How to Make Money on YouTube in 2023: 5 Ways to Get Paid

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The growing creator economy has turned up some diverse ways to make money on YouTube. And while some methods offer a lower barrier to entry than earning through ads, there’s no substitute for quality content and an engaged audience.
If you can tap into your creative side, and are willing to put in a lot of effort, you might be able to make money on YouTube, too. Here are a few monetization methods to explore.
How to get paid on YouTube
- Tax tools
- Conventional mortgage
- VA loans
- FHA loans
- USDA loans
- Bench: America's Largest Bookkeeping Service for Small Businesses.
- Mortgage interest rate chart
- What's next?
- How do we review brokers?
- Webull is best for
- E*TRADE is best for:
- Bookkeeping and accounting software
- Key takeaways
- Key takeaways on savings accounts for babies and kids
- How do we review brokers and robo-advisors?
- Robinhood is best for:
- Stash is best for:
- Key takeaways about FDIC insurance
- Fidelity is best for:
- Charles Schwab is best for:
- Chase CD rates
- How to get started
- How to maximize your rewards
- At a glance
- Key takeaways
- How to compare car insurance quotes
- Fidelity CD rates
- More ways to use the home equity line of credit calculator
- More tax stories
- What are interest rates based on?
- The early retiree
- 1. Report possible fraud within 2 business days
- Student loan payment calculator
- 1. Use an online advisor matching service
- Come to terms with risk
- Stocks
- Overall time commitment per bill: 1-3 hours
- The value of Marriott Bonvoy points
- Webull at a glance
- E*TRADE at a glance
- Securing a lower interest rate
- Advantages of online banking
- 1. Getting started: The 50/30/20 budget
- Short-term goal examples:
- What it is
- Winner for flight options: American for domestic travel, United for international
- Save on the interest you pay
- Usual coverages may not apply
- 1. Does the door shut and lock properly?
- Step 1: Apply for unemployment benefits
- Winner: Hilton
- Quick facts and who qualifies for a solo 401(k)
- Robinhood at a glance
- Stash at a glance
- Oneworld partners
- Fidelity at a glance
- Charles Schwab at a glance
- Nearest airports
- What this section tells you
- What’s the difference between a first- and third-party debt collector?
- 1. The Ritz-Carlton, St. Thomas, U.S. Virgin Islands
- 1. Earn with ads as a YouTube Partner Program member
- Benefits of a joint bank account
- How to get a joint account with Chase
- Income requirements for filing a tax return
- Get pre-approval for car purchase financing
- Pros
- 1. Amazon
- 1. Delay your application
- Alaska Airlines
- 1. Start saving early
- Tax deductions
- Winner for most options: Lufthansa
- 1. Seats aren’t assigned
- There’s no avoiding risk
- 1. Japan Airlines
- Winner for most flight options: Delta
- 1. Buy REITs (real estate investment trusts)
- 1. Startup and organizational costs
- Competitive features overall
- 1. Discounted ticket sites
- Dealer-specific return policies
- If your employer offers health insurance
- Do know what’s covered
- Know what to expect when applying to rent
- What does a wealth manager do?
- 1. Customized earbuds
- How to use this calculator
- 1. Miles never expire
- 1. The Second Service Foundation
- 1. Decide what kind of laundry business you want to start
- Single-entry accounting example
- When can I start filing taxes?
- Step 1: Personal information
- How does my credit score impact personal loan offers?
- Understand the budgeting process
- Get help setting a realistic budget
- Shopify features
- 1. Decide what kind of day care business you want to start
- What is term life?
- 1. Check the airline's luggage requirements
- Who is eligible
- 1. Create educational content or activities
- Bento for Business Visa® Debit Card: Best overall prepaid business card
- Original Medicare
- 1. Marriott Virginia Beach Oceanfront, Virginia Beach, Virginia
- Capital One Savor Cash Rewards Credit Card
- 1. Accounting and bookkeeping
- Look at sectors hit hardest during the sell-off
- Banks
- 1. Are you exempt from withholding tax?
- 1. McDonald’s
- A broker
- SBA 504 loans
- 1. Find your niche
- 1. Redeem miles for American flights
- Electric
- Step 1: Pick an airline with lower seat selection fees
- Pros
- Flying to Portland on points and miles
- 1. Anytime Fitness
- 1. Arrive in the right spot — and at the right time
- Wingstop franchise sales
- 1. Earn airline elite status
- Step 1: Decide what kind of fitness business you want to operate
- 1. Earn cash back
- 1. Ibotta
- 1. Contact your old employer about your old 401(k)
- Average monthly expenses for one person:
- 1. Start with a new or existing retirement account
- Types of bills to negotiate
- Ally Home
- Tactic 1: Use points or miles
- Cons
- 1. Business assistance
- Are interest rates going to rise?
- AT&T
- Winner for hotel availability: Hilton
- Step 1: Write a business plan
- New cardholder Aeroplan elite status
- 2. If money has been stolen, contact authorities and close your account
- Capital One® Walmart Rewards™ Mastercard®
- Grocery rewards
- If the Supreme Court rules on the lawsuit before June 30, 2023
- A faster reservations process
- Qualifying child
- Credit limits, and how you use them, matter
- 1. Become a freelance hair and/or makeup artist
- Lower your interest rate
- Unexpected odometer readings
- If your employer doesn’t offer health insurance
- Verify your details
- Cash-back credit cards
- 2. Does the room have a smoke detector and carbon monoxide detector?
- 1. Start your application on the TSA website
- Personal Southwest credit cards
- Easy redemptions, fewer perks
- SkyTeam Lounge (International departures, D Concourse)
- 1. Figure out what type of business you want to buy
- Understanding your results
- Ally Bank: Best bank
- Key takeaways:
- 1. Set up a robust — and honest — profile
- Welcome bonus
- What mortgage terms are best for me?
- Earning points
- Do you file 2022 taxes in 2023?
- Step 2: Account for multiple jobs
- How do I see my credit score for free?
- Find preapproved offers
- U.S. Treasury bonds
- 1. Food trucks
- 1. Restaurants
- Compare top CD rates
- Find data usage settings on your iPhone or Android
- Locking in a fixed interest rate
- Pricing
- 1. Chase Ultimate Rewards®
- 2. Curb your spending: The envelope system
- Step 1: Introduction
- Personal Hilton Honors credit cards
- Lower capital gains taxes
- What's good about a Vanguard Roth IRA?
- 2. Offer virtual team-building
- 1. Review your electric bill
- Our pick for: Simplicity
- What you get from TurboTax's free version
- 2. Inventory
- Hotel nights
- Creditors
- Sticker price vs. MSRP
- Step 1: Choose a name for your PA LLC
- An ETF
- Stretch your food budget
- How do wealth managers get paid?
- 1. A big sign-up bonus
- 2. Earn and redeem with partners
- Baggage allowance
- Cons
- Winner: Delta
- 2. Warrior Rising
- Seats
- What this section tells you
- Earn points to redeem later with 30 brands
- What is a collection agency?
- Coupons.com
- Southwest flights to Hawaii
- 2. Scrub Island Resort, Spa & Marina, Autograph Collection, British Virgin Islands
- Know how much risk you’re comfortable with
- Average monthly expenses for a family of 2:
- Additional benefits of Chase bank accounts
- 1. Decide how you want to invest in the stock market
- Details
- 2. EBay
- Nonrefundable tax credit
- 1. B2B products and services
- 2. Work longer
- Our pick for: Fixer-uppers
- Air Canada
- Boost
- Pros
- Online-only banks
- What you get from H&R Block's free version
- From a broker or a bank
- Maintain Aeroplan 25K elite status
- 3. Check your credit report for new accounts
- Long-term goal examples:
- The standard deduction
- PSLF and TEACH Grants
- If the Supreme court does not rule before June 30, 2023
- Wells Fargo overdraft fees
- What is whole life?
- Ability to skip the line when you drop off your car
- 1. Open a brokerage account
- Minute Suites - Terminal A
- How it works
- 2. All Nippon Airways
- Low payments in the fixed-rate phase
- Gas hookups exist, or you don't have the right electrical outlet
- How VantageScore 3.0 and 4.0 scores are calculated
- The Hilton Honors American Express Business Card
- Lower your monthly payments
- Minimum down payments and credit scores
- Blue Cash Preferred® Card from American Express
- Review your consumer reporting files
- Southwest business credit cards
- 2. Sonic
- Aer Lingus
- Ryanair
- Use your results to save money
- Alliant Credit Union: Best credit union
- Wingstop franchise growth
- If you requested credit monitoring
- 2. Fly with someone who has airline elite status
- 1. A jet-setting welcome offer
- Double-entry accounting example
- Bonds
- 1. See if you qualify for an exception to the 10% tax penalty
- 1. Pick up freelance work online
- 1. Make some adjustments to your current budget
- Legal consequences of a joint bank account
- 1. Alaska Airlines Mileage Plan
- How do your credit scores affect your rate?
- 1. The minimum investment required
- For upgraded bookings and group travel
- Tuesdays and Wednesdays are the cheapest days to fly domestically
- The best affordable option: Nationwide
- The travel hacker
- Step 2: Register your business
- 2. Decide how much home you can afford
- 1. Choose a rollover IRA account type
- Reduced estate tax
- Types of mutual funds for passive investing
- Mortgage type
- 3. Start a meal-prep business
- The best affordable option: Travelers
- Key questions to ask
- 2. Courtyard Carolina Beach Oceanfront, Carolina Beach, North Carolina
- Types of Baskin-Robbins franchises
- Sizable tax bracket adjustments
- 2. Open a salon
- 2. Business consulting
- Model redesigns that make unsold new cars seem outdated
- Student loan providers
- Step 2: Contact your banks and lenders
- Don’t automatically buy coverage from your cruise line
- Invoice price vs. MSRP
- What you should know about free credit scores
- Fare flexibility/ticket changes
- Choosing a card based on your spending
- What is the difference between a wealth manager and a financial advisor?
- 1. Decide what services you want to offer and whether you want to rent or buy equipment
- 2. Customized collectibles
- 2. Bonus rewards on travel and dining
- 2. Orangetheory Fitness
- Low annual fee
- How to calculate risk tolerance
- Step 2: Get trained
- Redeeming points
- 1. You are responsible for the entire loan amount
- Our pick for: Chime users
- Find preapproved auto loans
- Southwest Rapid Rewards cards with car rental insurance
- 1099-DIV
- Average monthly expenses for a family of 3:
- Higher balances
- Your industry
- The standard tax deduction for 2022 and 2023
- Step 3: Claim dependents, including children
- Corporate bonds
- 2. Brand recognition
- Travelers booked in executive rooms
- Compare car insurance rates by age
- Refundable tax credit
- 2. Hybrid bar/coffee shop
- Verizon
- Find a preapproved car loan
- Reducing monthly loan payments
- American Airlines
- Accessibility
- Aeroplan Elite Status Level Up
- Step 1: Know when to start retirement planning
- Step 2: Table of contents
- 2. It’s best to check in sooner, rather than later
- Access to deals and rewards
- Personal health and wellness services
- Interest on a mortgage for your main home
- Flexibility
- More temperature control at the stovetop
- Jackson Hewitt
- Lower your debt-to-income ratio
- With credit, older is better
- Dynamic rewards categories
- Positive Rent Payment pilot program
- Look at large companies with big drops
- 3. Do you see any bedbugs?
