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Table of Contents
- 1. What is a Treasury bill?
- 2. What is a cashier's check?
- 3. Still deciding on the right carrier? Compare Medigap plans
- 4. Betterment is best for:
- 5. Wealthfront is best for:
- 6. What is a W-4?
- 7. Nerdy takeaways about where to exchange currency
- 8. What is the qualified business income deduction?
- 9. Bluevine Business Checking
- 10. What is the FIRE movement?
- 11. Our take
- 12. What is a physician loan?
- 13. Definitions: Money Transfer Rates
- 14. What is a brokerage account?
- 15. What is IRMAA?
- 16. What is the earned income tax credit?
- 17. See how to get your business started quickly
- 18. Mortgage rates today: Wednesday, March 27, 2024
- 19. What is a corporate bond?
- 20. Net worth defined
- 21. Shopping for Medicare plans? We have you covered.
- 22. 6 steps to opening a Roth IRA
- 23. Medicare Advantage companies
- 24. What Medicare covers
- 25. Find the right Medicare Supplement Insurance plan
- 26. What is a 1095-C?
- 27. What is the home office deduction?
- 28. Coinbase is best for:
- 29. Ready to get started? Here's what to do next
- 30. What is a SEP IRA?
- 31. What is a financial plan?
- 32. Why is retirement planning important?
- 33. What is a REIT?
- 34. Life insurance buying guide
- 35. What is mortgage pre-qualification?
- 36. Still deciding on the right carrier? Compare Medicare Part D Plans
- 37. Bizee: Easily form your new business
- 38. » This page is out of date
- 39. 5 Best Ways to Send Money Internationally
- 40. How much emergency fund should I have?
- 41. Betterment vs. Wealthfront: Which is right for you?
- 42. About Kin home insurance
- 43. Estate planning checklist
- 44. How to make money as a kid
- 45. Hulu subscription cost
- 46. High-dividend ETFs may generate income
- 47. Determining how much mortgage I can afford
- 48. Inheritance tax definition
- 49. 2024 child tax credit news update
- 50. How to join a credit union in 5 steps
- 51. What is a 529 plan?
- 52. What is the saver’s credit?
- 53. What are the benefits of buying in bulk?
- 54. What is withholding tax?
- 55. What is a spot Bitcoin ETF?
- 56. Myth 1. Leaving a balance on your credit card is good for your score
- 57. What are dividend stocks?
- 58. What is Etsy?
- 59. What is debt-to-income ratio?
- 60. What is a 1099?
- 61. What is a Closing Disclosure?
- 62. What is a homeowners insurance deductible?
- 63. What is a utility bill?
- 64. About Mercury home insurance
- 65. What is a 401(k) rollover?
- 66. What to expect flying premium economy with Singapore Airlines
- 67. About NJM home insurance
- 68. Investing 101: A summary of the basics
- 69. What is a Roth 401(k)?
- 70. Apple Music subscription cost
- 71. The best pet insurance companies at a glance
- 72. Know where your credit score stands
- 73. The cheapest car insurance companies by category
- 74. Number of properties and pricing
- 75. When do I need a cashier's check?
- 76. What's the best S&P 500 ETF?
- 77. 1. You'll incur less interest
- 78. 7 of the best apps to make money
- 79. How does Uber work?
- 80. S&P 500 index (SPX) today
- 81. What is a Roth IRA account?
- 82. What's the best S&P 500 index fund?
- 83. Nerdy takeaways:
- 84. About Figo pet insurance
- 85. Booking Qantas flights to Australia
- 86. How much is the average gas bill?
- 87. Preparing to buy tips
- 88. What is self-employment tax?
- 89. 4 no-credit-check loan options
- 90. Online marketplace and auction sites
- 91. What is Global Entry?
- 92. How does the Fear and Greed Index work?
- 93. How does U.S. preclearance work?
- 94. How much are taxes on lottery winnings?
- 95. What types of Hyatt free night awards are available?
- 96. Microsoft Office Excel budget templates
- 97. 1. Opt for autopay
- 98. How is the Medicare IRMAA calculated?
- 99. Cocoa prices soar with no relief in sight
- 100. If you’re in a rush, turn the card in
- 101. 1. Set goals to save for a house
- 102. 7 best-performing AI stocks
- 103. IPO meaning
- 104. Does home insurance cover mold?
- 105. What are home equity loans and HELOCs?
- 106. MileagePlus, United's loyalty program
- 107. What are Vanguard index funds?
- 108. What is the American Airlines children policy?
- 109. What is OASDI tax?
- 110. 1. Certificates of deposit (CDs)
- 111. Getting to Cabo San Lucas
- 112. How to get paid on YouTube
- 113. How much does a wire transfer cost?
- 114. Do you tip in Japan?
- 115. What is Amazon Prime?
- 116. What to expect when flying economy with Qatar Airways
- 117. What are IHG Army Hotels?
- 118. The definition of a recession
- 119. 1. You have promotional rate that's ending
- 120. Make money selling on Amazon
- 121. What is a goodwill letter or late payment removal letter?
- 122. How to buy Microsoft stock
- 123. What is a savings account?
- 124. 1. Doing nothing
- 125. Shopping for a personal loan
- 126. What the Federal Reserve does
- 127. Buy: Floor sample mattresses
- 128. Best Prepaid Debit Cards
- 129. How does short-term life insurance work?
- 130. How to use the mutual fund calculator
- 131. How combination policies work
- 132. First, some background
- 133. What is a bad credit score?
- 134. What is an auto loan hardship program?
- 135. 2023 Arizona state income tax rates and tax brackets
- 136. January
- 137. Betterment at a glance
- 138. Wealthfront at a glance
- 139. Is the stock market crashing?
- 140. The best budget apps
- 141. How we found the best travel insurance
- 142. How do LLC taxes work?
- 143. Best Priority Pass credit cards
- 144. Seven steps to basic estate planning
- 145. Frugal food tips
- 146. Pros and cons
- 147. What is a growth stock?
- 148. Who can qualify for one
- 149. What is options trading?
- 150. General advice for international money transfers
- 151. 1. Italy
- 152. What car insurance coverage do I need?
- 153. California state income tax brackets and rates
- 154. Most profitable small businesses
- 155. Better credit = better 0% APR cards
- 156. Auto insurance
- 157. What Net 30 means
- 158. Popularity
- 159. What to know about the Domino's franchise
- 160. What is my net worth?
- 161. What are blockchain stocks?
- 162. Step 1: Check your credit
- 163. What does it mean if you get a Medicare ABN?
- 164. Why your credit score matters
- 165. 1. Bundle the policies you need
- 166. Why is having a low credit utilization important?
- 167. 1. Discounted ticket sites
- 168. What are discount points?
- 169. Who can claim the saver’s credit?
- 170. Delta premium economy seats
- 171. What is net worth?
- 172. What should I do with a 1095-C?
- 173. Rules for contributing to a 401(k) plan and a traditional IRA
- 174. Perks of Southwest A-List elite status
- 175. Coinbase at a glance
- 176. 40 best startup business ideas
- 177. Ryanair at a glance
- 178. 1. Start investing as early as possible
- 179. Types of auto incentives
- 180. 1. Open an IRA
- 181. The best flight booking sites
- 182. What is a bonus?
- 183. What information is on a utility bill?
- 184. What is financial planning?
- 185. Spirit Airlines reputation
- 186. New in 2024: An annual fee increase, statement credit changes
- 187. Calculate how much you would save in checked bag fees
- 188. 1. Sell spare electronics
- 189. Best-performing REIT stocks: March 2024
- 190. Minimum wage over time
- 191. Do vet more than one home inspector
- 192. What types of commercial insurance are there?
- 193. 1. Use taxis and rideshares safely
- 194. Average car loan interest rates by credit score
- 195. An overview of Delta Premium Select’s benefits
- 196. 50/30/20 budget calculator
- 197. How does capital gains tax on real estate work?
- 198. Why become a travel agent?
- 199. What is Ozempic?
- 200. How Treasury bills work
- 201. 1. Clean up your credit
- 202. When an EIN is required for sole props and LLCs
- 203. 4 common check fraud scams
- 204. Roth IRA contribution limits 2024
- 205. What is a state income tax?
- 206. Best web hosting for small business at a glance
- 207. Best ways to consolidate credit card debt
- 208. How to budget money
- 209. Pros of reverse mortgages
- 210. Request missing AAdvantage miles
- 211. Hulu Live TV cost
- 212. What is a car insurance deductible?
- 213. What the settlement could change
- 214. Passport photo clothing requirements
- 215. What a business coach can do
- 216. How do brokerage accounts work?
- 217. 2. Switch to prepaid
- 218. 1. Attractive welcome bonus
- 219. Daily mortgage rates chart
- 220. Federal government farm grants
- 221. What is the gift tax?
- 222. About Marriott Cash + Points reservations
- 223. Our picks for the best life insurance companies in March 2024
- 224. Small-town business ideas
- 225. Types of depreciation
- 226. The best Marriott resorts in the U.S. for beachgoers
- 227. What is a technology stock?
- 228. When to refinance your car loan
- 229. What to look for in a business internet service provider
- 230. 1. You have time to kill
- 231. Best Medicare Supplement Insurance companies
- 232. How to pay your federal taxes in 2024
- 233. How much does an Amazon Prime membership cost?
- 234. How does the home office tax deduction work in 2023-2024?
- 235. Reviewing the Closing Disclosure
- 236. Late winter and early spring
- 237. Deciding factors
- 238. SEP IRA contribution limits
- 239. Stock chart components
- 240. Is Airbnb safe for guests?
- 241. What is AARP and how much does it cost to join?
