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Compare Missouri’s Mortgage Rates | Thursday, August 21, 2025

Rates are current as of August 21, 2025 3:45 PM EDT

Missouri average mortgage rates:
30-Year Fixed

APR 6.83%

0.12% 1w
15-Year Fixed

APR 5.79%

0.05% 1w
5-Year ARM

APR 7.38%

0.03% 1w
4 ResultsShowing rates for: Purchase, Good (720-739), $500,000, 30-year fixed, Single-family, Primary residence
License information
4 Results for: Purchase, Good (720-739), $500,000, 30-year fixed, Single-family, Primary residence.
Farmers Bank of Kansas City

NMLS#613839

APR

6.50%

APR

6.50%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$5,000

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The Nerdy headline

Farmers Bank of Kansas City lets you browse rates and apply online, but branches are Kansas-only. Get discounts by using the bank’s partner real estate network.

Home loans overall

NerdWallet rating

4.5

What we like
  • Displays customized rates, with fee estimates, without requiring contact information.
  • Offers home equity loans and lines of credit.
  • Mortgage origination fees are on the low side compared to other lenders, according to the latest federal data.
What we don't like
  • Doesn’t offer government-backed FHA or USDA loans, or adjustable-rate mortgages.
  • Home renovation loans are not available.
  • Mortgage rates are on the high side compared to other lenders, according to the latest federal data.
NBKC

NMLS#409631

APR

6.65%

APR

6.65%

Interest rate

6.63%

Est. mo. payment

$2,562/mo

Total fees

$923

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The Nerdy headline

NBKC has a user-friendly website and low average rates, but the mobile app is not aimed at mortgage borrowers and browsing customized mortgage rates requires supplying your name and contact information.

Home loans overall

NerdWallet rating

4.5

What we like
  • Mortgage rates are on the low side compared to other lenders, according to the latest federal data.
  • VA loans represent more than a quarter of purchase volume, a larger share than many lenders NerdWallet reviews.
  • Offers a variety of loan types for purchase and refinance, including fixed- and adjustable-rate loans and government options
What we don't like
  • HELOCs and no-down-payment loans are available only in the Kansas City metro area.
  • Mobile app focuses on online banking, not mortgages.
  • You’ll need to share contact information to see customized mortgage rates.
First Federal Bank

NMLS#408902

APR

6.65%

APR

6.65%

Interest rate

6.63%

Est. mo. payment

$2,562/mo

Total fees

$1,083

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The Nerdy headline

First Federal Bank Mortgage Lenders stands out for its focus on government loan lending, and will likely appeal to FHA, VA and other niche loan borrowers.

Home loans overall

NerdWallet rating

4.5

What we like
  • Over 40% of all loans last year were FHA, VA or USDA loans.
  • Average mortgage rates are on the lower side, according to the latest federal data.
  • Offers 15-, 20-, 25-, and 30-year repayment terms, which is unusually flexible.
What we don't like
  • No dedicated mobile app for mortgage borrowers.
  • Some loans (including home equity products) are geographically limited.
New American Funding

NMLS#6606

APR

6.78%

APR

6.78%

Interest rate

6.74%

Est. mo. payment

$2,592/mo

Total fees

$1,629

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The Nerdy headline

New American Funding offers a large menu of loan products, as well as programs like first-time home buyer assistance, but personalized mortgage rates aren't available on its website.

Home loans overall

NerdWallet rating

4.5

What we like
  • Offers a wide variety of purchase and refinance mortgages, as well as unique buyer assistance programs.
  • Its home equity line of credit can be used for a primary residence or second home.
What we don't like
  • Average origination fees are on the high side, according to the latest federal data.
  • Personalized mortgage rates are not available on the website without providing contact information.

About these rates: The lenders whose rates appear on this table are NerdWallet's advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender's site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner's assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.

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Today’s mortgage rates in Missouri | Thursday, August 21, 2025

Last updated 3:45 PM EDT
On Thursday afternoon, August 21, 2025, the average interest rate on a 30-year fixed-rate mortgage rose four basis points to 6.83% APR, compared to yesterday.
The average rate on a 15-year fixed-rate mortgage held steady at 5.8% APR. The average rate on a 5-year adjustable-rate mortgage rose five basis points to 7.38% APR.
The 30-year fixed-rate mortgage is 12 basis points higher than one week ago and 36 basis points higher than one year ago.
A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons.
NerdWallet’s rates are expressed as an annual percentage rate, or APR, and our mortgage rates data comes from Zillow.

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