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Dayana Yochim

Dayana is a former NerdWallet authority on investing and retirement. She has written for The Associated Press, The Motley Fool, Woman’s Day, Real Simple, Newsweek, USA Today and more. She has written and contributed to several personal finance books and has been interviewed on the "Today" Show, "Good Morning America," NPR, CNN and other outlets.

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Posts by Dayana Yochim:
What Is a Financial Planner, and Do You Need One?

What Is a Financial Planner, and Do You Need One?

Arielle O'Shea & Dayana Yochim
Feb. 12, 2021

You’ve got financial questions. The internet’s got answers. So do friends, family members and Instagram influencers. Financial planners can cut through the noise and provide expert money advice that’s tailored…

Read More
GettyImages-639106078.jpg-what-is-portfolio-management

What Is Portfolio Management?

Dayana Yochim & Alana Benson
Feb. 12, 2021

Portfolio management is the process of picking the type and mix of investments such as stocks and bonds, to achieve a specific investment goal, then monitoring and adjusting those investments…

Read More
GettyImages-200387797-001.jpg

12 Best Investments for Any Age or Income

Chris Davis & Dayana Yochim
March 17, 2021

The term “investing” may conjure images of the frenetic New York Stock Exchange, or perhaps you think it’s something only meant for those wealthier, older or further along in their…

Read More
579219776

How to Turn Your Retirement Plan Into an Early-Retirement Plan

Dayana Yochim
Nov. 23, 2020

The calculations used to craft a traditional retirement plan assume that you’ll work well into your 60s and draw income from your savings to fund your remaining two to three…

Read More
GettyImages_942608206_Story.jpg

What Is Investment Management, and Do You Need It?

Dayana Yochim & Alana Benson
Feb. 23, 2021

Hiring someone to manage your investment portfolio may sound like a service only the wealthy need — or can afford. But investment management is about making the most of your…

Read More

Index Funds: How to Invest and Best Funds to Choose

Dayana Yochim & Kevin Voigt
March 18, 2021

Everyone gushes about index mutual funds, and for good reason: They’re an easy, hands-off, diversified, low-cost way to invest in the stock market. An index fund creates a portfolio of…

Read More
GettyImages_874810370_Story.jpg

4 Types of Investment Accounts You Should Know

Dayana Yochim
March 17, 2021

If you like having options, you’ve got plenty when it comes to investment account types. What’ll it be, an IRA? Taxable account? College savings account? That’s one of the first…

Read More

NerdWallet SmartMoney Podcast Archive

Sean Pyles & Dayana Yochim
April 5, 2021

In each episode, NerdWallet experts answer real-world financial questions, so you can work toward your goals faster and manage your money smarter.

Read More

10 Upcoming IPOs to Watch

Chris Davis & Dayana Yochim
April 9, 2021

In the first half of 2020, the initial public offering market was severely impacted by the coronavirus pandemic, affecting both potential listings and companies that had recently gone public. But…

Read More
simple-ira-vs-401k-comparison-how-to-pick-the-right-plan

SIMPLE IRA vs. 401(k): The Pros and Cons of Each Plan

Dayana Yochim
Nov. 16, 2020

The SIMPLE IRA vs. 401(k) decision is, at its core, a choice between simplicity and flexibility for employers. The aptly named SIMPLE IRA, which stands for Savings Incentive Match Plan for…

Read More

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