- 242. What are grants for nonprofits?
- 243. What is a home equity loan?
- 244. Cash back
- 245. 5 Ways to get started in real estate investing
- 246. Skip: Televisions
- 247. 7 steps to becoming a life coach
- 248. Travel
- 249. Types of business licenses: The basics
- 250. Roth 401(k) vs. traditional 401(k): Where they differ
- 251. How do credit union loans work?
- 252. HELOCs and home equity loans compared
- 253. LLC vs. corporation, summarized
- 254. 1. Improve the exterior
- 255. How to send money online, on mobile or in person
- 256. It’s not all about credit scores
- 257. What is the standard deduction?
- 258. The best money-making apps
- 259. How much does an Uber cost?
- 260. What does it mean to invest in the S&P 500?
- 261. Roth IRA vs. traditional IRA: What's the difference?
- 262. How to make money online
- 263. 1. Participate in paid market research
- 264. What is a flexible spending account, or FSA?
- 265. Best place to exchange currency: Your bank or credit union
- 266. Delta SkyMiles® Reserve American Express Card
- 267. The rise of pet insurance
- 268. At a glance
- 269. Mint vs. NerdWallet at a glance
- 270. Banks that offer joint business accounts
- 271. How to invest in stocks in 6 steps
- 272. 1. Check your calendar
- 273. Why is my gas bill so high?
- 274. 7 high-dividend ETFs
- 275. The self-employment tax rate for 2023
- 276. Day-trading tax rates
- 277. 1. Decide how you want your money managed
- 278. The FDIC insurance limit: $250,000 per depositor, per institution, per category
- 279. Summary of cash advance apps
- 280. What is financial therapy?
- 281. What is a dividend aristocrat?
- 282. Lottery tax calculator
- 283. Cost to build a house
- 284. 11 best investments right now
- 285. How much do Instagram influencers make?
- 286. Types of corporate bonds
- 287. IRA contribution rules
- 288. Is inheritance taxable?
- 289. Points: Rewards on spending
- 290. Secured card vs. prepaid debit: Basics
- 291. Disneyland vs. Disney World size
- 292. Wise
- 293. Average 401(k) balance by age
- 294. What hospice care is covered by Medicare?
- 295. What are estimated tax payments?
- 296. Top 10 spot Bitcoin ETFs by fee
- 297. Conceptualize and research your Etsy idea
- 298. What is an executive summary?
- 299. What is a 1099 form used for?
- 300. What is an ABLE account?
- 301. What is the 10-year Treasury?
- 302. Do goodwill letters work?
- 303. 28 ways to save money
- 304. How to use a HELOC in retirement
- 305. 2. Assuming tax is all you'll owe
- 306. Rolling over your 401(k): The options
- 307. When can you retire?
- 308. Rite Aid
- 309. 2. Sell your gift cards
- 310. Points: Spending rewards
- 311. 1. Your landlord’s insurance won’t cover you
- 312. Book an award trip with Alaska or its travel partners
- 313. Discover savings bonus
- 314. Investing in Bitcoin
- 315. 22 popular tax deductions and tax breaks
- 316. Where can I get a cashier’s check?
- 317. Do I have to pay Arizona state income tax?
- 318. Roth IRA income limits 2024
- 319. What is a stock market crash?
- 320. How to fill out a W-4
- 321. Bluehost: Best web hosting service for WooCommerce users
- 322. What is an S&P 500 index fund?
- 323. Where Kin stands out
- 324. Who qualifies for the qualified business income deduction?
- 325. Why buy dividend stocks?
- 326. Ways to earn money as a younger kid
- 327. Who can get Global Entry?
- 328. How does Peddle work?
- 329. What are the 2024 IRMAA brackets?
- 330. Make a list
- 331. How does the earned income credit work?
- 332. Banking
- 333. 1. Accept your employer's generosity
- 334. Why mortgage rates change every day
- 335. If you have a few minutes, call the credit card company
- 336. Why are gas prices going up?
- 337. What is the child tax credit?
- 338. 1. There are two versions of the card
- 339. A variety of factors at play
- 340. Places to cruise without a passport
- 341. How will the Student Aid Index be calculated?
- 342. How to lower your credit utilization
- 343. Ways to avoid seat selection fees
- 344. ASPCA: Best for broad coverage
- 345. Should everyone buy in bulk?
- 346. Who pays withholding tax?
- 347. How does OASDI tax work?
- 348. New York state income tax rates
- 349. Compare car insurance rates by age
- 350. What is the average American net worth?
- 351. How we found the best auto insurance
- 352. Wire transfer fees by financial institution
- 353. 20 high-dividend stocks
- 354. Front-end and back-end DTI
- 355. The best whole life insurance companies of March 2024
- 356. Where to buy Treasury bonds, notes or bills
- 357. Who can stay at IHG Army Hotels?
- 358. Citi Flex Loan
- 359. Best wallets for security: cold wallets
- 360. Bonus tax rate
- 361. Wise is best for:
- 362. Why you need a savings account
- 363. How to book a premium economy ticket with Singapore Airlines
- 364. Unsure how to save
- 365. Mutual of Omaha life insurance
- 366. Saving vs. investing
- 367. How to use the pre-qualification calculator
- 368. What is the 50/30/20 rule?
- 369. Differences between an LLC and a corporation
- 370. Mercury home insurance star rating
- 371. State availability
- 372. How to choose an S&P 500 ETF
- 373. 2. You'll reduce your credit utilization ratio
- 374. How to save for retirement in three steps
- 375. YNAB, for hands-on zero-based budgeting
- 376. How much PLUS debt are parents taking on?
- 377. When to choose the American Express® Gold Card
- 378. 1. Its introductory offers are average
- 379. Bank wire transfer
- 380. 2. United Kingdom
- 381. Google Sheets budget templates
- 382. How to choose the best crypto wallet
- 383. Who pays the gift tax?
- 384. 2. Scour your budget for ways to save
- 385. Buying Bitcoin with PayPal
- 386. How we ranked the top life insurers
- 387. 2. Shop around
- 388. How does an IPO work?
- 389. 529 plan benefits
- 390. What is required to be approved for a HELOC or home equity loan?
- 391. What did workers win in the new UPS contract?
- 392. Myth 2. Closing a credit card you don’t use is good for your credit
- 393. Which income-driven repayment plan is best for you?
- 394. Where do I cash in a savings bond?
- 395. How to spend your way to A-List on Southwest
- 396. What LifeLock does and what it costs
- 397. What bodily injury liability covers
- 398. The Fed is pushing to slow the economy
- 399. 2. You’re 60 days late on your payments
- 400. When do you pay the deductible for homeowners insurance?
- 401. Steps for filling out the FAFSA if you have a deceased parent
- 402. Carfax may offer more details
- 403. Where Mercury stands out
- 404. Take advantage of the Companion Fare
- 405. Applying for a personal loan
- 406. Buy: St. Patrick’s Day essentials
- 407. EVs that cost less than $40,000
- 408. 3. Pawn something
- 409. Where NJM stands out
- 410. Best-performing REIT mutual funds: March 2024
- 411. Do get a home inspection for new construction
- 412. The Gold Card’s features
- 413. Best car insurance in New York overall: Travelers
- 414. Compare Roth 401(k) vs. traditional 401(k)
- 415. How to calculate your home equity
- 416. How the home sale tax exemption works
- 417. Revamped travel rewards categories
- 418. Auto loan origination by credit score
- 419. Ease of earning hotel points
- 420. How can I get a cashier’s check?
- 421. The appeal of combination policies
- 422. Different types of life insurance
- 423. How state income tax rates work
- 424. Best affordable homeowners insurance in Florida: Nationwide
- 425. 2. Become a virtual assistant
- 426. 2. Consider your online options
- 427. The self-employment tax rate for 2024
- 428. Frugal shopping tips
- 429. 1. Brigit: Best for budgeting tools
- 430. How is the Fear and Greed Index used?
- 431. Best-performing growth stocks
- 432. How a physician loan works
- 433. How do lottery taxes work?
- 434. Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- 435. How much money do I need to buy a house?
- 436. How many Instagram followers do you need to make money?
- 437. When to visit
- 438. 5 blockchain stocks to consider
- 439. Card earnings details
- 440. Median 401(k) balance by age
- 441. Understanding the stock market
- 442. Delta premium economy menu
- 443. Option 1: Sell your car to a dealer
- 444. 2. Cash management accounts
- 445. 1. IRS Direct Pay
- 446. When do you have to file Form 1095-C?
- 447. American Airlines
- 448. How we ranked the top life insurers
- 449. Best affordable homeowners insurance in California: Travelers
- 450. Who gets a 1099?
- 451. Ryanair has never had a fatal crash
- 452. What's next?
- 453. Wise pros
- 454. How to write a late payment removal letter
- 455. What is the difference between deferment and forbearance?
- 456. What you need to know about savings accounts
- 457. 9 steps in financial planning
- 458. What fees will I pay?
- 459. RPT Realty (RPT)
- 460. State minimum wages in 2024
- 461. Bluebird by American Express
- 462. 2. Be alert when drinking and dating
- 463. Types of business licenses: Local licenses and permits
- 464. HODLing as an investment strategy
- 465. 2. Spruce up the interior
- 466. Where to stash your emergency fund
- 467. T-bill purchase example
- 468. Winner: Hilton
- 469. The 411 on 401(k) plans
- 470. What is a mega backdoor Roth?
- 471. How much does a 20-minute Uber cost?
- 472. Benefits of getting an EIN for sole proprietors and LLCs
- 473. 4 steps to spot a fake check and avoid trouble
- 474. What is student loan forbearance?
- 475. February
- 476. How does a Roth IRA work?
