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Mortgage Rates Monday, July 17: ‘Summer Doldrums’ Offer Stability

Finding the Right Mortgage, Mortgage Rates, Mortgages
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Mortgage rates for 30-year and 15-year fixed loans, in addition to 5/1 ARMs, showed no change from Friday, according to a NerdWallet survey of mortgage rates published by national lenders Monday morning.

While there were some minor fluctuations among individual lender rates this morning, the overall averages remained the same.

While mortgage rates began last week on a solid note, remaining unchanged for Monday and Tuesday, fixed rates ended last week six basis points lower than where they began. Working to the advantage of home buyers, mortgage rates remain at Friday’s levels today, perhaps due to the “summer doldrums” — when there isn’t enough activity or economic reports to move the needle one way or the other.


(Change from 7/14)
30-year fixed: 4.11% APR (NC)
15-year fixed: 3.48% APR (NC)
5/1 ARM: 3.88% APR (NC)

NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

Emily Starbuck Crone is a staff writer at NerdWallet, a personal finance website. Email: