Rates are current as of June 5, 2026 9:50 PM EDT
APR 6.32%
0.04% 1wAPR 5.73%
0.05% 1wAPR 6.42%
0.00% 1wThe Nerdy headline
Reliant offers a wide range of mortgage products, including government-backed loans and products for self-employed borrowers, but origination fees may be on the high side. You'll get access to a comprehensive rates dashboard after completing a quote request form.
Home loans overall
NerdWallet rating
3.5
The Nerdy headline
Tomo, established in 2020, is an online-only lender with a focus on digital efficiency and purchase loans. We’re impressed with its customizable mortgage rate tool. However, you won’t find home equity products. Mortgages are available in 41 states and counting.
Home loans overall
NerdWallet rating4.5
The Nerdy headline
Simplist is an online marketplace of mortgage lenders; human guidance is optional. You’ll make payments to a loan servicer, not to Simplist. Loans are not available in every state.
Home loans overall
NerdWallet rating
4.5
The Nerdy headline
Farmers Bank of Kansas City lets you browse rates and apply online, but branches are Kansas-only. Get discounts by using the bank’s partner real estate network.
Home loans overall
NerdWallet rating
4.5
The Nerdy headline
Real Genius is a smart pick for a do-it-yourself online quote. We’re impressed with its "no fine print” approach and options to sort and customize APR and fees. However, Real Genius does not have a mobile app and doesn’t currently prioritize home equity lending.
Home loans overall
NerdWallet rating4.5
The Nerdy headline
Sage Home Loans stands out for speed and convenience, though it lacks a mobile app and doesn’t serve New York borrowers.
Home loans overall
NerdWallet rating
4.5
The Nerdy headline
First Federal Bank stands out for its competitive APRs and its emphasis on government loans. Most likely to appeal to borrowers shopping for low rates and fees.
Home loans overall
NerdWallet rating5.0
The Nerdy headline
Midwest-rooted Central Bank offers an online application, which you can track via mobile app. But you’ll have to contact the bank for mortgage rates.
Home loans overall
NerdWallet rating
4.0
See more options
About these rates: The lenders whose rates appear on this table are NerdWallet's advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender's site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner's assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.
See how rates have changed over time to understand past patterns and economic fluctuations
Historical timeline
Loan purpose
Loan type
Florida’s average 6.32%
| Product | Interest rate | APR |
|---|---|---|
| 30-year Fixed | 6.31% | 6.32% |
| 30-year Fixed FHA | 6.12% | 6.86% |
| 30-year Fixed VA | 5.90% | 5.90% |
| 20-year Fixed | 6.30% | 6.33% |
| 15-year Fixed | 5.71% | 5.73% |
| 10-year Fixed | 5.72% | 5.74% |
| 3-year ARM | 6.75% | 7.25% |
| 5-year ARM | 6.19% | 6.42% |
| 7-year ARM | 6.08% | 6.28% |
| 10-year ARM | 6.31% | 6.32% |
Accurate as of 06/05/2026.
Data source: ©Zillow, Inc. 2025. Use is subject to the Terms of Use
View rates by loan type or state
Get even more specific with rates personalized to your situation
