Dayana is a former NerdWallet authority on investing and retirement. She has written for The Associated Press, The Motley Fool, Woman’s Day, Real Simple, Newsweek, USA Today and more. She has written and contributed to several personal finance books and has been interviewed on the "Today" Show, "Good Morning America," NPR, CNN and other outlets.
The latest from Dayana
Use Form ADV to Check Out Your Financial Advisor’s Record
This free disclosure document reveals everything from an advisor’s fee structure and firm history to their management style and any misconduct.
Stock Market Crashes: How to Prepare and Not Panic
Stock market crashes are bound to happen. Here are five things to do before and during the next market meltdown.
Best Retirement Plans of 2023: Choose the Right Account for You
Here's how to find the best retirement plans to save for your future.
How to Check Out Your Financial Planner, Advisor or Broker
It's important to check into the person handling your money. Here’s how to dig deep.
Inherited IRA: How It Works & Distribution Rules
Withdrawal rules and taxes depend on your relationship and whether the account is a Roth IRA or a traditional IRA.
Roth IRA Rules 2022 and 2023: Contributions, Withdrawals
Roth IRA rules limit 2021-2022 contributions for people with income above certain amounts. Withdrawals can be tax-free.
Margin Trading: What It Is and What To Know
Buying on margin means borrowing money from your broker to purchase stock. It sounds simple, but there are serious risks to consider.
Index Funds vs. Mutual Funds: The Differences That Matter
The three main differences are management style, investment objective and cost — and index funds are the clear winner over the long term.
5 Top Benefits of a Roth IRA
Roth IRAs come with some perks that traditional IRAs lack, such as easy early withdrawals and tax-free money in retirement.
Self-Directed IRA (SDIRA): What You Need to Know
This type of IRA allows you to hold alternative investments in a retirement account. But it comes with complex rules and risks.
Paper Trading: What It Is and How It Works
Stock marker simulators let you try out new investing strategies with no real money on the line.