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The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER

0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness

0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness

NEW OFFER: 0% Introductory APR for 18 billing cycles for purchases and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers

No annual fee

No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.

Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay

Balance Transfers do not earn cash back

0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.

Redeem cash back any amount, any time. Rewards never expire.

0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.

No Penalty APR.

Late Fee Waiver.

0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 17.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee

Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card

Easy access to your FICO® Credit Score with Wells Fargo Online®

Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.

Unlimited 1.5% Cash Back on your purchases.

Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.

Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply

Low 14.24% variable APR on purchases and cash advances

No annual fee

$150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).

2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.

One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

Earn unlimited 1.5% cash back on every purchase, every day

No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn