The Cheapest Car Insurance in Florida for April 2024
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Finding cheap car insurance in Florida isn’t easy. The average cost of car insurance in Florida has historically been among the most expensive in the country, according to NerdWallet’s analysis.
The state’s high insurance costs are due to a variety of factors. Florida is not only a magnet for hurricanes and crash-related lawsuits, but it also has more traffic fatalities and uninsured drivers than most states. Florida’s roadways also continue to fill with new residents and tourists.
Did your rates go up? Car insurance rates are on the rise in Florida. Be sure to get quotes from three or more companies to get the lowest rate you can.
But all hope is not lost. Read on to find the cheapest car insurance in Florida by age, driving history and more. If you’re looking for the best auto coverage, check out our list of the best car insurance in Florida.
See what you could save on car insurance
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If you’re looking for the cheapest car insurance near you, NerdWallet analyzed rates for some of the largest Florida cities, including:
ALSO CONSIDER: Best car insurance in Florida || How much is car insurance in Florida? || Florida auto insurance requirements || Personal injury protection (PIP) insurance in Florida, explained || FR-44 and SR-22 insurance in Florida
Cheap car insurance in Florida
Auto insurance is an important purchase, but finding cheap car insurance in Florida can feel like trying to find cheap Disney World annual passes. The best way to find cheap car insurance is to compare rates from multiple insurers.
Use the table below to find the cheapest car insurance rates in Florida based on your age for both full and minimum coverage, plus credit and driving history.
20-year-old drivers |
30-year-old drivers |
40-year-old drivers |
50-year-old drivers |
60-year-old drivers |
70-year-old drivers |
Cheapest for 20-year-old drivers
Drivers in their 20s may have to get a lot of quotes to find the best cheap car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. Still, some companies routinely have better insurance premiums for young drivers, so it's best to shop around to find them.
Cheapest full coverage car insurance in Florida for 20-year-olds
Drivers in Florida with clean driving records may want to consider the following companies, which had the lowest average rates:
- Allstate: $10,161 per year, or about $847 per month.
- Bristol West: $11,271 per year, or about $939 per month.
- Direct Auto: $8,575 per year, or about $715 per month.
- Geico: $3,701 per year, or about $308 per month.
- Mercury: $16,902 per year, or about $1,409 per month.
Cheapest minimum coverage car insurance in Florida for 20-year-olds
Drivers in Florida who want just the state minimum coverage may want to check with these companies, which had the lowest average rates:
- Allstate: $2,365 per year, or about $197 per month.
- Bristol West: $2,898 per year, or about $242 per month.
- Direct Auto: $1,692 per year, or about $141 per month.
- Geico: $629 per year, or about $52 per month.
- Mercury: $2,986 per year, or about $249 per month.
Cheapest auto insurance in Florida for 20-year-olds with poor credit
Drivers with poor credit in Florida should look at the following insurers with the lowest average rates for minimum coverage:
- Allstate: $4,765 per year, or about $397 per month.
- Bristol West: $4,404 per year, or about $367 per month.
- Direct Auto: $1,692 per year, or about $141 per month.
- Geico: $1,231 per year, or about $103 per month.
- Mercury: $5,261 per year, or about $438 per month.
Cheapest auto insurance in Florida for 20-year-olds with one speeding ticket
For drivers with a recent speeding ticket in Florida, here are the companies with the lowest average rates for minimum coverage:
- Allstate: $2,454 per year, or about $205 per month.
- Bristol West: $3,464 per year, or about $289 per month.
- Direct Auto: $2,086 per year, or about $174 per month.
- Geico: $725 per year, or about $60 per month.
- Mercury: $3,437 per year, or about $286 per month.
Cheapest auto insurance in Florida for 20-year-olds with one at-fault crash
For drivers with a recent accident in Florida, here are the companies with the lowest average rates for minimum coverage:
- Allstate: $3,992 per year, or about $333 per month.
- Bristol West: $3,725 per year, or about $310 per month.
- Direct Auto: $1,974 per year, or about $165 per month.
- Geico: $646 per year, or about $54 per month.