- 2. Did you receive income that isn't taxable?
- Directly from the U.S. government
- 2. Get a life coach certification
- How to apply for TSA PreCheck or Global Entry
- Understanding your personal loan calculator results
- Step 1: Coming up with your perfect business idea
- Ally Bank Wire Transfer Fees
- Alaska Airlines
- Where to find your Frontier Airlines flight credits
- Capital One 360: Best online banking experience
- Boarding
- 3. Michigan Veteran Entrepreneur-Lab
- Robo-advisors
- 1. Local business operating license
- More generous rewards
- UTMA or UGMA vs. 529 or Coverdell ESA
- 3. Ask an elite member for their unused upgrades
- Sign-up bonus
- Making reservations
- 2. Take surveys
- Decide on your 401(k) investments
- Inspection contingency
- Seat classes
- a. File taxes online with tax software
- Bank of America
- 2022 Earned Income Tax Credit
- Option 1: Check your EIN confirmation letter
- 2. United Airlines MileagePlus
- 3. Bonanza
- 2. Car wash services
- 2. Write a day care business plan
- Cons
- How much should I save each month?
- 4. Learn how to protect future account information
- Gas and transportation rewards
- Get the facts
- Itemizing
- Hilton Honors business credit cards
- A legacy of giving
- Taxes and port fees
- 1. Donate to a qualifying organization
- Where to get Free File
- 4. Create a food waste solution
- 3. Singapore Airlines
- Track my state refund
- Step 2: Grow your network
- How it works
- Lower your loan-to-value ratio
- Other travel
- Comparing health insurance plans: HMO vs. PPO vs. EPO vs. POS
- Baggage and boarding
- Fare flexibility/ticket changes
- Serious saving while shopping
- 3. 50% more value when redeeming for travel
- Hydronic
- 2. Search for businesses that are for sale
- Other student loan calculators
- 3. Free changes on most domestic tickets
- Changes and cancellations
- Annual fee
- 2. Check in
- Sign-up bonus
- Wingstop franchise commitment
- If you asked for money
- 2. Big travel rewards
- Traditional IRA income limits for 2022 and 2023
- Roth IRA income limits for 2022 and 2023
- Resident status rules
- Terms
- 1099-OID
- Average monthly expenses for a family of 4:
- How to get a joint account with Bank of America
- Step 4: Refine your withholdings
- 2. Buy-and-hold investing
- Will pre-qualifying affect my credit score?
- 1. Set a budget and make a shopping list
- Qualifications
- Gold elite status holders who get upgraded
- Blue Basic
- Partially refundable tax credit
- 2. The capital gains taxes you’ll pay
- 2. Online education
- 3. Earn more
- If you withdraw the money early
- For flights booked in a travel portal
- 3. Liquor store
- What H&R Block Free can do
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- Get protection from financing markups
- One thing to look out for
- Mobile banking makes gains
- 3. Check and strengthen your credit
- 3. Build up your savings: Pay yourself first
- Mid-term goal examples:
- 3. You can cancel a flight at least 10 minutes before departure without penalty
- Highlights
- Public Service Loan Forgiveness
- Rate and payment caps
- Return protection coverage
- 2. Use an online real estate investing platform
- 4.5-star plans
- Expanded tax credits
- 3. Resell new or lightly used beauty products
- 3. Utilities
- Ability to transfer points for greater value
- 3. Marketing services
- Consider other banking options
- Utility companies
- Out-the-door price vs. MSRP
- 3. Dunkin’
- Reach out online
- Bank of America Wire Transfer Fees
- Stanley Park Taphouse (Domestic, B Concourse)
- 3. 3D printing education
- Gifts
- 1. Zelle: Free and fast
- Charles Schwab: Best for ATM access
- Step 1. Open the initial CDs
- Economy seats
- Donations
- People who aren't having enough withheld
- In-flight service and on-the-ground perks
- What this section tells you
- Invesco Solar ETF (TAN)
- More flexibility when booking two one-way awards
- Dosh
- FSA loans
- 2. Choose a business name
- Step 3: Write a business plan and select an entity
- 3. The Cove at Atlantis, Bahamas
- 2. Rakuten
- 2. Your credit is on the line
- 1. Determine your coverage needs
- Highlights
- Safer options
- 3. Lower failure rate
- What is an APR?
- Saturday and Monday flights can help you avoid the Sunday rush
- Winner for best hotel credit card: Hilton
- Avoiding a balloon payment
- How do you calculate interest on a savings account?
- MHC highlights and eligibility requirements
- How it works
- 2. U.S. Bank rewards
- Policy proposals in the works
- Airports with Global Entry kiosks
- Know your rights
- Step 2: Figure out how much money you need to retire
- Step 3: Executive summary
- 20% off in-flight purchases
- The details
- Advantages of sticking with one bank
- Anonymity
- Gratuities
- 2. Pack essentials in your carry-on
- 2. Find and compare ETFs with screening tools
- Personal concierge services
- It’s a personal decision
- 5. Capitalize on plant-based foods
- Interest on a mortgage for your second home
- 4. Delta Air Lines
- 2. Evaluate your sunlight exposure
- VA minimum property requirements
- Relatively easy to clean
- Avoid owing more than your car is worth
- 3. Marriott Myrtle Beach Resort & Spa at Grande Dunes, Myrtle Beach, South Carolina
- Debt-to-income ratios
- Some NerdWallet favorites: Secured
- Other redemptions
- Max out your 401(k)
- Pros
- Research the pay
- 3. Are you exempt from minimum wage and overtime rules?
- Do consider whether you want a standard or Cancel For Any Reason (CFAR) policy
- 2. Confirm your eligibility in the program
- Baggage and boarding
- Other partners
- Step 2: Skip seat selection if you have to pay
- Expiration dates
- Think long term versus short term
- 4. Frequent sales for Delta flights
- 2. Choose a membership plan
- 3. Planet Fitness
- 1. Traditional IRA
- Insurance broker
- Ongoing rewards
- 4. Volunteer for an oversold flight
- Mint
- How much you can borrow for $1,500 a month (principal and interest)
- 2. Find your 401(k) with your Social Security number
- 2. Calculate your annual retirement spending
- 1099-R
- Average monthly expenses for a family of 5 or more:
- Lower average age of accounts
- Itemizing deductions
- Step 5: Sign and date your W-4
- What do I need to pre-qualify for a personal loan?
- What to do if the credit bureau made an error
- Municipal bonds
- Card details
- 3. American Airlines AAdvantage
- Diamond elite status holders at certain brands
- Cheapest auto insurance from the largest companies
- 4. Handyman or contractor
- 1. File business taxes and avoid tax penalties
- Think long term versus short term
- What it can’t do
- 1099-A
- Advanced inventory management
- Rewards on streaming services
- 4. Make the most of every dollar: The zero-based budget
- Itemize on your taxes
- You need an SR-22 or FR-44 form
- Location
- Overdraft transfer protection service
- Eligibility
- What it is
- Winner for most valuable airline credit card: Tie
- The cheapest option: Oregon Mutual
- Your payments could decrease
- Medicare Advantage
- H&R Block
- Higher savings contribution limits
- Hotels.com® Rewards Visa® Credit Card
- 1. Apple juice runs through your veins
- Avoid being upside down on your loan
- 4. Insurance
- Wells Fargo Active Cash® Card
- Free services
- Look for a summary of benefits
- Pros:
- Insurance companies
- How you can protect yourself from scams
- Step 2: Choose a registered agent in PA
- Welcome offer
- Chase Wire Transfer Fees
- Data collection
- 4. Point transfers to airlines and hotels
- EasyJet
- How much does this plan cost, and what does it include? Are there any additional fees?
- Chase: Best for sign-up bonuses and for branch access (tie)
- 1. Medical transcription services
- Step 1: Fund your cleaning business
- Food and drink
- Baggage
- 4. Veteran Woman Entrepreneur Grant
- Brand partnerships
- It’s not what you can borrow, it’s what you can afford
- Average monthly car payment by credit score
- Credit card perks and bonus points
- Traditional, in-person financial planners
- Rideshare incentives and delivery discounts
- 1. Consider your vending machine options
- Estimate how much refinancing could save you
- Corporate support for opening
- Opening a Roth IRA as a 'do-it-yourself' investor
- Check-in process
- Southwest flights to Mexico
- 1. Calculate the car payment you can afford
- 2. Compare quotes and coverage limits
- Eligibility
- 2. Test websites and apps
- Making reservations
- BB&T
- 2023 Earned Income Tax Credit
- Blue
- 3. Wellness offerings
- How does rent reporting appear on your credit report?
- 3. Auto repair
- The newcomer: Kin
- United Airlines
- AT&T
- The serial entrepreneur
- British Airways Avios
- Mobile-focused banks: next generation options
- Directly from the U.S. government through the TreasuryDirect website
- Perks of Aeroplan 25K elite status
- The cheapest Southwest fares: Southwest Wanna Get Away fare vs. Anytime fare
- What else is on the way
- Know your options
- 2. Choose a rollover IRA provider
- 'Pay With Miles' benefit
- 1. File your 2019 tax return (yes, 2019)
- Types of residency statuses in Arizona
- 2. Document your contributions
- 4. You get two free checked bags
- Would refinancing save you money?
- State-based forgiveness
- What's not as good about a Vanguard Roth IRA
- Minute Suites - Terminal D
- Checked bags
- Points you paid on your mortgage
- Estimate your potential refinancing savings
- High annual fees or poor customer service
- 4-star plans
- Step 3: Choose a business entity
- 4. Real estate business
- Citi® Double Cash Card
- Traditional 401(k)
- Be aware of potential costs
- 4. Do you detect any cigarette smoke or allergens?
- Seat selection
- Airline cards
- 2. Redeem American Airlines miles on partners
- Holiday travel
- 2. Digital gift card: Free and fast
- Brand exceptions to Marriott late checkout
- Other considerations
- 3. Understand why an existing business is up for sale
- 5. It's easy to earn SkyMiles with credit cards
- Redeeming Chase points
- Consider changing your Alaska Airlines flight instead
- The self-employed
- 1. Live in the house for at least two years
- Different types of planes
- iShares Global Clean Energy ETF (ICLN)
- 2. Zoning and land use permits
- Automatic Silver status with Hotels.com
- Bypass setting up a trust
- Book with points
- Silver elite status
- 3. Freelance or complete odd jobs
- 2. The CFP Board website
- 1. Get sponsored
- 2. See if you qualify for a hardship withdrawal
- Your claims history
- Should you itemize or take the standard deduction?
