See offers from our partners below

Comparecredit cardsfor

Pay off your credit card debt with one of these balance transfer credit cards, some of which are from our partners. You might also want to check out NerdWallet's Best Balance Transfer Credit Cards.

Filters

More filters

Other fees

Card network

Financial institution

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card’s out there. Just answer a few questions and we’ll narrow the search for you.
Showing 110 of 66
Citibank Simplicity Credit Card

on Citibank's application

Annual Fee

$0

Regular APR

16.24% - 26.24% Variable APR

Intro APR

0% on Purchases for 12 months and 0% on Balance Transfers for 21 months

Balance Transfer Fee

5% of each balance transfer; $5 minimum.

Pros

  • No late fee
  • No annual fee
  • Intro APR period on Purchases and Balance Transfers

Cons

  • No rewards
  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
  • The standard variable APR for Citi Flex Plan is 16.24% - 26.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges.
Citibank Diamond Preferred Credit Card

on Citibank's application

on Citibank's application

Annual Fee

$0

Regular APR

15.24% - 25.24% Variable APR

Intro APR

0% on balance transfers for 21 months

Balance Transfer Fee

5% of each balance transfer; $5 minimum

Pros

  • No annual fee
  • 0% for 21 months on transfers if you qualify

Cons

  • No rewards
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness. All transfers must be completed in first 4 months.
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness.
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® score online.
  • With Citi Entertainment℠, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 15.24% - 25.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • Intro APR

    0% on balance transfers for 21 months

  • Regular APR

    15.24% - 25.24% Variable APR

  • Annual fee

    $0

  • Balance Transfer Fee

    5% of each balance transfer; $5 minimum

ABOC Platinum Rewards

on Amalgamated Bank of Chicago's website

on Amalgamated Bank of Chicago's website

Annual Fee

$0

Regular APR

14.40% - 24.40% Variable APR

Intro APR

0% on Purchases for 12 months and Balance Transfers for 18 months

Balance Transfer Fee

3% of each balance transfer; $5 minimum

Pros

  • Intro APR period on Purchases and Balance Transfers
  • No Annual Fee
  • Qualify with average credit or better
  • Sign-up bonus

Cons

  • Fee of 3% of each balance transfer (minimum $5)
  • Poor cash-back redemption option
  • If you value simplicity, a flat-rate card may be better
  • 0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 14.40% – 24.40%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee or Foreign Transaction Fee
  • Select Your Rewards Your Way
Amalgamated Chicago Union Credit Card

on Amalgamated Bank of Chicago's website

on Amalgamated Bank of Chicago's website

Annual Fee

$0

Regular APR

10.75% Variable

Intro APR

0% on Purchases for 12 months and Balance Transfers for 18 months

Balance Transfer Fee

3% of each balance transfer; $5 minimum

Pros

  • No annual fee
  • Intro APR period on Purchases and Balance Transfers

Cons

  • Fee of 3% of each balance transfer (minimum $5)
  • 0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 10.75% (V), based on your creditworthiness.
  • Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
BankAmericard® Credit Card

on Bank of America's website, or call (800) 322-7707

on Bank of America's website, or call (800) 322-7707

Annual Fee

$0

Regular APR

14.49% - 24.49% Variable APR

Intro APR

0% on Purchases for 18 billing cycles and 0% on Balance Transfers for 18 billing cycles for balance transfers made in the first 60 days

Balance Transfer Fee

Either $10 or 3% of the amount of each transaction, whichever is greater.

Pros

  • No annual fee
  • Intro APR period on Purchases and Balance Transfers

Cons

  • No rewards
  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% - 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
Citi® Double Cash Card

on Citibank's application

Annual Fee

$0

Regular APR

15.49% - 25.49% Variable APR

Intro APR

0% on Balance Transfers for 18 months

Balance Transfer Fee

3% of each balance transfer; $5 minimum.

Pros

  • High rewards rate
  • No annual fee
  • Intro APR period on Balance Transfers

Cons

  • No sign-up bonus
  • No 0% APR for purchases
  • $25 minimum redemption
  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% – 25.49%, based on your creditworthiness.
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • Balance Transfers do not earn cash back.
  • The standard variable APR for Citi Flex Plan is 15.49% – 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Discover it® Balance Transfer

on Discover's website, or call (800) 347-0264

Rates & Fees
Annual Fee

$0

Regular APR

13.49% - 24.49% Variable APR

Intro APR

0% on Purchases for 6 months and 0% on Balance Transfers for 18 months

Balance Transfer Fee

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Pros

  • Bonus cash back categories
  • No annual fee
  • Intro APR period on Purchases and Balance Transfers
  • No foreign transaction fee

Cons

  • Slightly less merchant acceptance for Discover in US - acceptance outside of US can be an issue
  • If you value simplicity, a flat rate cash back card may be better
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • View Rates and Fees
HSBC Gold Mastercard

on HSBC's website

Rates & Fees
Annual Fee

$0

Regular APR

14.49% - 24.49%, Variable

Intro APR

0% Introductory APR on credit card purchases and balance transfers for the first 18 months from account opening.

Balance Transfer Fee

4%

Pros

  • No annual fee
  • 0% Introductory APR on credit card purchases and balance transfers for the first 18 months from account opening, then a variable APR of 14.49% - 24.49% will apply
  • No foreign transaction fee

Cons

  • No rewards
  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 14.49% - 24.49% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • View Rates and Fees
US Bank Visa Platinum Credit Card

on US Bank's website

Rates & Fees
Annual Fee

$0

Regular APR

15.49% - 25.49%* Variable APR

Intro APR

0%* on purchases and balance transfers for 18 billing cycles*

Balance Transfer Fee

3%

Pros

  • No annual fee
  • Intro APR period on Purchases and Balance Transfers
  • Cell phone insurance

Cons

  • No rewards
  • Foreign transaction fee
  • 0% Intro APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR currently 15.49% - 25.49%
  • Great offer from U.S. Bank, a 2019 World's Most Ethical Company® - Ethisphere Institute, February 2019
  • No Annual Fee*
  • Flexibility to choose a payment due date that fits your schedule
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
  • View Rates and Fees
American Express Cash Magnet℠ Card

on American Express's website

Rates & Fees
Annual Fee

$0

Regular APR

14.49% - 25.49% Variable APR

Intro APR

0% on Purchases and Balance Transfers for 15 months

Balance Transfer Fee

Either $5 or 3% of the amount of each transfer, whichever is greater.

Pros

  • No annual fee
  • Bonus offer for new cardholders
  • Intro APR period on Purchases and Balance Transfers

Cons

  • American Express isn't accepted at as many merchants as Visa or Mastercard
  • Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
  • Unlimited 1.5% Cash Back on your purchases.
  • Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
  • 0% introductory plan fee for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • No Annual Fee.
  • Terms Apply.
  • View Rates and Fees