Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
- What is a W-4?
- 6 steps to opening a Roth IRA
- What is mortgage pre-qualification?
- What is a charitable donation?
- Why is retirement planning important?
- What is a cashier's check?
- Dividend definition
- See how to get your business started quickly
- Still deciding on the right carrier? Compare Medigap plans
- Find the right Medicare Supplement Insurance plan
- What is a home equity line of credit?
- December mortgage rate forecast
- What is IRMAA?
- Compare Medicare Part D plans
- What is a rollover IRA?
- Key takeaways:
- What is a put option?
- Thimble business insurance
- Definitions: Money Transfer Rates
- What is a brokerage account?
- What is an FHA loan?
- » This page is out of date
- What are undervalued stocks?
- What is Poshmark?
- Compare Medicare Advantage providers
- Find the right Medicare Advantage plan
- What is a backdoor Roth IRA?
- What is a jumbo loan?
- Medicare Advantage companies
- What Medicare covers
- See CD rates by term and type
- What is a budget planner?
- Investing for kids
- What is modified adjusted gross income (MAGI)?
- What's an adjustable-rate mortgage?
- What is a REIT?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- What is FICA tax?
- What is Amazon Flex?
- About State Farm renters insurance
- What is a utility bill?
- How much savings should I have?
- What is an index fund?
- The difference between Roth and traditional IRAs
- Market order vs. limit order
- Good credit utilization follows the 30% rule
- Tip calculator instructions
- What is a credit freeze?
- Texas state sales tax rate
- How much does HBO Max cost per month?
- 1. What is Marriott’s M Club lounge?
- What is Medicare?
- What is the Fed funds rate?
- About Travelers renters insurance
- What is a VA home loan?
- How to calculate debt-to-income ratio
- About American Family home insurance
- Work from home jobs often pay more
- What is recasting your mortgage?
- What are dividend stocks?
- What is SilverSneakers?
- What is passive income?
- How much emergency fund should I have?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Mortgage options
- When is a payment marked late on credit reports?
- When do I need a cashier's check?
- Institutions with low or no overdraft fees
- What are HSAs and FSAs?
- Microsoft Office Excel budget templates
- Tier benefits
- What is married filing separately?
- Can you withdraw money from a 401(k) early?
- Online marketplace and auction sites
- What is a goodwill letter or late payment removal letter?
- What is a tax ID number?
- What are home equity loans and HELOCs?
- What is a savings account?
- What are FHA closing costs?
- How is the Medicare IRMAA calculated?
- Buy: Patriotic items
- The right time to ask for a credit limit increase
- 1. Certificates of deposit (CDs)
- 1. The best credit cards aren’t for beginners
- Bicycle policies by airline
- How does the lottery work?
- 1. Report lost debit cards ASAP
- Share certificates: Credit union version of CDs
- When to follow up after no response
- What does APY mean?
- Getting to Charlotte
- Highlights
- Flights to Disney World
- Cheap car insurance for seniors
- What to expect flying American Airlines Main Cabin Extra
- Personal loan alternatives to Bank of America
- 7 of the best apps to make money
- 7 best-performing AI stocks
- How much are taxes on lottery winnings?
- Best Medicare Advantage companies
- Why your credit score matters to lenders
- Why are rates so low?
- Is standard repayment right for you?
- Preparing to buy tips
- What does a credit freeze do?
- What is umbrella insurance?
- Which cellular network is best for you?
- What is OASDI tax?
- What is SSDI?
- The similarities between Hyatt Place and Hyatt House
- How to invest in oil
- How do CDs work?
- What is MAGI used for?
- Virginia state income tax rates and tax brackets
- What is double-entry accounting?
- FICA tax rate 2023-2024
- How much does Amazon Flex pay?
- Life insurance calculator
- The best budget apps
- How Medicare Advantage HMO plans work
- Frontier baggage fees: The basics
- What is an LLLP?
- Calculate your closing costs
- 1. Sell spare electronics
- What is universal life insurance?
- Overview of Hyatt award chart
- 1. Targeted email campaigns
- Vending machine costs
- Frugal food tips
- British Airways' classes
- Most profitable small businesses
- What information is on a utility bill?
- The best car insurance
- Determine whether you're eligible
- How timeshares work
- What is a bonus?
- 39 green business ideas
- Why American Express was lagging
- What to know about Discover’s Q1 bonus categories
- January
- Inflation is moving in the right direction
- When are taxes due in 2024?
- What is the child and dependent care tax credit?
- Consider unexpected high-impact actions
- What are some e-commerce business models?
- What types of commercial insurance are there?
- How to calculate student loan interest
- What is the child tax credit?
- Term life vs. whole life: Overview
- Paying down your debt will take much longer
- What is options trading?
- 10 Common IRS tax forms and schedules
- Minimum wage over time
- The best flight booking sites
- How to start a business in Michigan
- Check prices at nearby airports
- Texas state small-business grants
- 1. Find a payment strategy or two
- 50/30/20 budget calculator
- How balance transfers work
- General advice for international money transfers
- Refinance to a lower rate
- What are AI ETFs?
- An overview of Delta Premium Select’s benefits
- What is GoodRx?
- Auto insurance
- Getting an ITIN
- 1. Discounted ticket sites
- What to expect flying first class with Singapore Airlines
- Advantages of franchising for the franchisee
- What is an insurance lapse?
- How to calculate your car lease payment
- 1. Open an IRA
- Clover Health Medicare Advantage pros and cons
- Determining needs
- 1. Set your budget
- Things to know about flying Southwest and its loyalty program
- What is a cash-out refinance?
- How much does FHA mortgage insurance cost?
- What is the face value of life insurance?
- How to use the mutual fund calculator
- Best-performing U.S. equity mutual funds
- Small-business employment statistics
- What is a passport?
- Alternatives to HSBC personal loans
- 1. Tweak your W-4
- Why start with the monthly payment?
- How do CDs work?
- Create a budget plan that works for you
- Best-performing REIT stocks: April 2024
- Do rent payments affect credit?
- Average car loan interest rates by credit score
- Quick facts about FedNow
- Best ways to consolidate credit card debt
- Best fleet fuel cards
- How to spot origination fees
- 1. Clean up your credit
- Late winter and early spring
- How to use the pre-qualification calculator
- Are charitable donations tax-deductible?
- 1. There are two Merrick Bank credit cards
- 4 common check fraud scams
- 'Preapproved' vs. 'pre-qualified' for a credit card
- The bull call spread
- How to budget money
- Best Medicare Supplement Insurance companies
- What happens when the appraisal is lower than the offer?