- Additional benefits of Bank of America bank accounts
- Delta premium economy luxury amenity kit
- 2. Shop at the right time
- 4. Virgin Atlantic
- 4. Buying power
- States with an estate tax
- Tax credits for people with kids
- Visit your local IRS office
- Wednesdays and Thursdays are the cheapest day to fly internationally
- Strengthen your negotiating position
- 1099-B
- Claiming the credit
- Schedule 1: Additional income and adjustments to income
- Industry-specific reports
- 1. Border entry method
- Use Schedule A
- Step 4: Project details
- Property size and complexity
- Winner for most valuable airline credit card: Air Canada
- Book a trip
- Research refi options now
- 1. Cruise Planners
- Beauty and lifestyle service business ideas
- Who is eligible
- 6. Start a drop-shipping business
- 3. Estimate and compare the cost of solar panels for homes
- Gas hookups are nonexistent
- 5 types of dividends
- Own your car sooner
- Nerd note
- 3. Think about investing in rental properties
- 4. Become a freelance esthetician
- What it looks like
- 2. Paying with points
- Services that charge renters
- Weigh your family’s medical needs
- Travel rewards credit cards
- Landlords
- Step 3: Triage your finances
- Types of transfers
- Dealer addendum sticker vs. MSRP
- 3. Name which documents you will bring to your TSA PreCheck appointment
- 4. Anytime Fitness
- Outsized rewards through transfer partners
- Annual fee
- Reach out over the phone
- Wells Fargo Wire Transfer Fees
- Entertainment saving tips
- Comparable work
- Credit cards for eligible high school students
- Use investment capital losses to offset gains
- 1. The hook
- Discover Bank: Best savings account
- Step 2. Reinvest each CD when it matures
- 2. Roth IRA
- Watch for higher taxes and fees when booking two one-way awards
- Training and education
- 5. Purchase upgrades with the right credit card
- EveryDollar
- Opening a Roth IRA as a 'hands-off' investor
- 3. Choose a business entity
- 3. Your access to credit may be affected
- Part-year resident status rules
- Mortgage contingency
- You might save time
- b. Hire and work with a tax preparer
- 3. Active investing
- Option 2: Check other places your EIN could be recorded
- 4. Craigslist, Facebook Marketplace, OfferUp
- Blue Plus
- 3. The cost of owning them
- Put contributions into a Roth
- 4. Consider your spouse
- If you withdraw the money when you retire
- 5. Automotive repairs
- Use investment capital losses to offset gains
- T-Mobile
- Prepayment penalties
- Step 3: Obtain business licenses, permits, and insurance
- What it looks like
- Amazon Prime Rewards Visa Signature Card
- Rewards for online purchases
- Figure out where you are and what you value
- Step 3: Prioritize your financial goals
- 2. Max out your 401(k) by Dec. 31
- Your state requires insurance to get or reinstate a drivers license
- 1. Decide whether to go active or passive
- Cabin upgrades
- Coverage for accidents and illnesses
- Popular internet packages
- But it’s also a financial one
- Late payment charges on a mortgage payment
- 1. The percentage method
- Purchase protection coverage
- 4. AC Hotel Miami Beach
- You've graduated to a permanent card
- Reward and redemption simplicity
- Chase Freedom Flex℠
- Use dollar-cost averaging
- Budget for taxes
- Winner: Hyatt
- Earning rates
- 1099-B
- How to gift TSA PreCheck or Global Entry
- 1. Figure out what's outside of your money comfort zone
- 4. Improve upon existing products
- Focus your content
- How many service claims can you have each year?
- Earn by flying
- 2. Medical records management
- Wi-Fi
- 5. U.S. Chamber of Commerce Dream Big Awards
- Businesses
- 2. See whether you qualify for an exception
- What this section tells you
- 4. Crunch Fitness
- Invesco WilderHill Clean Energy ETF (PBW)
- 3. Go through the security checkpoint
- Other travel benefits
- Fetch Rewards
- Bonus categories ...
- Partner awards from other airlines
- Diversification through index funds and ETFs
- Boarding
- Southwest flights to Central America
- When will refunds be issued, and in what form?
- 4. The Westin Grand Cayman Seven Mile Beach Resort & Spa, Cayman Islands
- 3. XY Planning Network
- 3. Buy coverage, keep it current
- Why are so many PSLF applications rejected?
- Check-in
- Your policy size
- 2. Choose an investing account
- What to do if the debt collector made an error
- 5. Etihad Guest Miles
- Get a bank account
- Try calling the Taxpayer Advocate Service
- 4. Food delivery services
- 2. Prevent identity theft
- Repayment choices are simpler
- Who gets relief under the Sweet v. Cardona settlement?
- 1099-C
- Smart Solution
- 4. Explore mortgage options
- How to dispute errors on your credit report
- Is it worth claiming medical expenses on taxes? Consider your filing status
- Available riders and add-ons
- Resident status rules
- 5. Snacks and nonalcoholic beverages are free
- MyHome Assistance Program
- 3. Arrive at the airport two hours early
- Start with a budget
- How it works
- Worth considering for military and veterans: USAA
- Dash Prepaid Mastercard: Best for prepaid debit cards with no fees
- Steady oven temperatures and smooth stovetop options
- Intuit TurboTax
- Step 4: Obtain an EIN, insurance, permits, and licenses
- 5. Become a brow, nail or lash technician
- 2. You crave instant gratification
- Improve your chance of loan approval
- Mortgage insurance
- 5. Business property rent
- 5. Event planning
- Consider whether you want a referral system of care
- Cons
- 5. Does the bathtub have a non-slip surface?
- Employers
- Airfares are at record highs
- Don’t wait to buy your insurance
- 1. Can the borrower pay its bonds?
- SBA 7(a) loans
- Data analysis
- Food and entertainment
- What does radiant floor heating cost?
- Economy award tickets
- SoFi: Best for checking, high interest, overdraft fee avoidance and more
- Winner: Delta
- Merchandise
- Gold elite status
- Step 4: Get necessary permits and insurance
- 2. Take a cut with affiliate marketing
- SC Housing home loans
- Minimize expense ratios
- Equity vs. debt
- Appraisal contingency
- You’ll pay only for the days you need a car
- Roth IRA
- BNC National Bank
- Other perks of Delta premium economy
- How long will it take to pre-qualify?
- 5. Profits
- Blue Extra
- What does adding rental history do for your credit score?
- Verizon
- Loan fees
- Schedule 2: Additional taxes
- Resident status rules
- 2. Travel destination
- 3. Pentagon Federal Credit Union (PenFed) Rewards
- How to apply for Global Entry
- Spacing out credit card applications
- Step 5: Deliverables and milestones
- $100 flight credit eligibility
- Disadvantages of sticking with one bank
- How to switch servicers
- Step 1. Compare donor-advised fund sponsoring organizations
- 1. NORTON 360 WITH LIFELOCK ULTIMATE PLUS
- You frequently use a car-sharing service
- Loyalty programs
- 3. Don’t miss out on tax deductions for volunteering
- Cover your purchases
- Cards with an introductory offer
- Book travel via the AmEx portal or Expedia
- Serving parents, babies, and small children
- 7. Curate subscription boxes
- Prepayment penalties
- 1. All Nippon Airways
- Your payments could increase
- 1. Avoid filing your tax return on paper.
- Are dividends taxed?
- Owing a prepayment penalty
- Divorce or separation from a spouse
- Pros
- Chase Sapphire Reserve®
- 1. 'I’ll wait until the stock market is safe to invest.'
- Services paid for by landlords
- Watch for scams
- The pro-rata rule for backdoor Roths
- Step 3: Obtain a Pennsylvania business license
- 4. Select an enrollment center and schedule your appointment
- 5. Planet Fitness
- 1099-G
- Travel bonus reward rates
- Hotel cards
- Save $70-$80: Become a United or Delta frequent flyer member
- 3. Third-party P2P apps: Free or fast
- Advertise yourself
- Do you regularly fly on Alaska or its partner airlines?
- Hold the shares inside an IRA, 401(k) or other tax-advantaged account
- Are you covered if you’re not in your own car?
- 6. Elite loyalty benefits
- Arrive at the airport early to enjoy the lounge
- Perks that are the same
- 3. Keep the receipts for your home improvements
- Cash redemptions
- Online financial planning services
- 3. Building permits
- Online insurance marketplace
- YNAB
- Arrive early to enjoy the lounge
- 3. Up to $200 in annual credit for airline incidental fees
- 4. Leverage your content
- 3. Swagbucks
- 4. You could be sued by the lender
- 4. Association of African American Financial Advisors
- Online brokerage account
- 3. Pick up tasks on Amazon's Mechanical Turk
- A better track record
- How to get a joint account with Wells Fargo
- Instant deposit
- 6. Turkish Airlines Miles&Smiles
- Allow up to 50% of your income for needs
- Work on your credit
- Resident status rules
- 4. Personal trainers
- 6. Home cleaning
- Book one to three months in advance
- Hold the shares inside an IRA, 401(k) or other tax-advantaged account
- Get an ever better rate and avoid upsells
- 1099-CAP
- Digital banking security
- Bonus offers for new cardholders
- 3. Move the money
- Wellness Rewards
- 2. Fit4Mom
- 3. Place the trade
- Highest internet speed services
- Where to get it
- Winner for best airline credit card: United
- Handy features
- 6. Video production
- Our pick for cash back
- 6. Do you know where the light switches are?
- Step 4: Tap into community resources
- Find the tax relief company that's best for you
- Upgradeability
- 1. Locking up savings for a near-future purchase
- 2. Get the required business insurance, licenses and EIN
- Current and past pay practices and policies
- 5. $300 a year in travel credit
- Step 3: Weigh the pros and cons of paying to upgrade your seat
- Wells Fargo Bank: Best for branch access (tie)
- 3. Physical/occupational therapy center
- Step 2: Choose your market
- Book with points
- Pro tips for flying to Portland
- Landlords and investors (maybe)
- Baggage allowance
- 6. Use miles to upgrade
- In-flight experience
- Southwest flights to the Caribbean
- 4. Write a business plan
- Our pick for: No credit check at all
- Nonresident status rules
- Home sale contingency
- Insurance rates by car model
- It’s never too early to plan
- 1. OneOpinion
- 4. Dollar-cost averaging
- Tech support scam
- Traditional IRA
- 6. Lower risk
- Mint
- 5. Wedding services and products
- Crashes and car theft
- 3. Add credibility as a freelancer or independent contractor
- Avianca
- More income is sheltered
- The veteran
- Your financial situation
- Enhanced credit
- What Medigap plans don’t cover
- Decide how much effort you’re willing to devote
- Managing multiple billing cycles
- Step 4: Choose the best retirement plan for you
- 'Plan It'
- Get the most out of your cash value growth
- 3. Contribute to or open an IRA by Tax Day
- Part-year resident status rules
- You want to maintain continuous coverage
- 6. Entertainment is free
- Transfer your rewards
- Choose term life if you:
- Airline points and miles programs
- Transfer points to travel partners
- Gameway - Terminal B
- Carry-on bags
- Track your spending
- 8. Create an airport-centric app
- Interest on a home equity loan
- Things don’t always go as planned
- 2. Get direct deposit.
- Safety is a concern
- Preventing better use of your money
- Cons
- 6. Auto expenses
- U.S. Bank Altitude® Go Visa Signature® Card
- Blue Cash Preferred® Card from American Express
- Roth 401(k)
- 3. With a vacation package
- Collection agencies
- Lodging prices are volatile
- Winner: Hilton, slightly
- Understand the value of the annual points bonus
- 1099-LTC
- 2. Get clear on what you want
- DIY saving tips
- 5. Promotional products
- Holiday decor and attire
- Here’s one trip example
- Business award tickets
- Place ads in visible places
- Do you value the benefits offered by Alaska credit cards?
