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Learn how to create and stick to a budget, see how the 50/30/20 rule works and find out just how much to put aside for both rainy and sunny days.

Best Budgeting & Savings Tools

We found the most helpful tools in several categories – and many of them are free.

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Budget Calculator

Use our calculator to divide your monthly income into needs, wants and savings.

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How to Budget for Needs vs. Wants

Just because you don’t need it doesn’t mean you can’t buy it — if you plan well.

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Everything starts with your credit score

Don't have time to watch all the videos right now? No problem. Take your first step — get your score and know where you stand.