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Contents
- What is the average stock market return?
- Still deciding on the right carrier? Compare Medigap plans
- Definitions: Money Transfer Rates
- Dividend definition
- See how to get your business started quickly
- What is market capitalization?
- About Roth IRAs
- See CD rates by term and type
- What is a mutual fund?
- What is Plaid?
- 6 steps to opening a Roth IRA
- What is a home equity line of credit?
- What is a REIT?
- What is mortgage pre-qualification?
- Net worth defined
- Find the right Medicare Supplement Insurance plan
- What is a custodial Roth IRA?
- Top stock gainers today
- What is ESG?
- About this tool
- Bluevine Business Checking
- Our Take
- Life insurance buying guide
- When is the best time to pay your credit card bill?
- Real estate vs. stocks
- Parts of a Check
- About Farmers renters insurance
- Investing 101: A summary of the basics
- How much is an oil change?
- 1. Look for leaks
- What is passive income?
- What is a target-date fund?
- What is the saver’s credit?
- What is overdraft protection?
- What is a 529 college savings plan?
- What is a credit freeze?
- High-dividend ETFs may generate income
- What is debt-to-income ratio?
- What is an emergency fund?
- 7 budgeting tips for everyone
- Are property taxes deductible?
- What is inflation?
- 1. The best credit cards aren’t for beginners
- 7 of the best apps to make money
- The definition of a recession
- Delta SkyMiles American Express credit cards
- Online marketplace and auction sites
- What is cryptocurrency?
- Buying Bitcoin
- About points pooling
- What are home equity loans and HELOCs?
- How much does a wire transfer cost?
- About ASPCA pet insurance
- How to use the SBA loan calculator
- What is generational trauma?
- 1. When your Bitcoin is taxed depends on how you got it
- How much are taxes on lottery winnings?
- What you need to open a bank account
- What does APY mean?
- How to get paid on YouTube
- Which cards can Puerto Rico residents get?
- 1. Certificates of deposit (CDs)
- 6 things to know about United's delayed flight compensation
- What is umbrella insurance?
- 1. Canadian regulations require compensation for delays over three hours
- How much are United miles worth?
- What to look for in a health insurance plan
- What is a down payment?
- Georgia state income tax rates and tax brackets
- What is a creative art business?
- Pros & Cons
- Sell something of value
- What is a tax ID number?
- Capital One Venture X Rewards Credit Card vs. Chase Sapphire Reserve® benefits
- What is a reverse mortgage?
- What is a pension plan?
- What is an accredited investor?
- Summary of Visa Signature benefits
- Can I afford a higher mortgage payment?
- Why is having a low credit utilization important?
- The best car insurance
- Overview of trademark registration
- The best budget apps
- Amazon credit card options
- 1. Your information
- What is an insurance broker?
- General advice for international money transfers
- Reasons to buy a second home
- California state income tax brackets and rates
- ‘An expensive gamble’
- Most profitable small businesses
- Earn the sign-up bonus
- 50/30/20 budget calculator
- What benefits come with the Chase Sapphire Preferred® Card?
- Refinance to a lower rate
- Minimum wage over time
- Bank of America CD rates
- How do CDs work?
- January
- Visit on Free National Park Days 2024
- Medicare doesn’t cover most long-term nursing home care
- How do LLC taxes work?
- Who can claim the saver’s credit?
- How to get cheap flights to South Africa
- Step 1: Take inventory of your skills
- Step 1: Check your credit
- Frugal food tips
- Best banks and credit unions
- Why do children fly by themselves?
- What are closing costs?
- How does a trade-in reduce sales tax?
- Best-performing REIT stocks: April 2024
- What is zero-based budgeting?
- What is the child tax credit?
- 1. It’s only for financing purchases at Cub Cadet
- Cheap one-day tickets for Universal Studios
- How to pay for Airbnb with points
- What is my net worth?
- If you have less than $1,000 in your 401(k)
- How to maximize rewards with the Ink Business Cash® Credit Card
- Custodial Roth IRA rules
- 1. Find and book cheap flights
- How does capital gains tax on real estate work?
- 1. Sell spare electronics
- APY vs. interest rate: What’s the difference?
- Roth IRA contribution limits 2024
- Best-performing U.S. equity mutual funds
- How to refinance your mortgage with bad credit
- 1. What does American Express trip cancellation insurance cover?