- NIL is similar to other types of marketing
- Average savings account rate: 0.46%
- 1. Confirm that the charge warrants disputing
- Student loan payoff calculator
- 1. Check your account statements
- Quality of parts and driving habits influence maintenance timing
- What is adjusted gross income (AGI)?
- Compensation
- Gambling activity
- 8 tips for finding a tax preparer or tax professional near you
- Faster insurance applications
- 1. Rewards come in the form of rebates
- What is a technology stock?
- 1. Gather information
- What are tax refund advance loans?
- Calculate Texas state sales tax
- 2. Where are the M Club lounge locations?
- Best day to book a flight
- When do I need to buy insurance for my new car?
- Who sets the Federal funds rate?
- What is your time horizon?
- How do debits and credits work with double-entry accounting?
- How do brokerage accounts work?
- 5 notable banks and credit unions that offer FedNow
- How to start selling on Poshmark
- Top credit cards for cruises
- When to refinance your car loan
- Stock chart components
- Buy down the interest rate: Is it worth it?
- How to find your way around an airport
- How do credit union loans work?
- When can you withdraw from a Roth IRA?
- Realtist vs. Realtor
- How does a jumbo loan work?
- HELOCs and home equity loans compared
- What is Costco?
- 17 passive income ideas for 2024
- What does this value mean?
- What is an EIN?
- How to send money online, on mobile or in person
- What is the 10-year Treasury?
- How to start with Amazon Flex
- What is IRS Free File?
- 1. Do your homework and gather evidence
- 2. Sell your gift cards
- How to make money online
- How do I know there's a late payment on my credit report?
- When can you retire?
- How much is life insurance?
- If you have private insurance
- Disneyland vs. Disney World size
- What is an overdraft fee?
- What are game apps that pay real money?
- Investment account types
- Find your target savings number
- Wells Fargo Active Cash® Card
- Discover’s Q2 bonus categories unpacked
- How married filing separately works
- What is the 401(k) early withdrawal penalty?
- Travel protections can be extremely valuable
- How to invest in stocks in 6 steps
- Do goodwill letters work?
- 11 best investments right now
- Types of TIN numbers
- Key takeaways
- How do index funds work?
- Where are community colleges that offer bachelor's degrees?
- Why the Bilt World Elite Mastercard® Credit Card is better for renters and travelers
- Roth vs. traditional IRA
- Market orders: Make the trade now
- Credit card debt piles up in countless ways
- Is a joint bank account a good idea?
- Skip: Indoor furniture
- Options for an old 401(k)
- Elite status tiers
- Share certificates vs. share accounts
- Knowing how your minimum payment is calculated offers insight
- Credit cards with no balance transfer fees
- Credit cards and their food-delivery reward rules
- How to freeze your credit with all 3 bureaus
- The best money-making apps
- 28 ways to save money
- 1. They earn rewards on more than just BMW-related expenses
- Banks that offer joint business accounts
- What higher interest rates mean for incoming and current students
- Points: Rewards on spending
- How does a VA home loan work?
- Why are stocks undervalued?
- Traditional IRA contribution rules
- How much do Instagram influencers make?
- Roth IRA income limits
- Your own insurance usually comes first
- JAL’s business and first class cabins
- Sage 100 pricing
- How to track your refund status with ‘Where's My Refund?’
- Find out how much your car is worth
- 1. 529 Savings and investing accounts
- What happened at the MOHELA Senate hearing
- How much are closing costs?
- How does a universal life insurance policy work?
- Where can I get a cashier’s check?
- Compare car insurance rates by age
- The co-branded Mastercard
- What is Medicare Supplement Plan A?
- Save aggressively
- Bonus tax rate
- How to deduct student loan interest
- Why you need a savings account
- What are the 2024 IRMAA brackets?
- What happened to gas prices in March?
- How an accident affects your car insurance rates
- 22 popular tax deductions and tax breaks
- Benefits
- Why the Quicksilver is better for most people
- Top credit cards you can use instantly after approval
- Who pays TX sales tax?
- The best whole life insurance companies of April 2024
- Best for size of network: UnitedHealthcare
- Thimble insurance: Pros and cons
- Medicare eligibility
- What is the 50/30/20 rule?
- What is the current Fed interest rate?
- How is PMI calculated?
- What is the Walmart MoneyCenter?
- Bank of America® Unlimited Cash Rewards credit card: Key details
- Payments under the standard repayment plan
- Banking
- Bull market definition
- How to place an Equifax credit freeze
- Our take
- Location and layout
- Complete the consolidation application
- How does a home equity loan work?
- How payday loans work
- 20 high-dividend stocks
- Choosing the right life insurance face amount
- Costco membership price
- Share credit accounts only as a last resort
- How does OASDI tax work?
- 2. Learn more about your 401(k)
- Who qualifies for SSDI?
- ARMs vs. fixed-rate mortgages
- TransUnion credit freeze online
- Who needs to get an EIN?
- YNAB, for hands-on zero-based budgeting
- How to choose the best crypto wallet
- How to fill out a W-4
- 3. Pawn something
- Cheap car insurance
- 2. Curated social media
- Where State Farm stands out
- What are dividend stocks and why buy them?
- 1. Traditional or Roth IRA
- Google Sheets budget templates
- What reasons can you withdraw from your 401(k) early?
- NerdWallet's car insurance estimator
- 1. Request a balance transfer
- But inflation is far from its target
- What is required to be approved for a HELOC or home equity loan?
- The NIL landscape is broader than it looks
- How to calculate your credit utilization ratio
- How much is the child tax credit worth?
- 2. Categorize your expenses
- Citi Simplicity® Card
- How put options work
- Disney World tickets
- Where can I get IRS tax forms?
- 3. Who can access M Club lounges?
- Lottery tax calculator
- Who is Warren Buffett?
- Bank wire transfer
- Are you taking IRA distributions, or plan to take them soon?
- Where Travelers stands out
- Our take on the recent banking crisis
- What LifeLock does and what it costs
- What should I do if I can’t make an auto insurance payment?
- What colleges are doing to help
- Where American Family stands out
- Working from home jobs are growing
- Who should get a cash-out refinance?
- How to calculate your home equity
- Considering other offers? Be honest
- Does Medicare cover SilverSneakers?
- 2. ABLE accounts
- Best-performing REIT mutual funds: April 2024
- Do I have to pay Virginia state income tax?
- How to compare lender fees and rates
- Top Hyatt beach resorts
- Best affordable homeowners insurance in Oregon: Travelers
- How tax-deductible donations work
- How can I get a cashier’s check?
