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Compare today's mortgage rates

Compare Massachusetts’s Mortgage Rates | Wednesday, September 10, 2025

Rates are current as of September 10, 2025 2:46 PM EDT

Massachusetts average mortgage rates:
30-Year Fixed

APR 6.55%

-0.11% 1w
15-Year Fixed

APR 5.49%

-0.07% 1w
5-Year ARM

APR 7.24%

0.07% 1w
4 ResultsShowing rates for: Purchase, Good (720-739), $500,000, 30-year fixed, Single-family, Primary residence
License information
4 Results for: Purchase, Good (720-739), $500,000, 30-year fixed, Single-family, Primary residence.
Farmers Bank of Kansas City

NMLS#613839

APR

6.39%

APR

6.39%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$779

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The Nerdy headline

Farmers Bank of Kansas City lets you browse rates and apply online, but branches are Kansas-only. Get discounts by using the bank’s partner real estate network.

Home loans overall

NerdWallet rating

4.5

What we like
  • Displays customized rates, with fee estimates, without requiring contact information.
  • Offers home equity loans and lines of credit.
  • Mortgage origination fees are on the low side compared to other lenders, according to the latest federal data.
What we don't like
  • Doesn’t offer government-backed FHA or USDA loans, or adjustable-rate mortgages.
  • Home renovation loans are not available.
  • Mortgage rates are on the high side compared to other lenders, according to the latest federal data.
Real Genius

NMLS#2389303

APR

6.40%

APR

6.40%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$899

Hide details

The Nerdy headline

Home loans overall

NerdWallet rating

4.5

What we like
  • Offers a variety of mortgage options, including jumbo loans, and FHA and VA loans.
  • Offers home equity loans and lines of credit.
  • Displays customized rates, with fee estimates, without requiring contact information.
What we don't like
  • Doesn’t offer mortgages in all 50 states.
  • Home renovation loans are not available.
New American Funding

NMLS#6606

APR

6.41%

APR

6.41%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$1,629

Hide details

The Nerdy headline

New American Funding offers a large menu of loan products, as well as programs like first-time home buyer assistance, but personalized mortgage rates aren't available on its website.

Home loans overall

NerdWallet rating

4.5

What we like
  • Offers a wide variety of purchase and refinance mortgages, as well as unique buyer assistance programs.
  • Its home equity line of credit can be used for a primary residence or second home.
What we don't like
  • Average origination fees are on the high side, according to the latest federal data.
  • Personalized mortgage rates are not available on the website without providing contact information.
HSBC Bank

NMLS#399799

APR

6.65%

APR

6.65%

Interest rate

6.63%

Est. mo. payment

$2,562/mo

Total fees

$923

Hide details

The Nerdy headline

Home loans overall

NerdWallet rating

5.0

What we like
  • Offers an online application and loan process updates.
  • Offers mortgages for investment properties.
  • Makes it easy to browse current rates and get a customized mortgage rate quote.
What we don't like
  • Does not offer FHA or VA government-backed loans.
  • No renovation mortgage options.

About these rates: The lenders whose rates appear on this table are NerdWallet's advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender's site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner's assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.

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Today’s mortgage rates in Massachusetts | Wednesday, September 10, 2025

Last updated 2:46 PM EDT
On Wednesday afternoon, September 10, 2025, the average interest rate on a 30-year fixed-rate mortgage rose one basis point to 6.55% APR, compared to yesterday.
The average rate on a 15-year fixed-rate mortgage rose five basis points to 5.49% APR. The average rate on a 5-year adjustable-rate mortgage rose three basis points to 7.24% APR.
The 30-year fixed-rate mortgage is 11 basis points lower than one week ago and 47 basis points higher than one year ago.
A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons.
NerdWallet’s rates are expressed as an annual percentage rate, or APR, and our mortgage rates data comes from Zillow.