- When homes receive fewer offers
- Holding Bitcoin
- How much money you actually save with an off-airport car rental
- How to track rewards
- How early direct deposit works
- How to maximize rewards earnings with The Platinum Card® from American Express
- Quick facts about Zelle
- Best fleet fuel cards
- Who can sign up for Medicare Easy Pay?
- What does this value mean?
- Best ways to consolidate credit card debt
- How to calculate the cost of starting a business
- Financial advisor fees
- What does market cap mean?
- 1. Clean up your credit
- Full coverage insurance explained
- Travel
- Investing through an HSA
- Chase Freedom Unlimited®
- 17 passive income ideas for 2024
- How to budget money
- What is a tax credit?
- 1. It’s an unsecured card for credit building …
- Best day to book a flight
- 5 Ways to get started in real estate investing
- The bull call spread
- Going virtual
- How to use the pre-qualification calculator
- Cash back
- What goes into the credit card interest calculation
- Best Medicare Supplement Insurance companies
- What are short-term investments?
- Chase Pay Over Time
- How to spot origination fees
- Calculator: Convert United miles to dollars
- When do you owe tax on mutual funds that you own?
- VA loans vs. conventional loans
- Pros of refinancing your car loan
- Late winter and early spring
- Real estate agent basics
- What makes a good art business idea
- When do I need to buy insurance for my new car?
- British Airways lounge access rules
- Buy down the interest rate: Is it worth it?
- A quick look at the billing cycle
- Average monthly expenses by household size
- A 6-step guide to opening a salon
- Think twice about minimum coverage
- Buy strategically
- How to get a copy of your driving record
- Discover Bank CD rates
- An alternative to traditional real estate: REITs
- The best money-making apps
- Mint vs. NerdWallet at a glance
- How to make money online
- Summary of cash advance apps
- What is a dividend aristocrat?
- Investing in Bitcoin
- 2. Check number
- OFX is best for:
- 1. There are two versions of the BrightWay credit card
- How to find your EIN
- Oil change prices at chain shops
- The FDIC insurance limit: $250,000 per depositor, per institution, per category
- 2. Make WaterSense
- What is generational financial trauma?
- Plaid: The basics
- How much do Instagram influencers make?
- The best life insurance for seniors in April 2024
- How graduate students get paid
- What is ‘cash stuffing’?
- How does overdraft protection work?
- What does your travel insurance cover?
- Paying for Uber
- Transaction types
- How to freeze your credit with all 3 bureaus
- Recycling plays a central role in an electrified future
- How to track your refund status with ‘Where's My Refund?’
- Key takeaways
- Where to get home insurance quotes
- What is a net price calculator?
- Investment account types
- 2. There are several financing options available
- 7 high-dividend ETFs
- How to invest in stocks in 6 steps
- Rite Aid
- What minimum credit score is needed to buy a car?
- Why do I need an emergency fund?
- 1. Learn your cash-flow cycle
- Top daily losers in the S&P 500
- 2. Sell your gift cards
- Find out how much your car is worth
- Table of Contents
- 11 best investments right now
- How to follow up on a job application
- Types of TIN numbers
- When to choose Capital One Venture X Rewards Credit Card
- Average inflation rate
- 1. Fly Southwest
- What is the federal solar tax credit?
- 28 ways to save money
- The average stock market return isn't always average
- How to lower your credit utilization
- Top credit cards you can use instantly after approval
- Understanding your required coverages
- A closer look at Delta credit card offers
- At a glance
- Challenges of starting a private practice
- How long do coding bootcamps take to complete?
- How much is car insurance?
- What is the 50/30/20 rule?
- Saving vs. investing
- Wire transfer fees by financial institution
- Active vs. passive mutual funds
- Top target-date funds with low costs for 2024
- The best whole life insurance companies of April 2024
- Step 2: Focus on monetizable skills and ideas
- How does a home equity loan work?
- Black Friday tips to help you save
- Credit cards are safer to carry and use
- How much are closing costs?
- Types of USDA loans
- How to buy a house with cash
- How are dividends taxed?
- Federal tax brackets and tax rates
- Do you need insurance to rent a car?
- Get vulnerable with the full financial picture
- Front-end and back-end DTI
- Property type
- Location and layout
- Personal loans from online lenders
- What is the property tax deduction limit?
- Pacific Life insurance
- Can you use a reverse mortgage for long-term care?