- 477. What to do during a stock market crash
- 478. Unknown unknowns
- 479. Where Kin falls short
- 480. What pet insurance costs
- 481. How LLCs pay income taxes
- 482. Booking Qantas flights within Australia
- 483. How does a car insurance deductible work?
- 484. What it means to have FDIC insurance
- 485. Differences between TSA PreCheck and Global Entry
- 486. Dress code tips for passport photo
- 487. How much car insurance do I need?
- 488. How to choose a brokerage account provider
- 489. 3. Change or remove your cell phone insurance
- 490. 2. Earn HawaiianMiles through everyday spending
- 491. Personalized versus average interest rates
- 492. Communication and automation tools
- 493. Do you pay taxes when you receive a gift?
- 494. What if someone claims you have their card?
- 495. Is there a federal inheritance tax?
- 496. How credit scores work
- 497. Best-performing tech stocks
- 498. What is United Airlines like?
- 499. How do Vanguard index funds work?
- 500. 2. You want free food
- 501. Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- 502. How withholding taxes are calculated
- 503. Income limits for contributing to both a traditional IRA and a 401(k)
- 504. Episode transcript
- 505. Key findings
- 506. Why write an executive summary?
- 507. Holiday weekends
- 508. SEP IRA rules: Who is eligible?
- 509. Government grants for nonprofits
- 510. 3. Assuming you have to ask for an extension
- 511. How does a home equity loan work?
- 512. 5 steps for retirement planning
- 513. Best-performing REIT ETFs: March 2024
- 514. The collapse of TerraUSD and LUNA
- 515. Do be there for the home inspection
- 516. Which is best for you?
- 517. When to buy short-term life insurance
- 518. Are auto loan interest rates rising?
- 519. Best credit union personal loans for 2024
- 520. The two cards at a glance
- 521. How to become a travel agent
- 522. Medicare covers Ozempic for Type 2 diabetes
- 523. The verdict: Are Discover savings bonuses worth it?
- 524. Learn more
- 525. Rideshare bonuses abound
- 526. Why are S&P 500 index funds popular?
- 527. Do you need an FSA?
- 528. Another money-change option: Online currency converters
- 529. What is "qualified business income"?
- 530. How can I lower my gas bill?
- 531. Hulu add-ons
- 532. Can you live off ETF dividends?
- 533. What is a financial therapist?
- 534. 3. Spain
- 535. 8 best hot wallets
- 536. How to lower your interest rate
- 537. Egg prices have increased 47% since August
- 538. Roth IRA income and contribution limits 2023
- 539. How much is the 2023 child tax credit?
- 540. Step 2: Pre-qualify and compare offers
- 541. Does a Medicare ABN mean Medicare won't pay?
- 542. When are estimated taxes due?
- 543. Average net worth by age
- 544. Investing for income: Dividend stocks vs. dividend funds
- 545. What are the benefits of Amazon Prime?
- 546. Mortgage payoff calculator help
- 547. The pros and cons of a life insurance trust
- 548. What is the 10-year treasury yield today?
- 549. How long do recessions last?
- 550. How are bonuses taxed?
- 551. Wise cons
- 552. 10 ways to save money on travel with AARP
- 553. Where Mercury falls short
- 554. Getting a loan
- 555. The Federal Reserve, mortgage rates and inflation
- 556. 4. Work today for fast cash today
- 557. Where NJM falls short
- 558. Mutual of Omaha life insurance policies
- 559. Cost
- 560. What to expect: Delta Premium Select
- 561. How the standard deduction works
- 562. The downsides
- 563. 3. You'll avoid maxing out your card
- 564. Should I buy stocks when markets are at all-time highs?
- 565. Am I a resident for Arizona state income tax purposes?
- 566. 3. Transcribe audio and video
- 567. Other alternatives to Mint
- 568. Dividend vs. growth stocks
- 569. How does FIRE work?
- 570. How to calculate self-employment tax
- 571. 2. Pad your nest egg
- 572. Selling a car to Peddle
- 573. Search your home
- 574. Earned income tax credit 2023
- 575. How to monetize your Instagram with fewer followers
- 576. Calculating net worth: What are assets and liabilities?
- 577. How many parks are in Disneyland?
- 578. What if your card is declined?
- 579. When does homeowners insurance not cover mold?
- 580. How do I find the best 529 plans?
- 581. The customary way of thinking about it
- 582. Products you should buy in bulk
- 583. How does OASDI tax work if I’m self-employed?
- 584. Can I take the home office deduction as a work-from-home employee?
- 585. Bodily injury insurance coverage limits
- 586. Benefits of an ABLE account
- 587. Skip: Spring clothing
- 588. Does raising the minimum wage cause inflation?
- 589. 2. You probably own more than you think
- 590. Why the U.S. Bank Shopper Cash Rewards™ Visa Signature® Card comes out ahead
- 591. You’re not the target customer
- 592. 2. Rebalance your debts and income
- 593. Term life insurance
- 594. Can I contribute to a Roth IRA if my income is too high?
- 595. IPage: Cheapest small-business web hosting
- 596. How many S&P 500 index funds do I need?
- 597. Figo pet insurance plans and coverage
- 598. The Platinum Card® from American Express
- 599. 3. Call your company
- 600. Final thoughts on claiming American Airlines miles after your flight
- 601. How to trade options in four steps
- 602. The top 7 dividend aristocrats list
- 603. What a business coach can’t do
- 604. NerdWallet’s budget planner
- 605. 3. Get 50% off a companion fare the first year, and $100 off every year after
- 606. Where to stay
- 607. Is the gift tax deductible?
- 608. 3. Automate and maximize savings
- 609. What state has the highest gas prices?
- 610. What are AI stocks?
- 611. Secured affects credit; prepaid does not
- 612. 2. Big spenders earn rewards at higher rates
- 613. Best life insurance companies: Pros and cons
- 614. Where can I find out about upcoming IPOs?
- 615. How is the Student Aid Index used?
- 616. Average 401(k) contribution rates
- 617. How much does hospice cost on Medicare?
- 618. 5 best business internet service providers
- 619. 3. You NEED to work
- 620. How did UPS workers get so close to striking?
- 621. Myth 3. A credit check won’t impact your score
- 622. What happens if I don’t report my Form 1095-C?
- 623. Best car insurance companies: Our winners
- 624. What documents do I need to cash a savings bond?
- 625. Cost of living has grown faster than income in the past four years
- 626. Do I need a 1099 form to file my taxes?
- 627. What are IHG Army Hotels like?
- 628. 2. Set financial priorities
- 629. Savings accounts with strong APYs can help your money grow
- 630. 4. Assuming you have six extra months to get it together
- 631. State availability
- 632. Is it a good deal?
- 633. How does commercial insurance work?
- 634. What’s behind the pre-qualification calculation?
- 635. How to use average car interest rates
- 636. 3. Make it low-maintenance
- 637. What do financial pros say about Bitcoin?
- 638. Auto loan interest rates by credit score
- 639. Mega backdoor Roth 2024
- 640. Can your Uber fare change?
- 641. When are state income tax returns due?
- 642. State availability
- 643. What won’t change
- 644. How to find growth stocks
- 645. 4. Skip the phone upgrade
- 646. Save a little at a time
- 647. Credit cards
- 648. What mortgage can I afford?
- 649. What not to do
- 650. Inheritance taxes vs. estate taxes
- 651. Will I get an ABN if I have Medicare Advantage?
- 652. Build credit without debt
- 653. 2. Paying with points
- 654. What the saver’s credit is worth
- 655. Other factors to consider
- 656. Are Vanguard index funds a good investment?
- 657. Option 2: Swap your lease
- 658. What is a Bitcoin strategy ETF?
- 659. 3. High-yield money market accounts (MMAs)
- 660. How to choose between an IRA and a 401(k)
- 661. Calculate your DTI
- 662. Ryanair has been recognized for its safety
- 663. 3. Your credit score has dropped substantially
- 664. Basic stock chart terms to know
- 665. Wise transfer methods and options
- 666. Goodwill letter template
- 667. What is better: deferment or forbearance?
- 668. Acadia Realty Trust (AKR)
- 669. Joann
- 670. Ways to get good value
- 671. 5. Seek community loans and assistance
- 672. How do REITs work?
- 673. How does Apple Music fit into your budget?
- 674. About home equity loans
- 675. Who qualifies for the home sales tax exclusion?
- 676. You only need one S&P 500 ETF
- 677. Get advice before you decide
- 678. 4. You'll stay on your issuer's good side
- 679. March
- 680. 4. Sell stuff online
- 681. How to use a health care FSA
- 682. Where to exchange currency outside the U.S.
- 683. How are dividends paid out?
- 684. 4. Contact the IRS
- 685. Mortgage selection tips
- 686. When do I have to pay an auto insurance deductible?
- 687. Who has to pay self-employment tax?
- 688. 3 active trader tax breaks
- 689. Do I have to pay state tax on lottery winnings?
- 690. How your credit score affects your rate
- 691. How Net 30 shows up in reporting
- 692. Roth IRA income and contribution limits 2024
- 693. Child tax credit 2024
- 694. Ante-up for a cash advance?
- 695. Stock trading information
- 696. The pros and cons of investing in tech stocks
- 697. Should you refinance?
- 698. 4. You need to rest
- 699. Types of withholding and payroll tax
- 700. Best whole life insurance policies for 2024
- 701. Episode transcript
- 702. What to include in an executive summary
- 703. What can cause a 3-day closing delay?
- 704. AutoCheck is better for the price conscious
- 705. State availability
- 706. Repaying a personal loan
- 707. Buy: Tax software
- 708. Saving a little at a time
- 709. Do all workers earn at least the minimum wage?
