Mortgage Origination Fee: How To Compare Lender Charges
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A mortgage origination fee is an upfront fee a lender charges for processing a loan. The fee is part of the closing costs you pay when the mortgage is finalized.
Like mortgage rates, origination fees vary among lenders, so it pays to shop around. The average mortgage origination fee in 2022 was about 1%, according to the most recent federal Home Mortgage Disclosure Act data. On a $350,000 mortgage, that would be $3,500.
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Mortgage loans from our partners
on New American Funding
on New American Funding
on GO Mortgage
GO Mortgage
4.0
NerdWallet rating4.0
NerdWallet ratingon GO Mortgage
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