- How pensions work: an overview
- Our take
- Federal work-study FAQ
- Delta Airlines cards from American Express
- Apple Pay
- How is income-driven repayment forgiveness supposed to work?
- The Fed is pushing to slow the economy
- How much does it cost to trademark a name?
- YNAB, for hands-on zero-based budgeting
- Cheap car insurance
- When to use an insurance broker
- OFX Pros
- What are dividend stocks and why buy them?
- Our take
- Best car insurance in New Jersey overall: Travelers
- Where Farmers stands out
- What is required to be approved for a HELOC or home equity loan?
- How we ranked the top life insurers
- NerdWallet's car insurance estimator
- Lottery tax calculator
- Which airlines allow unaccompanied minors to fly?
- 529 plan benefits
- Best-performing REIT mutual funds: April 2024
- How much is the child tax credit worth?
- If you have between $1,000 and $5,000 in your 401(k)
- How the home sale tax exemption works
- Do you need to put 20% down on a house?
- 12 art business ideas
- 3. Pawn something
- Roth IRA contribution deadline
- AARP life insurance
- Bad credit mortgage refinance options
- When homes stay on the market longer
- 2. A security deposit makes a credit card easier to get
- In-demand jobs that pay $80,000 or more
- How to convert American miles to dollars (calculator)
- 1. Brigit: Best for budgeting tools
- 3. The date
- Why travelers will prefer the Chase Sapphire Preferred® Card
- Rules for borrowing
- Financial advisor fees by service
- Best car insurance in California overall: Travelers
- Conventional vs. synthetic
- Refinance to a longer term
- Take advantage of the triple tax benefit
- State minimum wages in 2024
- More details about Bank of America CDs
- 3. Be an Energy Star
- Other ways to gain free entrance to national parks
- How many Instagram followers do you need to make money?
- How we ranked the top life insurers
- How do tax credits work?
- What is the cheapest car insurance in California?
- Frugal shopping tips
- How SAVE differs from other student loan repayment plans
- Best day to fly
- Today’s HELOC rates
- What is the dividend tax rate?
- The largest banks in the U.S.
- Where can I find a net price calculator?
- 2. Cash management accounts
- How umbrella insurance works
- 2. You're eligible for compensation even if you cancel a delayed flight
- How to compare lender fees and rates
- How to open a custodial Roth IRA for kids
- How credit scores affect auto loans
- How much should I save?
- United MileagePlus Miles value over time
- Which one is important to know for savings accounts?
- How about Bitcoin ETFs?
- How to calculate the inflation rate
- Why are airport car rentals so much more expensive?
- Cover your net worth
- Driver history discounts
- 2. Hold Southwest elite status
- More details about Discover Bank CDs
- Chase Sapphire Preferred® Card
- Real estate vs. stocks: Which makes more money?
- Why do people invest in cryptocurrencies?
- OFX Cons
- Transaction fees
- Reasons to cancel
- February
- 12 online banks that use Zelle
- Medicaid covers some nursing home costs, for those who qualify
- How LLCs pay income taxes
- How much is a graduate student’s stipend?
- At what age can you fly alone?
- Popular credit cards with travel insurance
- Pricing transparency
- Information you need to freeze your credit
- But I think I can get more for my car
- Best-performing REIT ETFs: April 2024
- Zero-based budgeting example
- Grace period
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- More about this card
- 2. Urge your customers to pay on time
- ESG investing
- Holiday weekends
- Ways to access BA lounges, broken down by lounge
- Paying early could help your credit
- Give it one to two weeks, then follow up
- Individual taxpayer identification number (ITIN)
- What doesn't count as a property tax deduction?
- What types of institutions offer early direct deposit?
- Will I be able to meet my other financial goals?
- Taking advantage of the card's perks
- How long do recessions last?
- How do you sign up for Medicare Easy Pay?
- Amazon personal credit cards at a glance
- 4. The recipient's name
- 2. The upgrade path is straightforward, if lengthy
- How to buy a second home
- Where Farmers falls short
- Market cap segments
- The annual fee is worth it if:
- What full coverage car insurance covers
- Cost
- What it means to have FDIC insurance
- 2. Two factors determine your Bitcoin tax rate
- Step 2: Pre-qualify and compare offers
- How do lottery taxes work?
- 2. … But it charges a flurry of fees
- What’s behind the pre-qualification calculation?