- Mercury: $3,890 per year, or about $324 per month.
Cheapest auto insurance in Florida for 20-year-olds after a DUI
The cheapest auto insurance we found after a DUI is shown here, alongside the insurers' average rates for minimum coverage.
- Allstate: $2,868 per year, or about $239 per month.
- Bristol West: $3,006 per year, or about $251 per month.
- Direct Auto: $1,813 per year, or about $151 per month.
- Geico: $975 per year, or about $81 per month.
- Mercury: $3,798 per year, or about $317 per month.
Cheapest for 30-year-old drivers
By the time they reach their 30s, most drivers enjoy cheaper car insurance premiums than in their teens and 20s. Still, factors like a person’s driving record and car make and model can increase prices. Drivers in their 30s can get lower prices by shopping around and taking advantage of any car insurance discounts.
Cheapest full coverage car insurance in Florida for 30-year-olds
Drivers in Florida with clean driving records may get the lowest rates from these companies:
- Allstate: $4,436 per year, or about $370 per month.
- Bristol West: $6,358 per year, or about $530 per month.
- Direct Auto: $5,537 per year, or about $461 per month.
- Geico: $1,825 per year, or about $152 per month.
- Mercury: $9,572 per year, or about $798 per month.
Cheapest minimum coverage car insurance in Florida for 30-year-olds
Drivers in Florida who want their state's minimum coverage can check with the following companies, which had the lowest average rates:
- Allstate: $1,775 per year, or about $148 per month.
- Bristol West: $1,652 per year, or about $138 per month.
- Direct Auto: $1,104 per year, or about $92 per month.
- Geico: $345 per year, or about $29 per month.
- Mercury: $1,844 per year, or about $154 per month.
Cheapest auto insurance in Florida for 30-year-olds with poor credit
Drivers with poor credit in Florida should consider the following companies with the lowest average rates for full coverage:
- Allstate: $8,034 per year, or about $670 per month.
- Bristol West: $9,934 per year, or about $828 per month.
- Direct Auto: $5,537 per year, or about $461 per month.
- Geico: $3,348 per year, or about $279 per month.
- Mercury: $17,675 per year, or about $1,473 per month.
Cheapest auto insurance in Florida for 30-year-olds with one speeding ticket
For drivers with a recent speeding ticket in Florida, here are the companies with the lowest average rates for minimum coverage:
- Allstate: $1,939 per year, or about $162 per month.
- Bristol West: $2,081 per year, or about $173 per month.
- Direct Auto: $1,334 per year, or about $111 per month.
- Geico: $550 per year, or about $46 per month.
- Mercury: $2,231 per year, or about $186 per month.
Cheapest auto insurance in Florida for 30-year-olds with one at-fault crash
For drivers in Florida with a recent accident, here are the lowest average rate options for full coverage:
- Allstate: $7,414 per year, or about $618 per month.
- Bristol West: $8,978 per year, or about $748 per month.
- Direct Auto: $7,055 per year, or about $588 per month.
- Geico: $2,406 per year, or about $201 per month.
- Mercury: $14,533 per year, or about $1,211 per month.
Cheapest auto insurance in Florida for 30-year-olds after a DUI
For the cheapest auto insurance after a DUI, we found the following options for full coverage:
- Allstate: $7,508 per year, or about $626 per month.
- Bristol West: $6,900 per year, or about $575 per month.
- Direct Auto: $5,813 per year, or about $484 per month.
- Geico: $3,009 per year, or about $251 per month.
- Mercury: $14,247 per year, or about $1,187 per month.
Cheapest for 40-year-old drivers
Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older age groups. Shopping around for cheap car insurance quotes with multiple insurers is the best way to find lower premiums. Good drivers who don’t get behind the wheel often might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.
Cheapest full coverage car insurance in Florida for 40-year-olds
Drivers in Florida with clean driving records may want to think about the following companies, which had the lowest average rates:
- Allstate: $4,436 per year, or about $370 per month.
- Bristol West: $6,097 per year, or about $508 per month.
- Direct Auto: $4,958 per year, or about $413 per month.
- Geico: $1,725 per year, or about $144 per month.