- 710. Don't get in the home inspector’s way
- 711. 3. Look like you know where you're going
- 712. Best car insurance in New York for your budget: Progressive
- 713. Get a secured credit card
- 714. Treasury bill rates compared to other Treasury securities
- 715. How much does a cashier’s check cost?
- 716. What causes a bad credit score?
- 717. What can you invest in with a Roth IRA?
- 718. How much debt should you take on for your child?
- 719. Best travel insurance overall: Berkshire Hathaway Travel Protection
- 720. How to qualify for the QBI deduction
- 721. Does Hulu allow password sharing?
- 722. How to invest in dividend ETFs
- 723. Frugal entertainment tips
- 724. 2. Empower: Best for fast cash
- 725. Limitations of the Fear and Greed Index
- 726. Cash App
- 727. 4. France
- 728. 5. Cash in on discounts
- 729. 4. No fee to share miles with another Hawaiian Airlines traveler
- 730. 5 ways to make money on Instagram
- 731. 2. Make risk your friend
- 732. What kinds of ABNs are out there?
- 733. OFX
- 734. 529 plans by state
- 735. What hospice services aren't covered by Medicare?
- 736. Estimated tax payments 2024
- 737. OASDI limit 2023
- 738. How to calculate your net worth
- 739. Is Form 1095-C tax deductible?
- 740. Best insurance company overall: Travelers
- 741. Delta Air Lines
- 742. How to calculate debt-to-income ratio for a mortgage
- 743. How to pay off a mortgage early
- 744. How to calculate your home office tax deduction
- 745. Best homeowners insurance in California for coverage: Chubb
- 746. When should I receive my 1099?
- 747. 2. Decide how much to invest
- 748. Getting ready for a recession
- 749. All year
- 750. How does a SEP IRA work? The pros and cons
- 751. 5. Forgetting about your extension deadline
- 752. Travel
- 753. Plan what you'll do with the welcome bonus
- 754. 6. Ask for forbearance on bills
- 755. Mutual of Omaha life insurance rates
- 756. Should you invest in the stock market?
- 757. Serve American Express Prepaid Debit Account
- 758. 3. Renters insurance can pay for housing after a disaster
- 759. Should you tip an Uber driver?
- 760. Is student loan forbearance bad?
- 761. Roth IRA contribution limits 2023
- 762. Best homeowners insurance in Florida for coverage: State Farm
- 763. How to choose an S&P 500 index fund
- 764. Kin home insurance coverage
- 765. Try a simple budgeting plan
- 766. 3. Max out retirement (and avoid the IRS, while you're at it)
- 767. 2. ... But ongoing rewards fall short
- 768. FDIC insurance: What’s covered
- 769. What is the fee for Global Entry?
- 770. Should you buy growth stocks?
- 771. What financial therapists can help you with
- 772. Which airports offer U.S. border preclearance?
- 773. Business coaching red flags
- 774. Cheap cell phone plans from brands owned by the big three
- 775. California income tax deadlines and extensions
- 776. How the annual gift tax exclusion works
- 777. Do you include a 401(k) in a net worth calculation?
- 778. Other reasons to pay discount points
- 779. Best for member satisfaction: State Farm Medicare Supplement Insurance
- 780. Top 9 Bitcoin strategy ETFs by fee
- 781. New York state supplemental income tax
- 782. When it makes sense to spend your way to A-List on Southwest
- 783. Is LifeLock worth the price?
- 784. How does a life insurance trust work?
- 785. Price vs. yield
- 786. What's the average homeowners insurance deductible?
- 787. Best wallets for convenience: hot wallets
- 788. Goodwill letter vs. credit dispute letter
- 789. How a savings account works: withdrawal limits
- 790. What can I use a home equity loan for?
- 791. Skip: Furniture
- 792. NJM home insurance coverage
- 793. REITs' average return
- 794. Frozen customer accounts and sudden bankruptcies
- 795. HODL and cryptocurrency
- 796. 4. Make it more efficient
- 797. Redeeming award nights
- 798. 5. You could activate your grace period
- 799. Retirement investment account types in a nutshell
- 800. How to invest in the S&P 500 in two steps:
- 801. Types of state income tax
- 802. 5. Housesit
- 803. Cons of reverse mortgages
- 804. Who can open a joint business account
- 805. How does Hulu fit into your budget?
- 806. Are you a day trader for tax purposes?
- 807. Are physician home loans a good idea?
- 808. Dividend kings vs. aristocrats
- 809. The Federal Trade Commission’s budget worksheet
- 810. Full coverage is (usually) a smart choice
- 811. 5. Two free checked bags
- 812. When you should lock your mortgage rate
- 813. Traditional IRA deduction limits 2023-2024
- 814. 4. Save raises and windfalls
- 815. What state has the lowest gas prices?
- 816. Child tax credit expansion: What the tax deal could mean for you
- 817. 3. Customize your policies
- 818. Why do companies file IPOs?
- 819. How much does it cost to buy Vanguard index fund shares?
- 820. 5. You need to refresh
- 821. OASDI limit 2024
- 822. Is it worth it to cash a savings bond?
- 823. Rising costs thwart debt payoff plans
- 824. Citi Flex Pay
- 825. 4. You have a variable APR and the prime rate is going up
- 826. How do I open a SEP IRA?
- 827. Are bonuses taxed differently?
- 828. Mercury home insurance coverage
- 829. Do mortgage rates follow Fed rates?
- 830. 7. Request a payroll advance
- 831. Where can you buy commercial insurance?
- 832. Will Medicare pay for Ozempic for weight loss?
- 833. More specific categories for 0% interest promotions
- 834. Standard deduction 2023
- 835. 3. Don’t ask for too much cash
- 836. How to qualify for a hardship program
- 837. Roth IRA income limits 2023
- 838. Are Roth IRAs insured?
- 839. Goodbudget, for hands-on envelope budgeting
- 840. Namecheap: Best for drag-and-drop website building
- 841. The bottom line
- 842. When to choose the Chase Sapphire Preferred® Card
- 843. 6 types of dividends
- 844. Local sales
- 845. 6. Add lines
- 846. Recycle water containers
- 847. Earned income tax credit 2024
- 848. 1. High-yield savings accounts
- 849. Is Net 30 right for your business?
- 850. Domino's franchise costs
- 851. How to book with Cash + Points at Marriott
- 852. Perks: Goodies that come with the card
- 853. Best life insurance company overall: MassMutual
- 854. Grow credit with good habits
- 855. 4. Peer-to-peer lending
- 856. What about the new IDR plan?
- 857. 2. Electronic funds withdrawal (EFW)
- 858. Why is net worth important?
- 859. Is there an extension to file Form 1095-C?
- 860. Where are IHG Army Hotels?
- 861. Report errors or ask questions ASAP
- 862. SITE Centers Corp. (SITC)
- 863. Missing a loan repayment
- 864. Attractions and activities
- 865. Don't be afraid to negotiate with the seller
- 866. What’s the difference between pre-qualification and preapproval?
- 867. Lenders look at more than a bad credit score
- 868. Are Treasury bills a good investment?
- 869. What's next?
- 870. How to fit Uber into your budget
- 871. How to improve bad credit
- 872. How to use a dependent care FSA
- 873. If you’re over the income limit
- 874. How to pay self-employment tax
- 875. 6. No foreign transaction fees
- 876. Net worth calculator
- 877. 3. Rewards can’t be saved for a big splurge
- 878. What about in-person gambling?
- 879. What to know about joining a credit union
- 880. 3. With a vacation package
- 881. Saver’s credit rates for 2023
- 882. Starting Medicare hospice care
- 883. 6. You value exceptional customer service
- 884. Option 3: Buy your car, sell it yourself
- 885. Who should make estimated quarterly tax payments?
- 886. Products not to buy in bulk
- 887. Will there still be delays to packages?
- 888. Is the OASDI tax mandatory?
- 889. Bottom line
- 890. More advanced stock chart terms
- 891. Tips for avoiding late payments
- 892. Is Airbnb safe for hosts?
- 893. Qualifying for a HELOC in retirement
- 894. Consider your current flying and spending habits
- 895. Kirkland’s
- 896. Mutual of Omaha complaints and customer satisfaction
- 897. 4. Leave the Rolex at home
- 898. It’s not only about taxes
- 899. Perks: Goodies for carrying the card
- 900. 4. It can protect your finances
- 901. About home equity lines of credit
- 902. Issuer restrictions
- 903. Whole life insurance
- 904. Your 401(k) plan allows after-tax contributions
- 905. April
- 906. What’s a spousal Roth IRA?
- 907. Flying into the unknown
- 908. What’s not covered
- 909. Where to avoid exchanging currency
- 910. 5. File taxes without a W-2
- 911. 4. Handle your taxes now
- 912. FDIC insurance: What’s not covered
- 913. Frugal DIY project tips
- 914. How to get Global Entry through travel cards
- 915. Pros and cons of U.S. preclearance
- 916. Should I take a lump sum payment or annuity payments?
- 917. 5. Germany
- 918. Things to do
- 919. 5. Earn some extra money
- 920. States that have estate taxes, inheritance taxes or both:
- 921. Credits
- 922. Other coverage options
- 923. Prepaid 529 plans by state
- 924. The case for seller-paid discount points
- 925. Bull markets vs. bear markets
- 926. Amenities and other perks
- 927. How to check your tax withholding
- 928. Need help?
- 929. Types of 1099 forms
- 930. Tips for Qatar economy flights
- 931. How much should you spend on a mattress?
- 932. Which vehicle history report should you get?