- Can you live off ETF dividends?
- How to get auto insurance before buying a car
- 4. Work today for fast cash today
- Trading in a car with positive equity
- AARP life insurance policies
- How to choose the best mutual funds for you
- Pacific Life insurance policies
- Embrace substitution
- Our tips
- How do you become an accredited investor?
- What's in an MVR?
- Extended warranty protection
- Solar tax credit 2024
- 5-year, 10-year, 20-year and 30-year S&P 500 returns
- Other alternatives to Mint
- In-demand jobs that pay $60,000 to $79,999
- How do American miles compare to other airlines?
- 14 business startup costs to plan for
- What are job prospects like for coding bootcamp grads?
- Does raising the minimum wage cause inflation?
- What to consider when opening CDs
- How Plaid works
- How to monetize your Instagram with fewer followers
- Best life insurance for seniors in April 2024
- Flying to South Africa in business class
- How the cash stuffing method works
- How do I find the best 529 plans?
- Credit cards earn easy rewards
- Leveraging social platforms
- 1. Chase: $2.61 trillion
- Does my car insurance cover rental cars?
- Calculating net worth: What are assets and liabilities?
- 3. Only certain delays are eligible for compensation
- 2. Consider whether you need a rent a car (because you can probably skip it)
- How do United miles compare with other airlines?
- 2024 Georgia state income tax changes
- What makes rent unaffordable?
- Example of the difference between APY and interest rate
- Roth IRA income limits 2024
- Advantages of a reverse mortgage
- Using a credit card with Bitcoin rewards
- Get uninsured motorist coverage
- How to apply for federal work-study
- The top 7 dividend aristocrats list
- What do financial pros say about Bitcoin?
- OFX transfer methods and options
- If Great Lakes reported your account in error during auto forbearance
- State availability
- The annual fee is not worth it if:
- What is a Roth IRA account?
- 2. Rebalance your debts and income
- Apply for mortgage forbearance
- Prepare for long-term care
- ASPCA pet insurance plans and coverage
- 4. Shower like a sailor
- 17 traditional banks that use Zelle
- Step 3: Research the top places to make money online
- How to estimate car insurance costs
- Paying for Lyft
- How to determine your closing costs
- When will I get my 2024 tax refund?
- Qualifying for a USDA-guaranteed mortgage
- What are qualified dividends?
- 3. Some financing plans charge a ‘promotional fee’
- Consider nonmonetary ways to help
- Multi-day park admission deals
- If you have at least $5,000 in your 401(k)
- Use the Ink App
- 5 reasons why a Roth IRA can be right for minors
- 3. Turn your inventory quickly
- Minimum down payment requirements
- Help a neighbor in need
- How to claim the property tax deduction
- Is a 401(k) or a pension plan better?
- When inventory and supply go up
- How to follow up
- Financial institutions with early direct deposit
- 3. Spend on Southwest credit cards
- How does the solar tax credit work?
- Forgiveness isn’t achievable for most borrowers
- 3. Your first credit card can build your credit — or ruin it
- Pros and cons of investing in real estate
- What information do you need to sign up for Medicare Easy Pay?
- In-demand jobs that pay $40,000 to $59,999
- Dividend vs. growth stocks
- Transfer Bitcoin
- How to start a medical practice
- Risks of using a 401(k) loan
- Our tips
- How to get your money back
- Dine, dine, dine (and drink)
- Lube shops vs. dealerships
- See CD rates by bank
- Who is affected by generational financial trauma?
- Why invest in target-date funds
- What the saver’s credit is worth
- How we chose the cheapest companies in California
- Should I choose a home equity loan or a HELOC?
- 4 ways to avoid overdraft fees
- Overall cost
- How battery recycling works
- How to calculate APY
- How do REITs work?
- How do you use a net price calculator?
- Requirements: Who qualifies for the child tax credit?
- 3. High-yield money market accounts (MMAs)
- Calculate your DTI
- Can you negotiate mortgage origination fees?
- Joann
- Episode transcript
- Who qualifies for the home sales tax exclusion?
- 5. Seek community loans and assistance
- How much of my mortgage have I already paid off?
- Prime Visa
- 5. The payment amount
- How brokers are paid
- Best car insurance in New Jersey for your budget: Geico
- Best California auto insurance for your budget: Auto Club of SoCal
- Do all workers earn at least the minimum wage?