- Mercury: $9,031 per year, or about $753 per month.
Cheapest minimum coverage car insurance in Florida for 40-year-olds
Drivers in Florida who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates:
- Allstate: $1,770 per year, or about $147 per month.
- Bristol West: $1,653 per year, or about $138 per month.
- Direct Auto: $1,029 per year, or about $86 per month.
- Geico: $320 per year, or about $27 per month.
- Mercury: $1,686 per year, or about $141 per month.
Cheapest auto insurance in Florida for 40-year-olds with poor credit
Drivers with poor credit in Florida can check out the following insurers with the lowest average rates for full coverage:
- Allstate: $8,034 per year, or about $670 per month.
- Bristol West: $9,567 per year, or about $797 per month.
- Direct Auto: $4,959 per year, or about $413 per month.
- Geico: $3,094 per year, or about $258 per month.
- Mercury: $16,646 per year, or about $1,387 per month.
Cheapest auto insurance in Florida for 40-year-olds with one speeding ticket
For drivers with a recent speeding ticket in Florida, here are the companies with the lowest average rates for minimum coverage:
- Allstate: $1,934 per year, or about $161 per month.
- Bristol West: $2,066 per year, or about $172 per month.
- Direct Auto: $1,237 per year, or about $103 per month.
- Geico: $551 per year, or about $46 per month.
- Mercury: $2,074 per year, or about $173 per month.
Cheapest auto insurance in Florida for 40-year-olds with one at-fault crash
For drivers with a recent accident living in Florida, here are the companies with the lowest average rates for full coverage:
- Allstate: $7,414 per year, or about $618 per month.
- Bristol West: $8,701 per year, or about $725 per month.
- Direct Auto: $6,279 per year, or about $523 per month.
- Geico: $2,374 per year, or about $198 per month.
- Mercury: $13,914 per year, or about $1,160 per month.
Cheapest auto insurance in Florida for 40-year-olds after a DUI
The cheapest full coverage auto insurance we found for drivers with a DUI came from the following companies:
- Allstate: $7,508 per year, or about $626 per month.
- Bristol West: $6,582 per year, or about $549 per month.
- Direct Auto: $5,201 per year, or about $433 per month.
- Geico: $2,896 per year, or about $241 per month.
- Mercury: $13,035 per year, or about $1,086 per month.
Cheapest for 50-year-old drivers
Drivers in their 50s have cheaper car insurance rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more driving experience. Rates can still vary depending on other factors such as a driver’s gender and location, so it’s smart to shop around to find the best price. Our list of cheap auto insurance companies is a good place to start.
Cheapest full coverage car insurance in Florida for 50-year-olds
Drivers in Florida with clean driving records may want to get quotes from these insurers, which had the lowest average rates:
- Allstate: $3,780 per year, or about $315 per month.
- Bristol West: $5,857 per year, or about $488 per month.
- Direct Auto: $4,788 per year, or about $399 per month.
- Geico: $1,694 per year, or about $141 per month.
- Mercury: $8,177 per year, or about $681 per month.
Cheapest minimum coverage car insurance in Florida for 50-year-olds
Drivers in Florida who opt for the state minimum coverage may want to consider the following companies, with the lowest average rates:
- Allstate: $1,489 per year, or about $124 per month.
- Bristol West: $1,614 per year, or about $135 per month.
- Direct Auto: $965 per year, or about $80 per month.
- Geico: $291 per year, or about $24 per month.
- Mercury: $1,424 per year, or about $119 per month.
Cheapest auto insurance in Florida for 50-year-olds with poor credit
Drivers with poor credit in Florida can check with the following companies, which showed the lowest average rates for full coverage:
- Allstate: $6,702 per year, or about $559 per month.
- Bristol West: $9,105 per year, or about $759 per month.
- Direct Auto: $4,791 per year, or about $399 per month.
- Geico: $3,014 per year, or about $251 per month.
- Mercury: $15,549 per year, or about $1,296 per month.
Cheapest auto insurance in Florida for 50-year-olds with one speeding ticket
For drivers with a recent speeding ticket in Florida, here are the companies with the lowest average rates for minimum coverage:
- Allstate: $1,778 per year, or about $148 per month.
