Best Things to Buy Every Month in 2024
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A new year is a good opportunity to take charge of your personal budget and develop a strategy for buying the things you want.
Create a list of the big buys you plan to make this year and use our guide to time each purchase right, so you can save money.
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- Blockchain: A definition
- What are Treasury bonds?
- Find the right Medicare Supplement Insurance plan
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- Our Take
- Fidelity is best for:
- Vanguard is best for:
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- What is a meme stock?
- What is a budget planner?
- » This page is out of date
- Robinhood is best for:
- What is a SEP IRA?
- Compare types of bank accounts
- QuickBooks Online resources
- About Roth IRAs
- What is a microloan?
- Find the right business loan
- When is the best time to pay your credit card bill?
- See how to get your business started quickly
- What is shared branching?
- IRA vs. 401(k)
- 6 steps to opening a Roth IRA
- Allstate business insurance
- What is a FICO score?
- Life insurance buying guide
- What is a personal check?
- About this tool
- Stock market definition
- What is a charitable donation?
- What is the average stock market return?
- About UnitedHealthcare
- Compare Medicare Advantage providers
- Find the right Medicare Advantage plan
- What is the VA funding fee?
- Determining how much mortgage I can afford
- How is rental income taxed?
- How to buy stocks in 6 steps
- 1. Determine how much to save for a down payment
- The difference between Roth and traditional IRAs
- What are dividend stocks?
- 1. What is Marriott’s M Club lounge?
- Understanding your home improvement loan calculator results
- 401(k) contribution limits 2023
- About State Farm home insurance
- Real estate vs. stocks
- How to make money as a kid
- Best for:
- 2024 child tax credit news update
- What is a money market account?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Limits can be cut any time, even with good credit habits
- Lower credit limits mean less risk for issuers
- Economic uncertainty in 2024 may fuel credit line caution
- How you can prevent a credit reduction
- Managing a credit limit cut
- The cheapest car insurance companies by category
- 7 best-performing AI stocks
- When do I need a cashier's check?
- 7 of the best apps to make money
- S&P 500 index (SPX) today
- Best trips to transfer Chase Ultimate Rewards® points to Aeroplan
- Best stocks by one-year performance
- Best Prepaid Debit Cards
- Egg prices
- Pros & Cons
- The differences between economy and first class
- How meme stocks work
- How to calculate interest in a savings account
- How to get paid on YouTube
- Types of savings accounts
- Mortgage options
- Routes and destinations
- Choosing an IRA vs. a 401(k)
- 1. Medical expense deduction
- What to look for in a health insurance plan
- 1. Certificates of deposit (CDs)
- How much is YouTube TV a month?
- Capital gains tax on stocks: Do you have to pay?
- The stock market explained
- What's the difference between a 15-year and 30-year mortgage?
- What is Offerpad?
- Microsoft Office Excel budget templates
- Trading vs. investing
- What is a savings account?
- 1. When your Bitcoin is taxed depends on how you got it
- Buy: Winter outerwear
- Calculate your closing costs
- What to say in a thank-you email after an interview
- How do LLC taxes work?
- How we found the best travel insurance
- 50/30/20 budget calculator
- About Fort Lauderdale airport lounges
- Vending machine costs
- Why do children fly by themselves?
- What is a health savings account (HSA)?
- Roth IRA conversion rules
- Fidelity at a glance
- Create a budget plan that works for you
- How far in advance can you book Disney park reservations?
- What is AirPass?
- 1. Use taxis and rideshares safely
- Average car loan interest rates by credit score
- Robinhood at a glance
- 1. Open an IRA
- Earn the sign-up bonus
- Is the stock market crashing?
- Protecting yourself from title jumping
- Most profitable small businesses
- Overview of PrestaShop vs. Shopify
- How to estimate your home insurance
- What to do before applying for a mortgage
- Step 1: Check your credit
- 401(k) contribution limits 2024
- Frontier baggage fees: The basics
- Best places to sell clothes online
- Minimum SBA loan credit score requirements by loan type
- Delta premium economy seats
- How does leasing work?
- QuickBooks Enterprise at a glance
- What are closing costs?
- How does a second mortgage work?
- Frugal food tips
- January
- Job or career change
- Monthly payments will be cut in half for millions
- Overstuffing your retirement accounts
- 25 side business ideas to try this year
- Which other cards offer travel insurance?
- How does crowdfunding work for a business?
- Nonrefundable tickets vs. refundable tickets
- VA funding fee exemptions
- The cost of education in Texas
- Quick facts about Zelle
- How much is a personal loan origination fee?
- Late winter and early spring
- How does PNC Bank handle overdrafts?
- 1. Rewards are redeemable only at Athleta and other Gap brands
- What is a good APR for a credit card?
- Key takeaways
- Tax deductions for rental property
- How to Refer a Friend for a Capital One card
- 1. The courthouse
- The top laundromat franchise opportunities
- Compare Medicare Supplement plans in California
- Real estate agent basics
- Set your car payment budget
- When do you owe tax on mutual funds that you own?
- At a glance
- Who is required to fill out a W-9?
- Average retirement savings balance by age
- How to budget money
- A
- 5 Ways to get started in real estate investing
- What’s so special about the IUL?
- Roth IRA contribution limits 2024
- What does this value mean?
- SEP IRA contribution limits
- 1. Fill out the FAFSA
- Book short nonstop Delta flights via Virgin Atlantic Flying Club
- How do microloans work?
- 2. Where are the M Club lounge locations?
- A quick look at the billing cycle
- How to find your way around an airport
- When an EIN is required for sole props and LLCs
- How does the lottery work?