- 2. Company description summary
- Does the policy extend to others?
- 4. Narrow in on a business that aligns with your budget, goals and resources
- 6% rate, with an annual fee
- 2022 credit card bonus categories
- 6. Small Business Innovation Research and Small Business Technology Transfer programs
- What factors affect the amount you can borrow
- What this section tells you
- 5. Pure Barre
- Travel redemptions
- 3. SEP IRA
- Versatile redemptions
- SBA loans
- ... Plus a solid fixed rate for 'everything else'
- 4. Up to $200 in Uber cash for rides
- How to maximize your rewards
- 2. Calculate the car loan amount you can afford
- 5. Robo-advisors
- 3. Consider converting your 401(k) to an IRA
- Boarding
- Your business size
- 5. Poshmark
- What are the best S&P 500 index funds?
- 5. Investigate divorced spouse benefits
- 7. IT and computer services
- AvantCard Credit Card
- 1099-DIV
- Air France-KLM Flying Blue
- Schedule 3: Additional credits and payments
- Handy features
- How to report fraud or identity theft
- Keep good records
- Step 2. Contribute cash or other assets to the donor-advised fund
- 2. Calculate your budget
- Cruise credit cards
- Debit card overdraft service
- 4. Keep your ID handy
- There are compromises
- 5. Key Largo Bay Marriott Beach Resort, Key Largo, Florida
- Step 5: Find suppliers and contractors
- 6. Start a beauty blog
- 3. You live in, or travel to, cities with widespread Apple Pay acceptance
- Easy-to-use travel credit
- 2. 'I’ll buy back in next week when it’s lower.'
- Now that you’re all connected, it’s time to make the most of your money.
- Bank business loans and lines of credit
- 6. Orangetheory Fitness
- 3. Set up your life coaching business
- Extra perks
- Corrective action
- 6. TSA PreCheck/Global Entry/NEXUS credit
- 4. Transfers between prepaid debit cards: Fast
- 4. Develop a health care app
- Take advantage of the pick-up service
- 3. Connect with (legitimate) employers
- Ibotta
- LendingTree
- Consider 'fifth freedom' routes
- Building a portfolio with stocks and bonds
- Best elite status offerings: Marriott Bonvoy
- 5. French Leave Resort, Bahamas
- Capital gains vs. fixed income
- You can maximize rideshare discounts on days you don’t need a full rental car
- More room on credit cards
- How to have more taxes taken out of your paycheck
- Tactic 2: Get a credit card with a TSA PreCheck credit
- Should you refinance your student loans?
- Ask lenders which scores they use
- Split between a traditional and Roth IRA to defer taxes
- Our pick for: Filling and powering your home
- Set a price alert
- What we like
- The insurer of last resort: Citizens Property Insurance Corporation
- 3. Obtain the necessary certification and licenses
- 1. Submit a franchise application
- Lifted manufacturing cap
- 3. Format and size
- Timing credit applications with big future purchases
- Spoiling the grandkids with college money
- Understand the value of the welcome bonus
- You rent cars frequently
- 7. The Rapid Rewards program earns based on spending, not miles
- Choose whole life if you:
- Low-interest credit cards
- Academic consulting services
- Qualifying relative
- Find ways to save
- 9. Become a destination wedding planner
- You don't want to risk sold-out cars
- 2. The aggregate method
- ARMs are complex
- 3. Start tracking right away.
- Our pick for: Online purchases
- Net worth of U.S. families by income
- Call and ask for better terms
- 7. Podcasting
- Government agencies
- Contact your loan servicer if you know you’ll struggle with repayment
- 2. Keeping some savings at a distance
- 1099-R
- General travel cards
- Charitable donations and tips
- Don’t break the rules
- Do you often travel with others?
- Will service claims affect your car insurance rates?
- Skip the extra legroom
- 2021 credit card bonus categories
- For flights booked with cash
- Seats
- Consider change fees on award flights
- 4. Fire department permit
- Capped value of reward nights
- One-time costs
- 5. Up to $200 in annual hotel credit
- Step 5: Get an EIN
- 5. Your relationship could be damaged
- Managed brokerage account
- 3. Search unclaimed property databases
- Other contingencies
- Trim level and car insurance rates
- 2. Survey Junkie
- Additional benefits of Wells Fargo bank accounts
- 5. Index investing
- Government impersonation scam
- Caliber Home Loans
- Pros of buying bonds
- Application and underwriting process
- Other Marriott Bonvoy transfer partners worth considering
- 6. Ruby Lane
- 6. Dropshipping business
- 5. Newborn and post-pregnancy services
- The Apple Card
- Fly bags for free with elite status
- U.S. Mobile
- Shopify pricing
- Only LLCs can choose corporate tax status
- 1099-G
- Mortgage Revenue Bond 7 (MRB7)
- 5. Research first-time home buyer assistance programs
- Perks of Aeroplan 35K elite status
- Part-year resident status rules
- Compare manual and digital budgeting options
- Step 6: Budget
- 4. Contribute to your health savings account
- Step 3. Itemize your taxes to get the tax break
- Prepare and complete
- CalHFA Zero Interest Program
- 3. Chem-Dry
- What it is
- Dividend per share (DPS)
- 4. Consider flipping investment properties
- 7. Rent and depreciation on equipment and machinery
- Primary rental car insurance
- Citi Custom Cash℠ Card
- What about an HDHP with a health savings account?
- Step 5: Be strategic with your money
- Fare flexibility/ticket changes
- 3. Upgrade your seats
- 6. Detailed models
- 7. Extra points on Lyft rides
- Choose the right system
- You might get dinged for add-on fees in unexpected ways
- 3. Market analysis
- Ally Bank: Best money market account
- 5% rate, without an annual fee
- 5. Diabetic care center
- Use a transfer bonus for a one-way flight
- Benefits unique to the Chase Sapphire Reserve® Card
- 7. Grants.gov
- Subscriptions
- 7. Pay for a last-minute upgrade
- Splurge for a suite
- Loyalty program
- 5. Sell your stuff
- 6. The Garrett Planning Network
- Forgivable down payment assistance
- Know when to outsource
- Credit diversity
- 7. Built-in customer base
- Leave 30% of your income for wants
- Look for lenders that work with credit-challenged borrowers
- Part-year resident status rules
- Damage you do to others
- Federal protections are minimal in the U.S.
- 8. Pet store, grooming and boarding
- Rebook if you find a cheaper price
- 4. Speed up business loan applications
- What makes TurboTax the best overall paid package?
- 1. High-yield savings accounts
- Used cars now eligible
- The battle of the middle Southwest fares: Southwest Wanna Get Away Plus fare vs. Anytime fare
- How to freeze your credit
- Never ignore a court summons about debt
- Average rates from the biggest auto insurers after an at-fault crash
- Nonresident status rules
- American Express
- Debt consolidation
- 5. Wear easy-to-remove shoes
- The bottom line
- 10. Make local guides
- The best California home insurance for those who’ve filed claims
- 4. Don't let things go too long.
- Net worth of U.S. families by age
- Nerd note
- Step 6: Assemble a team
- 7. Sell your homemade beauty or skin care products
- Chase Freedom Unlimited®
- 4. You're occasionally forgetful
- Mortgage rates
- 3. 'I’m bored of this stock, so I’m selling.'
- Cons:
- Any entity with a court order
- 7. Primrose Schools
- Fare flexibility/ticket changes
- 3. Ensuring returns without market risk
- 1099-S
- Restaurant rewards
- 3. Start early
- Step 3: Find a specialty — and stick to it
- Book a Oneworld multi-carrier award flight
- 2020 credit card bonus categories
- Hyatt hotels
- Method 1
- What this section tells you
- 6. The Bar Method
- 4. SIMPLE IRA
- Expensify
- 6. Up to $300 Equinox credit
- 5. Register your business and get an EIN
- 4. Fiverr
- 3. Land a brand deal and make sponsored content
- 4. Take out the bare minimum when cashing out a 401(k)
- 4. Take surveys for money
- 3. Estimate your total savings needs
- Loyalty program
- How to have less tax taken out of your paycheck
- Sample letter requesting a goodwill deletion
- Card details
- 3. Apply coupons
- 1% match
- 1. Diversification
- 6. Add your minor child
- Ting
- See what federal tax bracket you're in
- 1099-INT
- 4. Price
- 4. Barclays rewards
- Springing for vacations, cars or other stuff
- 2. IDSHIELD
- You often borrow other people’s cars
- 8. Your fare type will determine how many points you earn
- Hotel loyalty programs
- 4. Sit back and relax
- Use points to upgrade your seat
- Use designated accounts for spending and savings
- Who is eligible
- 4. Take advantage of government incentives
- Consider Original Medicare if you:
- Dividend yield
- Lowering your credit score
- 6. Residence Inn St. Petersburg Treasure Island, St. Petersburg, Florida
- Build your score and then switch
- Upfront costs for a new location
- 8. IT consulting
- Car rentals have one of the biggest price increases
- Online business loans and lines of credit
- Baggage and boarding
- Predict your annual spend in bonus categories
- Frugal home tips
- 8. DoorDash discounts
- 5. Wire transfer: Fast
- 5. Do your due diligence
- Capital One 360: Best online banking experience
- 6. Home health care service
- Virtual cheers
- How can I qualify to borrow more?
- 1. Check out CDs at online banks or credit unions.
- Food and onboard service
- 4. Find your gate
- Contact individual providers
- Hotels.com® Rewards Visa® Credit Card ($0 annual fee)
- Target Date Fund
- Step 6: Get funding
- What's next?
- 7. The National Association of Personal Financial Advisors
- 2. Promote your business
- 3. Opinion Outpost
- Cons of buying bonds
- 8. Be your own boss
- 7. Etsy
- Tax credits for investing in education or for retirement
- 7. Food truck
- What makes TurboTax easy to use?
- Required payment is cut in half
- The business owner
- Winner for ease of points: IHG
- Step 4: Choose the right truck
- Form 1040-ES
- 6. Compare mortgage rates and fees
- Look for errors
- Your credit utilization
- Parents who borrowed to help their kids attend college
- The details
- Foundations and donors
- 5. File for an extension by Tax Day (but still pay)
- Step 4. Help your donation grow
- Share your rewards
- Elder care services
- Tax tools
- You might be able to reserve a car now — and rebook the same one later at a discount
- Watch the calendar
- 5. One more thing to know about your tax refund
- Net worth of U.S. families by race or ethnicity
- 5. You want to share your account with family
- 8. Office supplies
- Navy Federal Credit Union® More Rewards American Express® Credit Card
- Some NerdWallet favorites: 0%
- Step 4: File your Certificate of Organization
- Build student loan bills back into your budget
- Baggage and boarding
- Save $189: Get an AmEx Green card
- Step 2: Writing your business plan
- 3. Get employment law liability insurance before you scale
- Create a budget
- Earn by spending on credit cards
- You can use credit card benefits to travel in basic economy
- 2019 credit card bonus categories
- For flights booked with miles
- Method 2
- 5. Health licenses and permits
- A 0% intro APR on purchases
- 7. Up to $240 in digital entertainment credit
- 6. St. Regis Bahia Beach Resort, Puerto Rico
- 6. Removing yourself as a co-signer isn’t easy
- 3. Set a target purchase price
- How to get a joint account with Capital One
- Grandparent scam
- Carrington Mortgage Services (Vylla)
- What do I need for my loan application?