- Bristol West: $2,019 per year, or about $168 per month.
- Direct Auto: $1,180 per year, or about $98 per month.
- Geico: $509 per year, or about $42 per month.
- Mercury: $2,061 per year, or about $172 per month.
Cheapest auto insurance in Florida for 50-year-olds with one at-fault crash
For drivers living in Florida with a recent accident, here are the insurers with the lowest average full coverage rates:
- Allstate: $6,293 per year, or about $524 per month.
- Bristol West: $8,510 per year, or about $709 per month.
- Direct Auto: $6,138 per year, or about $511 per month.
- Geico: $2,332 per year, or about $194 per month.
- Mercury: $13,452 per year, or about $1,121 per month.
Cheapest auto insurance in Florida for 50-year-olds after a DUI
The cheapest auto insurance we found for drivers with a recent DUI comes from the following companies, listed with rates for full coverage:
- Allstate: $6,736 per year, or about $561 per month.
- Bristol West: $6,307 per year, or about $526 per month.
- Direct Auto: $4,959 per year, or about $413 per month.
- Geico: $2,854 per year, or about $238 per month.
- Mercury: $13,762 per year, or about $1,147 per month.
Cheapest for 60-year-old drivers
Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make sure to shop around to find the best price. Drivers in this age group should also take advantage of any available discounts for senior citizens.
Cheapest full coverage car insurance in Florida for 60-year-olds
Drivers in Florida with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:
- Allstate: $3,780 per year, or about $315 per month.
- Bristol West: $5,517 per year, or about $460 per month.
- Direct Auto: $4,690 per year, or about $391 per month.
- Geico: $1,569 per year, or about $131 per month.
- Mercury: $7,578 per year, or about $631 per month.
Cheapest minimum coverage car insurance in Florida for 60-year-olds
Drivers in Florida who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:
- Allstate: $1,489 per year, or about $124 per month.
- Bristol West: $1,497 per year, or about $125 per month.
- Direct Auto: $940 per year, or about $78 per month.
- Geico: $269 per year, or about $22 per month.
- Mercury: $1,341 per year, or about $112 per month.
Cheapest auto insurance in Florida for 60-year-olds with poor credit
Drivers with poor credit in Florida can look at the following companies with the lowest average rates for full coverage:
- Allstate: $6,702 per year, or about $559 per month.
- Bristol West: $8,584 per year, or about $715 per month.
- Direct Auto: $4,692 per year, or about $391 per month.
- Geico: $2,789 per year, or about $232 per month.
- Mercury: $14,148 per year, or about $1,179 per month.
Cheapest auto insurance in Florida for 60-year-olds with one speeding ticket
For drivers with a recent speeding ticket in Florida, here are the companies with the lowest average rates for minimum coverage:
- Allstate: $1,633 per year, or about $136 per month.
- Bristol West: $1,899 per year, or about $158 per month.
- Direct Auto: $1,148 per year, or about $96 per month.
- Geico: $468 per year, or about $39 per month.
- Mercury: $1,980 per year, or about $165 per month.
Cheapest auto insurance in Florida for 60-year-olds with one at-fault crash
For drivers with a recent accident living in Florida, here are the companies with the lowest average rates for full coverage:
- Allstate: $6,293 per year, or about $524 per month.
- Bristol West: $8,142 per year, or about $679 per month.
- Direct Auto: $6,012 per year, or about $501 per month.
- Geico: $2,177 per year, or about $181 per month.
- Mercury: $12,797 per year, or about $1,066 per month.
Cheapest auto insurance in Florida for 60-year-olds after a DUI
The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage:
- Allstate: $6,683 per year, or about $557 per month.
- Bristol West: $5,952 per year, or about $496 per month.
- Direct Auto: $4,850 per year, or about $404 per month.
- Geico: $2,683 per year, or about $224 per month.
- Mercury: $13,186 per year, or about $1,099 per month.
