Best Wealth Management Firms: 6 Online Wealth Advisors
Wealth advisors offer full-service financial advice and management, covering everything from estate planning to tax minimization.
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Our deep, independent analysis sorts through key details to find and evaluate the information investors want when choosing a financial or wealth advisor. To see our full methodology and learn more about our process, read our criteria for financial advisors.
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What is a wealth management service?
Wealth advisors are a type of financial advisor who work with high-net-worth clients and offer holistic financial planning. This often includes services such as estate planning, tax minimization and legal guidance, in addition to investment management.
What is the fee for wealth management?
The fee for wealth management is generally 0.25% to 2% of assets under management. The average is 1.05%, according to one study. So, for example, if a wealth manager is managing $250,000 of your assets, the annual fee might be between $625 and $5,000.
Because of the comprehensive guidance they provide, wealth advisors often require a minimum investment of several hundred thousand dollars or more. However, many of the advisors below operate primarily online — in most cases, you'll meet with the advisor virtually, though some connect you to local options — and offer lower minimums.
Best Wealth Management Firms: 6 Online Wealth Advisors
| Broker | NerdWallet rating | Fees | Account minimum | Promotion | Learn more |
|---|---|---|---|---|---|
5.0/5 Reviewed in: Oct. 2024Period considered: Aug. - Oct. 2024 | Varies by Advisor (free initial consultation) | $150,000 Varies by Advisor, starting at $150,000 | 3 -
Month Satisfaction Guarantee | Learn moreon partner's site on Zoe Financial's website AD Paid non-client promotion | |
 Vanguard Personal Advisor Learn moreon partner's site on Vanguard's website AD Paid non-client promotion | 4.3/5 Reviewed in: Oct. 2024Period considered: Aug. - Oct. 2024 | 0.30% management fee | $50,000 | None no promotion available at this time | Learn moreon partner's site on Vanguard's website AD Paid non-client promotion |
4.8/5 Reviewed in: Apr. 2025Period considered: Aug. 2024 - Apr. 2025 | $1,000 and up per year (free initial consultation) | $0 | None no promotion available at this time | Learn moreon partner's site on Facet's website AD Paid non-client promotion | |
5.0/5 Reviewed in: Oct. 2024Period considered: Aug. - Oct. 2024 | Up to 1% per year | $250,000 | $250 off one year of financial or tax planning | Learn moreon partner's site on Harness Wealth's website AD Paid non-client promotion | |
5.0/5 Reviewed in: Oct. 2024Period considered: Aug. 2023 - Oct. 2024 | Varies by advisor (free initial consultation) | $0 | None no promotion available at this time | Unpaid non-client promotion |
Fees
Varies by Advisor (free initial consultation)
Account minimum
$150,000
Varies by Advisor, starting at $150,000
Promotion
3-Month Satisfaction Guarantee
Our Take
Advisors offer free initial consultations.
Access to a range of services, including investment management and financial, tax and estate planning.
No fee for using Zoe Financial to find an advisor.
Difficult to know financial advisor fees upfront.
$150,000 investment minimum.
Zoe Financial isn't actually a financial advisory firm — the company connects clients to financial advisors. Zoe's account minimum is fairly high at $150,000, but the advisor access is excellent, and advisors hold at least a CFP, CFA or CPA designation. The typical fee ranges from 0.5% - 1.5%, but because each advisor has their own fee, you may not know exactly what you’ll pay until you contact the advisors.
Fees
0.30%
management fee
Account minimum
$50,000
Promotion
None
no promotion available at this time
Our Take
Low portfolio management fee.
Comprehensive advice with goals-based financial planning tools.
Unlimited access to a team of financial advisors.
Solid investment selection with Vanguard’s suite of funds.
$50,000 investment minimum.
Portfolios use only Vanguard funds.
Vanguard Personal Advisor offers unlimited access to financial advisors for a fee not much higher than a simple robo-advisor. The $50,000 account minimum is high, but the low-cost tax strategy and financial planning may make it worthwhile if you're planning on investing that much anyway.
Fees
$1,000 and up
per year (free initial consultation)
Account minimum
$0
Promotion
None
no promotion available at this time
Our Take
Comprehensive, full-service financial planning.
Meetings are held virtually, via phone or video call.
Access to a dedicated certified financial planner.
Flat membership fee means you pay only for what you need.
Wide fee range makes it difficult for potential customers to estimate costs.
Facet's financial planning services cost between $1,000 and $6,600 per year and include customized financial guidance and investment management from a dedicated CFP. Facet advisors can work with you on the majority of situations covered by full-service financial planning firms. *Facet Wealth, Inc. is an SEC registered investment adviser. This is not an offer to sell securities or the solicitation of an offer to purchase securities. Facet’s specific investment management services vary depending upon the chosen service level. This is not investment, financial, legal, or tax advice. Past performance is not a guarantee of future performance.
Fees
Up to 1%
per year
Account minimum
$250,000
Promotion
$250 off
one year of financial or tax planning
Our Take
Advisors offer free initial consultations.
Access to a range of services, including investment management and financial, tax and estate planning.
No fee for using Harness Wealth to find an advisor.
Difficult to know financial advisor fees upfront.
Firms require a $250,000 investment minimum for investment management. (No minimum for a one-time financial plan.)
Harness Wealth isn't itself a financial advisory firm — the company serves to connect clients to carefully vetted firms. Advisors on the platform typically charge a 1% management fee, but flat-fee financial planning services and tax help are also available.
Fees
Varies by advisor
(free initial consultation)
Account minimum
$0
Promotion
None
no promotion available at this time
Our Take
Advisors offer free initial consultations.
Access to a range of services, including investment management and financial, tax and estate planning.
No fee to use Wealthramp to find an advisor.
Difficult to know financial advisor fees upfront.
Some advisors require investment minimum of $100,000 or more.
Wealthramp isn't a financial advisory firm — the company connects clients to vetted financial advisors. The advisors in Wealthramp's network typically charge fees that are on the higher end, as are the expense ratios of the investments used. But Wealthramp receives full marks for their financial planning and tax strategy. Because each advisor has their own fee, you may not know exactly what you’ll pay until you contact the advisors.
Last updated on July 1, 2025
Methodology
NerdWallet’s comprehensive review process evaluates and ranks companies that provide financial planning services online or connect users to a financial advisor. Our aim is to provide an independent assessment of providers to help arm you with information to make sound, informed judgements on which ones will best meet your needs. We adhere to strict guidelines for editorial integrity.
We collect data directly from providers through detailed questionnaires, and conduct first-hand testing and observation through provider demonstrations. The questionnaire answers, combined with demonstrations, interviews of personnel at the providers and our specialists’ hands-on research, fuel our proprietary assessment process that scores each provider’s performance across more than 20 factors. The final output produces star ratings from poor (one star) to excellent (five stars).
For more details about the categories considered when rating financial advisors and our process, read our full methodology.