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Chase Bank Promotions: $100 and $200 Bonuses
Chase bank promotions pay new customers up to $200. Eligibility requires meeting some deposit or qualifying activity requirements.
Alice Holbrook Assigning Editor | Homebuying, savings and banking products
Alice Holbrook edits homebuying content at NerdWallet. She has covered personal finance topics for almost a decade and previously worked on NerdWallet's banking and insurance teams, as well as doing a stint on the copy desk. She is based in Ann Arbor, Michigan.
Yuliya Goldshteyn is a banking editor at NerdWallet. She previously worked as an editor, writer and research analyst in industries ranging from health care to market research. She earned a bachelor's degree in history from the University of California, Berkeley and a master's degree in social sciences from the University of Chicago. You can reach her at <a href="mailto:[email protected]">[email protected]</a>.
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Here's how to qualify for Chase bonuses, which are some of the best on the market.
+ See a summary of available Chase bank promotions
NerdWallet's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
NerdWallet's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
NerdWallet's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
NerdWallet's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
NerdWallet's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
Offer: Get a $100 bonus when you open a new Chase College Checking℠ account and complete qualifying transactions.
Minimum deposit to qualify: $0 to qualify for bonus; $0 to open account.
Expiration date: 04/19/2023.
How to get it: Open a Chase College Checking℠ account online or in a branch. Complete at least 10 qualifying transactions (including debit card purchases, online bill payments and deposits using Chase QuickDeposit℠) within 60 days of opening your account. You're allowed to receive one bonus that’s related to opening a new checking account every two years, and you can only receive one bonus per account.
When you'll get it: Within 15 days of 10 qualifying transactions being posted.
Monthly fee: None for those ages 17-24 at account opening for up to five years while in college; $6 after your expected graduation date, but waived if you make one or more direct deposits per statement period or keep an average daily ending balance of at least $5,000.
3.75%SoFi members with direct deposit can earn up to 3.75% annual percentage yield (APY) on savings balances (including Vaults) and 2.50% APY on checking balances. There is no minimum direct deposit amount required to qualify for the 3.75% APY for savings and 2.50% APY for checking balances. Members without direct deposit will earn 1.20% APY on all account balances in checking and savings (including Vaults). Interest rates are variable and subject to change at any time. These rates are current as of 01/04/2023. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet
3.30%3.30% APY (annual percentage yield) with $0 minimum balance to earn stated APY. Accounts must have a positive balance to remain open. APY valid as of 12/21/2022.
Min. balance for APY
$0
These cash accounts combine services and features similar to checking, savings and/or investment accounts in one product. Cash management accounts are typically offered by non-bank financial institutions.
These cash accounts combine services and features similar to checking, savings and/or investment accounts in one product. Cash management accounts are typically offered by non-bank financial institutions.
3.75%Annual percentage yield (variable) is as of 12/09/2022.
Min. balance for APY
$0
CDs (certificates of deposit) are a type of savings account with a fixed rate and term, and usually have higher interest rates than regular savings accounts.
CDs (certificates of deposit) are a type of savings account with a fixed rate and term, and usually have higher interest rates than regular savings accounts.
2.50%SoFi members with direct deposit can earn up to 3.75% annual percentage yield (APY) on savings balances (including Vaults) and 2.50% APY on checking balances. There is no minimum direct deposit amount required to qualify for the 3.75% APY for savings and 2.50% APY for checking balances. Members without direct deposit will earn 1.20% APY on all account balances in checking and savings (including Vaults). Interest rates are variable and subject to change at any time. These rates are current as of 01/04/2023. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet
1.25%Receive monthly direct deposits totaling $1,500 or more to earn 0.40% APY. Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) or sign up for Account Aggregation/Personal Finance Manager (PFM) in Online Banking to earn 0.30% APY. Maintain an average daily balance of $2,500 per month in an Axos Managed Portfolios Invest Account to earn 0.20% APY. Maintain an average daily balance of $2,500 per month in an Axos Self Directed Trading Invest Account to earn 0.20% APY. Use your Rewards Checking account to make your full monthly Axos consumer loan payment to earn 0.15% APY.
Monthly fee
$0
Money market accounts pay rates similar to savings accounts and have some checking features.
Money market accounts pay rates similar to savings accounts and have some checking features.
NerdWallet's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
This offer is best for those who tend to overdraft, as the Chase Secure Banking℠ account has no overdraft fees.
Offer: Get a $100 bonus when you open a new Chase Secure Banking℠ account and complete qualifying transactions.
Minimum deposit to qualify: $0 to qualify for bonus; $0 to open account.
Expiration date:04/19/2023.
How to get it: New Chase checking customers (who haven't had a Chase checking account within the last 90 days or had one closed with a negative balance in the last three years) can open a Chase Secure Banking℠ account online or in person using a coupon emailed to you through the promotional page. You must complete 10 qualifying transactions within 60 days of opening the account. Note that you are allowed to receive one bonus that’s related to opening a new checking account every two years, and you can only receive one bonus per account.