- How to start a vending machine business: A step-by-step guide
- How life insurance rates are determined
- How SAVE differs from other student loan repayment plans
- Frugal shopping tips
- 2. You may need an offer by mail to apply
- Married filing separately: Standard deduction
- How to write a late payment removal letter
- Today’s HELOC rates
- What is the difference between deferment and forbearance?
- Why invest in index funds?
- What's next?
- Roth vs. traditional IRA: How to choose
- What you need to know about savings accounts
- Buy: Summer apparel
- How to transfer a 401(k) to IRA
- How much is the child and dependent care credit worth?
- The wrong time to ask for a credit limit increase
- 2. Cash management accounts
- 2. A security deposit makes a credit card easier to get
- How extra student loan payments work
- Checking and savings features
- You’ll rack up bigger interest charges
- How to write a follow-up email after no response
- How much do you tip at a restaurant?
- State minimum wages in 2024
- 2. Determine your coverage needs
- Best day to fly
- How we ranked the top life insurers
- Business insurance available from Thimble
- Refinance to a longer term
- How much is PMI?
- Best AI ETFs by one-year performance
- You can still make smart money moves
- Note Poshmark’s seller fees
- Chase Sapphire Preferred® Card
- How many Instagram followers do you need to make money?
- If you have credit card points ...
- How umbrella insurance works
- How to open a backdoor Roth IRA
- Identifying wants
- Roth IRA withdrawal rules
- Sage 100 benefits
- What goes into a monthly mortgage payment
- Dapps vs. centralized services
- How Airbnb prices are displayed
- Which services will report your rent payments?
- How FICA tax works
- How to manually calculate how much life insurance you need
- Who is eligible for Free File?
- Holiday weekends
- 5 steps for retirement planning
- Save consistently
- 4 steps to spot a fake check and avoid trouble
- Preapproval with credit cards vs. other loans
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- Individual taxpayer identification number (ITIN)
- February
- Pros of joint bank accounts
- Our take
- Focus on what actually matters to you
- Work-life balance
- 2. Special financing comes with a catch
- Best-performing tech stocks
- Information you need to freeze your credit
- Chase Sapphire Preferred® Card
- Medicare at a glance
- How to choose a brokerage account provider
- List of banks participating in FedNow
- Bank of America® Unlimited Cash Rewards credit card vs. competitors
- Who is GoodRx best for?
- The most undervalued stocks in the S&P 500
- Why does a high DTI affect new credit?
- Applying for a credit card
- How to book a first class ticket with Singapore Airlines
- 2. Shop for a loan
- Best credit union personal loans for 2024
- Jumbo loan requirements
- Are there free or discounted Costco memberships?
- If you’re going to share a credit card, protect yourself
- Should you choose postpaid or prepaid?
- How much are Avios worth in dollars?
- 3. Certificates of deposit
- Best-performing REIT ETFs: April 2024
- Are the rate increases working?
- Where to stash your emergency fund
- Are auto loan interest rates rising?
- High CD rates for now
- What is the 10-year treasury yield today?
- 8 best hot wallets
- Advantages of a Medicare Advantage HMO plan
- How do you calculate closing costs on a house?
- 4. Work today for fast cash today
- What’s behind the pre-qualification calculation?
- 3. Strong SEO strategy
- What can I do if I slip up?
- Where State Farm falls short
- The pros and cons of a life insurance trust
- Partner promotions
- What Medigap Plan A covers
- Avoid lifestyle creep
- How are bonuses taxed?
- Mortgage payoff calculator help
- Filing jointly and separately with student loans
- 2. Account frozen? Submit documentation
- 2. Determine whether to contact the merchant or credit card issuer
- Show me the money — and the maintenance
- How to calculate adjusted gross income
- How to book Main Cabin Extra
- Where to get tax refund loans
- What items are subject to Texas sales tax?
- How do lottery taxes work?
- How to get auto insurance before buying a car
- Where Travelers falls short
- What to expect: Delta Premium Select
- What credit score do you need for the best mortgage rate?
- FHA vs. conventional loans
- Our take on online vs. traditional banks
- Where American Family falls short
- Benefits of recasting
- Investing for income: Dividend stocks vs. dividend funds
- Learn more
- How to choose the best mutual funds for you
- What is a visa?
- 3. Look into an IRA
- Trading in a car with positive equity
- Is an ARM a good idea?
- How Amazon Flex works
- Different kinds of bags on Frontier
- How many parks are in Disneyland?
- 3. Get ready to pay some fees
- Overdraft protection
- A long non-winning stretch, but still hope
- More retailers are now accepting American Express
- How to deal with a low appraisal
- Why are gas prices going up?
- Why do credit unions call it a share certificate?
- How much do you tip for other services?
- Does raising the minimum wage cause inflation?
- Amazon's Prime Visa
- Original Medicare
- Average annual PMI premium
- What are the Walmart MoneyCenter hours?
- VA home loan eligibility
- Pay off loans faster
- How to make more money on Poshmark
- How to monetize your Instagram with fewer followers
- Clover Health Medicare star ratings
- Where to look for information
- FHA insurance vs. PMI costs
- The payday loan debt cycle
- What is the difference between Costco memberships?
- How does OASDI tax work if I’m self-employed?
- How we got here
- 2. Rebalance your debts and income
- State availability
- For people with Medicare
- NerdWallet’s budget planner
- How to estimate car insurance costs
- How much does it cost to get a bachelor’s degree at a community college?
- How this forecast could go wrong
- First things first: Check your IRA eligibility
- Savings accounts with strong APYs can help your money grow
- What if I didn't make the 2024 tax deadline?
- Skip: Lawn mowers
- Collectives can help facilitate NIL deals
- How does commercial insurance work?
- Use a credit utilization calculator
- Less ‘urgency’ to innovate for customers, skeptics say
- Historical national rates
- 3. Build a budget that works for your expenses
- How to trade options in four steps
- Onboarding
- Sports gamblers
- More personalized insurance rates
- Cards to consider despite their balance transfer fees
- Search for one-way flights
- What is Berkshire Hathaway?
- Apply for mortgage forbearance
- PMI calculator help
- Do you want to reinvest your dividends manually?
- Types of AI ETFs
- Our tips
- Traditional IRA income limits
- 2. Set financial priorities
- Working from home job ideas
- If you have frequent flyer miles with an airline ...
- Use Mileage Bank or a partner airline's miles to book
- When will I get my 2024 tax refund?
- Is there a SilverSneakers near you?
- The differences between Hyatt Place and Hyatt House
- When is the best time to use Avios?
- Am I a resident for Virginia state income tax purposes?
- How to use average car interest rates
- What is withholding tax?
- Episode transcript
- Can you negotiate mortgage origination fees?