- Post-funding process
- Nonresident status rules
- 2. Low cost
- Injuries to you
- 9. Salon or barbershop
- Spend on airline credit cards with built-in baggage perks
- Consumer Cellular
- Check out state income tax rates
- 1099-K
- United MileagePlus
- Get your finances in order
- Target REDcard™ Credit Card
- What happens after you apply for Global Entry?
- Step 7: Conclusion
- Laid-back loans
- Cover your card charges
- Make a plan to pay off debt
- How it works
- 11. Create a local grocery delivery service
- What are your options?
- Try different ways to avoid overspending
- 9. Catering
- Chase trifecta
- Step 6: Explore ways to make or borrow money
- 8. Kiddie Academy
- 4. Redeem AAdvantage miles for merchandise, other travel and more
- 7. E-commerce supplier
- 4. Products and services
- Discover Bank: Best savings account
- Step 4: Plan the business budget
- 4. Set your price and start working
- 8. GrantWatch
- Game sales
- What this section tells you
- 2. Consider longer CD terms or a CD ladder.
- 5. Rollover IRA
- Rakuten
- Truebill
- How to maximize your rewards
- Our pick for: Rewards
- Our pick for: Student-friendly features
- 8. Ask for a recommendation
- If you owe
- 1. Multiply your income by 10
- How to use a W-4 to owe nothing on a tax return
- 6. Growth investing
- 4. Compare (and match) prices
- JetBlue Card
- Be flexible with destination, airport and dates
- 5. Open a business bank account
- Where to get preapproved for a car loan
- 1. Automate transfers
- 4. Find a (safe) day care facility
- Price cap
- Form 1040-NR
- How to request a copy of your credit report
- Get legal help
- 1. How long you have to rollover a 401(k): The 60-day rule
- Online lenders
- 3. Decide where to buy mutual funds
- 6. Respect other passengers' space
- Gameway - Terminal E
- More tax stories
- Aggregate vs. percentage method
- Consider Medicare Advantage if you:
- Set cash aside
- Net worth of U.S. families by education
- A (nearly) 2-year break from interest if you meet the terms
- 4. Using the United MileagePlus X app
- Why does the network matter?
- Restaurant spending consistently rises
- Seat selection
- Redemption value
- 4. Provide context
- 9. No foreign transaction fees
- 6. Money order: Sometimes fast
- Roth IRA withdrawal rules
- The breakeven point
- 7. Medical foot care
- 2018 credit card bonus categories
- 7. UFC Gym
- Ongoing fees
- Robo-advisor
- Safety ratings
- 8. $189 Clear credit
- Best rewards program for family travel: Hilton Honors
- Inverse performance
- 4. Ipsos iSay
- Commit 20% of your income to savings and debt repayment
- 8. Swappa and Gazelle
- 3. Strong long-term returns
- 8. Subscription model business
- 7. Suspend your benefit
- Grow Credit Mastercard
- Google Fi
- Learn about free filing options
- 2. Write your business plan
- 1099-LTC
- Housing Assistance for Teachers (HAT)
- Your payment history
- Step 5: Select your retirement investments
- Borrowers with graduate school debt
- Elbowing in on a non-spouse bank account
- Home appraisal checklist
- Gift cards
- 4. Jazzercise
- Shop with points via the American Express site
- Where to get it
- 12. Start a virtual event planning company
- 2. American Airlines
- The best California homeowners insurance for new houses
- PEX Prepaid Visa: Best for businesses with high monthly spend
- Find a tax relief company that's best for you
- 7. JW Marriott Marco Island Beach Resort, Marco Island, Florida
- 5. Rent out a room
- Loan limits
- 9. Office furniture
- Bank of America® Customized Cash Rewards credit card
- 10. Social media management
- Aim to earn the Companion Pass
- 2. Is now the right time to buy bonds?
- Explore other options for forgiveness
- Seat selection
- 1. Use a CD ladder
- If you don't measure and weigh your bags carefully, you might get dinged again
- Auto insurance company
- Synchrony Bank: Best for CDs
- 5. Wait at the gate
- 6. Signage licenses and permits
- No bonus categories for ongoing spending
- Chase Sapphire Reserve® (For the best earning rates)
- 6. Get the proper permits and licenses
- How to maximize your rewards
- Past years' tax brackets
- 4. Sell some merch
- Palmetto Home Advantage
- 5. Make money from your blog as an affiliate
- General cost
- If you’re getting a refund
- Sweepstakes scam
- 3. Learn the difference between investing in stocks and funds
- Fees and collateral
- 6. Enrichment activities for children
- 10. Gas station
- Amazon Prime Rewards Visa Signature Card
- Form 1040-SR
- 7. Get a preapproval letter
- 5. American Express Membership Rewards
- 2. Taxes are withheld
- Bonus step: Appendix (optional)
- 6. When are taxes due in your state?
- Find the tax relief company that's best for you
- Step 5. Pick charities to support
- You typically borrow a car from someone in your household
- Animal care services
- Develop good credit habits
- 5. Keep an eye on trade policy
- Consider using a retirement account
- Make a lump sum payment
- Upfront costs for buying an existing location
- IHG® Rewards Premier Credit Card
- Do you have preferred doctors?
- Our pick for no-annual-fee cash back
- Step 7: Examine your health care options
- Earning rates
- 9. Kumon Math and Reading Centers
- Free Clear membership: Add an AmEx Platinum card to your wallet for free Clear membership
- Review last year’s spending
- 10. Priority Pass Select lounge access
- Roth IRA withdrawal penalty
- Do your research
- 5. Financial information and projections
- Mini CD ladder
- The big picture
- 8. Drug treatment/rehabilitation center
- 2017 credit card bonus categories
- Reliability
- 9. Reimbursement of application fees for TSA Precheck or Global Entry
- 7. La Concha Renaissance San Juan Resort, Puerto Rico
- 5. Upwork
- 2. Buy 10 times your income, plus $100,000 per child for college expenses
- Additional benefits of Capital One bank accounts
- Travel
- Chase
- 1. Get a grasp on your new budget
- Your stolen stuff
- Not a payment platform
- 6. Build trust with vendors
- What you need to get preapproved for a car loan
- Find tax software that works for your situation
- 5. Get insured
- 1099-MISC
- Income eligibility cap
- Your credit age
- Predict your annual spend in bonus categories
- Pay the fee or get a fee waiver
- Shop with rewards
- Use points toward online purchases elsewhere
- 13. Sell zero-waste products
- 1. Review your W-4
- Dividend payout ratio
- 11. Business planning service
- Entertainment expenditures see price increases, too
- 2. Open a no-penalty CD
- Step 4: Check to make sure your seat selection is OK
- Marcus by Goldman Sachs: Best for same-day, high-limit transfers
- Perks await when you fly economy with elite status
- 8. Jazzercise Inc.
- 3. Consider step-up or bump-up CDs.
- Balboa Capital
- Money Manager
- 1. Hold on
- 5. MyPoints
- 7. Value investing
- Recommended portfolios
- 1. Southwest Rapid Rewards
- 1. Restricting regulations
- JetBlue Plus Card
- 9. Consulting services
- 11. Grocery store
- Forgiveness comes sooner
- 2. Count your coins and bills
- The most expensive fare: Southwest Business Select fare vs. Anytime fare
- 3. IDENTITYFORCE ULTRASECURE+CREDIT
- You drive rarely or not at all
- Singapore Airlines Book the Cook
- Additional expenses of longer cruises to plan for
- 9. Elite status members will earn more points and get more perks
- 7. Have a backup plan ready
- What it is
- The best California homeowners insurance for higher deductibles
- Where Adyen stands out
- 8. JW Marriott Santa Monica Le Merigot, Santa Monica, California
- Ways to get help
- 10. Software subscription
- Is a large network important?
- Upgradeability
- Earning rates
- 5. Rebrand yourself
- 4. Develop a marketing plan and decide on prices
- 8. Pill production
- 11. Luxury hotel benefits
- Shortcut your way to Platinum Elite status
- Uneven splits
- Convert other programs’ points to Mileage Bank miles
- 2016 credit card bonus categories
- Card-to-card points transfers
- 7. Environmental licenses and permits
- Limited choices for redeeming rewards
- Receipt Hog
- Flexibility of rewards
- Got more questions? We have answers
- 10. Up to $100 in statement credits annually at Saks Fifth Avenue
- 1. Personalize your fitness business
- 4. Invest for growth
- SkyMiles value
- 3. Use the DIME formula
- 5. Use shopping tools and apps
- Compare car insurance rates for drivers with a DUI
- Tax credits for big-ticket 'green' purchases
- 8. Use a do-over
- ANA Mileage Club
- 2. Certificates of deposit
- The financial coach
- How to get an extension
- 1099-NEC
- Form 1040-V
- Get elite status and lounge access
- Winner for ease of miles: Air Canada
- Cash back
- 5. Stratus Building Solutions
- Pay with a credit card that earns bonus rewards on rental cars
- Redeem for gift cards
- Home maintenance and repair services
- Past years' tax brackets
- 14. Make products for pets
- Make biweekly payments
- Ongoing fees
- Property standards
- A free checked bags for up to 9 people
- Chase Freedom Unlimited®
- Spend toward A-List status
- 10. Ace Hardware
- 6. Future plans
- SoFi: Best for checking and savings combo
- 9. Childbirth services
- Marriott hotels
- 9. Veteran Business Outreach Centers
- Credit score
- Traditional IRA deduction limits
- Use miles to save cash
- 2. Find the right location for your vending machine
- Wingstop franchise financing
- 7. Find a location
- 5. Offer memberships
- Find the tax relief company that's best for you
- 2. Use tax-advantaged accounts
- How will my loan application affect my credit score?
- 2. Air New Zealand Airpoints
- Open to a variety of renters
- 7. Mobile apps and entertainment for children
- 7. Establish business credit
- What we like
- AT&T
- Step 5: Secure startup funding
- Understand mortgage options
- 6. Capital One Rewards
- See what federal tax bracket you're in
- Capital One
- Safeco vs. Liberty Mutual home insurance
- The Club DFW
- Invest in your financial future
- Who is eligible
- 2. Make sure your bonus is actually taxable
- Where Stripe stands out
- Step 7: Obtain financing
- 1. You're an Android user
- If you're audited
- 12. Tax consulting
- Citi trifecta
- Foreign LLCs operating in Pennsylvania
- Travel credits
- 4. Look for a promotion
- 9. Medical implants
- Set up a sinking fund
- 12. Cardholder hotline
- Limit the scope
- 2015 credit card bonus categories
- Benefits unique to the Chase Sapphire Preferred® Card
- Winner: Delta SkyMiles
- AndroMoney
- Citi Premier® Card (For good rewards and a low annual fee)
- Customer satisfaction
- 8. St. Kitts Marriott Resort & The Royal Beach Casino, St. Kitts
- Our pick for: Beginner-friendly features
- 3. Sell your castoffs
- 6. Sell your wares on Etsy
- 6. Swagbucks
- Citibank
- JetBlue Business Card
- 2. Call your issuer
- Unpaid interest is cancelled
- 3. Prep for grocery shopping
- Learn how quarterly estimated tax payments work
- 3. Get approved
- 1099-OID
- Overall diversification
- Mortgage Credit Certificate
- Form 1040-X
- 4. Understand mutual fund fees
- You might also like:
- Submit every year
- Donate to charity
- 15. Create custom clothing
- 3. Japan Airlines
- Debt management plan
- 11. Advertising and marketing
- 3. Which bonds are right for my portfolio?
