Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
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- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Cheap cell phone plans from brands that resell network service
- Integrations with accounting software
- Best homeowners insurance in California for consumer experience: Nationwide
- Buying bundles: the Works and the Perks
- Which plumbing problems aren’t covered?
- What Pets Best pet insurance covers
- A larger push for customer service
- Other wallet options
- What states are increasing minimum wages in 2024?
- 5. Can you pay with cash?
- 5. It’s one of several ways you can pay for medical expenses
- Diversifying with index funds
- Additional functionality
- Watch out for capital gains taxes
- Step 3: Choose your lender and loan
- Individual Lightning Lane cost
- ANA "The Suite" seat
- W-4 form 2024
- 5. Contact the seller or visit a dealership
- Tax breaks for regular investors
- How to get started with a UTMA or UGMA account
- What is a meme stock ETF?
- Will your Roth IRA distribution be taxed?
- How much does Medigap Plan G cost?
- Don't lose hope
- The bottom line
- 6. Confirm the check details and complete the deposit
- What does Cigna Medicare Advantage cost?
- Get more help with monthly budget planning
- How to store the Bitcoin you buy
- Google Pay
- How to invest in dividend stocks
- 5. Bring the right debit and credit cards
- What affects your credit score?
- What creditors can and can't take
- Clothes, vintage and crafts
- Your 401(k) lets you move your after-tax money
- 5. Spousal IRA
- Get a credit-builder product or a secured loan
- Is the Frontier GoWild Pass worth it?
- Rental car costs remain high
- Drawbacks of SIMPLE IRA plans
- Interest rate
- What do closing costs include?
- How to invest in AI stocks
- Using a passport agency for urgent travel
- Alternatives to closed-end funds
- 10. Use a credit card cash advance
- How do tax refund loans work?
- Deposit timing
- 4. Your current Sapphire situation
- E
- Do spot Bitcoin ETFs have custodianship risk?
- 7 steps to appeal your financial aid
- Additional considerations
- Don’t: Blindly jump on a trend
- Are home equity loans a good idea?
- Consider the costs of cashing out your 401(k)
- How ARM rates are set
- Texas city-specific business grants
- What state has the lowest gas prices?
- How the lifetime gift tax exclusion works
- May
- When to choose the IHG One Rewards Premier Credit Card
- Best Massachusetts auto insurance for ease of use: Farmers and Progressive
- Which to use: BNPL, personal loans or credit cards
- How to calculate quarterly estimated taxes
- How to safely make and receive P2P payments
- Which Bilt transfer partners are best?
- 7. Keep the check until it's processed
- 4. Make biweekly payments
- ONE VIP Visa Prepaid Card
- Other costs for home sellers
- Discounts
- 5 types of employer-sponsored retirement plans
- Alternatives to non-QM loans
- What are IRS Free File Fillable Forms?
- Ways to get the best home equity loan rates
- What is California's standard deduction?
- How to earn miles on the Delta SkyMiles® Gold American Express Card
- Stock market crash vs. correction
- Standard deduction for those 65 or older
- Frugal home expenses tips
- LLC payroll taxes
- Average certificate of deposit rate: 1.81% for one-year CDs
- What doesn’t flood insurance cover?
- 11. Look for a payday alternative loan
- What plans are best for seniors?
- Credit union vs. bank: Frequently asked questions
- What are fleet cards?
- Contract periods
- Common types of equity financing
- Using points and miles to buy AirTags
- 3. IMG
- Get ready for a more robust IRS
- Maintaining good standing for your Texas LLC
- Best Pennsylvania car insurance for ease of use: State Farm
- Luxuriate in the Priority Pass lounges
- 2. Certificates of deposit
- Environmental concerns
- 3 ways to avoid inheritance tax
- When are Florida taxes due?
- How to find the 2024 W-4
- The most popular surveys for cash apps
- How to change or cancel an EIN
- How to freeze your child’s credit
- Learn more about getting an SBA loan
- Where to find your card’s minimum
- Getting your Frontier baggage and other fees waived
- 6. Get some travel insurance
- How to get a good credit score
- Shipping alcohol
- 6. SIMPLE IRA
- How much does The Hartford business insurance cost?
- Minimum wage increases
- Quick start guide: How to invest in index funds
- Who might prefer the Delta SkyMiles® Gold American Express Card
- About the program's elite status
- No-closing-cost mortgages
- How to give two weeks’ notice
- 6. Inspect and test-drive the car, if applicable
- 3. Go digital with REITs
- How to upgrade the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
- Can I make money with meme stocks?