- 5. Seek community loans and assistance
- Dividend vs. growth stocks
- What Medigap Plan A doesn’t cover
- Married filing separately rules
- Goodwill letter template
- 2. Wait for the transfer to go through
- What is better: deferment or forbearance?
- What is an index?
- Limit orders: Make trade when the price is right
- Cons of joint bank accounts
- Our tips
- Who is a qualifying dependent?
- Hold yourself accountable
- 3. High-yield money market accounts (MMAs)
- 3. Your first credit card can build your credit — or ruin it
- 3. Ask your bank for relief
- Requirements: Who qualifies for the child tax credit?
- Your credit scores could suffer
- How to calculate APY
- Buying a put option
- Best car insurance for seniors: star rating
- Comparing federal and private student loan interest rates
- What’s the difference between single-entry and double-entry accounting?
- Credit cards
- Mortgage selection tips
- 2. Paying with points
- Basic stock chart terms to know
- What you should know before recasting
- What is the primary focus of a Realtist?
- Don’t miss the deadline
- Should I choose a home equity loan or a HELOC?
- About home equity loans
- Will your disability benefits change when you turn 65?
- Use a home affordability calculator
- Are dapps really decentralized?
- Use a budget planner
- 4. Custodial brokerage account
- How do REITs work?
- TransUnion credit freeze by postal mail
- How does the IRS Free File program work?
- 2. If a collection is on your report in error, dispute it
- 4. Promotions that speak to your target audience
- Include health care in your savings goal
- Episode transcript
- Solid rewards rates help me rack up points
- The bear put spread
- March
- Student loan interest calculator
- Key differences between term life and whole life
- Disney World hotels
- The pros and cons of investing in tech stocks
- Do all workers earn at least the minimum wage?
- 3. Choose how to shop for car insurance
- What is exempt from Texas sales tax?
- What are AI stocks?
- Best whole life insurance policies for 2024
- How much is new car insurance?
- Medicare Part A (hospital insurance)
- Good balance transfer cards
- Should you refinance?
- Emergency cash grants for students affected by COVID-19
- What does umbrella insurance cover?
- 3. Determine other ownership costs
- Sometimes parents steal their children’s identities
- Episode transcript
- Get a secured credit card
- 4 more ways to estimate how much life insurance you need
- Disadvantages of a Medicare Advantage HMO plan
- How long will your mortgage loan last?
- 6. Ask for forbearance on bills
- All year
- How much does a cashier’s check cost?
- Frugal entertainment tips
- 4. Neither card offers perks
- Overdraft fees by institution
- Look for must-have features
- Major issuers generally offer pre-qualification
- How to pay off a mortgage early
- November's prediction: What happened
- How to qualify for education tax breaks
- Shop: Amazon Prime Day
- The worst they can say is no. Shouldn’t I try?
- NIL activity isn't uniformly regulated
- Where do lottery prizes come from?
- How do share certificates work?
- Pay now or pay for it later
- Best for extra perks: Aetna
- 2. Consider debt consolidation
- Cash App
- How to buy AI ETFs
- How to apply for a VA home loan
- Should you get Bank of America® Unlimited Cash Rewards credit card?
- How to find undervalued stocks
- 5 ways to make money on Instagram
- How long do bull markets last?
- Other factors that affect what you'll pay each month
- Backdoor Roth IRA rules
- Budgeting for both needs and wants
- Removing mortgage insurance
- 2024 tax refund schedule
- OASDI limit 2023
- Trading in a car with negative equity
- How much money do you need to invest in oil?
- How flexible are British Airways Avios?
- How to apply for an employer identification number
- Price vs. yield
- Other payroll tax items you may hear about
- How to get paid
- Best homeowners insurance in Oregon for coverage: Openly
- What’s the difference between pre-qualification and preapproval?
- State Farm renters insurance coverage
- How does a life insurance trust work?
- How are dividends paid out?
- Best car insurance companies: Our winners
- Try a simple budgeting plan
- Goodwill letter vs. credit dispute letter
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- Employer identification number (EIN)
- Take these steps to make the most of Discover’s Q1 bonus categories for 2024
- How a savings account works: withdrawal limits
- Joint bank accounts and marriage
- 4. Monitor bank transactions online
- Capitalization increases interest costs
- How to claim the child tax credit
- Average interest checking account rate: 0.08%
- Cost of term life vs. whole life
- Apply extra student loan payments toward the principal
- Possible reasons why your minimum payment increased
- Professional development
- How important is it to pay no balance transfer fee?
- Do I have to pay state tax on lottery winnings?
- What happens when the Fed raises interest rates?
- Apply for loan modification
- What services are available at Walmart MoneyCenters?
- Travelers renters insurance coverage
- FHA loan requirements
- What should I do if my DTI is too high?
- Is LifeLock worth the price?
- Ways to get good value
- How can I get coverage after an insurance lapse?
- American Family home insurance coverage
- What about domestic airfares?
- How much does SilverSneakers cost?
- Best for availability and locations: Hyatt Place
- 5. High-yield savings account
- Types of adjustable-rate mortgages
- REITs' average return
- Episode transcript
- What it means for your money
- 7. Request a payroll advance
- 5. Sales that create a sense of urgency
- Game apps that pay real money: before you play
- The Federal Trade Commission’s budget worksheet
- Maximize your savings
- Maximizing Discover’s Q2 bonus categories for 2024
- Advantages of filing separately vs. jointly
- Factors that affect the cost of car insurance
- Are bonuses taxed differently?
- How to pay for a bachelor’s degree at a community college
- Episode transcript
- Recognize when 'done' is better than 'perfect'
- 4. You can see the rates and fees before applying
- Cheap car insurance after an accident by company
- Where does lottery revenue go?
- Where can you buy commercial insurance?
- Is per-card or overall utilization more important?
- Where to find your AGI on your 1040
- If you can’t afford more than the minimum, ask for help
- 3. The APR is higher than average
- How to unfreeze your credit
- 4. 24/7 might not mean what you think it does
- 2. There's a card for two-wheel BMW enthusiasts, as well
- Who can open a joint business account
- Do you want a Roth or traditional IRA?
- How mortgage rates can vary by credit score
- What are the potential drawbacks of GoodRx?
- What to ask your credit card issuer
- How to earn JAL Mileage Bank miles
- When your face value might change
- Average mutual fund return
- Small-business lending statistics
- How do I check my tax return status?
- OASDI limit 2024
- Is investing in oil safe?
- TransUnion credit freeze by phone
- Why do I have to pay FICA tax?
- Goodbudget, for hands-on envelope budgeting
- Other Frontier fees
- LLLPs: Advantages and disadvantages
- 3. Don’t ask for too much cash
- How long does a late payment stay on my credit report?
