Cheap Car Insurance in New York – September 2023

Main Street America offers the cheapest car insurance in New York, with an average monthly rate of $86 for full coverage.
Ben Moore
By Ben Moore  
Updated

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Table of Contents

Nerdy takeaways

  • The cheapest car insurance company in New York overall is Main Street America at $86 per month for full coverage.

  • The average cost of car insurance in New York is $217 per month for full coverage.

  • The best way to find cheap car insurance in New York is to compare quotes from at least three insurers.

Table of Contents

Nerdy takeaways

  • The cheapest car insurance company in New York overall is Main Street America at $86 per month for full coverage.

  • The average cost of car insurance in New York is $217 per month for full coverage.

  • The best way to find cheap car insurance in New York is to compare quotes from at least three insurers.

Auto insurance is an important purchase, but finding cheap car insurance in New York isn’t always easy. The best way to find cheap car insurance is to compare rates from multiple insurers.

The cheapest car insurance company in New York is Main Street America at $1,031 per year on average, or $86 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in New York. Meanwhile, the average cost of full coverage car insurance in New York is $2,600 per year, or about $217 per month.

Minimum coverage in New York is $1,180 per year on average, but we found you can likely get a cheaper policy. For example, NYCM offers the cheapest rates in New York at $463 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean driving record.

Want the absolute best auto insurance? Check out our roundup of the best car insurance in New York.

If you’re looking for the cheapest car insurance in your city, NerdWallet analyzed rates for some of the largest New York cities, including:

How we chose the cheapest companies in New York

NerdWallet’s editorial team analyzed car insurance rates from 19 auto insurers in New York and listed the five cheapest options for drivers in several age brackets and with different histories, all driving a 2020 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in New York. For full coverage, we used the below coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every locale in New York where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing.

Cheap car insurance in New York for 20-year-olds

Drivers in their 20s may have to get a lot of quotes to find the best cheap car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. Still, some companies routinely have better insurance rates for young drivers, so it's best to shop around to find them.

Cheapest full coverage car insurance in New York for 20-year-olds

Drivers in New York with clean driving records may want to consider the following companies, which had the lowest average rates:

  1. Main Street America: $1,918 per year, or about $160 per month.
  2. NYCM: $2,012 per year, or about $168 per month.
  3. Erie: $2,691 per year, or about $224 per month.
  4. Progressive: $2,693 per year, or about $224 per month.
  5. Travelers: $3,980 per year, or about $332 per month.

Cheapest minimum coverage car insurance in New York for 20-year-olds

Drivers in New York who want just the state minimum coverage may want to check with these companies, which had the lowest average rates:

  1. NYCM: $658 per year, or about $55 per month.
  2. Main Street America: $836 per year, or about $70 per month.
  3. Utica National: $1,216 per year, or about $101 per month.
  4. Progressive: $1,335 per year, or about $111 per month.
  5. Erie: $1,345 per year, or about $112 per month.

Cheapest auto insurance in New York for 20-year-olds with poor credit

Drivers with poor credit in New York should look at the following insurers with the lowest average rates for minimum coverage:

  1. Utica National: $1,216 per year, or about $101 per month.
  2. NYCM: $1,608 per year, or about $134 per month.
  3. Sterling Insurance: $1,987 per year, or about $166 per month.
  4. Chubb: $2,537 per year, or about $211 per month.
  5. Geico: $2,539 per year, or about $212 per month.

Cheapest auto insurance in New York for 20-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New York, here are the companies with the lowest average rates for minimum coverage:

  1. NYCM: $853 per year, or about $71 per month.
  2. Main Street America: $868 per year, or about $72 per month.
  3. Progressive: $1,433 per year, or about $119 per month.
  4. Utica National: $1,472 per year, or about $123 per month.
  5. Erie: $1,484 per year, or about $124 per month.

Cheapest auto insurance in New York for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in New York, here are the companies with the lowest average rates for minimum coverage:

  1. NYCM: $853 per year, or about $71 per month.
  2. Main Street America: $1,074 per year, or about $89 per month.
  3. Utica National: $1,472 per year, or about $123 per month.
  4. Progressive: $1,531 per year, or about $128 per month.
  5. Sterling Insurance: $1,841 per year, or about $153 per month.

Cheapest auto insurance in New York for 20-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI is shown here, alongside the insurers' average rates for minimum coverage.