- March
- 3. The IRS has the paperwork you’ll need
- Long-term care insurance is an option for some
- Best whole life insurance policies for 2024
- Living on graduate student payments
- The bear put spread
- 4. There are no rewards or other benefits
- What does umbrella insurance cover?
- What is a FICO Auto Score?
- Where do I put my emergency fund?
- Minimum down payment
- ESG investing benefits
- Do I have to pay Georgia state income tax?
- How much is new car insurance?
- APY to interest rate calculator
- Episode transcript
- Disadvantages of a reverse mortgage
- Get a secured credit card
- Getting ready for a recession
- When is the best time to use American miles?
- 2. Empower: Best for fast cash
- How much do coding bootcamps cost?
- Programs that let you pool points for free
- The bottom line
- Should you invest in the stock market?
- About Bank of America
- Chase Freedom Flex℠
- 5. Use the dishwasher
- 12 credit unions that use Zelle
- 5 ways to make money on Instagram
- Frugal entertainment tips
- 3. You can earn cash back, but with caveats
- Child travel policies by airline
- 529 plans by state
- Uncertain? Do the math
- 2024 tax refund schedule
- Reasons to buy a house with cash
- Standard deduction
- Discuss a financial arrangement
- How to invest in dividend ETFs
- Travel
- Average daily balance
- How to calculate debt-to-income ratio for a mortgage
- Investments for money you need in less than 2 years
- When is the best time to use United miles?
- 4. Negotiate with your vendors and customers
- Tax on mutual funds when you sell
- All year
- 6. Ask for forbearance on bills
- Trading in a car with negative equity
- Full Review
- AARP customer complaints and satisfaction
- Pacific Life insurance rates
- 2. Which AmEx cards include trip cancellation insurance?
- Benefits of booking a rental car off-site (beyond savings)
- Consider full coverage
- Lock in fixed rates on debt
- About Discover Bank
- Is the solar tax credit refundable?
- Best car insurance companies: Our winners
- How long does it take to activate Medicare Easy Pay?
- Why is Bitcoin still popular?
- In-demand jobs that pay $34,000 to $39,999
- 6. Memo line
- How are dividends paid out?
- 3. Good credit habits can boost credit limit or lower APR
- California income tax deadlines and extensions
- Farmers renters insurance coverage
- How does a Roth IRA work?
- Apply for loan modification
- Categories of mutual funds
- Try a simple budgeting plan
- Do I have to pay state tax on lottery winnings?
- Card readers and apps
- ITIN: What it is and how to get one
- REITs' average return
- How to start a zero-based budget
- How to claim the child tax credit
- What’s the difference between pre-qualification and preapproval?
- Do you include a 401(k) in a net worth calculation?
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- My Chase Loan
- Cons of refinancing your car loan
- Personal loans from credit unions
- Employer identification number (EIN)
- What a good agent can tell you
- United Airlines cards from Chase
- What to expect the stock market to return
- 4. You can see the rates and fees before applying
- Additional costs of trademarking a business name
- Dividend kings vs. aristocrats
- FDIC insurance: What’s covered
- Some can afford to pay out of savings
- Factors that affect the cost of car insurance
- Paying for cabs
- How to unfreeze your credit
- Closing costs calculator
- How do I check my tax return status?
- It's a more accurate predictor of cost
- Other factors can help you buy a car with bad credit
- How to find and interview real estate agents
- 7. Request a payroll advance
- More about AARP
- Paying early also cuts interest
- Average mutual fund return
- Lending Bitcoin
- Why do you have to be an accredited investor?
- What are the benefits of early direct deposit?
- Blue Cash Preferred® Card from American Express
- Goodbudget, for hands-on envelope budgeting
- Exceptions to state minimum car insurance requirements
- Local sales
- 7. Bank name
- Loan costs, repayment and alternatives
- Avoiding the upsell
- 3. Don’t ask for too much cash
- Attractions and activities
- Pay yourself back later
- How target-date funds work
- Where Plaid is used: Examples
- Cheap car insurance in California by age
- 2. Bank of America: $2.34 trillion
- 4. Peer-to-peer lending
- Rental car insurance vs. your own auto insurance
- How to redeem rewards on the Ink Business Cash® Credit Card
- 1. High-yield savings accounts
- When possible, contact the hiring manager
- Average monthly expenses that increased year over year
- What if I don’t have access to a pension plan or a 401(k)?
