Security Service Federal Credit Union Review: Checking, Savings and Certificates

Alice HolbrookNov 28, 2018

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Overall bank rating

Security Service Federal Credit Union


    NerdWallet rating 

    The bottom line:

    Security Service Federal Credit Union was founded to benefit members of the U.S. Air Force Security Service Command and currently operates branches in Colorado, Texas and Utah. The credit union participates in shared branching, so you can bank for free at thousands of other locations. Security Service offers a full range of insurance and financial products, a solid basic checking account and an interest checking account with cash back and other perks — as well as a tough-to-avoid monthly fee. Keep in mind, though, that if you’re looking for basic savings, Security Service’s rate is about what you’d find at a traditional brick-and-mortar bank.

    » Want more options? See NerdWallet's analysis of the best credit unions.


    • No minimum balance required to avoid a monthly fee on basic checking.
    • Competitive rates and minimum deposits on certificates.
    • Special services for members of the military.
    • Participates in shared branching.


    • Low interest on basic savings.
    • Hefty balance required to avoid the monthly fee on interest checking.


    NerdWallet’s overall ratings for banks and credit unions are weighted averages of several categories: checking, savings, certificates of deposit or credit union share certificates, banking experience and overdraft fees. Factors we consider, depending on the category, include rates and fees, ATM and branch access, account features and limits, user-facing technology, customer service and innovation. The stars represent ratings from poor (one star) to excellent (five stars). Ratings are rounded to the nearest half-star.

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