- Best ways to consolidate credit card debt
- How interest is calculated
- Travel rewards
- 8 tips for finding a tax preparer or tax professional near you
- 1. It offers discounts for traveling with a partner
- When to book United awards through partner programs
- How does an FHA 203(k) loan work?
- Government startup business grants and resources
- Why is a FICO score important?
- Gift cards vs. prepaid debit cards
- When do you need a personal check?
- 1. Circulate and cross-promote your social media profiles
- 1. Check your account statements
- Checking and savings features
- How to book Emirates first class with partner points
- When to consider a 15-year fixed-rate mortgage
- Is charitable giving tax-deductible?
- Small-town business ideas
- UnitedHealthcare Medicare Advantage pros and cons
- Ways to pay yourself: Salary vs. owner’s draw
- Skip: Other clothing
- Average savings account rate: 0.47%
- How to maximize longer hotel stays by using free night benefits, by program
- Mint vs. NerdWallet at a glance
- Breakdown of central air costs
- The best money-making apps
- What does it mean to invest in the S&P 500?
- Blockchain example: Bitcoin
- How to make money online
- What does IHG Ambassador status include?
- How to find your EIN
- Are Treasury bonds taxable?
- What is an assumable mortgage?
- What is an ABLE account?
- How much do Instagram influencers make?
- Table of Contents
- Summary of cash advance apps
- Vanguard at a glance
- Starting a house-flipping business in 8 steps
- Cash bonuses on cards with no annual fee
- Why hotel redemptions are a smart money move
- How does a business budget work?
- How to track your refund status with ‘Where's My Refund?’
- Roth vs. traditional IRA
- IRA contribution rules
- What are Minute Suites?
- Best banks for business loans
- What is a business credit score?
- The Platinum Card® from American Express
- What can members do at a shared branch?
- 1. Deposit locally, transfer electronically
- What you’ll get with the Capital One Venture Rewards Credit Card
- What is the 10-year Treasury?
- What is a C corporation?
- The rise of pet insurance
- How does QuickBooks Enterprise work?
- Do you pay taxes on stocks you don't sell?
- An alternative to traditional real estate: REITs
- Deciding factors
- Investment account types
- You’ll be credited for your overpayment
- Best no medical exam life insurance for March 2024
- How to invest in stocks in 6 steps
- Bluebird Card Pros
- Netflix subscription cost
- How much are closing costs?
- Where can I get a cashier’s check?
- Do you need insurance to rent a car?
- 5 steps to get preapproved for a home loan
- How to pay your mortgage with a credit card
- Are these the best stocks to buy now?
- What is the 50/30/20 rule?
- Many schools are trying to accommodate FAFSA filers
- Most popular Medicare Supplement Insurance plan types in California
- Set practical, realistic search terms
- 20 high-dividend stocks
- Roth IRA income limits 2024
- Points: Spending rewards
- What is a stock market crash?
- 1. There are 2 versions of the card, both with mediocre rewards
- Home improvement loan calculator
- Why do people title jump?
- Alternatives to personal checks
- What does the value of Hilton points mean?
- How the Radisson Rewards program split affects earnings
- How to choose between a Roth IRA and a 401(k)
- Don't make money moves under pressure
- Ways to earn money as a younger kid
- The average stock market return isn't always average
- Complete the consolidation application
- Why you need a savings account
- 1. Low-interest or 0% intro APR credit cards
- What are the benefits of crowdfunding?
- Prudential life insurance
- What is the child tax credit?
- What are the pros and cons of money market accounts?
- 1. Mortgage interest deduction
- 2. At home
- Treasury bond rates
- Which airlines allow unaccompanied minors to fly?
- Why Capital One Venture X Rewards Credit Card is better for most people
- Where do I cash in a savings bond?
- 1. Nova Credit shares your credit history
- Regular savings accounts
- 3. Who can access M Club lounges?
- Allstate business insurance: Pros and cons
- What is a good FICO score?
- Symetra life insurance
- Where State Farm stands out
- What to know before leasing a car
- 2. Categorize your expenses
- The best home insurance companies of 2024
- What can I add on to YouTube TV?
- How the market works
- Pricing
- What is title insurance?
- Google Sheets budget templates
- How much is the VA funding fee?
- Buying Bitcoin with PayPal
- How much money do I need to buy a house?
- How can I get a cashier’s check?
- How to evaluate credit card APRs
- Bluebird by American Express
- Which mortgages are assumable?
- How to start a vending machine business: A step-by-step guide
- 2. Use money tips to accelerate your savings
- How many Instagram followers do you need to make money?
- 1. Brigit: Best for budgeting tools
- Median retirement savings balance by age
- 2. Be alert when drinking and dating
- Roth vs. traditional IRA: How to choose
- Robinhood overview
- How to convert American miles to dollars (calculator)
- 2. Buy a money order
- 2. A 529A account (ABLE accounts)
- Does my employer match count toward 401(k) limits?
- Delta premium economy menu
- 2. Use a content calendar and schedule your posts
- 3 best brokers for forex trading
- 2. Cash management accounts
- Frugal shopping tips
- You can request a refund
- When to consider a 30-year fixed-rate mortgage
- How tax-deductible donations work
- Bluebird Card Cons
- Payment on-ramp will expire
- Freezing your Experian credit report online
- Trading wisely
- What you need to know about savings accounts
- Buy: Outdoor furniture and grills
- BEST STORE CARDS
- Financial aid options in Texas
- Checking and savings features
- Holiday weekends
- How to write a thank-you email after an interview
- How LLCs pay income taxes
- Types of Treasury securities
- At what age can you fly alone?
