Synchrony Bank operates primarily online, but customers are never far from their cash. Even though the bank has only one branch, it participates in networks that give customers access to more than 2 million ATMs in the United States and abroad.
Synchrony customers can enjoy fee-free access to more ATMs than customers at Citibank, JP Morgan Chase and other major banks or credit unions.
It’s worth noting that Synchrony offers only savings accounts — there are no checking options. So while easy access to your cash is a plus, that access might work against you if your goal is to build up savings.
Synchrony Bank locations
- 200 Crossing Blvd., Suite 101, Bridgewater, New Jersey
- 2 million ATMs worldwide with the Visa Plus and Accel logos
Synchrony Bank ATM network at a glance
Synchrony Bank ATM fees and features
»Want to learn more? Read our Synchrony Bank review
If you’re not a fan of in-person banking but want easy access to your cash, Synchrony Bank’s network of ATMs is hard to beat. So is the bank’s transfer system, which allows customers to move money at no charge to their accounts at other financial institutions.
Melissa Lambarena is a staff writer at NerdWallet, a personal finance website. Email: firstname.lastname@example.org. Twitter: @LissaLambarena. NerdWallet writers Margarette Burnette and Kelsey Sheehy contributed to this report.
Updated Dec. 14, 2017.