Best of
6 Best Home Equity Lenders of 2019
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These mortgage lenders are among the standouts in 2019 for home equity loans, lines of credit and cash-out refinancing.
Summary of Best Home Equity Lenders of 2019
Lender | Best For | National/Regional | Max LTV | Learn More |
---|---|---|---|---|
![]() Navy Federal | home equity loans | National | 100% (military) | Read review |
loanDepot NerdWallet rating at loanDepot | home equity loans | National | 90% | at loanDepot |
![]() Flagstar | home equity lines of credit | National | 89% | Read review |
![]() Citibank | home equity lines of credit | National | N/A | Read review |
Rocket Mortgage at Rocket Mortgage | cash-out refinancing | National | N/A | at Rocket Mortgage |
![]() Bank of America | cash-out refinancing | National | N/A | Read review |
Lender | Best For | National/Regional | Max LTV | Learn More |
---|---|---|---|---|
![]() Navy Federal | home equity loans | National | 100% (military) | Read review |
loanDepot NerdWallet rating at loanDepot | home equity loans | National | 90% | at loanDepot |
![]() Flagstar | home equity lines of credit | National | 89% | Read review |
![]() Citibank | home equity lines of credit | National | N/A | Read review |
Rocket Mortgage at Rocket Mortgage | cash-out refinancing | National | N/A | at Rocket Mortgage |
![]() Bank of America | cash-out refinancing | National | N/A | Read review |
Navy Federal: NMLS#399807

National / Regional
Max LTV
at loanDepot
loanDepot: NMLS#174457
4.0
NerdWallet rating
National / Regional
Max LTV
at loanDepot
Flagstar: NMLS#417490

National / Regional
Max LTV
Citibank: NMLS#412915

National / Regional
Min. Down Payment
at Rocket Mortgage
Rocket Mortgage: NMLS#3030

Min. Credit Score
National / Regional
at Rocket Mortgage
Bank of America: NMLS#399802

Min. Credit Score
National / Regional
More from NerdWallet
Last updated on July 2, 2019
Methodology
To recap our selections...
NerdWallet's Best Home Equity Lenders of 2019
- Navy Federal: Best for home equity loans
loanDepot
: Best for home equity loans- Flagstar: Best for home equity lines of credit
- Citibank: Best for home equity lines of credit
- Rocket Mortgage: Best for cash-out refinancing
- Bank of America: Best for cash-out refinancing