  1. Main Street America: $1,048 per year, or about $87 per month.
  2. NYCM: $1,111 per year, or about $93 per month.
  3. Progressive: $1,360 per year, or about $113 per month.
  4. Erie: $1,966 per year, or about $164 per month.
  5. Utica National: $2,175 per year, or about $181 per month.

Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. Still, factors like a person’s driving record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in New York for 30-year-olds

Drivers in New York who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. Main Street America: $1,150 per year, or about $96 per month.
  2. NYCM: $1,320 per year, or about $110 per month.
  3. Erie: $1,510 per year, or about $126 per month.
  4. Progressive: $1,546 per year, or about $129 per month.
  5. State Farm: $2,167 per year, or about $181 per month.

Cheapest minimum coverage car insurance in New York for 30-year-olds

Drivers in New York who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. NYCM: $467 per year, or about $39 per month.
  2. Main Street America: $585 per year, or about $49 per month.
  3. Sterling Insurance: $683 per year, or about $57 per month.
  4. Erie: $730 per year, or about $61 per month.
  5. Utica National: $733 per year, or about $61 per month.

Cheapest auto insurance in New York for 30-year-olds with poor credit

Drivers with poor credit in New York should consider the following companies with the lowest average rates for full coverage:

  1. Utica National: $2,605 per year, or about $217 per month.
  2. NYCM: $3,006 per year, or about $251 per month.
  3. Erie: $3,136 per year, or about $261 per month.
  4. Chubb: $3,280 per year, or about $273 per month.
  5. Sterling Insurance: $3,477 per year, or about $290 per month.

Cheapest auto insurance in New York for 30-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New York, here are the companies with the lowest average rates for minimum coverage:

  1. NYCM: $583 per year, or about $49 per month.
  2. Main Street America: $603 per year, or about $50 per month.
  3. Sterling Insurance: $683 per year, or about $57 per month.
  4. Erie: $784 per year, or about $65 per month.
  5. Preferred Mutual: $902 per year, or about $75 per month.

Cheapest auto insurance in New York for 30-year-old drivers with one at-fault crash

For drivers in New York with a recent accident, here are the lowest average rate options for full coverage:

  1. Main Street America: $1,460 per year, or about $122 per month.
  2. NYCM: $1,687 per year, or about $141 per month.
  3. Progressive: $2,042 per year, or about $170 per month.
  4. Erie: $2,309 per year, or about $192 per month.
  5. Sterling Insurance: $2,861 per year, or about $238 per month.

Cheapest auto insurance in New York for 30-year-old drivers after a DUI

For the cheapest auto insurance after a DUI, we found the following options for full coverage.

  1. Main Street America: $1,414 per year, or about $118 per month.
  2. Progressive: $1,590 per year, or about $133 per month.
  3. NYCM: $2,044 per year, or about $170 per month.
  4. Erie: $2,400 per year, or about $200 per month.
  5. Travelers: $3,327 per year, or about $277 per month.

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older age groups. Shopping around for cheap car insurance quotes with multiple insurers is the best way to find lower rates. Good drivers who don’t get behind the wheel often might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in New York for 40-year-olds

Drivers in New York with clean driving records may want to think about the following companies, which had the lowest average rates:

  1. Main Street America: $1,030 per year, or about $86 per month.
  2. NYCM: $1,227 per year, or about $102 per month.
  3. Erie: $1,423 per year, or about $119 per month.
  4. Progressive: $1,477 per year, or about $123 per month.
  5. State Farm: $2,117 per year, or about $176 per month.

Cheapest minimum coverage car insurance in New York for 40-year-olds

Drivers in New York who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates:

  1. NYCM: $483 per year, or about $40 per month.
  2. Main Street America: $546 per year, or about $46 per month.
  3. Sterling Insurance: $683 per year, or about $57 per month.
  4. Erie: $698 per year, or about $58 per month.
  5. Utica National: $733 per year, or about $61 per month.

Cheapest auto insurance in New York for 40-year-olds with poor credit

Drivers with poor credit in New York can check out the following insurers with the lowest average rates for full coverage:

  1. Utica National: $2,605 per year, or about $217 per month.
  2. NYCM: $2,781 per year, or about $232 per month.
  3. Erie: $2,937 per year, or about $245 per month.
  4. Chubb: $3,112 per year, or about $259 per month.
  5. Sterling Insurance: $3,477 per year, or about $290 per month.