- The value of this perk
- Meme stock history
- Are auto loan interest rates rising?
- SEP IRA rules: Who is eligible?
- 2. Search for scholarships
- 12 online banks that use Zelle
- Best microlenders
- Paying early could help your credit
- What to do during a stock market crash
- Benefits of getting an EIN for sole proprietors and LLCs
- Consolidation vs. refinancing
- Financing options for your home improvement project
- 2. The bonus rewards aren't just for airline purchases
- How to redeem rewards with the Capital One Venture Rewards Credit Card
- How is a FICO score calculated?
- What pet insurance costs
- Pricing and features
- Real estate vs. stocks: Which makes more money?
- How we ranked the top life insurers
- Key findings:
- February
- How to limit the damage
- How do you calculate closing costs on a house?
- Our take on CDs
- Preapproval is not the same as pre-qualification
- Making referrals: Caveats and considerations
- How to find the best stocks to buy now
- 3. An Airbnb or hotel rental
- Terminal 1: United Club lounge
- A Roth IRA conversion could be right for you if...
- How far in advance can you book Disney hotels?
- Investing for income: Dividend stocks vs. dividend funds
- Mortgage payoff calculator help
- How are business credit scores calculated?
- The pros and cons of a life insurance trust
- Roth IRA income and contribution limits 2023
- Even federal student loans can compound interest
- Allstate small-business insurance: Types of coverage
- Step 2: Pre-qualify and compare offers
- Can I max out both my 401(k) and Roth 401(k)?
- What is the 10-year treasury yield today?
- C corporation: Pros
- Pros of personal checks
- Where State Farm falls short
- How are stocks taxed?
- Don't click on any links from an unsolicited message
- 2. Two factors determine your Bitcoin tax rate
- 2. Credit card loan programs
- How to decide
- Prudential life insurance policies
- How much is the 2023 child tax credit?
- Skip: Most electronics
- Other alternatives to Mint
- Optional service: PNC Overdraft Coverage
- 2. New cardholders get a little extra incentive
- Does my car insurance cover rental cars?
- 2. Depreciation deduction
- Should I buy stocks when markets are at all-time highs?
- Blockchain pros and cons
- How to assume a mortgage
- Top Medicare Supplement Insurance companies in California
- Benefits of an ABLE account
- How do lenders determine a car payment?
- How to monetize your Instagram with fewer followers
- How to fill out a W-9
- Domestic vs. international first class
- 2. It’s possible to qualify for AmEx credit cards and more
- AirPass benefits
- How do American miles compare to other airlines?
- Rack up rewards points
- Key features of IRAs vs 401(k)s
- Limited FHA 203(k) loans
- Symetra life insurance policies
- Different kinds of bags on Frontier
- Best homeowners insurance companies: Pros and cons
- Employment gap
- 5-year, 10-year, 20-year and 30-year S&P 500 returns
- UHC Medicare star ratings
- What are AI stocks?
- Why are eggs so expensive?
- What documents do I need to cash a savings bond?
- Why is a business budget important?
- C
- When will I get my 2024 tax refund?
- First things first: Check your IRA eligibility
- How to use average car interest rates
- Can I contribute to a Roth IRA if my income is too high?
- 17 traditional banks that use Zelle
- 2. Set financial priorities
- What is a Roth IRA account?
- Consolidating private student loans
- I got title jumped. What now?
- Reliability
- 3. Deposit cash in a linked ATM
- What Hilton points are worth
- Issuer pre-qualification pages
- State availability
- 3. Build a budget that works for your expenses
- If Great Lakes reported your account in error during auto forbearance
- How to determine your closing costs
- Types of second mortgages
- How to earn Radisson Rewards Americas points
- Pros and cons of investing in real estate
- Features
- Unsecured subprime cards cost consumers billions per year
- What is identity theft?
- Overview of prepaid debit cards
- NerdWallet’s budget planner
- Potential delays for financial aid packages
- Savings accounts with strong APYs can help your money grow
- What are the different types of crowdfunding?
- Historical national rates
- When to choose a money market account over a savings account
- What mortgage can I afford?
- Our take on the best uses of a money windfall
- What to expect from credit cards with low APRs
- Factors to consider when paying a mortgage with a credit card
- Miscalculation is latest error in a long list for FAFSA
- 3. Keep down payment savings in the right account
- A Roth IRA conversion might be wrong for you if...
- Use a budget planner
- How far out can you book Disney dining reservations?
- 3. Choose an affordable school
- 2. Redemption will have you exhausted before you hit the park
- Are there income limits for 401(k)s?
- Winner: Gift cards
- 3. Leverage trends that relate to your audience
- QuickBooks Enterprise benefits
- 3. High-yield money market accounts (MMAs)
- Large overpayments may be a problem
- Don’t miss the deadline
- The heavy penalty for not withdrawing enough
- Buy: Halloween gear
- Should you pay a personal loan origination fee?
- Examples of thank-you emails
- An alternative to chasing the best stocks
- What is a flexible spending account (FSA)?
- Find a private-party used car
- Episode transcript
- 3. Proof of identity may be required
- 3. Look like you know where you're going
- Why use an IUL for retirement?
- Alternatives to Robinhood
- Roth IRA income and contribution limits 2024
- Who should use credit unions with shared branching?
- 3. Child and dependent care credit
- 3. Miles are versatile
- Standard FHA 203(k) loans
- How much is YouTube TV for 1 year?
- March
- 3. The IRS has the paperwork you’ll need
- Child tax credit 2024
- Get a secured credit card
- All year
- Our tips
- Optional service: PNC Overdraft Protection
- How much does a cashier’s check cost?
- How far in advance should I get preapproved for a mortgage?