- How to save without cutting coverage
- Inflation isn’t all bad
- Travel and emergency assistance
- Am I planning to move within the next few years?
- Google Pay
- Contact Nelnet customer service if you have questions about your Great Lakes loans
- Store your Bitcoin on Cash App
- How do I choose a coding bootcamp?
- Entertain yourself
- How much is car insurance in my state?
- Saver’s credit rates for 2023
- How to get a home equity loan
- Point-of-sale hardware
- Credit cards help you track spending
- Who pays the closing costs?
- Qualifying for a Single Family Housing Direct Home Loan
- Embracing online sales
- 5. Pre-qualify without affecting your credit score
- Net worth calculator
- 3. Book Disney World hotels (or hotels nearby, off-property)
- Kirkland’s
- How do I build an emergency fund?
- 5. Consider invoice financing.
- 6 quick tips to minimize the tax on mutual funds
- Using the mortgage points calculator
- How to write off property taxes if you bought or sold a house this year
- Pacific Life customer complaints and satisfaction
- Do I have to accept work-study aid?
- Why it’s good to get your driving record
- How to pay for education and training for future jobs
- 8-9. Routing and account number
- Why the Chase Freedom Unlimited® could be more appealing for some
- 6 types of dividends
- How to find another company's EIN
- Cost of full coverage car insurance
- Eliminate mortgage insurance
- How generational financial trauma affects you and your finances
- April
- Popular and new tax credits for 2023 (taxes filed in 2024)
- Frugal DIY project tips
- Prepaid 529 plans by state
- Recycling isn’t the only option
- Why should I open a bank account if I'm undocumented?
- Why haven't I received my tax refund?
- APR vs. APY: What’s the difference?
- How does a HELOC work?
- Types of REITs
- They're not all completely accurate
- Know when to say 'no'
- 4. Credit card protections or travel insurance can cover gaps
- How much should you spend on a mattress?
- What is my Georgia residency status for state income tax purposes?
- How much insurance do I need for a new car?
- 8. Take a loan from your retirement account
- If you want British Aiways lounge access ...
- Other popular ways to make money in one hour usually come with a catch
- Are there any issues with early direct deposit?
- How do you qualify for the federal solar tax credit?
- Can I pay off my loan faster another way?
- Reaching forgiveness is expensive
- What if there’s a problem with the payment?
- How has the value changed over time?
- How to invest in dividend aristocrats
- 4. Both cards earn rewards
- Do I have to pay California state tax?
- Best car insurance in New Jersey for customer satisfaction: NJM
- Peace of mind
- Best car insurance in California for customer complaints: Amica
- FDIC insurance: What’s not covered
- Cheapest for 20-year-old drivers
- 4. Beware of the sky-high interest rate
- The pros and cons of zero-based budgeting
- What else will change for tax year 2024?
- Can United miles be used on other airlines?
- Mortgage insurance
- What to do if you notice signs your boss wants you to leave
- 5. Credit card fees are avoidable
- Pros and cons of investing in stocks
- Optional coverages
- Domestic vs. international fees
- What states are increasing minimum wages in 2024?
- The bottom line
- Should I take a lump sum payment or annuity payments?
- The risk of using credit cards in cabs
- Integrations with accounting software
- Additional child tax credit
- Does pre-qualification affect your credit score?
- What umbrella insurance doesn’t cover
- 6. Compare cash-flow loans
- 9. Borrow against life insurance
- Final steps
- How to get a bigger property tax deduction
- Average monthly expenses that declined
- More about Pacific Life insurance
- 3. Who is covered?
- Inflation example
- Affiliation discounts
- Amazon Visa
- Additional functionality
- Clothes, vintage and crafts
- 3. EarnIn: Best for large advances
- Selling Bitcoin
- Farmers renters insurance rates
- Get more help with monthly budget planning
- What can you invest in with a Roth IRA?
- Hack your IRA
- Chase Slate Edge℠
- These national parks are always free
- 4. You can write off Bitcoin losses
- Saver’s credit rates for 2024
- How much car insurance you need
- Step 3: Choose your lender and loan
- The long straddle
- What info do you need for a home insurance quote?
- 5. Online savings accounts
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- Mattress-buying tips
- Food and drink
- Why the due date is so important
- Accepting payments or tips in Bitcoin
- Where to find an eligible work-study job
- Get a credit-builder product or a secured loan
- How flexible are American miles?