- 933. 6. Assuming the IRS will hate you
- 934. Home equity loan rates in 2023
- 935. Buy: Vacuum cleaners
- 936. 8. Take a loan from your retirement account
- 937. Types of REITs
- 938. Save money as a travel agent
- 939. Elite status
- 940. What if I lose the cashier's check?
- 941. How to invest in the S&P 500
- 942. How to apply for a joint business bank account
- 943. 3. Point values vary and redemption is needlessly complex
- 944. Key details about Peddle
- 945. How to choose a financial therapist
- 946. How to invest in dividend aristocrats
- 947. Where to find your Hyatt free night award
- 948. How to open a brokerage account
- 949. 7. Update your service address
- 950. The bottom line
- 951. Do I have to pay California state tax?
- 952. Today’s rates for specific kinds of mortgages
- 953. How to invest in AI stocks
- 954. How many parks are in Disney World?
- 955. Maintain and defend your scores
- 956. The Bitcoin ETF price war
- 957. How to invest in dividend stocks
- 958. Do I pay taxes when I cash in savings bonds?
- 959. Open your Etsy shop
- 960. Simplified version vs. actual expense deduction
- 961. Many in credit card debt feel stressed, worried
- 962. How to open an ABLE account
- 963. Is Ryanair reliable?
- 964. Can you earn and redeem points at IHG Army Hotels?
- 965. 3. Open an investment account
- 966. Flood and earthquake insurance deductibles
- 967. Deferment vs. forbearance for private student loans
- 968. The importance of a direct 401(k) rollover
- 969. ONE VIP Visa Prepaid Card
- 970. Best car insurance in New York for having few customer complaints: The Hanover
- 971. Does Medicare cover Wegovy?
- 972. 5. Make it bigger
- 973. Standard deduction 2024
- 974. Saving for retirement as a nontraditional worker
- 975. Calculate your reduced Roth contribution
- 976. W-4 form 2024
- 977. InMotion: Best for VPS hosting
- 978. 6. Write online reviews
- 979. Skip currency exchange: Use a credit or debit card
- 980. Tax deductions for self-employment
- 981. 3. EarnIn: Best for large advances
- 982. How to find a physician loan
- 983. More ways to take charge of your budget
- 984. Cheap cell phone plans from brands that resell network service
- 985. Visit discount merchants
- 986. State farm grants
- 987. How do corporate bonds work?
- 988. Exceptions to IRA contribution limits
- 989. How to find blockchain stocks
- 990. PayPal cryptocurrency fees
- 991. 4. Prepay your annual premium
- 992. What are the risks of investing in an IPO?
- 993. How to increase your net worth
- 994. Domestic vs. international fees
- 995. United Airlines
- 996. Best homeowners insurance in California for consumer experience: Nationwide
- 997. 5. You’ve had the card at least 12 months
- 998. Other wallet options
- 999. How do I invest my SEP IRA?
- 1000. The bottom line
- 1001. Consolidating your debt
- 1002. Reasons to eat: National Ravioli Day and Pi Day
- 1003. Already saving, ready to maximize
- 1004. 9. Borrow against life insurance
- 1005. What does the future hold?
- 1006. What states are increasing minimum wages in 2024?
- 1007. 5. Use (and hide) your phone strategically
- 1008. Your decision: Is HODL for you?
- 1009. You don’t have good enough credit after all
- 1010. Your 401(k) lets you move your after-tax money
- 1011. Best homeowners insurance in Florida for having few consumer complaints: Chubb
- 1012. Determine your annual FSA contribution
- 1013. Additional functionality
- 1014. Tax breaks for regular investors
- 1015. What’s next?
- 1016. 5. Stay vigilant about fees
- 1017. Clothes, vintage and crafts
- 1018. Google Pay
- 1019. 6. Ireland
- 1020. Optional coverage types may be worth it
- 1021. How to qualify for the earned income credit
- 1022. Watch out for capital gains taxes
- 1023. Which one is right for you?
- 1024. Step 3: Choose your lender and loan
- 1025. What about state lotteries?
- 1026. Saver’s credit rates for 2024
- 1027. How long can you get Medicare hospice care?
- 1028. Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- 1029. Embrace: Best for many ways to save
- 1030. Where to buy in bulk
- 1031. 5. Online savings accounts
- 1032. You must recertify your income and family size every year
- 1033. Types of life insurance trusts
- 1034. Why is the 10-year Treasury yield important?
- 1035. How to find auto deals and incentives
- 1036. Mattress-buying tips
- 1037. Is it safe to stay in an Airbnb during COVID-19?
- 1038. How much to keep in your savings account
- 1039. Urstadt Biddle Properties Inc. (UBA)
- 1040. The most valuable perks of the Hilton Honors American Express Aspire Card
- 1041. Discounts
- 1042. More about Mutual of Omaha life insurance
- 1043. Don't assume the home inspector can be held liable
- 1044. Get more help with monthly budget planning
- 1045. Book with money and miles
- 1046. Get a credit-builder product or a secured loan
- 1047. What causes Treasury bill rates to fall?
- 1048. 4. Consider a co-signer
- 1049. How to save money on an Uber
- 1050. Figo coverage options
- 1051. Ways to earn money as a teenager
- 1052. How to earn American Airlines miles
- 1053. 6. Request more time to file
- 1054. How to check that all money in your accounts is insured
- 1055. How a financial therapist can help you overcome your fears
- 1056. How to find the right coach — maybe for free
- 1057. Do I still have to pay the IRMAA if I choose Medicare Advantage?
- 1058. 3. Keep it simple with index funds or ETFs
- 1059. Finding value (or not) with Marriott's Cash + Points awards
- 1060. 6. Track your progress and keep going
- 1061. Compare your net worth
- 1062. How are gas prices determined?
- 1063. Should I file taxes now or wait for the child tax credit expansion?
- 1064. 5. Limit claims by managing your risks
- 1065. Xoom
- 1066. The case for waiting to refinance
- 1067. Home equity loan and HELOC rates
- 1068. Where to get an airport lounge day pass
- 1069. When are New York state income taxes due?
- 1070. Should you insist on leaving a tip in Japan?
- 1071. Do you need bodily injury liability coverage?
- 1072. Foundation grants for nonprofits
- 1073. 10. Use a credit card cash advance
- 1074. Does pre-qualification affect your credit score?
- 1075. Alternatives to short-term life insurance
- 1076. 5. It covers belongings away from home
- 1077. Does Medicare cover Mounjaro (or Zepbound)?
- 1078. 6. Make it smarter
- 1079. What does a bad credit score mean for you?
- 1080. Key points to keep in mind
- 1081. May
- 1082. How to open a Roth IRA in 6 steps
- 1083. What’s the difference between S&P 500 index funds and S&P 500 ETFs?
- 1084. 7. Start a blog
- 1085. What pet insurance pays for
- 1086. How the qualified business income deduction works
- 1087. What is a good deductible for car insurance?
- 1088. How do I deal with lottery taxes?
- 1089. Ways to finance your new home
- 1090. Gift tax limit 2023
- 1091. Crypto ETFs
- 1092. 4. Financing plans are available, but they come with terms
- 1093. Best life insurance company for applicants with HIV: Guardian
- 1094. How to invest in tech stocks
- 1095. Option 4: Buy your car and keep it
- 1096. Is OASDI tax the same thing as Social Security tax?
- 1097. Best insurance company for affordability: NJM
- 1098. Additional costs for international wires
- 1099. What is a good DTI ratio?
- 1100. Rising interest rates are making it harder for many to pay off debt
- 1101. Important Treasury Bond Terms
- 1102. When your interest rate matters (and when it doesn't)
- 1103. Make money with Amazon by recommending products
- 1104. Calculate the cost of deferment vs. forbearance
- 1105. How to handle these bills
- 1106. Book your travel reservations through the AARP Travel Center
- 1107. Ways to get the best home equity loan rates
- 1108. Discounts
- 1109. Federal funds rate and HELOCs
- 1110. 6. Dress appropriately for the culture
- 1111. Who should use student loan forbearance?
- 1112. How to find the 2024 W-4
- 1113. HostGator: Best for dedicated server hosting
- 1114. LLC payroll taxes
- 1115. Frugal home expenses tips
- 1116. How to apply online for Global Entry
- 1117. Dividend aristocrats ETFs
- 1118. 7. Costa Rica
- 1119. Shop sales
- 1120. What is California's standard deduction?
- 1121. How to find AI ETFs
- 1122. Holding crypto on PayPal
- 1123. What to do if you have to file a mold claim
- 1124. Stock market crash vs. correction
- 1125. What if you’re in a Medicare Advantage plan?
- 1126. Withholding tax vs. estimated tax
- 1127. Hotels on points in Cabo San Lucas
- 1128. 3. The Electronic Federal Tax Payment System (EFTPS)
- 1129. Alternatives to spending your way to A-List status
- 1130. Market your Esty shop and products
- 1131. ABLE accounts can provide peace of mind
- 1132. A unique offering: IHG Army Hotels
- 1133. When a HELOC is a bad idea
- 1134. 11. Look for a payday alternative loan
- 1135. 4 ways to start investing
- 1136. Why you might prefer the Blue Cash Preferred® Card from American Express
- 1137. What kind of investment is Bitcoin?
- 1138. Cashier’s check vs. certified check vs. money order
- 1139. Standard deduction for those 65 or older
- 1140. Roth IRA vs. traditional IRA
- 1141. How sole proprietors and single-member LLCs can get an EIN
- 1142. 8. Game on Twitch
- 1143. Best for emergency medical coverage: Allianz Global Assistance
- 1144. What happens when a bank fails
- 1145. 2. Certificates of deposit
- 1146. 3 ways to avoid inheritance tax
- 1147. How quickly could the IRS implement the child tax credit expansion?