- Referral bonus annual limits
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- Serve American Express Prepaid Debit Account
- 4. Parks and beaches
- Medicare Supplement Insurance prices in California
- Child travel policies by airline
- 5 ways to make money on Instagram
- Full Review
- 2. Empower: Best for fast cash
- Tax on mutual funds when you sell
- How to enroll
- 5 best-performing meme stocks
- Retirement savings by age
- How do I check my tax return status?
- When is the best time to use American miles?
- How does a SEP IRA work? The pros and cons
- 12 credit unions that use Zelle
- How to pay off a mortgage early
- How long will your mortgage loan last?
- Do personal credit scores affect business credit scores?
- Key Terms in This Story
- 4. Load cash on a reloadable prepaid debit card
- Aim for the most valuable uses of your Venture miles
- What is the point of the stock market?
- Frugal entertainment tips
- Best no-exam life insurance policies in 2024
- Don't call a phone number that's texted to you
- Investing wisely
- 3. Third-party payment services
- 3. Becoming an "Icon" unlocks more perks
- 3. Property tax deduction
- Are Treasury bonds a good investment?
- How to do a Roth IRA conversion
- Try a simple budgeting plan
- Traditional IRA deduction rules
- Roth IRA contribution limits 2023
- Book domestic Delta flights via Flying Blue
- How does a Roth IRA work?
- How does a life insurance trust work?
- IRA vs. 401(k): A road map
- Price vs. yield
- State Farm home insurance coverage
- New job out of school
- More Pell Grant money for more people
- How a savings account works: withdrawal limits
- Prudential life insurance rates
- Bonus: Tacos and desserts
- Average interest checking account rate: 0.07%
- How to invest in the S&P 500 in two steps:
- Terminal 2: Delta Sky Club
- Advantages of assumable loans for sellers
- How to find and interview real estate agents
- Is it worth it to cash a savings bond?
- How to create a business budget in 6 steps
- 4. Good or excellent credit in your home country may be required
- Savings account simple interest vs. compound interest
- Travel and entertainment perks
- How do I open a SEP IRA?
- Money market accounts
- Use the travel credit
- 4. 24/7 might not mean what you think it does
- Paying early also cuts interest
- Chase Sapphire Preferred® Card
- Traditional IRA deduction limits 2023-2024
- Where do lottery prizes come from?
- Which credit unions participate in shared branching?
- Startup business grants from private companies and nonprofits
- What is a FICO score used for?
- C corporation: Cons
- Cons of personal checks
- 4. Develop a social media aesthetic
- Closing costs calculator
- Booking Emirates first class using Skywards
- 7 types of identity theft and the warning signs
- What to expect the stock market to return
- The Federal Trade Commission’s budget worksheet
- Child tax credit expansion: What the tax deal could mean for you
- How to choose a money market account
- Rental car insurance vs. your own auto insurance
- Accepting a Capital One referral: Caveats and considerations
- 5. In the street
- W-9 form 2023: What's new
- First class, business class or premium economy?
- Why haven't I received my tax refund?
- Roth IRA income limits 2023
- 4. It offers two free checked bags
- 203(k) eligible projects
- Can I have a 401(k) and an IRA?
- Other Frontier fees
- Top credit cards that offer preapproval without a hard pull
- How do Hilton points compare to other hotel programs?
- 4. Peer-to-peer lending
- Does YouTube TV allow password sharing?
- Qualifying for a second mortgage
- Freezing your Experian credit report via postal mail
- How do streaming services fit into your budget?
- When to estimate closing costs
- What to expect from credit cards with high APRs
- 4. Resist dipping into your other savings
- 6 quick tips to minimize the tax on mutual funds
- 4. Leave the Rolex at home
- IRA income limits
- What is a good business credit score?
- Where does lottery revenue go?
- Credit unions that participate in both shared branching and shared ATMs
- Contact Nelnet customer service if you have questions about your Great Lakes loans
- Who pays the closing costs?
- How are dividends taxed?
- Customer experience
- How does Offerpad work?
- 4. Buy now, pay later services
- How much should you pay yourself?
- Paying the VA funding fee
- Other personal loan fees to consider
- How much should you spend on a mattress?
- 4. Deduction for repairs
- Managing expectations
- How to find another company's EIN
- 6. Libraries and museums
- Advantages of assumable loans for buyers
- How do HSA and FSA contributions work?
- How the card's Priority Pass benefit compares with other credit cards
- Be picky about condition, not about brand
- Terms connected to meme stocks
- 5. A U.S. credit file older than six months disqualifies an international credit report
- E
- Can discounts be applied after booking?
- How much interest will I earn on $10,000?
- Why the Roth IRA works for many savers
- 4. Use grants if you qualify
- Plan your visits to Marriott M Club lounges
- Amenities and other perks
- 5. Embrace user-generated content
- Frugal DIY project tips
- Should you buy title insurance?
- April
- What to do if you were unable to avoid a scam
- Self-employment
- What does UnitedHealthcare Medicare Advantage cost?
- Political uncertainty and Biden’s Plan B
- What types of travel insurance coverages do credit cards usually offer?
- Prudential customer complaints and satisfaction
- Money market accounts vs. other accounts
- Episode transcript
- PNC’s $5 safety buffer
- 4. Athleta clothing pairs nicely with a free trial of obé Fitness
- How to invest in AI stocks
- What if I lose the cashier's check?
- How to transfer Chase points to Aeroplan
- ONE VIP Visa Prepaid Card
- How to open an ABLE account
- Why is there an egg shortage?
- How do I avoid taxes on a Roth IRA conversion?
