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Mortgage Interest Rates Forecast
![Kate Wood](https://www.nerdwallet.com/assets/blog/wp-content/uploads/2021/08/laughing-edit-160x160.png)
Lead Writer | Homebuying, mortgages, homeowership
![Mary Makarushka](https://www.nerdwallet.com/assets/blog/wp-content/uploads/2022/12/Makarushka-2022-160x160.jpg)
Assigning Editor | Housing market trends, mortgage rates, homebuying and selling
![](https://www.nerdwallet.com/assets/blog/wp-content/uploads/2024/01/GettyImages-1313444429-770x462.jpg)
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Mortgage rates this week
Mortgage rates continued to rise in the week ending April 25. Rates for 30-year fixed-rate loans are once again above 7%, which has been familiar territory for over a year.
The 30-year fixed-rate mortgage averaged 7.23% APR, up seven basis points from the previous week's average, according to rates provided to NerdWallet by Zillow. A basis point is one one-hundredth of a percentage point.
The 15-year fixed-rate mortgage averaged 6.47% APR, up four basis points from the previous week's average.
The 5-year adjustable-rate mortgage averaged 7.84% APR, up six basis points from the previous week's average.
Mortgage loans from our partners
![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.5
NerdWallet rating![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.5
NerdWallet ratingon New American Funding
on NBKC
NBKC
4.5
NerdWallet rating4.5
NerdWallet ratingon NBKC
on Rocket Mortgage
Rocket Mortgage
5.0
NerdWallet rating5.0
NerdWallet ratingon Rocket Mortgage
on Veterans United
Veterans United
4.5
NerdWallet rating4.5
NerdWallet ratingon Veterans United
![Better - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Better_logo_dotcom.png)
on Better
Better
4.5
NerdWallet rating![Better - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Better_logo_dotcom.png)
4.5
NerdWallet ratingon Better
on NBKC
NBKC
5.0
NerdWallet rating5.0
NerdWallet ratingon NBKC
![Guaranteed Rate - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
on Guaranteed Rate
Guaranteed Rate
5.0
NerdWallet rating![Guaranteed Rate - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
5.0
NerdWallet ratingon Guaranteed Rate
on Rocket Mortgage
Rocket Mortgage
5.0
NerdWallet rating5.0
NerdWallet ratingon Rocket Mortgage
![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.5
NerdWallet rating![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.5
NerdWallet ratingon New American Funding
on Veterans United
Veterans United
4.5
NerdWallet rating4.5
NerdWallet ratingon Veterans United
on Rocket Mortgage
Rocket Mortgage
5.0
NerdWallet rating5.0
NerdWallet ratingon Rocket Mortgage
on NBKC
NBKC
5.0
NerdWallet rating5.0
NerdWallet ratingon NBKC
![Guaranteed Rate - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
on Guaranteed Rate
Guaranteed Rate
5.0
NerdWallet rating![Guaranteed Rate - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
5.0
NerdWallet ratingon Guaranteed Rate
![New American Funding - REFINANCE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.5
NerdWallet rating![New American Funding - REFINANCE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.5
NerdWallet ratingon New American Funding
![First Federal Bank - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FirstFedBank_6.21.23.png)
on First Federal Bank
First Federal Bank
4.0
NerdWallet rating![First Federal Bank - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FirstFedBank_6.21.23.png)
4.0
NerdWallet ratingN/A
on First Federal Bank
![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.0
NerdWallet rating![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.0
NerdWallet ratingon New American Funding
![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
on Figure
Figure
4.5
NerdWallet rating![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
4.5
NerdWallet ratingN/A
on Figure
on Spring EQ
Spring EQ
4.0
NerdWallet rating4.0
NerdWallet ratingon Spring EQ
![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
5.0
NerdWallet rating![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
5.0
NerdWallet ratingN/A
on Bethpage Federal Credit Union
![Better - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Better_logo_dotcom.png)
on Better
Better
3.5
NerdWallet rating![Better - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Better_logo_dotcom.png)
3.5
NerdWallet ratingN/A
on Better
![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.0
NerdWallet rating![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.0
NerdWallet ratingon New American Funding
on Spring EQ
Spring EQ
4.5
NerdWallet rating4.5
NerdWallet ratingon Spring EQ
on Rocket Mortgage
Rocket Mortgage
4.0
NerdWallet rating4.0
NerdWallet ratingN/A
on Rocket Mortgage
![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
on Figure
Figure
4.5
NerdWallet rating![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
4.5
NerdWallet ratingN/A
on Figure
![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
5.0
NerdWallet rating![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
5.0
NerdWallet ratingN/A
on Bethpage Federal Credit Union
Mortgage loans from our partners
![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.5
NerdWallet rating![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.5
NerdWallet ratingon New American Funding
on NBKC
NBKC
4.5
NerdWallet rating4.5
NerdWallet ratingon NBKC
on Rocket Mortgage
Rocket Mortgage
5.0
NerdWallet rating5.0
NerdWallet ratingon Rocket Mortgage
on NBKC
NBKC
5.0
NerdWallet rating5.0
NerdWallet ratingon NBKC
![Guaranteed Rate - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
on Guaranteed Rate
Guaranteed Rate
5.0
NerdWallet rating![Guaranteed Rate - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
5.0
NerdWallet ratingon Guaranteed Rate
on Rocket Mortgage
Rocket Mortgage
5.0
NerdWallet rating5.0
NerdWallet ratingon Rocket Mortgage
on Rocket Mortgage
Rocket Mortgage
5.0
NerdWallet rating5.0
NerdWallet ratingon Rocket Mortgage
on NBKC
NBKC
5.0
NerdWallet rating5.0
NerdWallet ratingon NBKC
![Guaranteed Rate - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
on Guaranteed Rate
Guaranteed Rate
5.0
NerdWallet rating![Guaranteed Rate - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
5.0
NerdWallet ratingon Guaranteed Rate
![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.0
NerdWallet rating![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.0
NerdWallet ratingon New American Funding
![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
on Figure
Figure
4.5
NerdWallet rating![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
4.5
NerdWallet ratingN/A
on Figure
on Spring EQ
Spring EQ
4.0
NerdWallet rating4.0
NerdWallet ratingon Spring EQ
![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.0
NerdWallet rating![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.0
NerdWallet ratingon New American Funding
on Spring EQ
Spring EQ
4.5
NerdWallet rating4.5
NerdWallet ratingon Spring EQ
on Rocket Mortgage
Rocket Mortgage
4.0
NerdWallet rating4.0
NerdWallet ratingN/A
on Rocket Mortgage
With the Federal Reserve unlikely to cut interest rates at its meeting next week, mortgage rates should remain stable. There's no immediate upward pressure on rates, but then again, nothing's encouraging them to head down, either.
» MORE: Buying a home in 2024? Here's what to expect
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