- 1148. Should you use a credit card for gambling?
- 1149. Take advantage of your good credit
- 1150. 4. Using the United MileagePlus X app
- 1151. Calculating the value of the saver's credit
- 1152. Do spot Bitcoin ETFs have custodianship risk?
- 1153. Can I get my Social Security tax back if I’ve overpaid it?
- 1154. Do I have to pay New York state income tax?
- 1155. Final thoughts on tipping in Japan
- 1156. Are 10-year Treasury notes a good investment?
- 1157. 3. Get disability and life insurance
- 1158. Alternatives to savings accounts
- 1159. Pros and cons of a 401(k) rollover into an IRA
- 1160. Minimum wage increases
- 1161. FamZoo Prepaid Card
- 1162. Best car insurance in New York for ease of use: State Farm
- 1163. Credit union personal loan rates
- 1164. 6. The cost may be less than you expect
- 1165. What you’d pay out of pocket for Ozempic, Wegovy, Mounjaro or Zepbound
- 1166. The return of credit cards for gas
- 1167. Errors
- 1168. Universal life insurance
- 1169. You’ve got money left over for savings
- 1170. How much does it cost to invest in the S&P 500?
- 1171. 5 things to know about Arizona state income tax
- 1172. Other Roth IRA rules
- 1173. Restrictions and waiting periods
- 1174. Discounts
- 1175. More from tax filing resources:
- 1176. 6. Reallocate your portfolio
- 1177. More U.S. passport photo requirements
- 1178. Brokerage accounts are taxable accounts
- 1179. How to calculate quarterly estimated taxes
- 1180. Income-driven repayment disadvantages
- 1181. Other ways to cut wire-transfer costs
- 1182. Full list of best homeowners insurance in California
- 1183. 4. Pick an investment strategy
- 1184. Making the most of auto incentives
- 1185. SEP IRA vs. Roth IRA
- 1186. Consider income-driven repayment instead
- 1187. Kite Realty Group Trust (KRG)
- 1188. Consumer complaints
- 1189. Language
- 1190. How to increase your pre-qualification amount
- 1191. 7. Buy a local SIM card to avoid high roaming costs
- 1192. How to pay for improvements that increase value
- 1193. Next Steps:
- 1194. 2023 state income tax rates and brackets
- 1195. 9. Sell photography
- 1196. Which card is right for you?
- 1197. 4. It offers a 10% discount on shore excursions
- 1198. 4. Varo: Best for existing bank customers
- 1199. How do I find out if the Medicare IRMAA applies to me?
- 1200. Seek long-lasting products
- 1201. Step 4: Gather loan documents
- 1202. Who should avoid United Airlines?
- 1203. If you're considering booking Delta Air Lines premium economy
- 1204. What to keep in mind about a day pass
- 1205. The importance of tax withholding
- 1206. 6. High-yield checking accounts
- 1207. HELOC tips for retirees
- 1208. On-time performance
- 1209. How much can you borrow with a home equity loan?
- 1210. Consumer complaints
- 1211. 12. Get a personal loan
- 1212. What is the median household income in the U.S.?
- 1213. What to expect: Delta Comfort Plus
- 1214. How to choose between an LLC and a corporation
- 1215. 5. Use collateral to secure the loan
- 1216. Do I have to update my W-4 every year?
- 1217. Full list of the best homeowners insurance in Florida
- 1218. EveryDollar, for simple zero-based budgeting
- 1219. PayPal
- 1220. 8. Greece
- 1221. How to use a Hyatt free night award
- 1222. Things to consider
- 1223. What part of my income gets taxed by California?
- 1224. Gift tax limit 2024
- 1225. Requirements: Who qualifies for the child tax credit?
- 1226. Selling crypto on PayPal
- 1227. Stopping mold before it starts
- 1228. Don’t pay for advance seat selection
- 1229. How do you buy Vanguard Index fund shares?
- 1230. Best for extra benefits: Anthem Medicare Supplement Insurance
- 1231. Southwest Airlines
- 1232. Maximum and average DTI ratios by mortgage type
- 1233. What you can do if you have credit card debt
- 1234. Compare alternatives
- 1235. Consumer experience
- 1236. The bottom line
- 1237. Use miles to book hotels
- 1238. Use a co-signer
- 1239. June
- 1240. Contributing too much to a Roth
- 1241. Exchange frequently? Consider a multicurrency account
- 1242. Can I take my own passport photo?
- 1243. Ex-dividend dates
- 1244. Who counts as a qualifying child for the earned income credit?
- 1245. Some helpful links from the IRS
- 1246. Types of gas
- 1247. 5. You won’t want to carry a balance
- 1248. If you want to buy Disney tickets for cheap
- 1249. Who should get a home equity loan
- 1250. Can you stop Medicare hospice care?
- 1251. IDR waiver will count past payments toward forgiveness
- 1252. How do you buy 10-year Treasury notes?
- 1253. Make money on Amazon without selling stuff
- 1254. Consumer experience
- 1255. Getting the most from your pre-qualification limit
- 1256. It’s just business
- 1257. How can I avoid cashier's check fraud?
- 1258. Cloudways: Best for cloud-based web hosting
- 1259. 10. Pet sit
- 1260. Figo pet insurance rates
- 1261. The bottom line
- 1262. Consumer complaints
- 1263. 3. Bonds
- 1264. Cost
- 1265. Best life insurance company for consumer experience: Northwestern Mutual
- 1266. Secure 2.0 changes: Saver's match
- 1267. The importance of diversification
- 1268. What do the approvals mean for Bitcoin?
- 1269. What is New York state's standard deduction?
- 1270. Other home office deduction rules and considerations
- 1271. How much does homeowners insurance cost in California?
- 1272. Final thoughts on Qatar economy class
- 1273. How to minimize the tax impact of a bonus
- 1274. Quick tips for a safer Airbnb stay
- 1275. Repayment options for federal and private loans in default
- 1276. 13. Rent out a room
- 1277. Covering weight loss drugs would be costly for Medicare
- 1278. Bottom line
- 1279. LLC self-employment taxes
- 1280. How to evaluate dividends
- 1281. Is a reverse mortgage worth it?
- 1282. 5. It's relatively fee-friendly
- 1283. Electronics
- 1284. Dress code for a passport picture recapped
- 1285. 9. Denmark
- 1286. Buy in bulk
- 1287. 4. Get help managing your money
- 1288. How the lifetime gift tax exclusion works
- 1289. Could we be in an AI bubble?
- 1290. Transferring crypto into your PayPal address
- 1291. MoneyGram
- 1292. If you’re considering flying United Airlines …
- 1293. Cheaper ways to send money
- 1294. How much bodily injury liability coverage do you need?
- 1295. Should you fly with Ryanair?
- 1296. SIMPLE IRA vs. SEP IRA
- 1297. InvenTrust Properties Corp. (IVT)
- 1298. Home equity loan requirements
- 1299. Greenlight Prepaid Mastercard
- 1300. 8. Join solo female traveler Facebook groups
- 1301. Full list of the best car insurance in NY
- 1302. How to get a loan from a credit union
- 1303. Calculating capital gains tax on a home sale
- 1304. How to adjust your Form W-4
- 1305. More Florida home insurance companies
- 1306. 11. Do freelance work
- 1307. Consumer experience
- 1308. How do I pay the Medicare IRMAA surcharge?
- 1309. Am I a resident for California state tax purposes?
- 1310. Private and community farm grants
- 1311. Risks with corporate bonds
- 1312. Domino's franchise pros and cons
- 1313. Who should get a HELOC
- 1314. How to apply for income-driven repayment
- 1315. Do you pay tax on T-notes?
- 1316. Is an AARP membership worth it for travelers?
- 1317. Which is better?
- 1318. How much does commercial insurance cost?
- 1319. Earn money as a travel agent
- 1320. Upgrade to first class
- 1321. Bitcoin and volatility
- 1322. Become an authorized user
- 1323. Recap: How to get a cashier's check
- 1324. Standard deduction for dependents
- 1325. 6. Find the right lender
- 1326. Variable life insurance
- 1327. The best place to exchange currency at the end of your trip
- 1328. The bottom line
- 1329. Brokerage accounts vs. IRA
- 1330. How to switch plans and keep your number
- 1331. Use community resources
- 1332. Can I claim the EITC without a child?
- 1333. Additional child tax credit
- 1334. Sharing a Prime membership Using Amazon Household
- 1335. Average cost of homeowners insurance in California by city
- 1336. Where to find the best savings accounts
- 1337. Which card should you get?
- 1338. July
- 1339. 5. Dave: Best for repayment flexibility
- 1340. 10. South Korea
- 1341. Getting there
- 1342. Depreciation examples
- 1343. What are the best Vanguard index funds?
- 1344. Am I a resident for New York state income tax purposes?
- 1345. 4. Debit card
- 1346. Best insurance company for accident forgiveness: Geico
- 1347. Alaska Airlines
- 1348. Are these the best dividend stocks?
- 1349. Which type of life insurance should I put in a trust?
- 1350. Next Steps
- 1351. 5. Understand your investment options
- 1352. 14. Moonlight as a dog sitter
- 1353. How long does it take to get pre-qualified for a mortgage?
- 1354. Final thoughts on Hyatt vs. Hilton
- 1355. Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- 1356. LLC sales taxes
- 1357. The complete list of dividend aristocrats
- 1358. Venmo
- 1359. Transferring crypto from your PayPal wallet
- 1360. Step 5: Submit your application and get funded
- 1361. Looking for past years' saver's credit thresholds?