- Why you might prefer the The Platinum Card® from American Express
- Do I pay taxes when I cash in savings bonds?
- How to invest in dividend stocks
- How has the value changed over time?
- How to consolidate private student loans
- Credit unions that participate in shared ATMs
- 5 steps to applying for a mortgage
- OpenSky® Secured Visa® Credit Card
- How to start a C corporation
- Should you order checks?
- QuickBooks Enterprise drawbacks
- Does YouTube TV offer offline viewing?
- Pros and cons of investing in stocks
- 7. Aquariums and zoos
- Why Treasury bonds are important
- Medicare resources in California
- 3. EarnIn: Best for large advances
- 5. Use (and hide) your phone strategically
- ‘Why IUL is a bad investment’
- Calculate your reduced Roth contribution
- How do I invest my SEP IRA?
- Certificates of deposit, or CDs
- Redeem points for travel through Chase
- Exceptions to IRA contribution limits
- Symetra life insurance rates
- What happens if I exceed my 401(k) limit by mistake?
- Buying bundles: the Works and the Perks
- More ways to take charge of your budget
- Partial payment credit is possible after April 30
- PayPal cryptocurrency fees
- Additional functionality
- Mattress-buying tips
- 5. The interest rate is high
- Get more help with monthly budget planning
- 5. Get help with saving for a down payment
- When a car payment doesn't fit your budget
- Is first class worth it?
- What is a meme stock ETF?
- F
- Estimate your 2024 IRS tax refund date
- What can you invest in with a Roth IRA?
- Why the due date is so important
- Types of life insurance trusts
- What are the lottery payout options?
- Fees
- 5. Hawaiian Airlines' partnership with JetBlue makes this card more flexible
- Step 3: Choose your lender and loan
- Why is the 10-year Treasury yield important?
- Want to start a business?
- 6. Use social media as a form of customer service
- How to convert Hilton points to dollars
- 5. Online savings accounts
- When do you have to pay taxes on stocks?
- Title insurance cost
- Subprime cards can actually make it harder to improve credit
- Retirement
- Getting information about an Experian credit freeze by phone
- How much to keep in your savings account
- 4. You can write off Bitcoin losses
- Mistakes to avoid while paying yourself
- Where Prudential stands out
- Other considerations for nonrefundable airfares
- Get a credit-builder product or a secured loan
- What do closing costs include?
- 8. Cafes, restaurants and bars
- Disadvantages of assumable loans for sellers
- Medicare Supplement Insurance providers
- How flexible are American miles?
- How to lease a car
- Does YouTube TV fit in my budget?
- How do you get a second mortgage?
- Ways to earn money as a teenager
- You can also buy travel insurance separately
- 5. Flexible credit card options
- Should I file taxes now or wait for the child tax credit expansion?
- Customer experience
- Overdraft policies for PNC Virtual Wallet
- Obstacles to paying a mortgage with a credit card
- The bottom line
- 6. Dress appropriately for the culture
- 5. Get a work-study job
- What pet insurance pays for
- What is the stock market doing today?
- Benefits
- May
- New workplace retirement savings perks
- Where Prudential falls short
- Other ways to get free stays at hotels
- How to find AI ETFs
- Qualifying for a better credit card APR
- LLC payroll taxes
- ABLE accounts can provide peace of mind
- How do I access the money in my FSA or HSA account?
- What is a W-9 form used for?
- Fly Delta One to mainland Europe via Virgin Atlantic Flying Club
- Types of mortgage loans
- Symetra customer complaints and satisfaction
- State Farm home insurance rates
- 7. Work with micro-influencers
- Frugal home expenses tips
- Compare lenders
- Know the implications of consolidation
- Holding crypto on PayPal
- Average certificate of deposit rate: 1.81% for one-year CDs
- Cashier’s check vs. certified check vs. money order
- Best for emergency medical coverage: Allianz Global Assistance
- FamZoo Prepaid Card
- How to change or cancel an EIN
- 9. A boat
- G
- 3. Get disability and life insurance
- Are Roth IRAs insured?
- Other tips for managing your bill
- How sole proprietors and single-member LLCs can get an EIN
- Refinancing with an FHA 203(k) loan
- FICO vs. VantageScore
- Getting your Frontier baggage and other fees waived
- Are 10-year Treasury notes a good investment?
- Once you request your Experian credit freeze
- Alternatives to savings accounts
- More about Prudential
- How quickly could the IRS implement the child tax credit expansion?
- VA funding fee vs. mortgage insurance
- No-closing-cost mortgages
- 5. Other expenses
- How much does it cost to invest in the S&P 500?
- Terminal 3: Escape Lounge
- Next steps:
- What if I don't use all the money?
- Form W-9 vs. W-4
- Can I make money with meme stocks?
- 7. Buy a local SIM card to avoid high roaming costs
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- 6. Work for an employer that pays for college
- Similar to savings accounts
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- Ready to get started?
- 6. Personal loans
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- 10. Schools and universities
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- 4. Varo: Best for existing bank customers
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- 3. You'll get some park perks
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- 6. High-yield checking accounts
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- Biden's push to lower title insurance costs
- 3 tips to control central air conditioning installation costs
- Final thoughts on the Aeroplan and Chase Ultimate Rewards® partnership
- H
- Making the call
- Federal student loan consolidation
- Travel and shopping protections
- How to search United saver award availability
- Avoid these less valuable redemptions
- How do I get a FICO score?
- 8. Focus on unique or compelling visuals
- Drawbacks
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- Should I use a Discover card for travel?
- 5. Failure to report Bitcoin can be costly
- Requirements: Who qualifies for the child tax credit?
