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Mortgage Rates Thursday, May 25: Lingering at 2017 Lows

May 25, 2017
Mortgage Rates, Mortgages
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We adhere to strict standards of editorial integrity. Some of the products we feature are from our partners. Here’s how we make money.

Mortgage rates for 30-year fixed loans were unchanged today, while 15-year fixed rates ticked lower and 5/1 ARMs held steady, according to a NerdWallet survey of mortgage interest rates published by national lenders Thursday morning.

Rates on 30-year home loans are hovering a half percentage point lower than their 2017 peak on March 14. After sinking to current levels a week ago, mortgage rates have been content to stay put, clinging near lows not seen since mid-November 2016.

While most analysts expect a Federal Reserve hike in short-term interest rates next month, aspiring home buyers and refinance-worthy owners are enjoying an ample window of low-rate opportunity.

MORTGAGE RATES TODAY, THURSDAY, MAY 25:

(Change from 5/24)
30-year fixed: 4.09% APR (NC)
15-year fixed: 3.45% APR (-0.01)
5/1 ARM: 3.82% APR (NC)


» MORE: How much home can you afford?

Homeowners looking to lower their mortgage rate can shop for refinance lenders here.

NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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Hal Bundrick is a staff writer at NerdWallet, a personal finance website. Email: hal@nerdwallet.com. Twitter: @halmbundrick.

A previous version of this article misstated the 30-year fixed rate as 4.08%. This article has been corrected.