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Compare Delaware’s Mortgage Rates | Monday, December 8, 2025

Rates are current as of December 8, 2025 9:23 AM EST

5 ResultsShowing rates for: Purchase, Good (720-739), $500,000, 30-year fixed, Single-family, Primary residence
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5 Results for: Purchase, Good (720-739), $500,000, 30-year fixed, Single-family, Primary residence.
Central Bank

NMLS#407985

APR

6.17%

APR

6.17%

Interest rate

6.13%

Est. mo. payment

$2,431/mo

Total fees

$1,722

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The Nerdy headline

Midwest-rooted Central Bank offers an online application, which you can track via mobile app. But you’ll have to contact the bank for mortgage rates.

Home loans overall

NerdWallet rating

4.0

What we like
  • Among the best when it comes to online convenience.
  • Offers a full selection of mortgage types and products, including jumbo, home equity, and government loans.
  • Claims to offer preapproval within 24 hours of loan application.
What we don't like
  • You'll have to complete a loan application to see mortgage interest rates.
  • Bank branch locations limited to the Midwest.
  • Does not offer home equity lines of credit.
New American Funding

NMLS#6606

APR

6.41%

APR

6.41%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$1,629

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The Nerdy headline

New American Funding offers a large menu of loan products, as well as programs like first-time home buyer assistance, but personalized mortgage rates aren't available on its website.

Home loans overall

NerdWallet rating

4.5

What we like
  • Offers a wide variety of purchase and refinance mortgages, as well as unique buyer assistance programs.
  • Its home equity line of credit can be used for a primary residence or second home.
What we don't like
  • Average origination fees are on the high side, according to the latest federal data.
  • Personalized mortgage rates are not available on the website without providing contact information.
Simplist

NMLS#1764611

APR

6.45%

APR

6.45%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$3,308

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The Nerdy headline

Simplist is an online marketplace of mortgage lenders; human guidance is optional. You’ll make payments to a loan servicer, not to Simplist. Loans are not available in every state.

Home loans overall

NerdWallet rating

4.5

What we like
  • Loan origination process can be completed online.
  • Offers government-backed FHA and VA loans.
  • Offers module that compares mortgage rates among other lenders.
What we don't like
  • Offers loans in many states and Washington, D.C., but not nationwide.
  • Does not offer home equity loans or lines of credit.
Sage Home Loans

NMLS#3304

APR

6.51%

APR

6.51%

Interest rate

6.50%

Est. mo. payment

$2,527/mo

Total fees

$794

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The Nerdy headline

Sage Home Loans stands out for speed and convenience, though it lacks a mobile app and doesn’t serve New York borrowers.

Home loans overall

NerdWallet rating

4.5

What we like
  • Sample rates are easy to browse online.
  • Quick, convenient pre-qualification process.
  • Average time to close is just under 20 days, faster than industry standard.
What we don't like
  • Home loans aren’t available in New York.
  • No mobile app or online chat, despite focus on mortgage tech.
  • Online pre-qualification requires sharing contact info.
Zillow Home Loans

NMLS#1303160

APR

6.89%

APR

6.89%

Interest rate

6.88%

Est. mo. payment

$2,628/mo

Total fees

$688

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Home loans overall

NerdWallet rating

3.5

What we like
  • Sample rates for conventional, VA and FHA loans available online.
  • Mortgage calculator helps borrowers estimate monthly payments.
  • Allows document uploading and electronic signatures.
What we don't like
  • Does not offer adjustable, jumbo, home equity, home-improvement or USDA loans.
  • Does not allow borrowers to track the loan process online.
  • Must contact the lender for customized rates.

About these rates: The lenders whose rates appear on this table are NerdWallet's advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender's site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner's assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.

Today's mortgage rates in Delaware | Monday, December 8, 2025

Last updated 9:23 AM EST
On Monday morning, December 8, 2025, the average interest rate on a 30-year fixed-rate mortgage held steady at 6.02% APR, compared to yesterday.
The average rate on a 15-year fixed-rate mortgage held steady at 5.53% APR. The average rate on a 5-year adjustable-rate mortgage held steady at 6.5% APR.
The 30-year fixed-rate mortgage rate is four basis points lower than one week ago and 36 basis points lower than one year ago.
A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons.
NerdWallet’s rates are expressed as an annual percentage rate, or APR, and our mortgage rates data comes from Zillow.

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