- Glossary of overdraft terms
- Prioritize retirement over college
- Local sales
- 1. High-yield savings accounts
- Example of an appraisal gap
- What state has the highest gas prices?
- 4. Peer-to-peer lending
- Other tips to book a cheap Disney World trip
- Simpler claims, and maybe fewer of them
- American Airlines premium economy vs. Main Cabin Extra
- Blue Cash Preferred® Card from American Express
- Who collects TX sales tax?
- Does Max cost the same as HBO Max did?
- Medicare Part B (medical insurance)
- Perks: Goodies that come with the card
- Capital One Venture Rewards Credit Card
- What does Clover Health Medicare Advantage cost?
- 4. Find the right car for you
- Alternatives to a cash-out refinance
- Do you need a family cell phone plan?
- 4. Save for college
- Is SilverSneakers available outside of Medicare Advantage?
- What are the best dapps?
- How to minimize Airbnb fees
- 2024 IRS Free File: Participating tax software providers
- When to estimate closing costs
- 6. Events that resonate with your community
- What doesn’t impact your life insurance premium
- How much does Medigap Plan A cost?
- Worthwhile timeshare offers, by chain
- Tips for avoiding late payments
- Where American Express still lags
- 3. Pay off your balance
- How much do index funds cost?
- When are state taxes due in 2024?
- 5. Know the bank’s timeline
- Citi Double Cash® Card
- Recognition and rewards
- Gambling and finances
- Best car insurance for seniors: budget pick
- Pros and cons of VA home loans
- 3. With a vacation package
- More advanced stock chart terms
- Using the mortgage points calculator
- How to recast your mortgage
- How to get a home equity loan
- About home equity lines of credit
- Look for other ways to help instead
- Is the OASDI tax mandatory?
- Do you have to contact anyone to switch from SSDI to Social Security?
- Best hotel for long-term stays: Hyatt House
- Ways to make your homebuying dollar go further
- How did we determine the Avios points value?
- Lifting a TransUnion credit freeze
- 8. Take a loan from your retirement account
- Universal life insurance: Pros and cons
- How much should you spend on a mattress?
- 6 types of dividends
- 2. Solo 401(k)
- Frugal DIY project tips
- Considering the Discover it® Cash Back?
- How does a HELOC work?
- Details: Discover it® Cash Back
- April
- Why you may prefer the Wells Fargo Autograph℠ Card
- Why the Roth IRA works for many savers
- Eligible child and dependent care expenses
- What's next?
- Other opportunities to pay off student loans faster
- 5 tips to offset unexpected car maintenance costs
- Tips for taming your minimum
- APR vs. APY: What’s the difference?
- Hotels on points in Charlotte
- American Express® Gold Card
- Plan your visits to Marriott M Club lounges
- How much insurance do I need for a new car?
- Which stocks is Warren Buffett buying?
- Eliminate mortgage insurance
- Are Walmart MoneyCenter services worth it?
- Credits
- Transfer your points and miles
- What to do once your Equifax credit freeze is in place
- Breaking free of payday loan debt
- Sage 100 drawbacks
- Why haven't I received my tax refund?
- Understanding the oil markets
- 6. Investing for teens
- Types of REITs
- Who might benefit from a Medicare Advantage HMO plan
- 7. Strategic partnerships with other businesses
- Will making a partial payment keep me from being reported late?
- What if I lose the cashier's check?
- For Medicaid beneficiaries
- How many parks are in Disney World?
- 5. There are no other Merrick Bank credit cards to graduate to
- How to get overdraft fees waived
- Bank of America® Customized Cash Rewards credit card
- How many banks have collapsed?
- Deferment vs. forbearance for private student loans
- How to reduce your FHA closing costs
- Stress can provide powerful motivation
- How to open a joint account
- Bonus: Ice cream
- What are the lottery payout options?
- The significance of adjusted gross income
- Communication and feedback
- 4. Rebate redemption is inflexible
- Texas sales tax holiday
- How to apply for a joint business bank account
- How to minimize student loan costs
- How to open a brokerage account
- Emergency tuition assistance
- How to invest in dividend stocks
- 5. Fund your FSA
- What comes with a SilverSneakers membership?
- Will the Fed keep raising rates in 2023?
- The beginnings and endings of bull markets
- Buying bundles: the Works and the Perks
- 9. Borrow against life insurance
- Does pre-qualification affect your credit score?
- Average cost of term life insurance by age
- More ways to take charge of your budget
- Run the numbers
- Diversifying with index funds
- When to talk to a tax professional
- A savvy way to save money
- 5. Credit card fees are avoidable
- Additional child tax credit
- Make your Disney vacation affordable
- Who might prefer the Platinum
- What states are increasing minimum wages in 2024?
- Does HBO Max allow password sharing?
- 3. Redemptions are flexible and valuable
- Should I take a lump sum payment or annuity payments?
- 3. Work with your creditors
- How does the Fed raise interest rates?
- How to use the car lease calculator's results
- What umbrella insurance doesn’t cover
- Cash-out refinance costs
- Partial payment credit is possible after April 30
- How do you sign up for a Costco membership?
- Final steps
- Best hotel for business and leisure travel: Both
- How to choose a rent-reporting service
- Why is the 10-year Treasury yield important?
- W-4 form 2024
- Mattress-buying tips
- Best homeowners insurance in Oregon for consumer experience: American Family and Nationwide
- How can I avoid late payments?
- Types of life insurance trusts
- The bottom line
- How much car insurance you need
- The long straddle
- Clothes, vintage and crafts
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- What's next?
- How much to keep in your savings account
- What state has the lowest gas prices?
- 5. Online savings accounts
- 6. Rebounding from bank account fraud
- Workers fear losing hard-fought union benefits
- How to choose between term and whole life insurance
- What is American Airlines Main Plus?
- Best for local support: Blue Cross Blue Shield
- How to get Thimble insurance
- Get more help with monthly budget planning
- Google Pay
- How to invest during a bull market
- 5. Contact the seller or visit a dealership
- Food and drink
- Visa and passport differences
- Should you claim early Social Security benefits?
- MAGI vs. AGI: What's the difference?
- Get a credit-builder product or a secured loan
- 4. Consider a co-signer
- 3. If you already paid the debt: Ask for a goodwill deletion
- What do closing costs include?
- 10. Use a credit card cash advance
- 8. Take advantage of free advertising
- State Farm renters insurance rates
- What's next?
- Adoption taxpayer identification number (ATIN)
- Home equity loan and HELOC rates
- Do I still have to pay the IRMAA if I choose Medicare Advantage?
