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The Delta SkyMiles® Reserve American Express Card is the premier credit card for Delta SkyMiles members. It provides numerous benefits for the frequent Delta traveler that can far exceed its $550 annual fee. These perks include accelerated Delta Medallion status, complimentary upgrades, airport lounge access and an annual companion certificate. Terms apply.
Taking advantage of these perks will save you time and money while improving your travel experience. Here's what you need to know to get the most from your Delta SkyMiles® Reserve American Express Card credit card.
» Learn more: Delta SkyMiles program: The complete guide
Benefits of the Delta SkyMiles® Reserve American Express Card include the following:
Welcome bonus offer miles for new cardholders who meet the minimum spend.
A chance to earn up to 60,000 Medallion Qualification Miles each year.
Complimentary access to Delta Sky Club and American Express Centurion lounges (note, Sky Club access rules will change in 2024).
An annual companion certificate.
Access to free upgrades when flying Delta.
Chance to earn Delta SkyMiles by making purchases with the card.
First checked bag free.
20% discount on in-flight purchases.
15% off award travel booked on Delta.
Fee credit for Global Entry or TSA PreCheck.
Get the welcome offer
Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months. Terms Apply. This welcome bonus offer is not available to applicants who have had this card in the past.
The value of these miles depends upon how you use them. NerdWallet values Delta SkyMiles at 1.2 cents each.
Travelers who value elite status can use the welcome bonus offer of MQMs as a stepping stone to earning or renewing Delta Medallion Status. To reach the first level of Medallion Status, Silver, you need to earn 25,000 MQMs. Terms apply.
Earn Medallion status quicker
The Delta SkyMiles® Reserve American Express Card helps you achieve elite status quicker.
For every $30,000 you spend on the card each calendar year, you'll earn 15,000-MQM Status Boost. You can earn up to 60,000 MQMs each year, which is enough to achieve Delta Gold Medallion status without taking a single flight. If you earn another 15,000 MQMs through flying you’ll achieve Platinum Medallion status.
Delta also bases elite status qualification on how much you spend on flights. These are known as Medallion Qualification Dollars (MQDs). When you spend $25,000 or more on the Delta SkyMiles® Reserve American Express Card, you'll receive an MQD waiver so you can earn elite status even if you haven't spent enough on Delta flights. Terms apply.
Relax in a lounge
Every time you or an additional cardholder fly with Delta, you'll receive complimentary access to Delta Sky Club airport lounges up to three hours before your departing flight (or longer if you have a layover). You may bring up to two guests into the lounge for $50 per person. This credit card benefit offers the same perks as purchasing an individual Delta Sky Club membership, which costs $695 per year. Cardholders also receive two one-time guest passes each year to bring a family member or friend into the lounge.
Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club. To earn an unlimited number of visits each year, the total eligible purchases on the Card must equal $75,000 or more the previous year. To earn unlimited visits in 2025, you’ll need to spend this amount between 1/1/24 and 12/31/24.
Travelers may also access the American Express Centurion Lounges in the U.S. and Hong Kong when flying Delta. Cardholders may bring up to two guests into the Centurion Lounge for $50 per person. Terms apply.
Save on travel with the Annual Companion Certificate
Each year when you renew your Delta SkyMiles® Reserve American Express Card, you'll receive a companion certificate that is good for one domestic round-trip flight. This flight can be in First Class, Delta Comfort+ or Main Cabin. Terms apply.
To redeem the certificate, the cardholder will pay cash for their flight and redeem the certificate to book their companion's ticket. The companion certificate requires payment of taxes and fees of no more than $75 for the round-trip flight. Terms apply.
» Learn more: Delta companion certificate: What you need to know
Get complimentary upgrades
One benefit of Medallion status is unlimited complimentary upgrades, though other members may have priority over you. Cardholders with Medallion Status receive upgrade priority over other Medallion Members in the same Medallion level and fare class.
If you don't have Medallion Status, the Delta SkyMiles® Reserve American Express Card adds you to the complimentary upgrade list. However, your place in line will be after other Medallion members. Terms apply.
Earn miles by making purchases with the card
With the Delta SkyMiles® Reserve American Express Card, you'll earn Delta SkyMiles on every purchase. You'll receive 3x miles per dollar on every purchase with Delta and Delta Vacations. Plus, you'll earn 1x miles per dollar on all other spending. There is no limit to the number of miles you can earn. You can redeem those SkyMiles to book flights or pay for upgrades, experiences, merchandise and more. Terms apply.
Enjoy priority boarding
Instead of boarding later in the flight, with the Delta SkyMiles® Reserve American Express Card, you'll receive priority boarding with Main Cabin 1 passengers. You'll have earlier access to the overhead bin space and have more time to get settled into your seat. Terms apply.
Check your first bag at no charge
Delta Air Lines charges $30 per person each way when checking a bag. These fees can really add up when traveling with family and friends. The Delta SkyMiles® Reserve American Express Card waives the fees for the first checked bag for you and up to eight companions on the same itinerary. That's a potential savings of $540 per round-trip flight if you maximize this benefit. Terms apply.
» Learn more: Which Delta Air Lines credit card should you get?
Get 20% back on in-flight purchases
When you buy food, drinks or audio headsets in-flight, you'll receive a 20% statement credit on your purchases. This discount makes it a little easier on the budget to indulge in something sweet or savory during your flight. Terms apply.
Save up to $100 on Global Entry or TSA Precheck
Having Global Entry or TSA PreCheck is a way to speed through security while traveling. You'll receive a statement credit of $100 every four years for Global Entry application fees or $85 every 4 1/2 years for TSA Precheck. Note that the TSA PreCheck application fee was recently lowered to $78. Terms apply.
If you already have either of these memberships, you can use this credit to pay the application fees for your spouse, child or someone else.
The bottom line
Although the Delta SkyMiles® Reserve American Express Card has an annual fee of $550, the benefits are worth it for the frequent Delta flyer. This is especially true for current members of Delta Sky Club who are paying about the same each year for their membership without receiving all of the extra credit card perks.
Cardholders receive complimentary upgrades, priority boarding, free checked bags and an annual companion certificate. Plus, you'll achieve elite status quicker by earning additional MQMs and an MQD waiver based on your spending. Terms apply. If you fly Delta frequently and value elite status, this is the credit card for you.
Photo courtesy of Delta Air Lines.
All information about Delta SkyMiles® Reserve American Express Card has been collected independently by NerdWallet. The Delta SkyMiles® Reserve American Express Card is no longer available through NerdWallet.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including those best for:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Bank of America® Travel Rewards credit card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card