- Upgradeability
- 4. Create your digital footprint as a life coach
- 6. Be prepared for pushback
- An inflexible schedule could spell trouble
- 9. Gold’s Gym
- Bring a snack (just in case)
- 6. Board the airplane
- The card counts toward your Chase 5/24 limit
- The risks and rewards of each
- Appendix: How the math works in our examples
- How long will it take for my application to be approved?
- Card details
- 6. Buy online, pick up in store
- 3. Frontier Miles
- What are the best Nasdaq index funds?
- Helps members leverage new credit scores
- 12. Drugstore
- What makes TaxAct the best for assisted tax pro support?
- T-Mobile
- 6. Get a business checking account and credit card
- 8. Choose a real estate agent carefully
- Ways to get help
- Nexus by air, land and sea
- Check out state income tax rates
- How do I open a Roth IRA at Vanguard?
- How it works
- Pay extra on your monthly car payment
- 9. Pier South Resort, Autograph Collection, San Diego
- Alaska Airlines Visa® credit card
- 13. PR agency
- Step 5: Draft an LLC operating agreement
- 11. Snap-On Tools
- Put your money in a high-yield savings account
- Choose your floor covering wisely
- AAA and other member organizations
- Convert other points to miles through a 2-step transfer
- 10. Medical billing service
- 2014 credit card bonus categories
- 10. Service-Disabled Veteran-Owned Small-Business Program
- 11. Access to the American Express Global Lounge Collection at airports
- 3. Rebalance with dividends
- Safety ratings
- 1. The W-4 form has changed
- 8. Income investing
- Our pick for: Lower-cost appliances and home-repair projects
- Chime Credit Builder Visa® Credit Card
- How a 401(k) works
- 1099-PATR
- Chase cards
- Travelers vs. Allstate home insurance
- Link your Amazon account
- Automobile maintenance and repair
- 16. Sell vintage clothing online
- 3. Tax deductions
- Our pick for: Cell phone and internet bill payments
- 2. You want travel rewards
- If you're getting a refund
- Know your health insurance terms
- 10. Prosthetics
- Spending your way to Platinum Elite status
- Invest in noise-canceling headphones
- RetailMeNot
- Triton Capital
- 1Money
- 2. Make your fitness studio a place to hang out
- Best rewards program for business travel: Marriott Bonvoy
- 6. OfferUp
- 7. Toluna
- How long will it take to get funded?
- 4. InterMiles
- 2. Initial cost
- 3. Agree only to terms you can afford
- 8. Shared accessories and attire
- Capital One® Walmart Rewards™ Mastercard®
- 8. Easily hire employees
- Turkish Airlines Miles&Smiles
- 3. Money market funds
- Verizon
- Final assembly requirements
- If you're audited
- Gap Good Rewards Mastercard® Credit Card
- 7. Citi ThankYou Points
- The details
- Learn about free filing options
- Safeco vs. Travelers home insurance
- How much do I need to open a Vanguard Roth IRA?
- Where to get it
- Debt consolidation
- 1. Review the requirements and submit your application.
- 12. Business entertainment
- Ability to earn an extra free night
- American Express Cash Magnet® Card
- Some NerdWallet favorites: Cash back
- 5. Decide how you’ll work with clients
- 5. Get your business financials in order
- Do some of it yourself
- 1. Be concise
- Roth IRA contribution limits
- 1. State business operating license
- People who want low maintenance
- 12. Access to American Express Business Lounges at convention centers
- 9. Courtyard by Marriott Aruba Resort, Aruba
- 4. Earn badges through Live videos
- 5. Keep your expenses in check
- 4. Set a budget for your stock market investment
- Citizens Bank
- 7. Get rewards
- 13. Antique or thrift store
- Hurricanes and tropical storms
- 1099-Q
- 9. Pick the right type of house and neighborhood
- Shop mortgage lenders
- 4. ID WATCHDOG PLATINUM
- Pay upfront
- 4. Contribute to a tax-advantaged account
- 14. Professional organizing
- 12. Pillar to Post Home Inspectors
- Charles Schwab Bank: Best for ATM access
- You're a strategic spender who doesn't mind a little maintenance
- 11. Nutritionist/dietitian
- Step 5: Register the business
- 5. Get paid
- Do you have to pay estimated taxes quarterly?
- Down payment funds
- Consider a light blanket
- Pros
- 7. Get advertising revenue from your blog or YouTube channel
- 4. Exclude home sales
- 2. Note if you are exempt from withholding taxes.
- 5. Qatar Airways Privilege Club
- 9. Get more options as an overseas entrepreneur
- 4. Minimize restaurant spending
- 7. Get financing
- 4. Prepare for your grand opening
- Best hotel for family travel: Tie
- New battery and sourcing requirements
- Find tax software that works for your situation
- 10. Rapid Rewards points never expire
- 6. SuperGlass Windshield Repair
- Can I open a Roth IRA with Vanguard?
- 17. Begin niche blogging
- 3. You shop primarily at stores that don't accept Apple Pay
- Pumpkin vs. Lemonade
- For JAL flights
- 11. Boots to Business
- Chase Sapphire Preferred® Card
- 7. Retrieve your luggage
- Wallet
- 8. Get the proper equipment
- Reliability
- 8. InboxDollars
- 9. Socially responsible investing
- 3. Ongoing investment
- 14. Fitness studio or gym
- Squarespace features
- 1099-R
- Travelers vs. Geico home insurance
- What it is
- Bankruptcy
- 10. Sheraton Princess Kaiulani, Honolulu
- Capital One Venture Rewards Credit Card
- Refinancing
- 13. Travel expenses
- 15. Photography
- Bank of America® Customized Cash Rewards credit card
- Higher premiums, more coverage
- Our pick for foodies
- 13. Purchase protection
- Car manufacturer
- SoFi: Best for high-interest checking, no monthly fee and overdraft fee avoidance
- Our pick for: Fixed monthly payments
- Option 3: Call the IRS to locate your EIN
- 8. Score free stuff
- Allianz Global Assistance
- AmEx cards
- If you're getting a tax refund
- 8. Bank of America® rewards
- How to get an extension
- 11. Earning a Companion Pass is a big money saver
- Who has the best IRA?
- Save
- 18. Become an e-book writer
- 5. Defer your bonus
- Capital One SavorOne Cash Rewards Credit Card
- 13. Keller Williams
- 11. Rapid prototyping
- 2. Use bullet points
- For flights on partner airlines
- 12. Alternative health care
- Can you pay estimated taxes anytime?
- 2. Seller’s licenses
- Upside
- Maximize the best price guarantee
- 13. Upgrade to Marriott Bonvoy Gold Elite status
- Our pick for: Subscriptions
- 5. Monetize Reels with bonuses
- 5. Carry losses over
- Customer satisfaction
- Compare car insurance rates for drivers with poor credit
- 4. Government bonds
- AT&T
- 5. Get discounts on entertainment
- 1099-S
- Winner for most fare class options: Air Canada
- Amex EveryDay® Credit Card
- Change and cancellation fees: $75 per segment (each way)
- How it works
- Wildfires
- 2. Complete your franchise training.
- 4. You spend heavily in specific everyday categories
- No FICO credit history requirement
- 16. Event space
- Step 6: Comply with Pennsylvania employer obligations
- 14. Return protection
- Axos Bank: Great for interest checking on up to $50,000
- 12. Institute for Veterans and Military Families
- Cons
- Those looking for a long intro balance-transfer period
- Mint
- 3. Incorporate data into your services
- 7. Poshmark
- Fairway Independent Mortgage
- 4. Potential for conflict
- Bonzah
- 9. Shared home improvement equipment
- 15. Tutoring business
- How to apply for Nexus
- Learn how quarterly estimated tax payments work
- 5. Manage your portfolio
- Book through another third-party service
- Is a Vanguard Roth IRA free?
- B2B administrative services
- 19. Start ghostwriting
- 4. United Airlines
- DIY debt settlement
- 14. Interest
- Lower premiums, higher out-of-pocket
- Pumpkin vs. Spot
- 6. Price your services
- Airport lounge access
- 12. Electronic assembly
- Cell phone company
- Hilton hotels
- What happens if I forget to pay?
- Debt-to-income ratio
- 8. Exit the airport and enjoy your trip
- 14. Upgrade to Hilton Honors Gold status
- Winner for best hotel credit card: Hilton Honors
- How to maximize your rewards
- 8. Become an Instagram influencer
- 6. Consider a robo-advisor
- 3. File a new W-4 form when life changes.
- Ways to earn Marriott Bonvoy points
- Sinkholes
- Lufthansa Miles & More
- Boost
- 1099-SA
- 10. Stick to your budget
- Hire a good real estate agent
- Where to get it
- Emburse Prepaid Card: Best for remote employees
- Winner for loyalty program: American
- Straightforward rewards
- Blue Cash Everyday® Card from American Express
- 17. Interior Decorating
- 14. FastSigns
- 15. Extended warranty
- 3. Speak to your audience
- Connexus Credit Union: Great for interest checking on up to $25,000
- 13. Health information website
- 3. Tax registration and permits
- Use coupon codes
- 5. Focus on investing for the long-term
- Insure My Rental Car
- 16. Ice cream shop
- Target REDcard™ Credit Card
- 6. Map out major purchases
- Citi cards
- General business proposal sample
- How a 401(k) works
- 12. There are no blackout dates
- 7. Mosquito Squad
- Boarding pass printing: $5
- Invest
- 20. Become a resume writer
- 3. Get your store set up.
- 5. You’d like to finance a large purchase outside of the Apple brand
- Capital One Savor Cash Rewards Credit Card
- More from NerdWallet
- 13. Veteran Women Igniting the Spirit of Entrepreneurship
- Chase Sapphire Reserve®
- 15. Money-saving perks for stays booked through The Hotel Collection
- How to maximize your rewards
- Long-term goals vs. short-term goals
- Card details
- 5. Lack of financial privacy
- Tomo Credit Card
- T-Mobile
- What happens after you apply for Nexus?
- Sales and marketing
- Step 8: Source your deal
- Citi Premier® Card
- 15. Bad debt
- 18. Woodworking or furniture building
- LendingClub Bank: Best for cash back
- Other ways to redeem Mileage Bank miles
- You want to avoid the drawbacks of store cards
- Farm Credit
- 9. Open a business bank account
- 4. Get comfortable fiddling with your withholdings.
- Flagstar Bank
- Rental Cover
- 17. Dry cleaner
- Credit flexibility
- RFP sample
- Food and beverage: $2-$7
- 21. Open a coworking space
- Earthquakes
- Step 7: Pay Pennsylvania LLC taxes, and file a Certificate of Annual Registration
- 15. Merry Maids
- Hotel status
- 16. Rental car coverage
- 14. Medical supply sales
- Winner: JetBlue
- How can I make this easier?