- How can I access these locations?
- How to avoid mortgage insurance
- Customer support
- How to complain about Great Lakes
- Full list of best homeowners insurance in California
- 5. Your spending plans
- F
- 5. Other expenses
- IRAs
- You’ve got money left over for savings
- What’s not covered
- 3. Store your cryptocurrency
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- Regardless of your mode of transport: Consider travel insurance
- Earning Miles&Go miles with partners
- What part of my income gets taxed by California?
- How to find AI ETFs
- Step 4: Gather loan documents
- Costs of using a passport courier
- 12. Get a personal loan
- Is it time for you to switch to a better plan?
- 2023 state income tax rates and brackets
- How quickly do P2P payments post to the recipient's account?
- How do fleet cards work?
- If you're considering booking Delta Air Lines premium economy
- Ready to get started?
- Is transferring your Bilt Rewards worth it?
- 5. Pay off capitalized interest
- UMPD vs. collision: Which should you buy?
- Next steps
- Consumer complaints
- What do the approvals mean for Bitcoin?
- 5 things to know about Arizona state income tax
- What is the median household income in the U.S.?
- How do I grow my home's equity?
- How much can you borrow with a home equity loan?
- Use your free night certificate at a fancy hotel
- How to check your credit score
- How are food prices tracked?
- The bottom line
- How to redeem ANA Mileage Club miles
- EveryDollar, for simple zero-based budgeting
- Homeowners insurance part of a bundle?
- How to transfer Chase Ultimate Rewards® points to Avios
- Is Florida a low-tax state?
- Southwest Airlines
- What is hyperinflation?
- Making the call
- Buy Medigap Plan G during Medigap open enrollment
- How do you buy Vanguard Index fund shares?
- Things to consider
- PayPal
- Final thoughts on things to bring when traveling internationally
- 3 tips to control central air conditioning installation costs
- Do: Be a good neighbor
- Use a co-signer
- Is a SIMPLE IRA right for me?
- Days in the cycle
- Some helpful links from the IRS
- 2024 lifetime gift tax exemption
- June
- Do I have to update my W-4 every year?
- If you're considering an upgrade from the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
- Consumer experience
- Fees across U.S. airlines
- Do you ever need to change your EIN?
- Should you purchase business insurance from The Hartford?
- Full list of the best car insurance companies in Pennsylvania
- Consider a Discount Den membership instead
- 3. Bonds
- The importance of diversification
- How are gas prices determined?
- Full list of the best auto insurance companies in Massachusetts
- 13. Rent out a room
- How to protect against inflation
- How much does it cost to open a liquor store?
- When should you freeze your credit?
- What do P2P payments cost?
- How much does a tax refund loan cost?
- It's best to pay more than the minimum
- How much does homeowners insurance cost in California?
- Taking a sip down memory lane
- 7. Self-directed IRA
- Am I a resident for California state tax purposes?
- LLC self-employment taxes
- Closing costs for the buyer
- 7. Determine which warranties are right for you
- Is Plan G the best Medicare Supplement Insurance plan?
- How to earn Avis Preferred Points
- 6. Stick to the standard repayment plan
- Alternatives to equity financing
- How to settle a dispute with Great Lakes
- 4. Trawick International
- The bottom line
- Electronics
- Bottom line
- Pets Best coverage options
- Calculating capital gains tax on a home sale
- Home equity loan requirements
- The bottom line
- Seller-paid closing costs
- Standard deduction for dependents
- So, how much is a U.S. passport?
- How to pay estimated taxes
- Airline loyalty programs
- FamZoo Prepaid Card
- G
- Become an authorized user
- How to evaluate dividends
- Who shouldn’t buy non-owner car insurance
- Convenience
- How to adjust your Form W-4
- Why do I need a business credit score?
- Frequently asked questions about P2P payments
- How to switch plans and keep your number
- Average cost of homeowners insurance in California by city
- What to do with the Bitcoin you buy
- Alternatives to The Hartford business insurance
- Don’t: Miss out on state or local incentives
- Flash your Hilton Diamond status
- Upgrade Cash Rewards Visa®
- More ARM terms to know
- Which card should you get?
- What's next?
- Is two weeks’ notice required?
- Could we be in an AI bubble?
- Who pays the gift tax?
- July
- Disney FastPass cost recapped
- Average money market account rate: 0.66%
- Alaska Airlines
- 14. Moonlight as a dog sitter
- Cons of a credit freeze
- Discover it® Cash Back
- What are the best Vanguard index funds?
- Cigna Medicare Advantage plan types
- What do the approvals mean for other crypto investments?
