Chase Liquid Prepaid Debit Card
If you don’t live in one of these 23 states, check out our list of best prepaid debit cards.
The bottom line
- Five free ways to load money, including deposit-accepting ATMs
- Strong online services, but no check-writing or savings features offered
|General fees and features|
|Purchases and withdrawals|
Here are more details about the Chase Liquid’s fees and services.
General fees and features
4.0 / 5.0
Chase charges a reasonable $4.95 monthly fee and no inactivity or closure fees, but you must visit a Chase branch to open the card. Getting the monthly fee waived is tough.
Purchases and withdrawals
5.0 / 5.0
Chase Liquid makes it easy to avoid transaction fees; you can withdraw money for free through its national branch and ATM network. There aren’t any charges for purchases or declined transactions, either, and the card works at merchants that accept Visa.
5.0 / 5.0
You have five free ways to load money onto Chase Liquid, which is more than what many other cards offer.
4.0 / 5.0
Free online bill pay, customer service and ATM balance inquiries are available, but no check-writing or savings features.
» Looking for a savings option? Check out NerdWallet’s best high-yield online savings accounts
A card with strong features but limited reach
If you’re in a state with Chase branches and ATMs and want a prepaid card with many free services, especially online, this card can be a solid option. Otherwise, consider a prepaid debit card with prepaid debit card with a more convenient ATM and reload network.
Updated April 20, 2017.
NerdWallet’s overall rating is a weighted average of these four categories: general fees and features (40%), purchases and withdrawals (35%), reloads (15%) and other services (10%). Factors we consider, depending on the category, include fees, ATM access, reload options, breadth of merchant acceptance, account features and limits, consumer-facing tech and customer service. Because prepaid debit cards help to manage money without using credit, any overdraft program gets penalized under the “purchases and withdrawals” category. Several Nerds contribute to prepaid debit card ratings to ensure consistency and accuracy.