- Selling crypto on PayPal
- Use a co-signer
- 11. Theaters
- Form W-9 vs. W-2
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- American Express® Gold Card
- Who qualifies for an FHA 203(k)?
- Fees across U.S. airlines
- How do you buy 10-year Treasury notes?
- Discounts
- 4. Use budgeting or expense-tracking apps
- June
- 7. Alternative 'quick cash' options
- Getting a refund for your funding fee
- How can I avoid cashier's check fraud?
- Should you pay your mortgage with a credit card?
- Allstate customer service
- What to do if you can’t meet SBA loan credit score requirements
- How to pay lower taxes when selling stocks
- Could we be in an AI bubble?
- LLC self-employment taxes
- Greenlight Prepaid Mastercard
- Save money on wedding venues near you
- What does AirPass cost?
- 8. Join solo female traveler Facebook groups
- SIMPLE IRA vs. SEP IRA
- Find the best homeowners insurance in your state
- The bottom line
- 9. Run social-specific discounts or giveaways
- How to settle a dispute with Great Lakes
- Closing costs for the buyer
- Additional benefits
- VA funding fee isn't the only closing cost
- Transferring crypto into your PayPal address
- Seller-paid closing costs
- How to earn more interest in a savings account
- 7. Take out federal loans if you have to
- Using Aeromexico for certain domestic flights
- If you’re considering a stay at Minute Suites
- 4. There's a modest sign-up bonus ...
- More about borrowing for home improvements
- Why do I need a business credit score?
- How much are lottery winnings taxed?
- Basic economy
- Do you pay tax on T-notes?
- How do you invest in the stock market?
- Become an authorized user
- Recap: How to get a cashier's check
- What's next?
- Is it worth going to a tax preparer?
- How do I get an FHA 203(k) loan?
- Consumer complaints
- 5. Explore other expense-tracking methods
- Where to find the best savings accounts
- Additional child tax credit
- Using your credit card for rental car coverage
- Exclusive invitation: IHG Royal Ambassador Status
- 5. Dave: Best for repayment flexibility
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- How much do individual flights cost?
- Next Steps
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- NerdWallet home insurance calculator methodology
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- Upgrade Cash Rewards Visa®
- Alternatives
- What is the Emirates first class experience like?
- Title insurance industry slams Biden's plan
- July
- Average money market account rate: 0.67%
- How to finance central air installation
- LLC sales taxes
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- Terminal 4: Priority Pass dining
- Assuming a mortgage after divorce or death
- Cash bonuses on cards with an annual fee
- K
- Finally, enjoy your travels
- How do I get my business credit score?
- Step 5: Submit your application and get funded
- Consumer experience
- Charitable deductions 2023
- UHC Medicare Advantage plan types
- Transferring crypto from your PayPal wallet
- Max out the food delivery perks
- What’s a spousal Roth IRA?
- Are FHA 203(k) loans a good idea?
- Take advantage of travel benefits
- Other ways to sell clothes online
- 10. Use social media paid advertising tools
- 6. Look for ways to lower your expenses
- Keys to crowdfunding success
- If you want to book a free night
- Walmart MoneyCard
- So, is flying first class worth it?
- How to consolidate federal loans
- Tips for navigating title insurance
- Tickets bought with miles
- Sending crypto to another PayPal user
- Which card should you get?
- L
- How much money can you make on YouTube?
- What's the difference between a CPA and a tax preparer?
- Should you invest in AI stocks?
- Buying rental car insurance on your own
- Should I invest in an S&P 500 index fund or S&P 500 ETF?
- The future of blockchain technology
- Is AirPass worth it?
- More about the card
- 8. Borrow private loans as a last resort
- If you're looking to save miles on Delta flights
- Avoid other redemption options
- Stock market crashes in history
- 5. ... And a poor 0% APR offer
- What to do if you win the lottery
- The cost of veterinary care
- What is no-exam life insurance?
- The subprime credit card market is inching toward pre-recession levels
- August
- How to claim the child tax credit in 2024
- LLC tax forms and deadlines
- The bottom line
- 6. MoneyLion: Best for existing customers
- Bank of America® Travel Rewards credit card
- Supplement rewards with a second credit card
- Alternatives to crowdfunding
- Get credit for the bills you pay
- Finding a real estate agent: Tips for buyers
- The bottom line
- Roth IRA vs. traditional IRA: What's the difference?
- Loyalty program
- Important considerations when opening a Roth IRA
- How to sell clothes online
- Discover it® Secured Credit Card
- Next steps
- Ways kid creators can earn online
- Third-party ratings
- Receiving your refund
- PayPal cryptocurrency alerts
- Fort Lauderdale airport lounges recapped
- M
- Capitalize on other travel perks
- What is credit card consolidation?
- More about the card
- Booking Emirates first class with points: is it worth it?
- The difference between interest rate and APY
- After deciding
- Using QuickBooks recurring invoices
- State Farm vs. competitors
- 11 ways to prevent identity theft
- Does PayPal offer tax forms?
- Other financial aid programs in Texas
- Are there drawbacks to investing in the S&P 500?
- How to purchase a laundromat franchise
- Bonuses that vary with spending
- Earn an audience, and earn more in the long run
- Alternatives to no medical exam life insurance
- September
- When to expect your child tax credit refund
- Best for those who pack expensive equipment: Travel Insured International
- Finding a real estate agent: Tips for sellers
- The bottom line
- Team it with a different card
- How to claim lottery winnings
- Is consolidating credit card debt a good idea?
- Where PrestaShop wins
- So, can you get a refund on plane tickets?