- Property approval
- 3. Find your vending machine
- Sign up for a Hotels.com account for Secret Prices
- 16. Complimentary benefits through Fine Hotels & Resorts
- 4. Specialize in a type of workout or demographic
- Our pick for: Average credit and rewards
- 10. Vacation rentals
- 11. Make the most of open houses
- The details
- If you want to pay later
- American Express® Green Card
- 19. Graphic design
- Sample rates for return-of-premium life insurance
- 7. Invest in continuing education
- 13. Sustainable, customized fashion
- 4. Play to your strengths
- Credit card company
- Quontic Bank: Most domestic ATMs
- Unique hotel options in Portland
- Nationwide vs. Allstate home insurance
- 4. Occupational licenses
- 9. Monetize your Twitch channel
- 6. Manage your stock portfolio
- Sure
- 18. Bookstore
- What if I get an EIN and never use it?
- TAP Air Portugal Miles&Go
- 7. Restrict online shopping
- Stock (equity) funds
- Phone booking fee: $14.99 per segment
- Pay off debt
- Flooding
- 4. Find financing.
- Conventional loans
- 17. Trip cancellation or interruption insurance
- 14. Veteran Institute for Procurement
- CoinOut
- Low-risk vs. high-risk investing strategy
- Pros
- 1. Access to capital
- Best hotel for business travel: Hilton
- Capital One cards
- Lowe's Advantage Card
- Business proposal template services or software
- 8. Pillar to Post Home Inspectors
- Technology maintenance and repair services
- 22. Become an online coach
- Transfer partners
- 5. Get a test reader
- 15. Stylish uniforms for medical professionals
- Step 6: Find and maintain clients
- 10. Market your laundromat
- Freedom Mortgage
- 1. Have a goal for your index funds
- 11. Electronics repair
- 19. Bed and breakfast
- Can I open a business bank account without an EIN?
- 5. Corporate bonds
- Stock (value) funds
- Pet fee: $100 per segment
- Our pick for: Maximized value
- 16. Taxes
- A winning combination of benefits
- 20. Clothing boutique
- 14. Customized glasses frames
- Fly On elite status
- Chase Freedom Flex℠
- 17. Free shipping with ShopRunner
- 5. Get your studio on social media
- Our pick for: Savings at specific merchants
- 1. There’s a major shortage of drivers
- 23. Flip failing websites
- FHA loans
- Discover it® Cash Back
- Some NerdWallet favorites: General travel
- Address any lingering questions
- Our pick for travel
- 18. Trip delay reimbursement
- 16. Hearing aid dispensary
- Nationwide vs. Geico home insurance
- Shopkick
- Do-it-yourself vs. hiring professional help
- 2. Efficient growth
- For credit scores of 690 or higher
- 20. Floral shop
- Can I use my Social Security number instead of an EIN?
- 12. Pay for home inspections
- Balanced funds
- Embrace vs. Healthy Paws
- Some Budget locations have free pickup service
- Repeat
- Cash-back match in your first year
- 21. Bed and breakfast
- 15. Office of Small & Disadvantaged Business Utilization
- Mortgage insurance
- 18. Concierge Service
- Our pick for: Average credit and no annual fee
- Cons
- 2. Research index funds
- Deserve® EDU Mastercard for Students
- 8. Delay purchases with the 30-day rule
- Squarespace pricing
- PJ’s Coffee
- 2. There’s a need for innovation in the industry
- 9. Property Management Inc.
- American Express® Gold Card
- B2B legal services
- 24. Become a web developer
- Step 8: Comply with federal requirements
- 15. Make your own art
- 19. Lost luggage reimbursement
- 17. Respite care service for caregivers
- 6. You'll need to wear many hats
- Dividends and preferred stock
- 10. Sell your photography
- Card details
- 21. Gardening and landscaping
- 8. Hire staff
- Blended funds
- 17. Employee salaries
- Capital One® Walmart Rewards™ Mastercard®
- 22. Food truck
- Card ecosystem
- Licenses needed to start a business in federally regulated industries
- 4. Stock your vending machine with inventory
- Swagbucks
- 19. Low fares through the International Airline Program
- Guaranteed Rate
- 3. Minimal employee supervision
- Compare minimum and full coverage rates for drivers with an accident
- 12. Academics courses
- Can I use an EIN to apply for credit?
- 3. It's recession-proof
- 1. Be direct.
- Budget also rents other equipment
- 25. Start a podcast
- Capital One Quicksilver Cash Rewards Credit Card
- 20. Medical emergencies during travel
- 18. Medical marijuana dispensary
- 16. State and local governments
- 1. Ask the company
- For any credit score
- 6. Mutual funds
- 9. Get creative with gifts
- Scooter’s Coffee
- 13. Negotiate with the seller
- The value of Southwest Wanna Get Away (and Plus) vs. Anytime fares
- Bond (fixed-income) funds
- 23. Restaurant or cafe
- Radisson Red Hotel, Downtown
- 20. Savings with the Cruise Privileges Program
- 7. Hire excellent staff
- Our pick for: Those who are unbanked
- Selling bonds
- 22. Nail salon and spa
- 4. It’s easy to start small (and scale)
- 2. Don’t leave room for ambiguity.
- Embrace vs. Trupanion
- 26. Be a social media influencer
- 5. Open your store.
- 18. Employee benefits programs
- Rewards at no yearly cost
- Discover it® chrome
- Some NerdWallet favorites: Co-branded
- 16. Custom-made tools
- Winner: JetBlue
- Chase Freedom Unlimited®
- 2. Search SEC filings
- 4. Increased brand awareness
- 3. Pick your index funds
- 9. Write your day care contract and policies
- Money market funds
- Pros
- 24. Craft brewery
- Deserve® Pro Mastercard
- How do I start a health care business?
- Step 7: Invest in advertising and expanding
- 21. Deals through the Amex Auto Purchasing Program
- Our pick for: Limited credit
- Guild Mortgage
- 13. Language courses
- 23. Photography
- 10. Lower your car costs
- The Coffee Bean and Tea Leaf
- 10. Soccer Shots
- The Platinum Card® from American Express
- You can spend over your credit limit
- Step 9: Maintain your PA LLC
- 17. Rare spare parts
- 5. Explore your financing options
- 5. Reduced risk
- 14. Buy adequate home insurance
- 3. Write for the right audience.
- The details
- Budget offers rental car insurance
- 27. Create online courses
- 19. Employee gifts
- 25. Ice cream shop
- How to reach the different status levels
- How do I start a home health care business?
- 22. An extra point when booking Platinum Destinations Vacations
- 24. Clothing boutique
- Oportun Visa Credit Card
- 7. Index funds
- TJX Rewards® Platinum Mastercard®
- Cons
- Winner for ease of earning/redeeming miles: Tie
- Winner for lowest average fees: American
- Ink Business Cash® Credit Card
- 3. Inquire with a credit bureau
- 11. Reduce your gas usage
- The value of Business Select vs. Anytime fares
- 28. Become a marketing consultant
- 26. Personal chef
- Our pick for luxury perks
- Credit required
- How do I write a business plan in health care?
- 23. Membership discounts through the Travel Collection by Travel Leaders Group
- 11. Become a dog walker or dog sitter
- 4. Decide where to buy your index funds
- 25. Daycare
- 1. Dividend payments
- Embrace vs. ASPCA
- 20. Contracted labor
- Executive summary template
- Ink Business Preferred® Credit Card
- Homebridge
- 4. Use a paid EIN database
- 14. Business or marketing courses
- 4. Consider a title page.
- 11. Dream Vacations
- 29. Develop an app
- Our pick for: Prime gaming
- Best-in-class rewards rate
- Ink Business Unlimited® Credit Card
- 27. Landscape services
- 6. Evaluate the price of the business with the earnings, assets or market approach
- 24. A subscription to Departures Magazine
- 1. Loss of complete brand control
- 26. Brewery or winery
- 12. Bundle cable and internet
- 2. Capital gains
- American Express® Business Gold Card
- To improve business credit
- Step 3: Registering your business
- Our pick for: Good credit
- 5. Use Melissa Database for nonprofits
- 1. What is a service business?
- 21. Legal and professional fees
- Annual streaming credit
- 28. Pet grooming
- Overseas acceptance
- 25. Additional value through the InCircle rewards program
- 1. Look at customer satisfaction scores
- 27. Hardware store
- 3. Net asset value
- Budget roadside assistance
- 30. Make a smart appliance
- 12. Sell unused gift cards
- 2. Increased potential for legal disputes
- 1. Gather your information
- 5. Buy index funds
- Our pick for: Stocking the pantry
- 15. Personal wellness
- 13. Switch your cell phone plan
- Team Shopify
- 5. Err on the side of brevity.
- 12. Lil' Kickers
- 2. How do you start a service business?
- 29 Florist
- 1. Home occupation permit
- LenderFi
- 2. Consider financial strength
- 28. Catering company
- 31. Tap into virtual reality experiences
- Benefits
- Ink Business Cash® Credit Card
- 6. Make the right investments
- 26. The Global Dining Collection
- 3. How do you calculate the break-even point for service businesses?
- To improve personal credit
- 30. Massage therapist
- 3. Evaluate the policy options
- 3. Initial investment
- 29. Real estate agency
- 14. Reduce your electric bill
- Costco Anywhere Visa® Card by Citi
- 32. Make a niche dating site
- Winner of the sky: American
- An industry-leading cash-back rate at supermarkets
- Global Club elite status
- 2. Property use and zoning permits
- 27. Exclusive events
- Our pick for: A low security deposit
- Our pick for: Instant gratification
- 6. Keep an eye on your index funds
- 8. Exchange-traded funds
- The Business Platinum Card® from American Express
- 4. Do service businesses charge sales tax?
- Drawbacks
- Summary: Top peer-to-peer payment services
- 13. List your spare bedroom on Airbnb
- LoanDepot
- 16. Courses in hobbies or interests
- 30. Event venue and planner
- 33. Develop a chatbot
- Rich rewards for streaming
- 31. Nutritionist
- 28. An open invitation to events with Membership Experiences
- 4. Get prices from a handful of companies
- 4. Federal and state regulation
- 15. Lower your student loan payments
- 3. General business licenses and permits
- 2. Choose the right liability car insurance coverage levels
- 31. Tattoo and piercing shop
- 34. Offer matchmaking skills
- 32. Personal trainer or fitness instructor
- Ink Business Unlimited® Credit Card
- 29. A better view with American Express Preferred Seating
- Team Shopify and Squarespace
- 17. Bookkeeping and accounting
- 32. Veterinary office
- 16. Cancel unnecessary subscriptions
- 35. Be a virtual assistant
- 33. Beauty services
- Up to 3 stopovers on a Japan Mileage Bank partner airline award ticket
- 30. Discounted travel opportunities through the Premium Private Jet Program
- Our pick for: HMBradley customers
- Mr. Cooper
- 9. Dividend stocks
- Friends and family loan
- Our pick for: Target gaming purchases
- Ability to convert your cash back into Capital One miles
- 1. How do I get a tax ID number for a small business?