Cheapest auto insurance in New York for 40-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New York, here are the companies with the lowest average rates for minimum coverage:

  1. Main Street America: $562 per year, or about $47 per month.
  2. NYCM: $603 per year, or about $50 per month.
  3. Sterling Insurance: $683 per year, or about $57 per month.
  4. Erie: $746 per year, or about $62 per month.
  5. Preferred Mutual: $902 per year, or about $75 per month.

Cheapest auto insurance in New York for 40-year-old drivers with one at-fault crash

For drivers with a recent accident living in New York, here are the companies with the lowest average rates for full coverage:

  1. Main Street America: $1,310 per year, or about $109 per month.
  2. NYCM: $1,550 per year, or about $129 per month.
  3. Progressive: $1,971 per year, or about $164 per month.
  4. Erie: $2,171 per year, or about $181 per month.
  5. Sterling Insurance: $2,861 per year, or about $238 per month.

Cheapest auto insurance in New York for 40-year-old drivers after a DUI

The cheapest full coverage auto insurance we found for drivers with a DUI came from the following companies.

  1. Main Street America: $1,254 per year, or about $104 per month.
  2. Progressive: $1,520 per year, or about $127 per month.
  3. NYCM: $1,875 per year, or about $156 per month.
  4. Erie: $2,255 per year, or about $188 per month.
  5. The Hanover: $3,222 per year, or about $269 per month.

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car insurance rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more driving experience. Rates can still vary depending on other factors such as a driver’s gender and location, so it’s smart to shop around to find the best rate. Our list of cheap auto insurance companies is a good place to start.

Cheapest full coverage car insurance in New York for 50-year-olds

Drivers in New York with clean driving records may want to get quotes from these insurers, which had the lowest average rates:

  1. Main Street America: $1,028 per year, or about $86 per month.
  2. NYCM: $1,208 per year, or about $101 per month.
  3. Progressive: $1,354 per year, or about $113 per month.
  4. Erie: $1,355 per year, or about $113 per month.
  5. Sterling Insurance: $1,895 per year, or about $158 per month.

Cheapest minimum coverage car insurance in New York for 50-year-olds

Drivers in New York who opt for the state minimum coverage may want to consider the following companies, with the lowest average rates:

  1. NYCM: $509 per year, or about $42 per month.
  2. Main Street America: $548 per year, or about $46 per month.
  3. Sterling Insurance: $573 per year, or about $48 per month.
  4. Utica National: $619 per year, or about $52 per month.
  5. Erie: $672 per year, or about $56 per month.

Cheapest auto insurance in New York for 50-year-olds with poor credit

Drivers with poor credit in New York can check with the following companies, which showed the lowest average rates for full coverage:

  1. Utica National: $2,154 per year, or about $179 per month.
  2. NYCM: $2,765 per year, or about $230 per month.
  3. Erie: $2,780 per year, or about $232 per month.
  4. Preferred Mutual: $2,841 per year, or about $237 per month.
  5. Sterling Insurance: $2,844 per year, or about $237 per month.

Cheapest auto insurance in New York for 50-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New York, here are the companies with the lowest average rates for minimum coverage:

  1. Main Street America: $564 per year, or about $47 per month.
  2. Sterling Insurance: $573 per year, or about $48 per month.
  3. NYCM: $637 per year, or about $53 per month.
  4. Erie: $716 per year, or about $60 per month.
  5. Preferred Mutual: $739 per year, or about $62 per month.

Cheapest auto insurance in New York for 50-year-old drivers with one at-fault crash

For drivers living in New York with a recent accident, here are the insurers with the lowest average full coverage rates:

  1. Main Street America: $1,318 per year, or about $110 per month.
  2. NYCM: $1,533 per year, or about $128 per month.
  3. Progressive: $1,900 per year, or about $158 per month.
  4. Erie: $2,057 per year, or about $171 per month.
  5. Sterling Insurance: $2,443 per year, or about $204 per month.

Cheapest auto insurance in New York for 50-year-old drivers after a DUI

The cheapest auto insurance we found for drivers with a recent DUI comes from the following companies, listed with rates for full coverage.

  1. Main Street America: $1,250 per year, or about $104 per month.
  2. Progressive: $1,412 per year, or about $118 per month.
  3. NYCM: $1,870 per year, or about $156 per month.
  4. Erie: $2,141 per year, or about $178 per month.
  5. The Hanover: $3,111 per year, or about $259 per month.

