book a flight.

...but first, is a travel card right for you?

There are a few basic requirements you should be meeting before you apply for a travel card. They'll help you earn enough points (or miles) to shrink the cost of your next trip.

  • Savvy spender: You pay off your credit card balance on time, every month.
  • Frequent swiper: You spend around $2,000 or more each month and will spend at least $3,000 in the first three months to qualify for the bonus offer.
  • Healthy credit: Your credit score is considered good or excellent.

Find the credit card for you

Travel cards come in all flavors. Whether you want massive sign-up bonuses, amazing rewards or a fee-free travel card, there’s a card for you. To help find the one for you, we’ve included five cards that stand out from the rest — each for a different reason — and included an easy-to-read summary of each card.

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on Chase's website

Great for: Airline Miles and a Large Bonus

Securely with Chase

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.
See card details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
See card details

Bonus Value

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®

Rewards Details

Earn 5X points on Lyft rides through March 2022, 2X points on travel and dining at restaurants, & 1 point per dollar spent on all other purchases worldwide

Annual Fee

$95

Recommended Credit Score

690 - 850

Good - Excellent
See NerdWallet's pros & cons
[object Object] card art

on Wells Fargo's website

Great for: Travel rewards with no annual fee

Securely with Wells Fargo

  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
  • $0 annual fee and no foreign currency conversion fee
  • Earn 3X points on eating out and ordering in
  • Earn 3X points on travel including flights, hotels, homestays and car rentals
  • Earn 3X points on gas stations, rideshares and transit
  • Earn 3X points on popular streaming services
  • Earn 1X points on other purchases
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • View Rates and Fees
See card details

  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
  • $0 annual fee and no foreign currency conversion fee
See card details

Bonus Value

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value

Rewards Details

Earn 3X points on eating out and ordering in; Earn 3X points on travel including flights, hotels, homestays and car rentals; Earn 3X points on gas stations, rideshares and transit; Earn 3X points on popular streaming services; Earn 1X points on other purchases

Annual Fee

$0

Recommended Credit Score

690 - 850

Good - Excellent
See NerdWallet's pros & cons

VIEW RATES AND FEES

Want to see more cards? Fly over to our expanded selection of travel credit cards.

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