- LLC tax tips for business owners
- Low-fee alternatives to prepaid cards
- 7. SoLo Funds: Best for peer-to-peer cash advances
- N
- The bottom line on how to prepare for a stock market crash
- Methodology
- What protections does PayPal offer?
- Practice good credit habits
- How to open a Roth IRA in 4 steps
- What are the largest lottery jackpots ever?
- Alternatives to pet insurance
- More about buying life insurance as a senior
- 5 reasons to enter the laundromat industry
- Other ways to make money
- Other types of mortgage loans
- Small-business incubator programs
- Mission Lane Visa® Credit Card
- Offerpad fees
- Consequences of a child tax credit error
- How to choose a real estate agent
- October
- Tips for making money as a kid
- How the FDIC calculates national rates
- Car rental insurance: The bottom line
- Comparison of unaccompanied minor fees by airline
- O
- Where should you open your investment account?
- 8. Klover: Best for no-fee advances
- U.S. Bank Visa® Platinum Card
- Where Shopify wins
- More about top-rated life insurance companies
- UnitedHealthcare Medicare service area
- State child tax credits
- The bottom line
- Follow these best practices for a successful house-flipping business
- Small business card bonuses
- P
- Why create QuickBooks Online recurring invoices?
- How to get started with Offerpad
- Check your credit scores and reports
- November
- Best for adventurous travelers: World Nomads
- How to redeem rewards on the Chase Sapphire Reserve®
- Alternatives to startup business grants
- Prosper® Card
- What is the $500 credit for other dependents (ODC)?
- Cash App debit card: Prepaid-like option
- S
- How to get a business loan from a bank
- Other tips for booking saver awards on partner sites
- The bottom line
- So, is pet insurance worth it?
- More about buying life insurance with a health condition
- Best stocks for beginners
- Earning Radisson points is advantageous
- Child tax credit vs. child and dependent care credit
- Student loan repayment programs in Texas
- Best prepaid debit cards: Summary
- The bottom line
- Pros and cons of loan apps
- UnitedHealthcare customer service
- December
- What are prepaid debit cards?
- T
- Recurring invoices vs. recurring sales receipt
- Capital One QuicksilverOne Cash Rewards Credit Card
- Closing costs for the seller
- The bottom line on investing in stocks
- U
- Best for medical coverage: Travelex Insurance Services
- Citi Double Cash® Card
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- If you're searching for United saver award availability
- How to make money from home
- What if you're not eligible?
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- Business class
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- Find the best homeowners insurance in your state
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- How much does it cost?
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- How to choose the best travel insurance policy
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- More resources for travel insurance shoppers
- Methodology
January
With a fresh page on the calendar comes a fresh start for sales. These items are discounted in January:
Bedding and linen. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.
Fitness equipment. Retailers will meet goals to get in shape with decent deals. Expect workout gear and apparel sales to abound at sporting goods stores. (Tip: Tread lightly on a treadmill purchase unless you're sure you’ll use it. It’ll always be cheaper to walk around the block.)
TVs and electronics. Just before the Super Bowl, retailers normally discount TVs and other home theater essentials.
Mark your calendar: Martin Luther King Jr. Day is Jan. 15.
Freebie day: National Spaghetti Day is Jan. 4.
February
It’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:
TVs. Television sales spill over from January into February ahead of the Super Bowl. Aside from Black Friday, this is one of the best times to buy a TV.
Winter items. With winter winding down, retailers will be looking to unload inventory of cold-weather products. Look for sales on apparel and winter sports gear that you'll need later in the year.
Home goods. Expect retailers to put home stuff on sale for Presidents Day and the weekend preceding the holiday.
Leftover chocolate. The savvy couple does Valentine’s Day a week late to save a buck. Grab a heart-shaped box of candy on Feb. 15, when stores will be discounting their Valentine’s Day leftovers. It’ll be easier to get a dinner reservation after Feb. 14 too.
Mark your calendar: Super Bowl Sunday is Feb. 11, Valentine's Day is Feb. 14 and Presidents Day is Feb. 19.
Freebie day: National Frozen Yogurt Day is Feb. 6.
March
There aren’t any major shopping holidays in March, but that doesn’t make for a total lack of sales. Look for deals on these products:
Tax software. Retailers like to discount tax software in March, ahead of Tax Day in April.
Grills. Buy your summer grilling necessities now to avoid a spike in prices when summer arrives.
St. Patrick’s Day essentials. Around St. Patrick’s Day, online retailers and department stores usually discount green clothing, party supplies and jewelry.
Vacuum cleaners: Some retailers will be ready to reward early spring cleaners with a deal on a Dyson, Shark or other brand of vacuum.
Mark your calendar: St. Patrick’s Day is March 17 and Easter Sunday is March 31.
Freebie day: Pi Day is March 14, because 3.14 (get it?).
April
April has its fair share of spring deals and discounts, including:
Vacuums. April is the real cleaning month and will bring more deals on vacuums. Look for markdowns at department stores as well as on manufacturers’ websites.
Tax-themed items. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.
Beauty products. Time to get outside and look your best. The Sephora spring sale is usually this month.
Sustainable items. To celebrate Earth Day, be on the lookout for retailer deals on sustainable items, such as reusable totes and water bottles, sustainably made clothing and other “green” products. Is this the year you start composting? We support that.
Mark your calendar: Tax Day is April 15.
Freebie day: Earth Day is April 22.
May
April discounts give way to more in May. Here’s a look at some items to consider buying this month:
Spring apparel. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.
Furniture. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home decor discounts from big-box stores.
Small kitchen appliances. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. Typically, these products are included in Memorial Day sales, and they make great gifts for upcoming summer weddings.