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this age group should also take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in New York for 60-year-olds

Drivers in New York with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. Main Street America: $1,044 per year, or about $87 per month.
  2. NYCM: $1,096 per year, or about $91 per month.
  3. Erie: $1,320 per year, or about $110 per month.
  4. Progressive: $1,330 per year, or about $111 per month.
  5. State Farm: $1,841 per year, or about $153 per month.

Cheapest minimum coverage car insurance in New York for 60-year-olds

Drivers in New York who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. NYCM: $477 per year, or about $40 per month.
  2. Main Street America: $565 per year, or about $47 per month.
  3. Sterling Insurance: $573 per year, or about $48 per month.
  4. Utica National: $619 per year, or about $52 per month.
  5. Erie: $659 per year, or about $55 per month.

Cheapest auto insurance in New York for 60-year-olds with poor credit

Drivers with poor credit in New York can look at the following companies with the lowest average rates for full coverage:

  1. Utica National: $2,154 per year, or about $179 per month.
  2. NYCM: $2,515 per year, or about $210 per month.
  3. Chubb: $2,639 per year, or about $220 per month.
  4. Erie: $2,698 per year, or about $225 per month.
  5. Preferred Mutual: $2,841 per year, or about $237 per month.

Cheapest auto insurance in New York for 60-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New York, here are the companies with the lowest average rates for minimum coverage:

  1. Sterling Insurance: $573 per year, or about $48 per month.
  2. Main Street America: $582 per year, or about $49 per month.
  3. NYCM: $594 per year, or about $49 per month.
  4. Erie: $700 per year, or about $58 per month.
  5. Preferred Mutual: $739 per year, or about $62 per month.

Cheapest auto insurance in New York for 60-year-old drivers with one at-fault crash

For drivers with a recent accident living in New York, here are the companies with the lowest average rates for full coverage:

  1. Main Street America: $1,362 per year, or about $113 per month.
  2. NYCM: $1,399 per year, or about $117 per month.
  3. Progressive: $1,882 per year, or about $157 per month.
  4. Erie: $2,012 per year, or about $168 per month.
  5. Sterling Insurance: $2,449 per year, or about $204 per month.

Cheapest auto insurance in New York for 60-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. Main Street America: $1,273 per year, or about $106 per month.
  2. Progressive: $1,387 per year, or about $116 per month.
  3. NYCM: $1,706 per year, or about $142 per month.
  4. Erie: $2,086 per year, or about $174 per month.
  5. The Hanover: $3,082 per year, or about $257 per month.

Cheapest for 70-year-old drivers

Car insurance costs may start to rise for 70-year-old drivers. To find the cheapest possible coverage, shop around and compare quotes from multiple companies. Also, look for insurers that offer discounts for seniors. For example, some insurers offer discounts to senior drivers who take a defensive driving course.

Cheapest full coverage car insurance in New York for 70-year-olds

Drivers in New York with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. Main Street America: $1,272 per year, or about $106 per month.
  2. Erie: $1,387 per year, or about $116 per month.
  3. NYCM: $1,391 per year, or about $116 per month.
  4. Progressive: $1,497 per year, or about $125 per month.
  5. Sterling Insurance: $1,784 per year, or about $149 per month.

Cheapest minimum coverage car insurance in New York for 70-year-olds

Drivers in New York who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. Sterling Insurance: $593 per year, or about $49 per month.
  2. NYCM: $617 per year, or about $51 per month.
  3. Main Street America: $659 per year, or about $55 per month.
  4. Utica National: $662 per year, or about $55 per month.
  5. Erie: $694 per year, or about $58 per month.

Cheapest auto insurance in New York for 70-year-olds with poor credit

Drivers with poor credit in New York can look at the following companies with the lowest average rates for full coverage:

  1. Utica National: $2,154 per year, or about $179 per month.
  2. Sterling Insurance: $2,673 per year, or about $223 per month.
  3. Chubb: $2,770 per year, or about $231 per month.
  4. Erie: $2,868 per year, or about $239 per month.
  5. Preferred Mutual: $3,168 per year, or about $264 per month.

Cheapest auto insurance in New York for 70-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New York, here are the companies with the lowest average rates for minimum coverage:

  1. Sterling Insurance: $593 per year, or about $49 per month.
  2. Main Street America: $681 per year, or about $57 per month.
  3. Erie: $741 per year, or about $62 per month.
  4. NYCM: $785 per year, or about $65 per month.
  5. Preferred Mutual: $826 per year, or about $69 per month.