- 1362. Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- 1363. How to estimate taxes for an income tax extension
- 1364. If you're considering spending your way to A-List on Southwest
- 1365. The bottom line on Airbnb safety
- 1366. Are home equity loans a good idea?
- 1367. What's next?
- 1368. The bottom line
- 1369. Other home insurance companies to consider
- 1370. Finally, enjoy your travels
- 1371. Why you can trust NerdWallet
- 1372. Request a free stopover
- 1373. 2024 state income tax rates and brackets
- 1374. How to choose the best web hosting for your small business
- 1375. 12. Create a podcast
- 1376. Where to exchange currency: Frequently asked questions
- 1377. How to claim the earned income tax credit
- 1378. Collect Marriott points quickly
- 1379. Why are California gas prices so high?
- 1380. Disney World vs. Disneyland resorts
- 1381. Tips for writing an executive summary
- 1382. Other ways to earn cash online
- 1383. Urban Edge Properties (UE)
- 1384. 15. Become a rideshare or delivery driver
- 1385. Types of business licenses: State licenses and permits
- 1386. Credit union vs. online lender
- 1387. When can't you take the standard deduction?
- 1388. Discounts
- 1389. The bottom line
- 1390. 2023-2024 lifetime gift tax exemption
- 1391. Sending crypto to another PayPal user
- 1392. Best life insurance company for coverage amounts: New York Life
- 1393. The cheapest home insurance in California
- 1394. Rebates and incentives can bring down prices
- 1395. Walmart MoneyCard
- 1396. Protections: Peace-of-mind benefits
- 1397. If you’d like to become a travel agent
- 1398. Empower Personal Dashboard, for tracking wealth and spending
- 1399. 13. Become a rideshare or delivery driver
- 1400. Home shopping tips
- 1401. What is a no-credit-check loan?
- 1402. FDIC insurance limits and ownership categories
- 1403. Is Global Entry worth it?
- 1404. How to buy corporate bonds
- 1405. Can’t afford income-driven repayment?
- 1406. How much money can you make on YouTube?
- 1407. Is Amazon Prime worth it?
- 1408. Other home insurance companies to consider
- 1409. 16. Cut your insurance premiums
- 1410. Will you owe capital gains taxes on your home sale?
- 1411. Other ways to use your Alaska Airlines miles
- 1412. Figuring out how much you need to save
- 1413. Should I invest in an S&P 500 index fund or S&P 500 ETF?
- 1414. August
- 1415. Stock market crashes in history
- 1416. State availability
- 1417. Other home insurance companies to consider
- 1418. The cost of veterinary care
- 1419. Hyatt Pay My Way
- 1420. Can I appeal the Medicare IRMAA if I don't think it applies to me?
- 1421. The bottom line
- 1422. How to claim the child tax credit in 2024
- 1423. Should you invest in AI stocks?
- 1424. Understanding depreciation in business and accounting
- 1425. Figo: Best pet insurance for cats
- 1426. What do the approvals mean for other crypto investments?
- 1427. LLC tax forms and deadlines
- 1428. If you’re looking for cheap award flights to and within Australia
- 1429. 6. MoneyLion: Best for existing customers
- 1430. 5. Incrementally raise your savings rate
- 1431. Hilo vs. Kona recapped
- 1432. Lounge benefits
- 1433. Western Union
- 1434. How to pay estimated taxes
- 1435. Bottom line: Is Spirit Airlines a good airline and should you fly them?
- 1436. Pros of investing in REIT stocks
- 1437. Shopping protections
- 1438. Get credit for the bills you pay
- 1439. How much is my 2023 standard deduction?
- 1440. Burial insurance
- 1441. How much does homeowners insurance cost in Florida?
- 1442. 14. Tutor
- 1443. Ways kid creators can earn online
- 1444. Walmart2Walmart
- 1445. Find the Hyatt that's best for you
- 1446. Consequences of an EIC-related error
- 1447. PayPal cryptocurrency alerts
- 1448. What you can learn from the average 401(k) balance
- 1449. Important considerations when opening a Roth IRA
- 1450. The bottom line
- 1451. Medigap plan types
- 1452. Types of stock charts and how to read them
- 1453. Federal Realty Investment Trust (FRT)
- 1454. How to avoid capital gains tax on home sales
- 1455. What is credit card consolidation?
- 1456. Final thoughts on Cash + Points redemptions
- 1457. Can you cruise without a passport?
- 1458. Using depreciation to plan for future business expenses
- 1459. DTI isn't a full measure of affordability
- 1460. What you need to know about California homeowners insurance
- 1461. Should I choose a home equity loan, HELOC, or cash-out refinance?
- 1462. 17. Consolidate your debt
- 1463. Consumer experience
- 1464. After deciding
- 1465. Are dividends taxed?
- 1466. Options trading examples
- 1467. How much is the gift tax rate?
- 1468. Does the president control gas prices?
- 1469. Does PayPal offer tax forms?
- 1470. If you’re trying to compare Disney World vs. Disneyland size
- 1471. Which small business internet service is right for you?
- 1472. Compare car insurance rates by driver history
- 1473. Cons of investing in REIT stocks
- 1474. Next steps
- 1475. How can credit cards and elite status improve your overall experience?
- 1476. Are there drawbacks to investing in the S&P 500?
- 1477. September
- 1478. When to expect your child tax credit refund
- 1479. Best life insurance company for permanent life insurance: Pacific Life
- 1480. 5. Credit card
- 1481. Earn an audience, and earn more in the long run
- 1482. Best insurance company for having few customer complaints: American Family
- 1483. JetBlue Airways
- 1484. 15. Rent out items
- 1485. Best for those who pack expensive equipment: Travel Insured International
- 1486. Is consolidating credit card debt a good idea?
- 1487. Next steps
- 1488. Hotel-friendly benefits
- 1489. Frequently asked questions about estimated tax payments
- 1490. Types of financial planning help
- 1491. 18. Refinance your student loans
- 1492. The bottom line on how to prepare for a stock market crash
- 1493. Average cost of homeowners insurance in Florida by city
- 1494. LLC tax tips for business owners
- 1495. Examples of FDIC insurance limits and coverage
- 1496. 7. SoLo Funds: Best for peer-to-peer cash advances
- 1497. How to get maximum value from Hyatt free night awards
- 1498. Can I still get a past year's earned income tax credit?
- 1499. What protections does PayPal offer?
- 1500. Depreciation and taxes
- 1501. Stay at a Marriott beach resort with points
- 1502. Kimco Realty Corp. (KIM)
- 1503. Investing in REITs: How to get started
- 1504. Practical matters
- 1505. Low-fee alternatives to prepaid cards
- 1506. Practice good credit habits
- 1507. 2023 vs. 2024 standard deduction
- 1508. W-4 calculator
- 1509. 16. Use cash back apps
- 1510. Alternatives to pet insurance
- 1511. Types of FIRE
- 1512. How does the Israel-Hamas war affect gas prices?
- 1513. If your DTI is high
- 1514. 19. Change your cell phone plan
- 1515. Travel protections
- 1516. Western Union
- 1517. California state tax credits
- 1518. 4. Money market funds
- 1519. How to avoid gift tax
- 1520. Consequences of a child tax credit error
- 1521. Other ways to make money
- 1522. Taxes on bonuses: The bottom line
- 1523. Other types of life insurance
- 1524. October
- 1525. Why is homeowners insurance so expensive in Florida?
- 1526. PocketGuard, for a simplified budgeting snapshot
- 1527. Figo vs. competitors
- 1528. Tips for making money as a kid
- 1529. Hawaiian Airlines
- 1530. Avoid risky loans
- 1531. How taxes on real estate, rental, and investment sales work
- 1532. When to claim the standard deduction
- 1533. Investing
- 1534. What else to know about Form W-4
- 1535. Why trade options?
- 1536. The bottom line
- 1537. 3 best cold wallets
- 1538. Best life insurance company for customer satisfaction: State Farm
- 1539. How to choose among the best ways to send money internationally
- 1540. If you want to travel to Cabo with points and miles …
- 1541. Armada Hoffler Properties (AHH)
- 1542. What if you're not eligible?
- 1543. 8. Klover: Best for no-fee advances
- 1544. State child tax credits
- 1545. How much does it cost to become a life coach?
- 1546. Things to consider about loans with no credit check
- 1547. Corporate grants for nonprofits
- 1548. If you’re considering an upgrade from Delta Comfort Plus to Premium Select
- 1549. Is there an over-55 home sale exemption?
- 1550. Check your credit scores and reports
- 1551. Different types of life insurance by underwriting
- 1552. November
- 1553. 5. Mutual funds
- 1554. NYC income tax rates
- 1555. 6. Same-day wire transfer
- 1556. Best insurance company for financial strength: Auto-Owners
- 1557. California Department of Insurance
- 1558. How long should an executive summary be?
- 1559. Types of business licenses: Federal licenses and permits
- 1560. Practical matters
- 1561. Best for adventurous travelers: World Nomads
- 1562. Veteran farm grants
- 1563. Services
- 1564. What is the $500 credit for other dependents (ODC)?
- 1565. OK, what's next?
- 1566. What are tax deductions?
- 1567. What to know about Florida homeowners insurance
- 1568. So, is pet insurance worth it?
- 1569. Best stocks for beginners
- 1570. Zelle:
- 1571. Looking for more insurance in California?
- 1572. Final thoughts on the best flight booking site
- 1573. Brixmor Property Group Inc. (BRX)
- 1574. More resources
- 1575. Cash App debit card: Prepaid-like option
- 1576. Child tax credit vs. child and dependent care credit
- 1577. Why is financial planning important?
- 1578. The bottom line
- 1579. What are the Roth IRA rules?