- What if you lose your EIN?
- Should you file a claim for plumbing problems?
- If you’re thinking about buying Frontier’s GoWild Pass …
- U.S. Bank Cash+® Visa Signature® Card
- If you join MeliáRewards
- LLC sales taxes
- Step 5: Submit your application and get funded
- World of Hyatt vs. IHG: Which card is right for you?
- Additional considerations
- Pros and cons of tax refund loans
- How to redeem Avis Preferred Points
- 7. Use 'found' money
- The bottom line
- 6. The amount you will travel
- Venmo
- Who should skip an American credit card?
- Retirement accounts for small-business owners and self-employed individuals
- If you're looking for ways to get free hotel breakfast ...
- Restrictions and waiting periods
- How to finance central air installation
- Are home equity loans a good idea?
- Don’t overlook the other benefits
- When can't you take the standard deduction?
- Keys to crowdfunding success
- Do you pay taxes when you receive a gift?
- 8. Negotiate the best price
- 15. Become a rideshare or delivery driver
- How do I get my business credit score?
- 2024 state income tax rates and brackets
- Other ways to sell clothes online
- Fleet fuel cards: benefits and drawbacks
- What are the best dividend stocks?
- You can refinance an ARM
- Types of gas
- Frequently asked questions about estimated tax payments
- Apple tag trackers recapped
- The cheapest home insurance in California
- What does travel insurance cover?
- Best for extra perks: Aetna
- Risks to consider
- Other renters insurance companies to consider
- How can I tell when a bear market is coming?
- Empower Personal Dashboard, for tracking wealth and spending
- 16. Cut your insurance premiums
- Credit freeze or credit lock?
- How much money can you make on YouTube?
- Home shopping tips
- Costs of starting an LLC in Texas
- Other home insurance companies to consider
- If you’re considering an American credit card
- Should you invest in cryptocurrency?
- Will you owe capital gains taxes on your home sale?
- Is the gift tax deductible?
- August
- Transferring Avios between programs
- Are Cigna HealthSpring and Cigna Medicare the same?
- H
- What is the highest credit score, and how many people have it?
- How to prevent plumbing problems
- Pets Best pet insurance rates
- Is the Hilton Honors American Express Aspire Card worth its annual fee?
- How much is my 2023 standard deduction?
- LLC tax forms and deadlines
- Alternatives to crowdfunding
- When to consider Global Entry instead
- Tax refund loan alternatives
- Greenlight Prepaid Mastercard
- How to choose the best annual travel insurance policy
- Get credit for the bills you pay
- Discover it® Secured Credit Card
- How much is the gift tax rate?
- Important considerations when opening a Roth IRA
- Is flood insurance required?
- 9. Maximize trade-in value, if applicable
- Who can access your frozen credit reports?
- How to sell clothes online
- Third-party ratings
- Who can form an LLC in Texas?
- Walmart2Walmart
- The bottom line
- How to avoid capital gains tax on home sales
- Elite benefits on partner flights
- What's the difference between a bear market and a market correction?
- The difference between interest rate and APY
- ANA first class food and drink
- 17. Consolidate your debt
- How to earn other travel rewards through your Avis car rental
- What you need to know about California homeowners insurance
- J
- Compare insurance rates by driver history
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- Who should get the Hilton Honors American Express Aspire Card?
- After deciding
- Should you invest in AI stocks?
- If you're considering a transfer of Chase points to British Airways
- How to start a vape shop online
- Fuel card vs. business gas credit card
- Why are California gas prices so high?
- September
- JetBlue Airways
- Earn an audience, and earn more in the long run
- Extra fees
- Principles of investment strategies
- Are dividends taxed?
- Where to buy non-owner car insurance
- The bottom line
- 10. Make the purchase
- 18. Refinance your student loans
- Invest in bonds: next steps
- 7. Your Chase 5/24 count
- K
- 2023 vs. 2024 standard deduction
- LLC tax tips for business owners
- What's the difference between a bear market and a bull market?
- Common gift tax return triggers
- Final thoughts on getting TSA PreCheck for free
- Lenders that offer small loans and fast funding
- If you want to buy annual travel insurance
- Discounts
- Practice good credit habits
- Next steps
- What is credit card consolidation?