If last year’s shopping research is any indication, prices on select kitchen gadgets could drop the Friday before Mother’s Day.
Mark your calendar: Mother’s Day is May 12 and Memorial Day is May 27.
Freebie day: National Hamburger Day is May 28.
June
June is short on days, but long on the list of deals. Smart purchases include:
Lingerie. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famous semiannual sale. The sale also typically occurs in December.
Other semiannual sales. The midway point is known for sales at lots of stores. In past years, we’ve seen stores like Bath & Body Works and Brooks Brothers hold semiannual sales in June.
Gym memberships. Consider buying a gym membership during the summer, and be sure to negotiate for the best deal. Gyms may be eager for sign-ups when people are more likely to spend time outside.
Tools and other dad gifts. In preparation for Father’s Day, many retailers will offer deals on a variety of power tools and outdoor gear, as well as things like men’s clothing. Solo Stove has discounted its portable fire pits around this time in the past.
Mark your calendar: Father’s Day is June 16.
Freebie day: National Doughnut Day is June 7.
July
In July, prices drop like it’s hot. Consider buying these:
Summer apparel. The sun is still out, but demand for summer clothes starts to go down. So, buy up shorts, tanks and flip-flops while stores make it worth it. Buy only what’s on sale, though.
July Fourth items. Retailers like a reason to celebrate. In the days leading up to Independence Day, there’s usually an abundance of sales on red, white and blue products, as well as on barbecue and backyard items, sporting goods, jewelry and furniture.
Personal electronics on Prime Day. Amazon’s Prime Day happened on July 11 and 12 in 2023, so you can likely expect similar timing in 2024. It’s basically Black Friday in July, and it’s a hot sale for electronics and gadgets, among other categories. It also drives other retailers to compete with copycat sales.
School supplies. Kids won't want to think about the end of summer yet, but retailers start putting school supplies on sale in late July. If you have supply lists in hand, shopping back-to-school early can help you avoid the August rush.
Mark your calendar: Independence Day is July 4.
Freebie day: National Ice Cream Day is July 21 and National Lipstick Day is July 29.
August
Close out summer by buying summer products? That’s right. Look for end-of-season clearance sales in August on:
Back-to-school supplies. The start of school marks the need to buy low-cost items such as notebooks and pencils and more expensive ones like calculators and laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.
Backyard products. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment, like a grill.
Swimsuits. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.
Tax-free shopping. Back-to-school can be expensive. However, to aid in the purchase of school supplies, clothes, personal computers and other approved necessities, many states offer a tax-free weekend. If yours does, check the date and have your list ready.
Mark your calendar: For many school districts, the first day of school is in August.
Freebie day: National Waffle Day is Aug. 24.
September
With deals on items as varied as mattresses and pool toys, September is a surprising month for good buys. Score reasonable prices on these:
Mattresses. Year after year, September is a good time for mattress sales. Expect deals from department stores and mattress centers, usually as a part of Labor Day promotions.
iPhones. Apple often announces its latest iPhone lineup and other products in September. The unveiling is usually followed by a drop in prices on the models that have been around awhile. Check out used iPhones around this time too.
Appliances. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.
Mark your calendar: Labor Day is Sept. 2.
Freebie day: National Cheeseburger Day is Sept. 18.
October
Retailers won't ghost you in October. There will be plenty of deals on these product categories:
Outdoor furniture. Expect deals on patio furniture and outdoor living products when the weather turns cool.
Jeans. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.
Candy. The closer you get to Halloween, the better your chances of snagging a discounted bag of candy for trick-or-treaters.
Holiday gifts. Amazon has held a Prime Day-like shopping event in October for the past two years. The multi-day event sparked similarly-timed sales from retailers like Target, Walmart and Best Buy and featured deals that rival Black Friday and Cyber Monday. These events have made early October a top time to buy gifts or things you need for yourself.
Mark your calendar: Columbus Day and Indigenous Peoples Day are Oct. 14 and Halloween is Oct. 31.
Freebie day: National Taco Day is Oct. 4 and National Dessert Day is Oct. 14.
November
November is the real month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices. Expect most retailers to offer some kind of deal on products in nearly every category — not just on Black Friday, but throughout the month.
Electronics. Gadgets like TVs, tablets and laptops take center stage during Black Friday sales. Look for discounts on headphones, smart speakers and activity trackers, too.
Clothing. November has to be the busiest month for clothing catalogs. Scan the brands you like for discounts, and shop stores like Gap, Land’s End and American Eagle directly online for surprise coupon codes.
Streaming subscriptions: As if you need another password to remember, November has become a great time to sign up for a new streaming service. Popular content providers like Hulu and Paramount+ have offered solid subscription discounts during extended Black Friday sales in the past.
Mark your calendar: Thanksgiving is Nov. 28 and Black Friday is Nov. 29.
Freebie day: National Sandwich Day is Nov. 3.
December
The end of the year is just the beginning of discounts in some product categories. Look for sale prices on these items in December:
Electronics. Those Black Friday electronics deals from late November will spill over into the new month.
Small kitchen appliances. Cyber Monday 2024 falls on Dec. 2, and it’ll likely be a great time to get an air fryer. NerdWallet monitored prices on 10 popular products during every major sale of 2023. Each of the three kitchen gadgets on our list — an air fryer, stand mixer and coffee machine — hit low prices on Cyber Monday.
Toys. Toys are popular holiday gifts, and stores generally drop prices as the season draws to a close. Look on Black Friday but buy in December.
Christmas decorations. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50% — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.
Mark your calendar: Christmas is Dec. 25. Hanukkah starts Dec. 7.
Freebie day: National Cookie Day is Dec. 4.