Chase Liquid Prepaid Debit Card
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The bottom line
- Five free ways to load money, including deposit-accepting ATMs.
- Strong online services, but no check-writing or savings features offered.
|Purchases and withdrawals|
Here are more details about the Chase Liquid’s fees and services.
4.0 / 5.0
Chase charges a reasonable $4.95 monthly fee and no inactivity or closure fees, but you must visit a Chase branch to open the card. Getting the monthly fee waived isn’t easy.
Purchases and withdrawals
5.0 / 5.0
Chase Liquid makes it easy to avoid transaction fees; you can withdraw money for free through its national branch and ATM network. There aren’t any charges for purchases or declined transactions, either, and the card works at merchants that accept Visa.
5.0 / 5.0
You have five free ways to load money onto Chase Liquid, which is more than that offered by other cards. Mobile check deposits are free and typically take only one business day to process — a combo service often offered by bank-managed prepaid debit cards but not by retail prepaid cards.
4.0 / 5.0
Free online bill pay, customer service and ATM balance inquiries are available, but no check-writing or savings features.
A card with strong features but limited reach
Updated Nov. 2, 2016.
NerdWallet’s overall rating is a weighted average of each category: general fees, purchases and withdrawals, reloads and other services. Factors we consider, depending on the category, include fees, ATM access, reload options, breadth of merchant acceptance, account features and limits, user-facing tech and customer service. Several Nerds contribute to prepaid debit card ratings to ensure consistency and accuracy.
What the ratings mean:
— Among the very best
— Very good; only minor caveats for most customers
— Good; issues that might make a difference to some customers
— Fair; make sure strengths and weaknesses are a good match for you
— Poor; proceed with great caution
(or below) — Best to avoid