When you'll get it: Within 15 days after the 10 qualifying transactions have posted.
NerdWallet's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
This offer is best for those who can meet the minimum balance or direct deposit requirements in order to avoid the monthly fee.
Offer: Get a $200 bonus when you open a new Chase Total Checking℠ account and complete a qualifying direct deposit.
Minimum deposit to qualify: $0.
Expiration date:04/19/2023.
How to get it: Open a Chase Total Checking® account online or in person using a coupon emailed to you through the promotion page. You must have a qualifying direct deposit into the account within 90 days. Note that you are allowed to receive one bonus that’s related to opening a new checking account every two years, and you can only receive one bonus per account.
When you'll get it: Within 15 days of completing requirements.
Monthly fee: $12, avoided by having monthly direct deposits of $500 or more, a minimum daily balance of $1,500, or keeping a daily average balance of $5,000 in your Chase Total Checking® and qualifying linked Chase bank accounts.
NerdWallet's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
Offer: Get a $300 bonus when you open a new Chase business checking account, complete qualifying transactions, meet the deposit requirement and meet a minimum balance requirement.
Minimum deposit to qualify: $2,000.
Expiration:02/16/2023.
How to get it: Open a new Business Complete Checking℠ account online or at a branch, using the offer code emailed to you from the promotional page. Then deposit at least $2,000 in new money within 30 days, maintain a $2,000 balance for 60 days and complete five qualifying transactions — such as debit card purchases, QuickAccept℠ deposits, QuickDeposits℠ and ACH or wire transfers — within 90 days. You are only allowed to receive one bonus related to a new business checking account every two years, and only one bonus per account.
When you’ll get it: The bonus will be deposited into your new account within 15 days of completing all the requirements.
Monthly fee: $15, waived with valid military ID or proof of military service or with a minimum daily balance of $2,000, by spending at least $2,000 in purchases with your Chase Ink Business Card, by depositing $2,000 into your new account from your QuickAccept℠ or eligible transactions at least one business day before the last day of your statement period, or by maintaining a linked Chase Private Client Checking℠ account.
A previous promotion offered a bonus of $225. Currently, new checking customers can earn a $200 Chase checking account bonus by opening a Chase Total Checking® account and meeting requirements.
Alternatively, new checking customers can earn a $100 Chase checking account bonus by opening a College Checking® account or a Secure Banking account and meeting requirements.
How do you get your Chase bonus?
You’ll receive your Chase bonus once you’ve opened your new account and completed all the requirements.
For the College Checking℠ account, you’ll get your bonus within 15 days of your 10 qualifying transactions being posted.
For the Secure Banking℠ account, you’ll get your bonus within 15 days after the 10 qualifying transactions have posted.
For the Chase Total Checking® account, you’ll get your bonus within 15 days of completing a qualifying direct deposit, which must be made within 90 days of opening the account.
For the Chase Business Complete Checking℠ account, you’ll get your bonus within 15 days of: 1) five qualifying transactions being posted, 2) making the minimum deposit requirement and 3) maintaining the minimum required balance for the required time.
Does Chase bank have any promotions?
Chase often offers promotions for new customers. You can check this page for available bonuses and promotions.
Does Chase really give you $225?
A previous promotion offered a bonus of $225. Currently, new checking customers can earn a $200 Chase checking account bonus by opening a Chase Total Checking® account and meeting requirements.
Alternatively, new checking customers can earn a $100
by opening a College Checking® account or a Secure Banking account and meeting requirements.
How do you get your Chase bonus?
You’ll receive your Chase bonus once you’ve opened your new account and completed all the requirements.
For the College Checking℠ account, you’ll get your bonus within 15 days of your 10 qualifying transactions being posted.
For the Secure Banking℠ account, you’ll get your bonus within 15 days after the 10 qualifying transactions have posted.
For the Chase Total Checking® account, you’ll get your bonus within 15 days of completing a qualifying direct deposit, which must be made within 90 days of opening the account.
For the Chase Business Complete Checking℠ account, you’ll get your bonus within 15 days of: 1) five qualifying transactions being posted, 2) making the minimum deposit requirement and 3) maintaining the minimum required balance for the required time.
Does Chase bank have any promotions?
Chase often offers promotions for new customers. You can check this page for available bonuses and promotions.
What to know about Chase checking account bonuses
Chase bonuses generally require meeting a minimum deposit or a minimum number of qualifying transactions. Every two years, you’re allowed to receive one bonus related to the type of new checking account you’re opening, and only one bonus per account.
If you’re debating between a Chase account and one of its competitors, these bonuses may be enough to swing your decision. But make sure you can avoid any monthly fees that might apply.