- 5. Foreign transaction fee is low
- 4. Consider a co-signer
- Home equity loan and HELOC rates
- Step 4: Evaluate and pivot
- Are home equity loans a good idea?
- 5. A checking account is required
- Deposit timing
- Battery recycling in the future
- Dividend tax rate 2023
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- 6. Interest is completely avoidable, too
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- May
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- 11. Look for a payday alternative loan
- 4. How to file a claim
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- 10. Signature
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- Eat in
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- Minimum wage increases
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- 2. Certificates of deposit
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- 5. Direct spending toward Southwest credit card bonus categories
- 7. You can — and should! — pay more than the minimum
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- Discounts
- Language
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There’s a lot to consider when buying a mattress — beginning with size, comfort and price.
We’ll leave size and comfort up to you, but we can help you sleep better by knowing that you got a good price. Here are some of the best times of the year to buy a mattress.
Late winter and early spring
When: March or April.
Why: By March or April, new mattress models will typically be in stores, according to Scott Paladini, who founded online mattress company Bear Mattress. As new mattresses arrive, shoppers can save money by opting for an older model or a floor sample straight from the showroom.
Why? It’s out with the old and in with the new. “Eventually the retailers will have to remove all of those beds and put the new models down,” Paladini says.
What to expect: A floor model could save you as much as 50% off the price, according to Julie Tramonte, a former sleep advocate for Verlo Mattress, which sells online and in stores. She recommends asking a manager when the store plans to turn over its inventory, as timing can vary. Keep in mind that floor models have likely been tested out by other shoppers.
Holiday weekends
When: Presidents Day, Memorial Day, Fourth of July, Labor Day and Black Friday.
Why: Mattress industry experts agree — holiday weekends are a prime time to shop. You can find deals throughout the year, but holidays offer widespread sales, says Jody Putnam, chief retail officer at Mattress Firm, which sells online and in stores.
“Most of the time there’s usually a couple beds here or a couple there that will be at sale prices, but at those major holidays, a larger portion of the products in the marketplace will be marked down,” Putnam says.
What to expect: Paladini estimates shoppers can save from 10% to 20% if they buy a mattress during a holiday promotion.
All year
When: Your current mattress is 7 to 10 years old.
Why: Maybe you don’t have the luxury of waiting for a seasonal sale because your bed is on the edge. The general consensus among industry experts is a 10-year-old mattress is nearing the end of its life, but that can vary by material and sleeper habits.
Your body can help you determine when it’s time to get a new one. For example, Tramonte says you may not notice your current mattress is lacking comfort until after you go on vacation and sleep on a different mattress.
What to expect: If your back or neck is aching, there are ways to find a good price — even if you can’t make your purchase during the times listed above. See some tips at the end.
How much should you spend on a mattress?
The answer to this question depends on your budget, as well as key factors like the size of the mattress and the type and quality of materials — think memory foam, innerspring or latex. So pick the model that suits your needs and your price point. You can likely find a good quality mattress for around $1,000 (sometimes less), according to Consumer Reports.
Mattress-buying tips
Keep these money-saving tactics in mind when buying your new bed:
Look online. You’ve probably watched mattress unboxing videos on social media. Online retailers such as Bear Mattress, Casper and Lull offer convenience and ship their mattresses to you in a compact box. Aside from the novelty, online prices can be competitive.
Test it out. Before you pick one, sleep on it. Many sellers offer a trial period. If you take a mattress home and decide to return it within a certain window (sometimes 100 to 120 nights), you’ll get a refund. That’s especially helpful if you buy from an online seller and haven’t felt the mattress first.
Get a guarantee. Look for a retailer that will guarantee its price, Putnam says. Some sellers will refund you the difference if the mattress you bought goes on sale within a given period after your purchase. At Mattress Firm, the 120-night price-guarantee window means you’ll likely be able to capitalize on the pricing from at least one major sale period.
Negotiate. Paladini says shoppers can negotiate. If you can’t get a retailer to come down in price, they may be willing to throw in a free pillow or accessory to make it worth your while.
Pay attention to price, not percentage off. A 50% off sale isn’t necessarily better than a 10% off deal, especially if the former mattress was substantially more expensive to begin with. It’s best to look at both the original and final price of the mattress, not just the percentage of the discount, Tramonte says.