9 Ways to Maximize the Marriott Bonvoy Brilliant AmEx

Paying the steep annual fee can provide loads of value if you get the most out of the card during Marriott stays.
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How to get the most from the Marriott Bonvoy Brilliant American Express Card

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The Marriott Bonvoy Brilliant® American Express® Card offers solid perks, like Priority Pass lounge access (enrollment required) and an annual $300 statement credit on eligible restaurant spending. Of all the Marriott cards, this card offers the most luxurious perks, and accordingly, has a $650 annual fee to match. Terms apply.

The Marriott Bonvoy Brilliant® American Express® Card is designed for travelers looking to maximize their Marriott Bonvoy benefits. If you’re considering applying, here are nine ways to get the most out of the Marriott Bonvoy Brilliant® American Express® Card. Terms apply.

How to maximize your Marriott Bonvoy Brilliant® American Express® Card

1. Earn the welcome bonus

The Marriott Bonvoy Brilliant® American Express® Card comes with an attractive welcome bonus: Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Terms Apply.

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2. Enroll for Priority Pass lounge access

Your Marriott Bonvoy Brilliant® American Express® Card comes with a membership to Priority Pass Select, a network that includes more than 1,300 airport lounges across the globe. Before you fly, visit the Priority Pass website to find out whether your departure terminal has a participating lounge. If it does, your Marriott Bonvoy Brilliant® American Express® Card gets you and up to two guests into the lounge at no charge — a value of about $50 per person, depending on the lounge. Terms apply.

You can also add your Priority Pass card information to the Priority Pass app, which you will have to present at the lounge when you visit. The app is pretty handy, especially if you forget your Priority Pass card at home when traveling.

3. Use your $300 worth of annual statement credits on restaurant spending

Another annual benefit of the Marriott Bonvoy Brilliant® American Express® Card is the up to $300 in statement credits per calendar year (up to $25 per month) you'll get for eligible purchases at restaurants worldwide. Terms apply.

4. Use the $100 property credit at St. Regis or Ritz-Carlton

If you’re a fan of high-end properties like St. Regis or Ritz-Carlton, use your Marriott Bonvoy Brilliant® American Express® Card to book your reservation and you'll earn a $100 property credit. To qualify, you will need to book a two-night minimum stay and use the member rate called "$100 Property Credit, Luxury Credit Card Rate." Terms apply.

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The credit could be used each time you book a two-night stay at one of these hotels.

5. Earn up to 6X points per $1 on bonus categories

The Marriott Bonvoy Brilliant® American Express® Card offers bonus points on specific bonus categories:

  • Participating Marriott hotels: 6X points per $1.

  • Restaurants in the U.S.: 3X points per $1.

  • Flights booked directly with an airline: 3X points per $1.

  • All other purchases made with the card: 2X points per $1.

Terms apply.

If you’re fond of Marriott properties, this card will help you get the most bang for your buck on paid hotel stays. But even when you’re not traveling, you can accelerate earning of points by using the card at restaurants and everywhere else you make purchases.

6. Enroll in Marriott Platinum Elite status

This card gives you automatic Platinum Elite status in the Marriott Bonvoy program, which provides benefits like:

  • 50% more points earned on every paid stay.

  • 4 p.m. late checkout, when available.

  • Complimentary room upgrades, when available.

Terms apply.

Savvy cardholders use the Marriott Bonvoy Brilliant® American Express® Card to climb to an even higher elite status level. Every calendar year, cardholders receive 25 elite night credits that can be applied to the next level of Bonvoy status. Combine these with elite night credits you earn by staying at Marriott family properties, and you can get to Titanium status faster. Once at that level, you'll enjoy enhanced perks, like 75% bonus points on every paid stay (respectively) and a gift at check-in. Terms apply.

7. Use your free night award — worth 85,000 points

Each year after your card renewal month, you'll receive a free night award certificate that can be used at participating Marriott hotels — though you will still have to pay resort fees if applicable.

To earn this award, keep your card account open for more than a year and pay the annual fee. This perk is good at Marriott properties costing 85,000 or fewer Bonvoy points per night. Terms apply.

8. Get reimbursed for Global Entry or TSA PreCheck

Use your Marriott Bonvoy Brilliant® American Express® Card to pay the application fee for Global Entry or TSA PreCheck and you’ll get reimbursed for the fees. You can use this benefit once every four years when you reapply for Global Entry (worth up to $100) or every 4 1/2 years when you reapply for TSA PreCheck (worth up to $85, but note that the TSA PreCheck application fee was recently lowered to $78). Terms apply.

9. Get travel insurance coverage

The Marriott Bonvoy Brilliant® American Express® Card comes with trip cancellation, trip interruption, trip delay, baggage insurance, car rental loss and damage, purchase protection and access to the Premium Global Assist® Hotline. To receive coverage, make sure that you use the Marriott Bonvoy Brilliant® American Express® Card to book your trip. Terms apply.

Maximizing the Marriott Bonvoy Brilliant® American Express® Card

The Marriott Bonvoy Brilliant® American Express® Card is a great option for Marriott loyalists looking to get even more from their travels. While the annual fee is steep, the high welcome offer combined with Priority Pass lounge access (enrollment required), the $300 annual statement credit and the 85,000-point anniversary free night award can offset that cost. Terms apply.

To view rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, see this page.

Insurance Benefit: Trip Cancellation and Interruption Insurance

  • The maximum benefit amount for Trip Cancellation and Interruption Insurance is $10,000 per Covered Trip and $20,000 per Eligible Card per 12 consecutive month period.

  • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

  • Please visit americanexpress.com/benefitsguide for more details.

  • Underwritten by New Hampshire Insurance Company, an AIG Company.

Insurance Benefit: Trip Delay Insurance

  • Up to $500 per Covered Trip that is delayed for more than 6 hours; and 2 claims per Eligible Card per 12 consecutive month period.

  • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

  • Please visit americanexpress.com/benefitsguide for more details.

  • Underwritten by New Hampshire Insurance Company, an AIG Company.

Insurance Benefit: Car Rental Loss & Damage Insurance

  • Car Rental Loss and Damage Insurance can provide coverage up to $75,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply.

  • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

  • Please visit americanexpress.com/benefitsguide for more details.

  • Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

Insurance Benefit: Purchase Protection

  • Purchase Protection is an embedded benefit of your Card Membership and requires no enrollment. It can help protect Covered Purchases made on your Eligible Card when they’re accidentally damaged, stolen, or lost, for up to 90 days from the Covered Purchase date. The coverage is limited up to $10,000 per occurrence, up to $50,000 per Card Member account per calendar year. Coverage Limits Apply.

  • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

  • Please visit americanexpress.com/benefitsguide for more details.

  • Underwritten by AMEX Assurance Company.

Insurance Benefit: Premium Global Assist Hotline

  • You can rely on Global Assist Hotline 24 hours a day / 7 days a week for medical, legal, financial or other select emergency coordination and assistance services while traveling more than 100 miles away from your home. Plus, the Premium Global Assist Hotline may provide emergency medical transportation assistance and related services. Third-party service costs may be your responsibility.

  • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

  • Please visit americanexpress.com/benefitsguide for more details.

  • If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, Card Members may be responsible for the costs charged by third-party service providers.


How to maximize your rewards

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