- California state tax credits
- 19. Change your cell phone plan
- The bottom line
- Apple Card
- Mission Lane Visa® Credit Card
- Small-business incubator programs
- 4. Money market funds
- National grant programs available to Texas small businesses
- The bottom line on bear markets
- W-4 calculator
- Other ways to make money
- Walmart MoneyCard
- If you're considering the Chase Sapphire Preferred® Card
- Western Union
- L
- Best for low-cost plans: Humana
- Consumer experience
- Closing thoughts
- How ANA elite status works
- When to claim the standard deduction
- October
- FHA vs. conventional loans: Summary
- PocketGuard, for a simplified budgeting snapshot
- How the FDIC calculates national rates
- Flying to Japan, recapped
- Hawaiian Airlines
- Avoid risky loans
- How taxes on real estate, rental, and investment sales work
- How does credit card consolidation work?
- Does your business need a fleet fuel card?
- Investing
- How much is non-owner car insurance?
- The bottom line
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Does the president control gas prices?
- Should you choose hotel and airline rewards over Avis Preferred Points?
- 3 best cold wallets
- What else to know about Form W-4
- Cigna Medicare Advantage service area
- What to know before shopping for car insurance quotes.
- The final word
- Is there an over-55 home sale exemption?
- Check your credit scores and reports
- 5. Mutual funds
- November
- California Department of Insurance
- Prosper® Card
- Alternatives to startup business grants
- Is consolidating credit card debt a good idea?
- How does the Israel-Hamas war affect gas prices?
- ANA first class amenities
- Additional tips for making money on TikTok
- OK, what's next?
- M
- More resources
- In-flight experience
- The bottom line
- Looking for more insurance in California?
- Zelle:
- Pets Best vs. competitors
- Can I still use my credit card after debt consolidation?
- How much flood insurance do I need?
- Which program offers the best award rates
- Home purchasing tips
- 6. Index funds
- Tips to finding the right grant program for your small business
- PayPal Cashback Mastercard®
- Cigna customer service
- Low-fee alternatives to prepaid cards
- Mortgages
- December
- Honeydue, for budgeting with a partner
- If you travel to the Super Bowl this year
- Credit cards for dining
- N
- Best among startups: Devoted Health
- Capital One QuicksilverOne Cash Rewards Credit Card
- The bottom line
- How to track your California state refund
- Closing costs for the seller
- Service
- Cheapest car insurance by state
- Prime Visa
- How much is flood insurance?
- What to know about the best ways to send money
- British Airways vs. Virgin Atlantic winner
- P
- California state sales tax
- How flood insurance works
- Prepaid-like options from fintechs: Apple Cash and Cash App
- Capital One Platinum Credit Card
- Budgeting resources from NerdWallet
- The Suite review recapped
- How to make money from home
- 7. Exchange-traded funds
- 5 things to know about California state tax
- What it's like flying ANA
- How much does Medicare Advantage dental coverage cost?
- How to get cheap car insurance
- Wells Fargo Reflect® Card
- Other home insurance companies to consider
- How to get flood insurance
- Other ways to earn money
- S
- Airline credit cards
- Personal loans
- Methodology to identify the best budget apps
- What if you have Original Medicare?
- How we review pet insurance
- AvantCard Credit Card
- 8. Stocks
- Risks of getting cheap auto insurance
- Best prepaid debit cards: Summary of fees and ATMs
- Target Circle™ Credit Card
- How to shop for Medicare Advantage plans
- Pros and cons of starting a vending machine business
- What are prepaid debit cards?
- T
- If you fly ANA airlines this year
- How to get the cheapest car insurance quote possible
- Other credit cards to consider
- Blue Cash Everyday® Card from American Express
- Student loans
- U
- Prepaid debit cards vs. regular debit cards
- V
- How to make money offline
- Frequently asked questions about prepaid cards
- Quick snapshots
- 9. Alternative investments
- Capital One Venture Rewards Credit Card
- Taxes
- Capital One® Walmart Rewards™ Mastercard®
- 10. Cryptocurrency
- Hotel credit cards
- Travel rewards
- Apple Card
- Full list of the best car insurance companies
- How to compare car insurance rates
- 11. Real estate
- Best car insurance companies by state
- Venmo Credit Card
- PlayStation Visa Credit Card
- Store credit cards
- The best renters insurance policy for five common scenarios
- How to start a profitable business
- How to choose the best investments in 2024
- How to find the best car insurance
- How to choose an online business idea
- How to find the best home insurance policy in five common scenarios
- Best Buy credit cards
- Options with more style than substance
- Find the best cheap renters insurance in select states
- How we ranked the best renters insurance companies
- Xbox Mastercard
- How to choose an insurance company
- How to compare homeowners insurance
- Watch out for making money scams
- Find the best homeowners insurance in your state
- How we ranked the best homeowners insurance companies
- Learn more about personal finance
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.