- Ways to reduce the cost of flying with a bicycle
- How does credit utilization affect my credit score?
- When do I start accruing interest?
- Customer experience
- Best car insurance for seniors: fewest complaints
- How do tax refund loans work?
- How to invest in AI stocks
- Should you feel guilty for quitting your job without notice?
- Discounts
- How to unfreeze your credit with Equifax
- Bridging the Homeownership Gap
- Are home equity loans a good idea?
- Benefits of staying as a World of Hyatt member
- Who should form an LLLP
- What are IRS Free File Fillable Forms?
- Universal life insurance vs. whole life insurance
- How to handle these bills
- Buy Medigap Plan A during Medigap open enrollment
- Consider the costs of cashing out your 401(k)
- Calculate the cost of deferment vs. forbearance
- May
- Appraisal gap coverage limits your exposure
- What are the other 2024 tax deadlines to know?
- 6. Interest is completely avoidable, too
- What are some types of e-commerce revenue models?
- 3. Collect documents and correspondence
- 5. The sign-up bonus is small
- How to invest in tech stocks
- Can you deduct TX sales tax?
- How to fit HBO Max into your budget
- Texas city-specific business grants
- Medicare Advantage (Medicare Part C)
- Which stocks is Warren Buffett selling?
- Should I do a balance transfer?
- Mortgages where credit score matters less
- Emergency college food options
- Is a backdoor Roth IRA worth it?
- Pros and cons of jumbo loans
- How do you pay for purchases at Costco?
- Estimate your 2024 IRS tax refund date
- Is OASDI tax the same thing as Social Security tax?
- 6. Subsidize your dependent care FSA
- 7. Roth IRA
- How to calculate your modified adjusted gross income
- How ARM rates are set
- What are fleet cards?
- Types of mortgage loans
- 11. Look for a payday alternative loan
- How to increase your pre-qualification amount
- 9. Get local and online press
- Frugal home expenses tips
- How redeeming points helped me celebrate the World Series
- Average certificate of deposit rate: 1.81% for one-year CDs
- How compound interest works
- Buying a put option vs. short selling
- Which card should you get?
- Search for individual tickets if traveling in a group
- 4. The BMW Precision Credit Card offers additional perks
- What is the Federal Reserve Board?
- What is the VA loan limit?
- Double-entry accounting software
- Know the implications of consolidation
- Visa vs. passport recapped
- What plans are best for seniors?
- Can you collect SSI and Social Security disability or retirement benefits?
- Are there more sustainable investments than oil?
- Airbnb pricing, recapped
- Does paying rent build credit?
- Are 10-year Treasury notes a good investment?
- How to find the 2024 W-4
- Getting your Frontier baggage and other fees waived
- Discounts
- Cashier’s check vs. certified check vs. money order
- Save for nonemergencies
- 2. Certificates of deposit
- Quick start guide: How to invest in index funds
- Alternatives to savings accounts
- Taxes for rollover IRAs: 2 rules to know
- Who counts as a qualified care provider?
- How student loan payments are applied
- When to expect your child tax credit refund
- What is your modified adjusted gross income (MAGI)?
- Why you may not be getting a response after an interview
- Minimum wage increases
- How to freeze your child’s credit
- How do I deal with lottery taxes?
- Who is Thimble insurance a good fit for?
- 4. Using the United MileagePlus X app
- 3. Get disability and life insurance
- Who needs umbrella insurance?
- Credit union personal loan rates
- Can I get my Social Security tax back if I’ve overpaid it?
- No-closing-cost mortgages
- How much does universal life insurance cost?
- Average cost of whole life insurance by age
- Consider income-driven repayment instead
- Joint accounts for teens
- 7. You can — and should! — pay more than the minimum
- The bottom line
- Strategies for keeping your credit utilization low
- How to get American Airlines Main Cabin Extra Seats for free
- Citi Custom Cash® Card
- 4. Seek help through debt relief
- Brokerage accounts are taxable accounts
- Bank of America® Premium Rewards® credit card
- If you fly first class on Singapore Airlines
- Available Medicare Advantage plans
- 6. Inspect and test-drive the car, if applicable
- Small-business diversity statistics
- Alternative
- When to get a CD
- 8. Special needs trust
- How do fleet cards work?
- How to establish an LLLP
- 12. Get a personal loan
- Getting the most from your pre-qualification limit
- 10. Manage review sites
- Why some cars cost more to insure
- Why did First Republic Bank fail?
- How do I find out if the Medicare IRMAA applies to me?
- 6. High-yield checking accounts
- Cheap car insurance after an accident by state
- 4. Follow up with a letter if it makes sense
- The 50/30/20 budget calculator
- Best car insurance for seniors: ease of use
- What is the median household income in the U.S.?
- Bank of America® Customized Cash Rewards credit card
- Tips to find cheap flights any day of the week
- 5. The BMW Credit Card and BMW Motorrad World Mastercard® Credit Card have 0% APR promotional periods
- How to find AI ETFs
- Consumer complaints
- What to expect: Delta Comfort Plus
- How do I grow my home's equity?
- Is a Costco membership worth it?
- Is it time for you to switch to a better plan?
- 7. Rock your HSA
- Compare alternative plans
- EveryDollar, for simple zero-based budgeting
- 5. Use collateral to secure the loan
- 4. Check your credit reports after 30 days to make sure the change was made
- Claiming tax-deductible donations on your tax return
- Important differences between HSAs and FSAs
- Alternatives to student credit cards
- Best for extra benefits: Anthem Medicare Supplement Insurance
- Preparer tax identification number (PTIN)
- HELOC requirements
- Making the call
- Sacrifices large and small rein in debt
- How are gas prices determined?
- Gambling and the Super Bowl
- What are Berkshire Hathaway’s holdings?
- PayPal
- Where's my 2024 state tax refund? Track your status
- Use a co-signer
- How do you buy 10-year Treasury notes?
- Do I have to update my W-4 every year?
- Fees across U.S. airlines
- Who qualifies for the SAVE plan?
- For the uninsured
- How to book British Airways premium class tickets
- June
- Potential tiebreakers
- Who should get a home equity loan
- 8. Paying late comes at a high cost
- 2024 child tax credit news update
- 4. Use budgeting or expense-tracking apps
- Is APY variable?
- Best for low-cost plan availability: Humana
- Medicare Part D (prescription drugs)
- Refinancing a VA home loan
- When undervalued stocks become popular
- If you want to buy Disney tickets for cheap
- American Family home insurance rates
- How much umbrella insurance do you need?
- Mutual fund fees
- How to open a CD
- Five steps to opening an investment account for your kid
- Next steps
- What’s the filing deadline for my Virginia state income tax bill?
