Summary of Best Credit Union CD Rates
|Bank||1-year APY||3-year APY||5-year APY||Minimum Deposit||Learn More|
Alliant Credit Union CD
Connexus Credit Union CD
First Tech Federal Credit Union CD
Service Credit Union CD
Navy Federal Credit Union CD
America First Credit Union CD
PenFed Credit Union CD
» Want to see more CD options? Check out our list of the best CD rates overall
How do CDs at banks and credit unions differ?
Banks are for-profit institutions while credit unions are nonprofits. Your banking needs for CDs can generally be met at either.
Do banks or credit unions offer better rates?
On average, you can find credit unions with higher rates than traditional banks. However, online banks tend to be better than both, offering some of the best rates available.
» Curious about other savings options? Check out NerdWallet’s best high-yield online savings accounts
Best 1-year credit union CD rates
- America First Credit Union: 1.00% APY.
- Alliant Credit Union: 1.40% APY.
- Connexus Credit Union: 1.01% APY.
- Service Credit Union: 1.30% APY.
- First Tech Federal Credit Union: 0.75% APY.
- Navy Federal Credit Union: 1.60% APY.
- Pentagon Federal Credit Union: 1.15% APY.
Last updated on November 14, 2019
We took a close look at some of the nation's largest credit unions, based on deposits as well as broad-based membership requirements, in addition to other notable credit unions in the industry. Higher rates might be available elsewhere.