Cheapest for 70-year-old drivers
Car insurance costs may start to rise for 70-year-old drivers. To find the cheapest possible coverage, shop around and compare quotes from multiple companies. Also, look for insurers that offer discounts for seniors. For example, some insurers offer discounts to senior drivers who take a defensive driving course.
Cheapest full coverage car insurance in Florida for 70-year-olds
Drivers in Florida with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:
- Allstate: $3,554 per year, or about $296 per month.
- Bristol West: $6,750 per year, or about $563 per month.
- Direct Auto: $5,011 per year, or about $418 per month.
- Geico: $1,514 per year, or about $126 per month.
- Mercury: $8,105 per year, or about $675 per month.
Cheapest minimum coverage car insurance in Florida for 70-year-olds
Drivers in Florida who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:
- Allstate: $1,181 per year, or about $98 per month.
- Bristol West: $1,651 per year, or about $138 per month.
- Direct Auto: $955 per year, or about $80 per month.
- Geico: $268 per year, or about $22 per month.
- Mercury: $1,481 per year, or about $123 per month.
Cheapest auto insurance in Florida for 70-year-olds with poor credit
Drivers with poor credit in Florida can look at the following companies with the lowest average rates for full coverage:
- Allstate: $6,138 per year, or about $512 per month.
- Bristol West: $10,456 per year, or about $871 per month.
- Direct Auto: $5,011 per year, or about $418 per month.
- Geico: $2,739 per year, or about $228 per month.
- Mercury: $15,910 per year, or about $1,326 per month.
Cheapest auto insurance in Florida for 70-year-olds with one speeding ticket
For drivers with a recent speeding ticket in Florida, here are the companies with the lowest average rates for minimum coverage:
- Allstate: $1,640 per year, or about $137 per month.
- Bristol West: $2,149 per year, or about $179 per month.
- Direct Auto: $1,270 per year, or about $106 per month.
- Geico: $481 per year, or about $40 per month.
- Mercury: $2,123 per year, or about $177 per month.
Cheapest auto insurance in Florida for 70-year-olds with one at-fault crash
For drivers with a recent accident living in Florida, here are the companies with the lowest average rates for full coverage:
- Allstate: $5,968 per year, or about $497 per month.
- Bristol West: $10,057 per year, or about $838 per month.
- Direct Auto: $6,583 per year, or about $549 per month.
- Geico: $2,177 per year, or about $181 per month.
- Mercury: $16,127 per year, or about $1,344 per month.
Cheapest auto insurance in Florida for 70-year-olds after a DUI
The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.
- Allstate: $6,376 per year, or about $531 per month.
- Bristol West: $7,351 per year, or about $613 per month.
- Direct Auto: $5,207 per year, or about $434 per month.
- Geico: $2,725 per year, or about $227 per month.
- Mercury: $15,711 per year, or about $1,309 per month.
How to get cheap car insurance in Florida
No matter how old you are or what your driving history is, there are a few steps you can take to get cheap car insurance in Florida. Here are some simple ways to get a better deal:
Shop around. Car insurance companies regularly change their pricing models. That’s why NerdWallet recommends comparing car insurance quotes from multiple insurers at least once a year to get the best rate possible.
Ask about discounts. Many car insurance companies offer a suite of discounts to entice new customers. It may be worth checking with your insurer to see if there are any car insurance discounts you may be eligible for that you’re not currently getting.
Drop unnecessary coverage. You can lower your car insurance premiums by getting rid of optional coverage types you no longer need. For example, comprehensive and collision insurance cover repairs for damage to your vehicle in a variety of situations, up to the market value of your car. If you own an older car that’s not worth much, you can likely drop these coverage types.
Raise your deductible. A car insurance deductible is the amount of money you pay out of pocket before your car insurance kicks in. The higher your deductible, the lower your car insurance premium. Just make sure you have enough money stashed away to cover the higher amount. In Florida, you’ll likely have deductibles for personal injury protection insurance and comprehensive and collision insurance, if you have it.
Build your credit. Because car insurance companies in Florida use a credit-based insurance score to price policies, drivers can get a better rate by keeping their credit score high.
