Amrita Jayakumar is a former special assignments writer for NerdWallet. She also wrote a syndicated column about millennials and money, and covered personal loans and consumer credit and debt. Previously, she was a reporter at The Washington Post. Her work has appeared in the Miami Herald and USAToday. Amrita has a master's degree in journalism from the University ofMissouri.
The latest from Amrita
Capital One Personal Loan Alternatives
Capital One does not provide personal loans, but other lenders may offer alternatives.
Bank of America Personal Loan Alternatives
Bank of America offers a small-dollar loan, but borrowers seeking large personal loans have options with other lenders.
Bad Credit? You Still Have Tools to Whittle Down Debt
A credit score below 630 can make it hard to get out of debt. But you have options, including secured loans, debt management plans and bankruptcy.
What You Can Learn From Credit Score Reason Codes
Reason codes tell you about the factors that affect your credit score. You can use them to work on your score.
Mad at Equifax? Use That Fuel to Boost Your Cybersecurity
It's time to turn your outrage into action with these 5 steps.
What Is Debt Consolidation, and Should I Consolidate?
Debt consolidation rolls multiple debts into a single payment. It can be a good idea if you qualify for a low enough interest rate.
Lenders Look at More Than Just Your Credit Score
When applying for a loan, expect to share your full financial profile, including credit history, income and assets.
4 Keys to Successful Debt Consolidation
Make a budget, quit using your credit cards and compare consolidation products to successfully consolidate your debt.