Best Medicare Advantage Plans in Iowa 2024

Several companies sell Medicare Advantage plans in Iowa. See which plans get the best ratings.
Kate Ashford, CSA®
By Kate Ashford, CSA® 
Updated
Edited by Holly Carey

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More than 650,000 people in Iowa are signed up for Medicare, placing it in the top 30 U.S. states for Medicare beneficiaries

Centers for Medicare & Medicaid Services. Fact Sheet. Accessed Nov 2, 2023.
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Medicare is the government health care program for people 65 and older. Medicare Advantage is a bundled alternative to Medicare that offers all the same benefits and usually some extras, such as cost savings on dental and vision coverage.

Medicare Advantage plans offer more benefits than Original Medicare, and they can be cheaper than paying for Medicare and a Medicare Supplement plan. However, they offer less flexibility because you’ll need to get care from within the plan’s network of providers. Weigh your options to determine what plan best suits your needs.

Compare Medicare Advantage plans in Iowa

Insurance company
CMS Star Rating
States available
Members in high-rated plans
Member experience
Learn more
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Best for size of network
UnitedHealthcare Medicare Advantage - UHC

UnitedHealthcare

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3.87
3.87 /5
49 states and Washington, D.C.Medium (50% to 89%)3.12 (Average)

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from UnitedHealthcare

Best for extra perks
Aetna Medicare Advantage - ME

Aetna

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(866) 907-3870
3.98
3.98 /5
46 states and Washington, D.C.Medium (50% to 89%)3.79 (Above average)

8am - 11pm EST, 7 days a week

Speak to a licensed insurance agent on MedicareEnrollment.com

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from MedicareEnrollment.com

Best for low-cost plan availability
Humana Medicare Advantage - ME

Humana

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(844) 974-2872
4.34
4.34 /5
49 states, Washington, D.C., and Puerto RicoHigh (90% or more)3.97 (Above average)

8am - 11pm EST, 7 days a week

Speak to a licensed insurance agent on MedicareEnrollment.com

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from MedicareEnrollment.com

What to know about Medicare in Iowa

More than 1 in 5 people in Iowa are 65 and older, and there are a variety of Medicare and Medicare Advantage plans in the state

U.S. Census Bureau. QuickFacts, Iowa. Accessed Nov 2, 2023.
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  • The average monthly premium in 2024 for a Medicare Advantage plan in Iowa is $11.71. (It was $10.38 in 2023.)

  • There are 70 Medicare Advantage plans available in Iowa in 2024. (This is the same as in 2023.)

  • All Medicare-eligible people in Iowa have access to a $0-premium Medicare Advantage plan.

Medicare Advantage providers in Iowa

The following providers offer Medicare Advantage plans in Iowa:

  • Align powered by Sanford Health Plan.

  • Health Alliance Medicare.

  • HealthPartners UnityPoint Health.

  • Medica.

  • Medical Associates Clinic Health Plan of Wisconsin.

  • Medical Associates Health Plans.

  • MediGold.

  • Quartz Medicare Advantage.

  • Wellmark Advantage Health Plan.

Top-rated Medicare Advantage plans in Iowa

Each year, the Centers for Medicare & Medicaid Services (CMS) awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. Below are providers with at least one plan that received top marks in Iowa for the 2024 plan year

Centers for Medicare & Medicaid Services. CY2024 Landscape MA 20231005 (ZIP). Accessed Nov 2, 2023.
. (Check out more information about Medicare star ratings.)

4.5-star plans

There are no 5-star Medicare Advantage plans in Iowa for 2024. The companies below offer plans in Iowa that are rated 4.5 stars out of 5 by CMS:

  • Align powered by Sanford Health Plan.

  • HealthPartners UnityPoint Health.

  • Humana.

  • MediGold.

  • Quartz Medicare Advantage.

  • UnitedHealthcare.

4-star plans

The companies below offer plans in Iowa that are rated 4 stars out of 5 by CMS:

  • Aetna Medicare.

  • Health Alliance Medicare.

  • Humana.

  • Medica.

  • MediGold.

  • UnitedHealthcare.

Medicare resources in Iowa

How to choose a Medicare Advantage plan

It’s crucial to ask a few questions as you’re shopping for the right plan. Here’s a quick checklist to help you consider your options:

  • How much are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?

  • Is your doctor in-network? If you have a preferred doctor (or doctors) or hospital, make sure they participate in the plan’s network.

  • Are your prescriptions covered? If you’re on medication, understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?

  • Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?

  • Are there extras? Does the plan offer any additional perks, such as fitness memberships, transportation benefits or meal delivery?

You can use Medicare’s plan finding tool to compare plans in your area.

Medicare Advantage companies

Get more information below about some of the major Medicare Advantage companies. These insurance companies offer plans in most states. The plans you can choose from will depend on your ZIP code and county.

If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).

Still deciding on the right carrier? Compare Medicare Advantage plans

Still deciding on the right carrier? Compare Medicare Advantage plans

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