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Best QuickBooks Alternatives for Small Businesses of December 2022

The best QuickBooks alternatives are easy to use, customizable and — in some cases — fill a specific niche.
Last updated on October 7, 2022

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QuickBooks Online has more than 5 million users globally, but this accounting product isn’t the best choice for every small business. It can be expensive, and some features, like inventory management, are available only in higher-tier plans. Additionally, users without prior accounting knowledge may experience a learning curve.
Here are the best QuickBooks alternatives for small businesses, arranged by the groups who might find them most helpful.

Best QuickBooks Alternatives for Small Businesses

Product
Best for
Starting at
Promotion
Learn more

Xero

Shop now

on Xero's secure website

4.5/5

Best for Businesses that need unlimited users

$13/mo

Additional pricing tiers (per month): $37, $70.

30-day free trial.

Shop now

on Xero's secure website

FreshBooks Accounting

Shop now

on FreshBooks Accounting's secure website

3.5/5

Best for Freelancers and independent contractors

$15/mo

Additional pricing tiers (per month): $30, $55, custom.

60% off

for first four months or free 30-day trial.

Shop now

on FreshBooks Accounting's secure website

Zoho Books

4.0/5

Best for Zoho app users

$0

Additional pricing tiers (per month): $20, $50, $70, $150, $275.

14-day free trial

of the Premium plan.

Sage 50cloud

Best for Desktop QuickBooks alternative

$56/mo

Additional pricing tiers (per month): $92, $155.92.

40% off for the first year

Wave Accounting

3.5/5

Best for Overall best free QuickBooks alternative

$0

Free (Wave makes money via paid money management products).

N/A

NetSuite

Best for Enterprise solutions

N/AN/A

Our pick for

Businesses that need unlimited users

Xero

4.5
NerdWallet rating 
Read Review
Shop now

on Xero's secure website

Starting at

$13/mo

Additional pricing tiers (per month): $37, $70.

Promotion

30-day free trial.

Xero stands out for ease of use and intuitiveness, especially for accounting novices. Its minimalist, simple design and jargon-free language are especially popular among small-business owners. Like QuickBooks Online, it's also widely used, which makes it easy to find accountants who support it. However, unlike QuickBooks Online, it doesn’t list a phone number for customer support. Instead, users can seek help online 24/7 and Xero will follow up with a call if necessary.

Our pick for

Freelancers and independent contractors

FreshBooks Accounting

3.5
NerdWallet rating 
Read Review
Shop now

on FreshBooks Accounting's secure website

Starting at

$15/mo

Additional pricing tiers (per month): $30, $55, custom.

Promotion

60% off

for first four months or free 30-day trial.

With strong invoicing capabilities and an intuitive mobile app, FreshBooks is an affordable alternative for freelancers who might not need all of the features that QuickBooks Online offers. One downside: It comes with a stricter user limit. All plans, except the Select plan, include access for only one user; additional users cost $10 each per month.

Our pick for

Zoho app users

Zoho Books

4.0
NerdWallet rating 
Starting at

$0

Additional pricing tiers (per month): $20, $50, $70, $150, $275.

Promotion

14-day free trial

of the Premium plan.

Zoho Books offers a lot of the same features as QuickBooks Online — like inventory management, reporting tags, invoicing and bank rules — but at a lower price. If you commit to the Zoho ecosystem, you can smoothly integrate its CRM and other software with Zoho Books. If not, its third-party integrations might be limiting.

Our pick for

Desktop QuickBooks alternative

Sage 50cloud

Starting at

$56/mo

Additional pricing tiers (per month): $92, $155.92.

Promotion

40% off for the first year

Sage 50cloud is a desktop product that has to be locally installed, but it includes features you’d find in cloud-based software, like automated bank reconciliation. This makes it a good solution for small-business owners who are hesitant to adopt an entirely cloud-based system or don’t have reliable internet access.

Our pick for

Overall best free QuickBooks alternative

Wave Accounting

3.5
NerdWallet rating 
Starting at

$0

Free (Wave makes money via paid money management products).

Promotion

N/A

Wave delivers on most of the basics for micro businesses and self-employed entrepreneurs without requiring expensive add-ons. It’s a good alternative to QuickBooks Online if you’re on a tight budget and run a small operation, but it’s not ideal for scaling your business. Like Xero, there is no phone number available for customer support.

Our pick for

Enterprise solutions

NetSuite

Promotion

N/A

Business owners that foresee extreme growth, like global expansion, may consider a cloud-based enterprise resource planning product like NetSuite, as opposed to accounting software intended only for small businesses. Clients can customize their plans with add-on modules and additional users.

How QuickBooks compares to the alternatives

The following comparison articles explain the major differences between QuickBooks Online and its competitors.
Last updated on October 7, 2022