- Do you ever need to change your EIN?
- 13. Rent out a room
- 11. Tap into your existing customer base
- Consumer complaints
- How can I avoid cashier's check fraud?
- You probably can’t have both an HSA and an FSA
- The long strangle
- How to minimize the tax impact of a bonus
- 3. Bonds
- Repayment options for federal and private loans in default
- Additional child and dependent care credit requirements
- How much are lottery winnings taxed?
- Alternatives to term and whole life insurance
- Citi® Diamond Preferred® Card
- When should you freeze your credit?
- How much does a tax refund loan cost?
- Alternatives to Thimble insurance
- Consumer experience
- How to build your credit score
- Disadvantages of franchising for the franchisee
- Amenities
- Tips for calculating how much life insurance you need
- The bottom line
- Full list of the best homeowners insurance in Oregon
- 3. SEP IRA
- Married filing separately: Bottom line
- Electronics
- How to get a home equity line of credit
- How to earn Avis Preferred Points
- How to rebook quickly for a canceled flight
- Clover Health Medicare Advantage service area
- Working from home tips
- 7. Determine which warranties are right for you
- How to get a loan from a credit union
- How to find a Realtist
- How to compare personal loans
- How to get a tax refund sooner
- 8. See if you’re eligible for the earned income tax credit (EITC)
- CD vs. savings account
- Do you pay tax on T-notes?
- Seller-paid closing costs
- How long does it take to get pre-qualified for a mortgage?
- Consumer experience
- Why did Silicon Valley Bank fail?
- Who should get a HELOC
- When will I get my refund?
- How do I pay the Medicare IRMAA surcharge?
- How much does commercial insurance cost?
- The cheapest car insurance for seniors
- Should you trade like Warren Buffett?
- Discounts
- Become an authorized user
- How to adjust your Form W-4
- 6. Find the right lender
- 12. Sponsor local events
- Recap: How to get a cashier's check
- How to evaluate dividends
- Rescheduling your flights
- Should you choose an HSA or an FSA?
- How to save on car insurance
- Where to find the best savings accounts
- 9. Getting too close to your limit can sink your credit score
- It’s possible to get a lower rate after an accident
- 5. Wait for a response
- 5. Explore other expense-tracking methods
- Is it worth going to a tax preparer?
- Medigap (Medicare Supplement Insurance)
- Types of VA home loans
- Brokerage accounts vs. IRA
- Jumbo loans and conforming loan limits
- Small-business industry statistics
- 6 things to know about Virginia state income tax
- Next Steps
- Term vs. whole life insurance tool
- 14. Moonlight as a dog sitter
- Other types of universal life insurance
- Which type of life insurance should I put in a trust?
- Cost of life insurance without a medical exam
- Who qualifies for timeshare presentation offers?
- July
- Average money market account rate: 0.66%
- Getting help for problem gambling
- Cons of a credit freeze
- Could we be in an AI bubble?
- Housing assistance for college students
- Work from home job scams
- Are these the best dividend stocks?
- CD vs. bond
- Interest-based passive income ideas
- More ARM terms to know
- What if you lose your EIN?
- Charitable contributions 2023
- How to apply for the SAVE plan
- Investing and saving for retirement
- U.S. Bank Cash+® Visa Signature® Card
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- How much can you borrow with a HELOC?
- Types of gas
- How to redeem Avis Preferred Points
- Fear of store closures in small towns, despite assurances
- Pros and cons of tax refund loans
- 5. Lower your living expenses
- Venmo
- Can you lose money in mutual funds?
- Find local conforming loan limits
- Fleet fuel cards: benefits and drawbacks
- 15. Become a rideshare or delivery driver
- How much does homeowners insurance cost in Oregon?
- Disney World vs. Disneyland resorts
- The bottom line
- Can you contribute to a rollover IRA?
- 10. Dealing with credit card fraud isn’t as difficult as it sounds
- 6. Look for ways to lower your expenses
- Methodology
- Capital One Venture Rewards Credit Card
- Other renters insurance companies to consider
- U.S. Bank Altitude® Connect Visa Signature® Card
- Consumer complaints
- How much does umbrella insurance cost?
- 8. Negotiate the best price
- Credit union vs. online lender
- 9. Give it away
- Universal life policy riders
- 13. Become a trusted resource on online platforms
- Which card should you get?
- Tax Day resources
- What to do if you win the lottery
- Blue Cash Preferred® Card from American Express
- Best of the Blues: Highmark
- Enrolling in Medicare
- How many times can you use a VA home loan?
- Cards with primary coverage
- The bottom line
- Ways to get the best jumbo mortgage rates
- Types of CD strategies
- You can refinance an ARM
- Empower Personal Dashboard, for tracking wealth and spending
- 16. Cut your insurance premiums
- How to claim the child and dependent tax credit
- How to find cheap car insurance after an accident
- Consequences of a child tax credit error
- What's the difference between a CPA and a tax preparer?
- Credit freeze or credit lock?
- Last-minute flight deals are out there
- Home shopping tips
- Consumer experience
- How to get umbrella insurance
- Calculating MAGI: Example
- State Farm vs. competitors
- When is the SAVE plan available?
- If you’re tempted by a timeshare presentation offer
- Why did Signature Bank fail?
- August
- Can I appeal the Medicare IRMAA if I don't think it applies to me?
- Discounted broadband access
- How to find the best universal life insurance company
- Average cost of homeowners insurance in Oregon by city
- The synthetic long
- Is Main Cabin Extra worth it on American Airlines?
- Tax refund loan alternatives
- Lounge benefits
- How to redeem Mileage Bank miles
- Pros of investing in REIT stocks
- Get credit for the bills you pay
- Important considerations when opening a Roth IRA
- Average cost of life insurance by term length
- Next steps
- Medigap plan types
- 11. If you’re rejected for a credit card, the issuer will tell you why
- Who can access your frozen credit reports?
- How can I save on new car insurance?
- Walmart2Walmart
- Types of stock charts and how to read them
- 9. Maximize trade-in value, if applicable
- American Express add-on coverage
- Small-business outlook statistics
- 10. Keep a file of your medical expenses
- If you’re choosing between Hyatt Place and Hyatt House
- 17. Consolidate your debt
- Why are California gas prices so high?
- How to earn other travel rewards through your Avis car rental
- State child tax credits
- The difference between interest rate and APY
- 4. Compare companies
- Should you invest in AI stocks?
- Bottom line: Is umbrella insurance worth it?
- What are CD rates right now?
- Fuel card vs. business gas credit card
- If you’re trying to compare Disney World vs. Disneyland size
- Compare insurance rates by driver history
- Is getting a HELOC a good idea?