- 33. Food truck
- Winner for pet-friendliness: American
- 34. Life coach
- 17. Refinance your mortgage
- 36. Reinvent exercising
- Winner for lowest fees: Southwest
- 7. Secure capital to make the purchase
- Up to 7 stopovers on Oneworld award tickets
- 14. Sell your gently used clothes
- 2. Is a business tax ID number the same as an EIN?
- 18. Consulting
- 34. Health clinic
- Franchisor financing
- 31. No foreign transaction fees
- Verizon Visa® Card
- 37. Create eco-friendly, health-friendly makeup and beauty products
- 35. Tutor
- Navy Federal Credit Union
- 3. Can you have a business without an EIN?
- 35. Bakery
- 18. Set savings goals
- 32. No preset spending limit
- Our pick for: Simplicity
- 38. Open a food truck or restaurant pop-up
- Vending machine business advantages
- 4. Do I need an EIN if I am self-employed?
- 10. Individual stocks
- Traditional term loan
- 36. Daycare provider
- 33. Skip the annual fee on additional Gold Cards
- 3. Decide if you need full coverage car insurance
- 39. Start an organization business
- Vending machine business disadvantages
- 15. Trade in old phones, electronics for cash
- NBKC Bank
- 19. IT support
- 19. Track spending
- 37. Senior care provider
- Our pick for: A mix of credit-building features
- Meet a local demand
- 40. Do interior design for young professionals
- SBA 7(a) loan
- 38. Interpreter or translator
- 1. Are vending machines profitable?
- 34. Purchase Protection
- 20. Pay off high-interest debt
- Network Capital
- 20. Graphic design
- 11. Alternative investments
- 39. Housecleaning
- 35. Return Protection
- 16. Get a babysitting gig
- Scout locations
- Our pick for: Walmart gaming purchases
- 2. Do vending machine owners pay rent?
- 21. Keep savings in a high-yield savings account
- Equipment financing
- 40. Automotive repair
- 36. Extended Warranty
- Chase Freedom Flex℠
- 3. Are vending machines taxed?
- New American Funding
- 21. Social media management
- Calculate the costs of starting a business
- 41. Handyman services
- 37. Baggage Insurance Plan
- 4. Collect and compare car insurance quotes
- 4. Where can you place vending machines?
- 17. Rent out your car
- 12. Real estate
- 22. Create a 50/30/20 budget
- 42. Dry cleaners
- 38. Car Rental Loss and Damage Insurance
- Our pick for: Lowe's loyalists
- 43. Hardware store
- 39. Travel Accident Insurance
- PennyMac Loan Services
- 22. Marketing copywriter
- 44. Self-storage business
- 40. Premium Roadside Assistance
- 18. Sign up for TaskRabbit
- Our pick for: PlayStation purchases
- 45. Freelance copywriting and content creation
- PHH Mortgage
- 23. Virtual assistant services
- 41. Premium Global Assist Hotline
- Discover it® Cash Back
- 46. Rideshare driver
- 8. Close the deal with the appropriate documents
- 19. Become a private tutor
- PNC
- 47. Website development and design
- 1. Office of Veterans Business Development
- 48. Sell clothes online
- 2. Boots to Business
- PrimeLending
- 1. Do your research
- 3. Veterans Women Igniting the Spirit of Entrepreneurship (V-WISE)
- 20. Drive for Uber, Lyft
- 49. SEO consultant
- Our pick for: Ikea fans
- 2. Get organized and make it official
- 4. The National Center for Veterans Institute for Procurement
- 5. Veteran Business Outreach Center (VBOC)
- Rocket Mortgage (Quicken Loans)
- 50. App development
- 21. Make deliveries for Amazon, Uber Eats
- 3. Find the right financing
- Our pick for: Best Buy purchases
- 6. SCORE
- 7. Institute for Veterans and Military Families (IVMF)
- RoundPoint Mortgage Servicing
- 8. Veteran Entrepreneur Portal
- 22. Find work as a housesitter
- 9. Service-Disabled Veteran-Owned Small-Business Program
- Shellpoint Mortgage Servicing
- 10. VetBiz
- 23. Sign up to be a mystery shopper
- Our pick for: Amazon and Whole Foods fans
- 11. USA.gov Resources for Veterans
- SoFi
- 12. VetFran
- 24. Find seasonal work
- 13. Entrepreneurship Bootcamp for Veterans With Disabilities (EBV)
- Pros of buying a business
- SunTrust (Truist)
- 14. The Bunker
- 25. Put your drone to work
- 15. SCORE Veteran Fast Launch Initiative
- USAA
- 16. Coalition for Veteran-Owned Business
- 17. National Veteran-Owned Business Association (NAVOBA)
- U.S. Bank
- Car insurance rates for full coverage insurance by state
- 18. Patriot Boot Camp
- 19. GovCon Ops Consulting
- Veterans First (WinTrust)
- Cons of buying a business
- Veterans United
- Wells Fargo
- You’re a first-time homebuyer
- You live in a high-risk area
- You have a dog
- 1. Check whether your pet is eligible
- You own valuable items
- 2. Decide how much coverage you want
- You own an older home
- 3. Understand reimbursements and deductibles
- 4. Look for exclusions and waiting periods
- 5. Examine extra costs
- 6. Compare quotes
1. Earn with ads as a YouTube Partner Program member
Let’s get this one out of the way first. You must join the YouTube Partner Program to earn money from advertisements. And you can’t become a YouTube partner until your channel surpasses the 1,000-subscriber threshold. You’ll also need a collective 4,000 hours of watch time within the past 12 months. Check those big boxes and it opens the door to ad revenue.
A few additional requirements apply before you can become a partner:
Your videos must abide by YouTube’s monetization policies.
You must live in an eligible area.
You need to link a Google AdSense account.
Click the “monetization” section in YouTube Studio to monitor your subscriber and watch hours progress. YouTube will let you know when you’re eligible to apply.
As a YouTube partner, you can earn money through ads, chat features and from YouTube Premium subscribers who watch your content. Notably, YouTube will begin to allow YouTube partners to also earn ad revenue on Shorts in 2023. Shorts are YouTube’s version of short-form TikTok-like videos.
How many views on YouTube does it take to make money?
You don’t get paid per video view. Rather, you’re paid for the times when someone watches or clicks on an ad shown on your video.
Influencer Marketing Hub says that while payment varies, the average YouTube channel can expect to make about $18 per 1,000 ad views. That translates to $3 to $5 per 1,000 video views when you factor in the rate of ads actually viewed.
So when do you start making money on YouTube?
You'll be paid once your balance reaches $100. Say it takes approximately 1,000 video views to earn $4 from those viewers who saw ads. You would need 25,000 video views to make $100 through those ads.
If you have a small channel, you might get paid only every few months. You'll also want to be familiar with how Google, which issues AdSense payments, handles taxes.
Sound like a long road ahead?
Below are alternative ways to earn before you hit 1,000 subscribers.

2. Take a cut with affiliate marketing
Affiliate marketing might be the most practical way to monetize your YouTube traffic, especially if you plan to make product review videos. It works like this:
You find a company or seller with an affiliate program, such as Amazon Associates, and apply to join.
Once accepted, you’ll use their process to create custom links to products you plan to feature in your videos.
Demo, review or make reference to the products in your YouTube videos, and paste your custom affiliate marketing link(s) in the description field when you upload.
As an affiliate of a brand, you’ll earn a commission when a viewer clicks your custom link and purchases the product.
While Amazon Associates is a great way to make money on Amazon, endless other opportunities exist. Search on affiliate marketing sites such as ShareASale and ClickBank for possible corporate partners and products to feature. You can also search your favorite brands’ websites for information on how to become an affiliate.
Don’t forget to properly notify your viewers about your affiliation with the brand or brands featured, and be sure to point them to the “link in description” when you shoot your video.
3. Land a brand deal and make sponsored content
Companies interested in your channel’s audience might sponsor your videos or offer you product placement deals in exchange for a shoutout, called brand deals in the biz.
The operative word here is “audience,” which means these types of deals are more likely to present themselves when you develop a following. As your channel grows, you can contact the brands you’d like to work with directly, or use resources like the aforementioned affiliate marketing sites to find corporate partners that complement your style of content.
With brand deals, you can receive lump sum payments, earn commission on a per-sale basis or get the product or service for free.
Keep in mind: If you do have an endorsement or use product placement in a video, you must notify YouTube by ticking a box in your video details.
4. Sell some merch
If you have merchandise or offer a service that’s relevant to your audience, let them know about it and provide links in your videos. For example, creator Marques Brownlee, of popular tech review channel MKBHD, leaves a link to his own line of T-shirts and accessories in every video he posts.
Selling a physical product might require you to buy materials or find a manufacturer, but you can also sell downloadables such as e-books, art prints or virtual classes. Have a secure payment system in place before you advertise your goods.
Incentive to sell: While creating your own products can be a lot harder than pitching those of other companies, you could stand to make more money this way, since you’ll keep the bulk of your proceeds as the product owner.
5. Offer memberships
A membership model is another way to monetize viewership. With this method, fans of the channel pay a small subscription fee for perks and/or an exclusive tier of access.
Patreon is a popular third-party membership platform. YouTube has been slowly rolling out its own channel memberships feature, but you need to be part of the YouTube Partner Program to be eligible. As always, more viewers can lead to more revenue. Incentives such as one-on-one video chats, private classes or other perks may entice viewers to become paying members.
How much money can you make on YouTube?
Breakout YouTube stars with millions of followers stand to make the most money, easily reaching seven figures. But even lesser-known content creators with a modest following can make some solid income on the side, or even full time.
According to Forbes, creator Stevin John of the hugely popular kids' channel Blippi earned $17 million in 2020, in large part from the 8.2 billion views and 27.4 million subscribers he’s racked up on YouTube. That kind of success is more the exception than the rule.
On the more modest side, Kelly Anne Smith, a personal finance YouTuber with 50,000 subscribers, earned around $900 in ad revenue in March 2022, according to Business Insider.
Sean Cannell, co-author of “YouTube Secrets” and founder of the Think Media channel, advises new YouTubers to lean on affiliate marketing as the best way to earn right off the bat. In a video post from 2021, he says it’s possible to pull in $500 a week with the right niche and strategy.
Earn an audience, and earn more in the long run
YouTube offers opportunity for all, but it’s not a get-rich-quick platform. It takes time, effort and an engaged audience to make money on YouTube. The good news is, with a little motivation and a lot of practice, you can find ways to earn before the coveted 1,000-subscriber threshold.
Keep these tips in mind as you get started:
The more videos you make and upload, the easier it is to reach the viewing-hours threshold.
The better you target your content to a specific audience or niche (e.g., film photography), the more likely your viewers will be to subscribe for more.
Thoughtful, entertaining videos are more likely to get views, so it pays to put effort into planning and production.
Don’t discount the power of a targeted title and standout thumbnail to attract viewer attention.
Other ways to make money
If making money on YouTube isn’t for you, consider these alternative routes:
Want to try another video platform? Learn how to make money on TikTok.
If you’re a gamer, look into how to get paid on Twitch.
Looking to clean house? Try to sell stuff online or make money on eBay.
If you're writing anyway, consider how to make money blogging.