» MORE: How to save on car insurance
Minimum car insurance requirements in Florida
At a minimum, Floridians must carry property damage liability and personal injury protection (PIP) in the following amounts:
$10,000 property damage liability per accident.
$10,000 personal injury protection.
Property damage liability insurance covers the cost of other people’s property you damage in a car accident, up to your policy’s predefined limits.
PIP insurance in Florida covers your medical bills and other expenses if you’re injured in a car crash, up to your policy limits, no matter whose fault it was.
We recommend buying more than the bare minimum when it comes to all parts of your auto liability insurance, if you can afford it. You might want added protection from optional coverages such as collision, comprehensive and uninsured motorist insurance. For example, comprehensive insurance can cover car damage from flooding, fallen objects and more next time another Hurricane Ian strikes.
Check out NerdWallet’s guide to Florida auto insurance requirements for more details on coverage you might want on your Florida auto policy. And for more help finding cheap car insurance in Florida, try NerdWallet’s car insurance comparison tool.
Sunshine State drivers who’ve been denied car insurance because of a spotty driving history or other factors can apply for coverage through the Florida Automobile Joint Underwriting Association.
No-fault insurance in Florida
Florida is one of several states that has a no-fault car insurance system, but it’s one of only two that doesn’t require any bodily injury liability coverage.
In most states, drivers who are injured in a car accident caused by someone else will seek reimbursement from the at-fault motorist’s insurance company. The claim and payout come from that person’s bodily injury liability coverage.
Under Florida’s no-fault system, all people involved in a crash first make injury claims to their own PIP coverage and payouts are capped at 80% of the bills. If injuries from the accident are considered “serious” under Florida law, the at-fault driver’s bodily injury liability pays for additional costs. Serious injuries include at least one of the following:
Significant disfigurement or scarring.
Permanent limitation of a body organ or member.
Significant limitation of a body function or system.
Injuries that meet this definition are grounds for a lawsuit in Florida. Drivers with bodily injury coverage can use it to pay for legal fees as well as the injured person’s medical costs, but anyone with only the minimum required coverage — that is, no bodily injury coverage — would have to pay out of pocket if they were at fault.
To complicate things further, drivers can also be partially at fault for a crash. Florida has a “comparative fault” statute, meaning that two drivers can share responsibility for an incident. In a lawsuit, a jury could assign 30% of the responsibility to the injured driver, who would then be entitled to only 70% of the total damages from the other driver.
Insurance companies don’t just absorb those costs. As in many states that require personal injury protection coverage, drivers in Florida tend to pay more for car insurance, on average, compared with those in non-PIP states.
Why you can trust NerdWallet
Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every locale in Florida where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing.
For our “good driver” profile, NerdWallet averaged insurance estimates for single male and female drivers with good credit and no tickets or violations. The analysis included 5-10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not available.
For full coverage policies, we used the following coverage limits:
$100,000 bodily injury liability per person.
$300,000 bodily injury liability per accident.
$50,000 property damage liability per accident.
$100,000 uninsured motorist coverage per person.
$300,000 uninsured motorist coverage per accident.
Collision coverage with a $1,000 deductible.
Comprehensive coverage with a $1,000 deductible.
In states where required, minimum additional coverages were added. Some policies include additional coverages at the insurer’s discretion.
We used a 2021 Toyota Camry LE for all drivers and assumed 12,000 annual miles driven.
We analyzed rates for drivers 20 to 70 years old in ten-year increments. For the average cost of full and minimum coverage in each state, we looked at 35-year-old drivers.
We used the same assumptions for all other driver profiles, with the following exceptions:
For drivers with minimum coverage, we adjusted the numbers above to reflect the minimum required coverage by law in the state.
We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit.
For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim.
For drivers with a DUI, we added a single drunken driving violation that happened six months ago.
We looked at 35-year-old drivers to find the cheapest company overall, the cheapest company for minimum coverage and the cheapest company for drivers with poor credit in states where credit history is used to price rates. We looked at 20-year-old drivers to find the cheapest company for young drivers.
These are rates generated through Quadrant Information Services. Your own rates will be different. Some insurance companies included in this article may have made changes in their underwriting practices and no longer issue new policies in your state.
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