- 1580. Limitations of FIRE
- 1581. Home purchasing tips
- 1582. Which program offers the best award rates
- 1583. What to avoid in an executive summary
- 1584. The bottom line on how to read stock charts
- 1585. Pros and cons of loan apps
- 1586. 6. Index funds
- 1587. Mortgages
- 1588. Best life insurance company for older applicants: AARP
- 1589. MetLife: Best pet insurance for dogs
- 1590. Best prepaid debit cards: Summary
- 1591. What's next?
- 1592. December
- 1593. Honeydue, for budgeting with a partner
- 1594. How to shop for no-credit-check loans
- 1595. What are prepaid debit cards?
- 1596. The bottom line on investing in stocks
- 1597. How to find out if your bank is FDIC insured
- 1598. What does a 1099 employee mean?
- 1599. Regency Centers Corp. (REG)
- 1600. Next steps
- 1601. How to track your California state refund
- 1602. 7. Check, money order or cashier’s check
- 1603. What to know about the best ways to send money
- 1604. Alternatives to farm grants
- 1605. 6 things to know about New York state income tax
- 1606. Best insurance company for discounts: Amica
- 1607. The bottom line
- 1608. What are tax write-offs?
- 1609. Best for medical coverage: Travelex Insurance Services
- 1610. No-credit-check loan alternatives
- 1611. Best term life insurance companies of 2024
- 1612. Which type of life insurance should you get?
- 1613. Is the Hilton Honors American Express Aspire Card worth it?
- 1614. Prepaid debit cards vs. regular debit cards
- 1615. Types of business licenses: Licenses and permits for home-based businesses
- 1616. How we review pet insurance
- 1617. California state sales tax
- 1618. Best whole life insurance companies of 2024
- 1619. How to make money from home
- 1620. Budgeting resources from NerdWallet
- 1621. Alternatives to the best whole life insurance
- 1622. The best life insurance companies in March 2024
- 1623. 7. Exchange-traded funds
- 1624. Frequently asked questions about prepaid cards
- 1625. How do you claim tax deductions?
- 1626. Are cash advance apps payday lenders?
- 1627. Best no medical exam life insurance companies of 2024
- 1628. Cheapest car insurance by state
- 1629. 5 things to know about California state tax
- 1630. Florida department of insurance
- 1631. 8. Cash
- 1632. More about whole life insurance
- 1633. Who is the Hilton Honors American Express Aspire Card right for?
- 1634. Personal loans
- 1635. How to choose the best life insurance company
- 1636. Looking for more insurance in Florida?
- 1637. Methodology to identify the best budget apps
- 1638. Are apps like DailyPay and Payactiv cash advance apps?
- 1639. Access to unique experiences
- 1640. 8. Stocks
- 1641. Best insurance company for customer satisfaction: State Farm
- 1642. Best if you have travel credit card coverage: Seven Corners
- 1643. Nationwide: Best for exotic pets
- 1644. Alternatives to cash advance apps
- 1645. More about top-rated life insurance companies
- 1646. How to get cheap car insurance
- 1647. The bottom line
- 1648. Student loans
- 1649. 9. Mobile via IRS2Go
- 1650. Risks of getting cheap auto insurance
- 1651. Best insurance company for military members: USAA
- 1652. Convenient features
- 1653. More about top-rated life insurance companies
- 1654. How to make money offline
- 1655. Best for long-term travelers: IMG
- 1656. How to find the right business idea for your small town
- 1657. 9. Alternative investments
- 1658. Why you can trust NerdWallet
- 1659. Cash advance app star rating methodology
- 1660. Taxes
- 1661. 10. IRS payment plan or installment agreement
- 1662. Full list of the best car insurance companies
- 1663. 10. Cryptocurrency
- 1664. Travel rewards
- 1665. Pets Best: Best flexible plans
- 1666. How to choose a startup idea
- 1667. Protections
- 1668. Best car insurance companies by state
- 1669. How to find grants for nonprofits
- 1670. Best for travelers with unpredictable work demands: Tin Leg
- 1671. Retail and travel
- 1672. How to compare car insurance rates
- 1673. The bottom line
- 1674. 11. Real estate
- 1675. How to find the best car insurance company for you
- 1676. How to start a profitable business
- 1677. Best for booking travel with points and miles: TravelSafe
- 1678. How to choose the best investments in 2024
- 1679. Different types of car insurance
- 1680. Spot: Best for straightforward waiting periods
- 1681. Best for group travel insurance: HTH Insurance
- 1682. Emergency services: Assistance 24 hours a day
- 1683. Why is car insurance so expensive?
- 1684. More about the card
- 1685. Why you can trust NerdWallet
- 1686. Types of travel insurance
- 1687. How much is pet insurance?
- 1688. How to choose an insurance company
- 1689. Watch out for making money scams
- 1690. How to find the best dog insurance
- 1691. What does travel insurance cover?
- 1692. How to find the best cat insurance
- 1693. What’s not covered?
- 1694. How much does it cost?
- 1695. How to compare pet insurance companies
- 1696. Do I need travel insurance?
- 1697. How to choose the best travel insurance policy
- 1698. What are the top travel destinations in 2024?
- 1699. More resources for travel insurance shoppers
- 1700. Methodology
- 1701. How we ranked the best pet insurance companies
If you receive a surprise check in the mail or an accidental overpayment, or if you qualify for what appears to be a quick and easy gig, you might feel richer at first. But be careful, or you could end up scammed out of your own money.
» Learn more about how to prevent identity theft
Fewer people use checks these days, but check fraud is still a concern. Banks lost $1.3 billion due to check fraud in 2018, according to the most recent data from the American Bankers Association's Deposit Account Fraud Survey.
4 common check fraud scams
Fraudsters all have the same goal: getting money from you. But their tactics vary. Fraud experts and government websites generally describe variations on these check fraud scams:
Windfall scams: You're told you won a foreign lottery or received an inheritance from a relative you’ve never heard of. You might get a check — that later bounces — and be asked to pay fees or foreign taxes in exchange. U.S. postal inspector Jeff Fitch says a variation on this scam may involve the scammer sending a fake check to cover fees or foreign taxes but then claim they’ve overpaid and ask you to send back the difference.
Craigslist or overpayment scam: You sell something on Craigslist or an online auction site, and the buyer sends you a check for a greater amount than you charged. They ask you to wire the difference back, and the check you received eventually bounces.
Mystery shopper scam: Mystery, or secret, shopping is a legitimate research job involving visits to brick-and-mortar or online stores. But if you’re being solicited for this work or receive payment in advance, it could be a scam. You might be sent a money order or check to deposit, with instructions to spend a portion of money on a secret shopping assignment and then send the remaining amount back. The scam could result in you sending money to the scammer before you find out that the check they sent you was fake.
Work-at-home scam: You’re hired by a foreign or out-of-state company to sell or ship products. You're asked to pay for certifications or supplies and don’t receive reimbursement.
Scams “are only limited by the imagination of the fraudster," Fitch says. He recommends keeping in mind the maxim: “If it sounds too good to be true, it probably is.”
4 steps to spot a fake check and avoid trouble
Following these steps can help you avoid being a victim of check fraud:
1. Inspect the check
Some features of a check can suggest that it's not legitimate, including:
An unusual check amount: The check shouldn’t be written for more money than you expect. Make sure the figure is exact if you’re accepting a check for a Craigslist item or other transaction.
Personal details don't match: Confirm that the payee's name and business or personal address are real and match what you know about the person paying you. Look up any businesses on the Better Business Bureau website and perform a general search online.
Missing items or other red flags: The check might be missing a signature, a bank address or logo or security features, such as watermarks or padlock icons. Fake checks can have misspellings in the printed text too. You may also notice that the check feels like cheap paper or has discolorations. A fake check may have a combination of these factors as well.
But the check itself — a personal or business check, cashier’s check or certified check — shouldn’t be the only thing you look at when guarding against fraud.
» Compare the best checking accounts
2. Ask yourself why you received the check
If you received a check in the mail that seems odd, figure out who’s giving you money and their motive. Research the person or company to see if the payment makes sense and check any emails or other communication you had with them.
“Trust your instincts,” says Sarah Grano, a spokesperson for the American Bankers Association. “If something seems off, talk to your banker.”
» Alternative payment methods: Learn why money orders can be a good option
3. Don’t use the money
If you haven’t cashed the check yet, don’t. Contact your bank first and discuss your concerns. If you have cashed it, don’t spend that money.
Your bank must make money from a cashed check available to you within a certain period. For example, funds from a government or cashier’s check must be cleared one business day after you deposit the check. At that point, your bank might not yet have identified a check as a fake.
“Just because you can withdraw the money doesn’t mean the check is good, even if it’s a cashier’s check or money order,” Grano says. “Fakes can take weeks to be discovered.”
If the check bounces, your bank will have the right to withdraw the check amount from your account, even if you already spent the check funds and have a low account balance. That might mean ending up with a negative balance on your bank account.
Your bank may also charge you a deposited item returned fee and an overdraft fee for a negative balance.
» Keep your bank account safe: Find out how to protect yourself from debit card fraud
4. Alert authorities to fraud
If you think you’re being scammed:
Notify your bank and local law enforcement of the incident.
Report the fraud on the Federal Trade Commission’s website.
If the check was mailed: Inform the U.S. Postal Inspection Service online or by phone at (800) 275-8777.
If the scammer contacted you online: File a complaint at the FBI’s Internet Crime Complaint Center.
“The reporting does make a difference,” Fitch says. If scammers are trying to victimize you, they’re likely trying to victimize others.
On a similar note...
Find a better savings account
See NerdWallet's picks for the best high-yield online savings accounts.