Cheapest auto insurance in New York for 70-year-old drivers with one at-fault crash

For drivers with a recent accident living in New York, here are the companies with the lowest average rates for full coverage:

  1. Main Street America: $1,743 per year, or about $145 per month.
  2. NYCM: $1,817 per year, or about $151 per month.
  3. Erie: $2,124 per year, or about $177 per month.
  4. Progressive: $2,195 per year, or about $183 per month.
  5. Sterling Insurance: $2,338 per year, or about $195 per month.

Cheapest auto insurance in New York for 70-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. Main Street America: $1,591 per year, or about $133 per month.
  2. Progressive: $1,638 per year, or about $137 per month.
  3. Erie: $2,207 per year, or about $184 per month.
  4. NYCM: $2,254 per year, or about $188 per month.
  5. State Farm: $3,360 per year, or about $280 per month.

Cheapest car insurance for military families

If you're an active member of the military or a veteran — or have an immediate family member who is — chances are you'll get a relatively cheap rate with USAA, a company that isn't available to the general public.

Because of that restriction, USAA isn't ranked with the others, but it was among the cheapest five auto insurance options for 60 of the 70 driver profiles we examined.

» MORE: Best car insurance for veterans and military

Minimum auto insurance limits required in New York

New York auto insurance laws require car owners to carry liability insurance, personal injury protection (PIP) and uninsured motorist bodily injury coverage (UMBI).

The minimum coverage limits in New York are:

  • $25,000 bodily injury liability per person.

  • $50,000 bodily injury liability per accident.

  • $50,000 liability for death per person.

  • $100,000 liability for death per accident.

  • $10,000 property damage liability per accident.

  • $50,000 PIP.

  • $25,000 UMBI per person.

  • $50,000 UMBI per accident.

Liability car insurance covers the cost of any damage, injuries or deaths you cause in a car accident, up to your policy’s predefined limits.

Personal injury protection will cover your medical bills and expenses if you’re injured in a car crash, up to your policy limits, no matter whose fault it was. Depending on your state, PIP may also pay for:

  • Lost wages if you’re unable to work due to injuries from an accident.

  • Services you can no longer perform, like house cleaning or child care, because of your injuries.

  • Funeral costs if an accident-related injury leads to death.

  • A small death benefit as a cash payout.

Uninsured motorist coverage will cover expenses from injuries or damage after an accident with a driver who doesn’t have car insurance. Underinsured motorist coverage will cover the same expenses if you’re hit by a driver with some car insurance, but not enough to cover all costs from the crash.

For the best financial protection, consider buying more than the bare minimum coverage. Any costs that surpass your coverage limits would have to come out of your own pocket, so with these minimums, a serious accident could easily leave you owing more than, say, $10,000 to repair another driver's car.

Alternative car insurance in New York

If car insurance companies are declining to offer you coverage due to DUIs, crashes or other factors, you could qualify for car insurance through the New York Automobile Insurance Plan (NYAIP).

Methodology

For our “good driver” profile, NerdWallet averaged insurance estimates for single male and female drivers with good credit and no tickets or violations. The analysis included 5-10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not available.

For full coverage policies, we used the following coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

In states where required, minimum additional coverages were added. Some policies include additional coverages at the insurer’s discretion.

We used a 2020 Toyota Camry L for all drivers and assumed 12,000 annual miles driven.

We analyzed rates for drivers 20 to 70 years old in ten-year increments. For the average cost of full and minimum coverage in each state, we looked at 35-year-old drivers.

We used the same assumptions for all other driver profiles, with the following exceptions:

  • For drivers with minimum coverage, we adjusted the numbers above to reflect the minimum required coverage by law in the state.

  • We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit.

  • For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim.

  • For drivers with a DUI, we added a single drunken driving violation that happened six months ago.

We looked at 35-year-old drivers to find the cheapest company overall, the cheapest company for minimum coverage and the cheapest company for drivers with poor credit in states where credit history is used to price rates. We looked at 20-year-old drivers to find the cheapest company for young drivers.

These are rates generated through Quadrant Information Services. Your own rates will be different. Some insurance companies included in this article may have made changes in their underwriting practices and no longer issue new policies in your state.

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