- Bottom line: Is it worth claiming the child and dependent care tax credit?
- How to design an e-commerce business model
- Do insurance rates go up after a no-fault accident?
- How to claim lottery winnings
- Options trading examples
- Citi Rewards+® Card
- Selling a put option
- How can credit cards and elite status improve your overall experience?
- Additional help
- Next steps
- Cons of investing in REIT stocks
- If you want to maximize your stay
- The cheapest home insurance in Oregon
- 4. SIMPLE IRA
- What’s happening with Silvergate Capital Corp.?
- September
- How to shop for Medicare Advantage plans
- 18. Refinance your student loans
- Are dividends taxed?
- Repaying debt vs. saving for emergencies
- What are the largest lottery jackpots ever?
- What is the $500 credit for other dependents (ODC)?
- Blue Cash Everyday® Card from American Express
- Hotel-friendly benefits
- Finding long-term solutions
- The bottom line
- 10. Make the purchase
- It pays to know
- 11. Consider selling those dogs weighing down your portfolio
- What happened to Credit Suisse?
- U.S. Bank Cash+® Visa Signature® Card
- Lenders that offer small loans and fast funding
- The Platinum Card® from American Express
- What are promotional CD rates?
- Investing in REITs: How to get started
- Practice good credit habits
- What is credit card consolidation?
- Other types of mortgage loans
- 19. Change your cell phone plan
- Next steps
- Child tax credit vs. child and dependent care credit
- 5. Buy your new policy (and cancel your old one)
- W-4 calculator
- What to know about Oregon homeowners insurance
- Taxes on bonuses: The bottom line
- 4. Money market funds
- National grant programs available to Texas small businesses
- Western Union
- Other home insurance companies to consider
- The bottom line
- What’s the difference between face value and cash value?
- PocketGuard, for a simplified budgeting snapshot
- Avoid risky loans
- Other changes to income-driven repayment in the works
- October
- Does the president control gas prices?
- Can I keep my car insurance rate from going up after a crash?
- How the FDIC calculates national rates
- Types of FHA loans
- Advantages of franchising for the franchisor
- 12. Get the timing right
- How does credit card consolidation work?
- Does your business need a fleet fuel card?
- Can you keep your doctor on Medicare?
- Investing
- How to access the Centurion Lounge at LAX
- Next steps
- Modified adjusted gross income: The bottom line
- 3 best cold wallets
- Where should you open your investment account?
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Are other banks are in trouble?
- Is it better to get a home equity loan or line of credit?
- Should you choose hotel and airline rewards over Avis Preferred Points?
- Why trade options?
- JAL has two elite status programs: Fly On and Global Club
- What else to know about Form W-4
- How does the Israel-Hamas war affect gas prices?
- Alternative car insurance for high-risk drivers
- Cheapest car insurance for seniors by state
- If you’re considering an upgrade from Delta Comfort Plus to Premium Select
- Check your credit scores and reports
- Final thoughts on Hyatt beach hotels
- 5. Mutual funds
- Should I take my money out of the bank?
- November
- What are tax deductions?
- Capital One SavorOne Cash Rewards Credit Card*
- What Medicare doesn't cover
- Is consolidating credit card debt a good idea?
- What to do if you can’t keep up with your HELOC payments
- Call vs. put options
- Services
- More resources
- Best stocks for beginners
- The bottom line
- Final thoughts on the best flight booking site
- Bank of America® Premium Rewards® credit card
- Zelle:
- Small-business banking statistics post-SVB failure
- 5. Defined benefit plan
- A lesson: Use the right card, before or after
- How to get the best car insurance rates for seniors
- Can I still use my credit card after debt consolidation?
- Are we in a recession?
- Branded cruise line credit cards
- Home purchasing tips
- The bottom line on how to read stock charts
- LAX Centurion Lounge hours
- 6. Index funds
- Tips to finding the right grant program for your small business
- Medicare vs. Medicaid
- Mortgages
- Honeydue, for budgeting with a partner
- December
- The four options market participants and their incentives
- FHA loan limits
- Oregon insurance department
- The bottom line on investing in stocks
- Centurion Lounge at LAX recapped
- Are we headed for a depression?
- Advantages of put options
- Cheapest car insurance by state
- Prime Visa
- What are tax write-offs?
- Where can I find out more?
- What to know about the best ways to send money
- Looking for more insurance in Oregon?
- Bilt World Elite Mastercard® Credit Card
- Disadvantages of franchising for the franchisor
- How to apply for an FHA loan
- Capital One® Walmart Rewards™ Mastercard®
- Where to open a retirement plan if you’re self-employed
- Budgeting resources from NerdWallet
- How to make money from home
- Moving forward with no debt, or less of it
- How do you claim tax deductions?
- The bottom line
- Alternatives to the best whole life insurance
- 7. Exchange-traded funds
- Pros and cons of FHA loans
- How to get cheap car insurance
- More small-business data from NerdWallet
- More about whole life insurance
- Personal loans
- Methodology to identify the best budget apps
- Other notable options
- Access to unique experiences
- 8. Stocks
- Chase Freedom Flex℠ and Chase Freedom Unlimited®
- Japan Airlines is a king of stopovers
- Risks of getting cheap auto insurance
- Pros and cons of starting a vending machine business
- Target Circle™ Credit Card
- More about top-rated life insurance companies
- Ways to get the best FHA mortgage rates
- Major issuers and their policies on instant credit access
- The final word
- Benefits of starting a sustainable business
- Student loans
- Convenient features
- Final thoughts on JAL
- How to make money offline
- Chase Sapphire Preferred® Card
- Now is the time to pursue your sustainable business idea
- 9. Alternative investments
- Taxes
- Capital One® Walmart Rewards™ Mastercard®
- 10. Cryptocurrency
- Chase Sapphire Reserve®
- Other ways to save money
- Travel rewards
- Full list of the best car insurance companies
- Protections
- How to compare car insurance rates
- Retail and travel
- 11. Real estate
- Best car insurance companies by state
- PlayStation Visa Credit Card
- Costco Anywhere Visa® Card by Citi
- How to start a profitable business
- How to choose the best investments in 2024
- How to find the best car insurance
- Discover it® Cash Back
- Emergency services: Assistance 24 hours a day
- Best Buy credit cards
- More about the card
- DoorDash Rewards Mastercard®
- Why you can trust NerdWallet
- Instacart Mastercard®
- Xbox Mastercard
- How to choose an insurance company
- U.S. Bank Altitude® Go Visa Signature® Card
- Watch out for making money scams
- U.S. Bank Cash+® Visa Signature® Card
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.