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Mortgage Rates Monday, April 17: Leveling Out Ahead of Key Housing News

Mortgage Rates, Mortgages
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Mortgage rates today for 30-year fixed loans rose by 1 basis point, while rates for 15-year fixed mortgages and 5/1 ARMs remained unchanged, according to a NerdWallet survey of mortgage rates published by national lenders Monday morning.

After a week of steady declines, mortgage rates started off on a more balanced footing today. Two key economic reports due this week will provide insights on how housing fared in March: housing starts from the U.S. Census Bureau on Thursday and existing-home sales due Friday from the National Association of Realtors. These two reports can influence investors’ confidence in the economy, which plays a key role in how banks determine their mortgage rates.


(Change from 4/14)
30-year fixed: 4.15% APR (+0.01)
15-year fixed: 3.50% APR (NC)
5/1 ARM: 3.80% APR (NC)

» MORE: How much home can you afford?

Homeowners looking to lower their mortgage rate can shop for refinance lenders here.

NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

Deborah Kearns is a staff writer at NerdWallet, a personal finance website. Email: Twitter: @debbie_kearns.